Sat.Apr 19, 2025 - Fri.Apr 25, 2025

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What’s Next in Payments: A Memo to the GenAI Companies

Stax

Ever wondered how AI is shaping the world of payments? Staxs Mark Sundt sat down with John Gaffney from PYMNTS to dig into this topic. As Chief Technology Officer at Stax, Mark’s at the forefront of artificial intelligence in the industry. His expertise provides a unique window into the cutting-edge developments shaping the future of payments.

Privacy 88
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The Full List of Fintech Unicorns in Asia (2025)

Fintech News

The fintech unicorns in Asia are moving to reshape the very fabric of how people and businesses interact with money. From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. Out of the unicorns worldwide valued at a combined $4 trillion , a rising share are coming out of Asias fast-moving fintech ecosystem.

FinTech 128
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W Chain Collaborates With Google Backed NeurochainAI to Drive AI-Powered Innovation in Global Payments

Fintech Finance

W Chain , a top hybrid blockchain platform for global payments, has announced its partnership with NeurochainAI, a leader in decentralized AI development. The partnership will leverage the combined strength of both the companies to transform the global payment system by deploying amalgamation of AI and blockchain technologies. NeurochainAI is backed by Google’s startup program.

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Can a Large Merchants Negotiate Lower Payment Processing Rates?

Clearly Payments

If you’re running a large business and processing a high volume of payments every month, youre likely wondering if there’s room to reduce your payment processing fees. The short answer is yes, large merchants can negotiate custom payment processing rates. The more complex answer is that all merchants can negotiate payment processing rates, however large merchants just have a more negotiating power.

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A Roadmap For Modernization: How To Break Free From Your Monolith Before July 31, 2026

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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Aryze and Bloxcross partner to deliver instant access between fiat and stablecoins

The Payments Association

The payments landscape is evolving, but the way we move money across borders has struggled to keep pace. While information travels the world in seconds, global payments still encounter delays, friction, and complex compliance hurdles. At Aryze , we believe that sending funds should be as fast, intuitive, and reliable as sending an email. Our new partnership with Bloxcross makes this possible, unlocking instant, compliant access between fiat currencies and fully backed stablecoins.

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Aspire Launches Multi-Currency Corporate Card Powered by Episode Six

Fintech News

Aspire has partnered with fintech infrastructure provider Episode Six to introduce a multi-currency corporate card for small and medium-sized businesses (SMBs) in Singapore and Hong Kong. The new card is aimed at helping Aspires 50,000 SMB customers manage cross-border payments more efficiently. It offers instant issuance of virtual and physical cards, tokenisation, and spend controls that can be tailored at the organisation, department, or individual level.

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SaaS Fintech: What’s Next for the Most Powerful Pairing in Finance?

Fintech Review

We previously explored why the convergence of SaaS and fintech is so compelling. Cloud-native design, scalability, and recurring revenue models made the model attractive for both users and investors. The ability to deploy financial services at scale, through intuitive software interfaces, opened new possibilities for user experience and cost-efficiency.

Finance 94
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Unveiling digital fraud: A deep dive into scam trends and crime prevention in the UK payment sector

The Payments Association

Unveiling digital fraud: Insights into scam trends and prevention in the UK payment sector January 3 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? An examination of authorised push payments (APP) scams in 2023, their impact on victims, and the platforms most exploited. Why is it important? Over 340 million was lost to APP scams, affecting trust in payments and digital platforms.

Scams 88
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Revolut Posts US$1 Billion Profit for 2024, Singapore Marks Profitability Milestone

Fintech News

Revolut , a global neobank with over 52 million users, reported a net profit of US$1 billion (S$1.35 billion) for 2024, marking its fourth consecutive year of profitability. Profit before tax rose to US$1.4 billion (S$1.86 billion), with the groups net profit margin strengthening to 26%, up from 19% the year before. Group revenues climbed 72% year-on-year to US$4.0 billion (S$5.28 billion), supported by growth across all key business segments.

Posting 89
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IFX Payments Conditionally Agrees to Acquire Argentex Group PLC in Strategic Move to Strengthen Capabilities and Support Expansion

Fintech Finance

Today, alternative banking partner IFX Payments announces they have reached an agreement in principle to acquire Argentex Group PLC, a publicly listed FX options and electronic money institution, bringing together two established players in the UK Payments and FX space. This strategic acquisition is part of the business’s wider mission to become the number one service-led alternative banking partner in EMEA for corporates and Financial Institutions, creating value beyond the transaction.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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NCR Atleos to bring Allpoint Network to more than 4,000 7-Eleven stores

Finextra

NCR Atleos Corporation (NYSE: NATL) (Atleos), a leader in expanding self-service financial access for financial institutions, retailers and consumers, today announced it has entered into a long term business relationship to bring Atleos Allpoint Network to more than 4,000 7-Eleven stores across the United States providing expanded, more convenient access to everyday banking transactions for its issuer members and their cardholders.

Issuers 84
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How to Get More from Your Marketing and PR Budget in 2025

The Fintech Times

In the coming months, small and medium-sized businesses in the UK will feel the effects of a sharp rise in employment costs. Employer National Insurance Contributions (NICs) have increased from 13.8 per cent to 15 per cent, and the earnings threshold has dropped from 9,100 to 5,000 per year. For fintechs operating on tight margins, this shift adds real pressure to cash flow and forecasting.

FinTech 76
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Circle Launches Stablecoin Payments Network for Cross-Border Settlements

Fintech News

Circle Internet Group announced the launch of its Circle Payments Network (CPN), a new system designed to connect financial institutions for cross-border payments using regulated stablecoins. The network aims to enable faster, lower-cost international money transfers by utilizing stablecoins such as USDC, EURC, and other regulated digital currencies for real-time settlement between participants like banks, payment providers, virtual asset service providers, and digital wallets.

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Fiserv Helps Drive Digital Transformation at Vanquis

Fintech Finance

Fiserv, Inc. (NYSE: FI), a leading global provider of payments and financial services technology, today announced that it is partnering with Vanquis, a leading specialist bank and a valued Fiserv client for many years, to support its technology transformation. Vanquis will become the first bank to select Fiserv’s next-generation processing platform, Vision Next TM , an end-to-end solution that delivers global processing economies of scale plus fully integrated adjacent services that span t

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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BehaviorQuant and Quantlake Forge Strategic Partnership to Enhance Investment Decision-Making

Finovate

BehavioralQuant, a company that puts behavioral analytics to work helping individuals make better investment decisions, announced a strategic partnership with Quantlake. The partnership combines BehavioralQuant’s Advisory analytics with Quantlake’s personalized ETF portfolios. Headquartered in Austria, BehaviorQuant made its Finovate debut at FinovateEurope 2023.

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6 Years of Success: Hub71 Reveals Ecosystem’s 44% Funding Increase in 2024

The Fintech Times

Now in its sixth year, Hub71 , the Abu Dhabi global tech ecosystem, has revealed in its latest report, that as of 2024, startups within its ecosystem recorded $2.17billion (AED8.02billion) in funding; a 44.7 per cent year-on-year increase from $1.5billion (AED5.4billion) in 2023. The stats come from Hub71 ‘s 2024 impact report , Impactful Momentum , which analyses a variety of different topics, ranging from the biggest funding drivers in the region, Hub71’s impact, the biggest collab

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NeuroWatt Gears Up to Introduce Its AI Offerings for Finance at GITEX Asia 2025

Fintech News

NeuroWatt , a Singapore-headquartered provider of high-performance computing (HPC) and artificial intelligence (AI) solutions, is showcasing its latest technologies at GITEX Asia 2025 , which kicks off today at Marina Bay Sands and runs until April 25. The company focuses on AI infrastructure tailored to the financial sector, offering hybrid edge-cloud systems that combine hardware, software, and industry-ready applications.

AI 83
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Expensify Launches Simplified $5 Pricing Plan for SMBs

Fintech Finance

Expensify , Inc. (Nasdaq: EXFY), the financial management super app for expenses, travel, and corporate cards, today announced a major update to its Collect plan pricing: a simple, transparent flat rate of $5 per member per month. This move is designed to make Expensify more accessible to small and medium-sized businesses (SMBs), a market traditionally underserved by the financial tech industry.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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The payments landscape is shifting: Are you ready?

The Payments Association

T he financial services industry is at a critical inflexion point. Regulatory scrutiny is intensifying, fraud threats are evolving, and operational inefficiencies are squeezing margins. To succeed in 2025, payments businesses must stay agile, compliant, and secure while driving sustainable growth. Our latest report, ‘ Protecting & Growing Your Payments Business’ in 2025, explores the top challenges shaping the industry and provides actionable insights for fintechs, banks, and emb

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Movers and shakers: Maxim named first chief tech officer at MSUFCU

Bank Automation

Benjamin Maxim this month was named as Michigan State University Federal Credit Unions first chief technology officer (CTO), where he will lead the East Lansing, Mich.-based credit unions technology, product, innovation and engineering strategy. Maxim began his career at the $8.3 billion MSUFCU in 2007 as a senior web developer and has held other leadership […] The post Movers and shakers: Maxim named first chief tech officer at MSUFCU appeared first on Bank Automation News.

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Identity Fraud Surges in Scale and Sophistication, with APAC’s Financial Services Becoming a Prime Target

Fintech News

Identity fraud is evolving into a global issue, growing both in frequency and complexity. Data from identity verification specialist Sumsub reveal that identity fraud incidents have more than doubled in the past three years, with account takeovers and deepfakes emerging as major concerns. Financial services have become a prime target. Between 2021 and 2024, identity fraud rates increased from 1.1% to 2.6% of all verifications analyzed worldwide by Sumsub, marking a staggering 136.4% increase.

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EBizCharge Honored as Gold and Bronze Stevie® Award Winner In 2025 American Business Awards®

EBizCharge

EBizCharge was named the winner of two Gold Stevie Awards in the Payments Solution and Fintech Solution categories and one Bronze Stevie Award in the Financial Management Solution category in The 23rd Annual American Business Awards. The American Business Awards are the U.S.A.s premier business awards program. All organizations operating in the U.S.A. are eligible to submit nominations public and private, for-profit and non-profit, large and small.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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BILL Launches New Procurement Capabilities for Small Businesses

Finovate

BILL is expanding beyond payments by launching new procurement tools that unify accounts payable, receivable, expense management, forecasting, and payments into one centralized platform for small businesses. The new release offers features like advanced approval routing, invoice matching, and bulk payments. With the launch, BILL positions itself as a financial command center for SMBs, offering a holistic alternative to point solutions like Ramp by delivering integrated, customizable, and scalabl

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Supplier order management: How a furniture retailer automated order confirmation processing

Nanonets

Selling custom-made furniture in this age of mass production is not easy. But this mid-sized, Europe-focused furniture retailer was making it work. Their secret? Letting customers choose everything — from fabric choices to sofa leg styles, even down to the color of decorative nails. However, as sales grew, the made-to-order created a major problem.

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Thunes Launches New Global Business Payments Service

Fintech News

Global payments company Thunes has introduced ‘Thunes Business Payments’ , a new service aimed at helping enterprises, merchants, banks, and mobile wallet providers streamline international business transactions. The launch is targeted at members of Thunes’ Direct Global Network. The new solution provides access to local Automated Clearing House (ACH) systems in over 50 countries.

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How To Integrate a Payment Gateway into Salesforce

EBizCharge

Payment gateways have become a vital strategy for modern businesses looking to streamline their financial operations and deliver a seamless customer experience. Popular customer relationship management (CRM) platforms like Salesforce continue to streamline these operations with robust sales, marketing, and service tools, making the ability to process payments directly within this system the cherry on top.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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Akurateco and Paydefi Partner to Enable Seamless Crypto Payments Across Industries

Fintech Finance

Akurateco , a leading global white-label payment software vendor, has partnered with Paydefi , a decentralized payment infrastructure provider, to streamline crypto payment acceptance across industries. This integration allows businesses to accept cryptocurrencies effortlessly without modifying their existing systems, bridging traditional finance with Web3 innovation.

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This Week in Fintech: TFT Bi-Weekly News Roundup 24/04

The Fintech Times

The Fintech Times Bi-Weekly News Roundup takes a look at the latest fintech stories from around the world on Thursday 24 April 2025. Appointments TrustLinq , a Swiss-regulated crypto-to-fiat financial intermediary, welcomes Sharon Gal Franko as its new CEO. Franko brings over 25 years of experience in the fintech industry, having held executive leadership roles at the likes of Nium , Nuvei , dLocal , and EMS.

FinTech 59
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Inside Scoop on the Profitability Rebound Sea Limited Had in 2024

Fintech News

Back in 2022, Sea Limited was in the midst of a painful transition. It had overextended during the pandemic-era boom, facing USD $1.7 billion net loss , burning cash to chase growth in e-commerce, fintech, and gaming across Asia and Latin America. By late 2023, investor sentiment had soured. Analysts questioned whether the Singapore-based company could evolve beyond its aggressive subsidy-led model and deliver consistent, sustainable returns.

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Medical record automation: How a leading underwriting provider transformed their document review process

Nanonets

Life insurance companies rely on accurate medical underwriting to determine policy pricing and risk. These calculations come from specialized underwriting firms that analyze patients' medical records in detail. As healthcare digitization has surged from 10% in 2010 to 96% in 2023 , these firms now face overwhelming volumes of complex medical documents.

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Enhance Customer Value: Unleash Your Data’s Potential

The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.