Fintech Labs Insights

DECEMBER 23, 2015

After the Fed raised interest rates earlier this month, I received a lot of questions about what effect the move will have on the fintech industry. Since credit card issuers were required to increase their prime rate by the same amount, the company is not concerned it will push away borrowers. The market cap is at $4.32

Card Issuer 15

Card Issuer Push-to-Card Fed Non-Bank 15

PYMNTS

DECEMBER 10, 2016

I crossed paths with Laplanche back in 2007 and wanted to back him right away,” Petrushka said. When I founded my first startup, it got me thinking — banks are middlemen that can and should be disrupted,” Laplanche noted in a 2007 interview on how he came up with the idea of Lending Club. IPO of the year. banks at the time.

Non-Bank 73

Non-Bank Compliance Push-to-Card Origination 73

PYMNTS

AUGUST 4, 2017

And, while it might be an out-of-the-box choice, we think after the week in specific — and year in general — that QR codes have had, it might be fair to suggest that LL Cool J’s 1995 anthem should be the new theme song for the often under-appreciated technology. But, it never quite happened. EMVCo’s QR Thumbs Up.

Payments 49

Payments Online and Mobile Banking Push-to-Card Debit Card 49

PYMNTS

MARCH 28, 2016

But, don’t look for the recommendation to kill checks to emerge from the report that the 500+ person Fed Task Force that’s examining the path forward for the U.S. But, don’t look for the recommendation to kill checks to emerge from the report that the 500+ person Fed Task Force that’s examining the path forward for the U.S.

Faster Payments 48

Faster Payments Checks Payments Fed 48

PYMNTS

OCTOBER 8, 2018

It may have started in 2007 when the U.K. the debate has gained its own head of steam over the last five years — ever since the Fed formed its Faster Payments Task Force and convened 300 companies and 500 people to devise a framework to make payments faster in the U.S. were related in some way to international trade. s footsteps.

B2B 76

B2B Same Day ACH Payments ACH 76

PYMNTS

APRIL 25, 2016

Then there’s Pink, who also has a song called “Free.” “ I just wanna be free ,” she sings. I guess you can’t copyright “free.”. Janis Joplin probably sang it best, though with, “ Nothin’, don’t mean nothin’ hon’ if it ain’t free.”. WhatsApp finally sang the “free” song earlier this year too. But no more – it’s free – as a bird – now.

Regulations 41

Regulations Consumer CFPB Online and Mobile Banking 41

PYMNTS

FEBRUARY 24, 2017

The latest salvo comes from Square, where transactions were up 34 percent year over year among its retail merchant client base — you know, the ones in the field and on the ground, with the card readers. While everyone is gearing up for the Oscars, some of us may be in La La Land blithely ignoring smoke coming from the auto industry.

Federal Reserve 40

Federal Reserve Push-to-Card Non-Bank Credit Cards 40