FICO

SEPTEMBER 2, 2020

times larger than the one after the 2008 crisis. How will these trends affect managing credit risk? Delinquency rates on consumer loans and credit cards, which are currently being suppressed with government and bank support, are expected to increase rapidly. Creating Your Roadmap to a Better Customer Experience.

Credit Risk 69

Credit Risk Risk Credit Cards Risk Management 69

FICO

DECEMBER 8, 2022

Leveraging FICO Resilience Index to refine credit risk management decisions during benign economic phases defends against dramatic swings in delinquency rates and provides for a more consistent portfolio risk management approach over time. Of course, credit risk management is only one aspect of portfolio health.

Addressing 52

Addressing Risk Credit Limit Risk Management 52

FICO

JUNE 11, 2021

Leveraging FICO Resilience Index to refine credit risk decisions during benign economic phases defends against dramatic swings in delinquency rates and provides for a more consistent portfolio management approach over time. Of course, credit risk is only one aspect of portfolio health.

Risk 52

Risk Addressing Consumer Financial Protection Bureau (CFPB) Credit Risk 52

CB Insights

APRIL 22, 2020

The government has backstopped these loans so that lenders can take on minimal credit risk; however, alt lenders carry existing credit risk from non-government-backed SMB loans — and the longer the economy remains on pause, the higher the likelihood these alternative lenders will suffer increased losses resulting from existing borrower defaults.

FinTech 87

FinTech Processors Governance Government 87

PYMNTS

FEBRUARY 22, 2019

has reached pre-2008 levels, meaning banks are facing risk that is elevated above what has been seen since the financial crisis. The good news, according to Moody’s, is that at this point, their credit analysis of the banking segment indicates that those risks are “contained” over the next 12-18 months.

Risk 46

Risk Mitigation Non-Bank Credit Risk 46

Fintech News

JANUARY 16, 2024

Monitoring and addressing this risk are essential for stabilising banks, insurance companies, and pension funds. China’s growing involvement in global economies and risks in its residential property sector demands scrutiny. It represents a new way of working, demanding flexibility, agility, and openness to innovation.

AI 109

AI Risk Non-Bank On-Demand 109

FICO

NOVEMBER 22, 2018

The FICO® Score has been available in the Russian market through the National Bureau of Credit Histories (NBKI) since 2008. Winner of the Best Scoring Solution 2016 from Russia’s Banking Review magazine, FICO Score 3 was developed through analysis of more than 10 million Russian borrowers and 200 million credit lines.

Accounts 45

Accounts Origination Risk Credit Risk 45