PYMNTS

JUNE 25, 2018

In a ruling Monday morning (June 25), the Supreme Court of the United States ruled that American Express , the third-largest card network in the U.S., did not violate federal antitrust laws with business practices — known as anti-steering — that prohibit merchants from, in turn, dissuading consumers from using American Express cards.

Laws 41

Laws Credit Cards Push-to-Card Rules 41

PYMNTS

DECEMBER 10, 2018

It’s the decoupled debit card. Creating a product that pulled funds from depository accounts at other issuers and was accepted at any Mastercard-accepting merchant gave Cap One something new to offer consumers – and a new business model around which to build rewards to get consumers on board. And what was the product?

ACH 73

ACH Credential Push-to-Card Breach 73

PYMNTS

JANUARY 7, 2019

Welcome to the first Monday of 2019. According to the Chinese calendar, 2019 is the “Year of the Pig” – which may not, at first blush, inspire much excitement for the 358 days ahead of us. That makes it the most important year of the last decade. Naturally, I have a few thoughts. That just makes the point much stronger. Consider this.

Online and Mobile Banking 82

Online and Mobile Banking Innovation Mobile Payments Consumer 82

PYMNTS

OCTOBER 9, 2017

In fact, they are at least 557 years old. The first commerce intermediary to operate at scale was Istanbul’s Grand Bazaar , which opened for business in 1460. For centuries, it did. The Grand Bazaar served as the primary commerce hub for most of Europe and Asia. It also standardized pricing and hours of operation.

Rules 51

Rules Online and Mobile Banking Consumer Product 51

PYMNTS

OCTOBER 9, 2017

In fact, they are at least 557 years old. The first commerce intermediary to operate at scale was Istanbul’s Grand Bazaar , which opened for business in 1460. For centuries, it did. The Grand Bazaar served as the primary commerce hub for most of Europe and Asia. It also standardized pricing and hours of operation.

Rules 44

Rules Online and Mobile Banking Consumer Product 44

CB Insights

DECEMBER 14, 2017

Soylent — The subreddit that convinced a16z to invest in Soylent. An explosion of new direct-to-consumer companies is transforming how people shop. In the process, these brands, spanning everything from detergent to sneakers, are radically changing consumer preferences and expectations. New Frontiers in Retail Tech. How will we shop in 2020?

Consumer 78

Consumer Product Returns On-Demand 78