Understanding Overdraft Programs (Part 1)
FICO
SEPTEMBER 9, 2021
Courtesy overdraft is a service offered with a deposit account to provide liquidity to a bank customer when their balance has insufficient funds to cover incoming payments from a debit card, ATM, check or an ACH (Automated Clearing House) payment. New leadership at the CFPB has indicated that OD is on the agenda for a possible rulemaking.
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