Fintech Labs Insights

JUNE 7, 2016

.” Stanich then explains that they’re doing something new within IBM called Client Insight for Wealth Management powered by IBM Watson , a solution to help advisors segment clients, predict life events and identify product and portfolio recommendations. Financial advisor dashboard. 300,000 employees.

Advisors 22

Advisors Regulatory Compliance API Credit Cards 22

FICO

SEPTEMBER 13, 2022

Increased savings and the relaxation of restrictions resulted in a steep increase in spend between 2021-2022 but if we look back to 2009, this uptick in spend was also seen and continued up until 2012. Work with our FICO Advisors team. Liz Ruddick is a principal consultant within the FICO Advisors Lifecycle Practice.

Credit Cards 52

Credit Cards Advisors Issuers Consulting 52

The Fintech Times

JANUARY 23, 2024

It will be deployed to accelerate DailyPay’s product innovation and to drive its expansion into adjacent categories and new markets. Beyond her primary responsibilities as global CMO at BPC, Nim also serves as an advisor to the Global Fintech Impact Forum , as well as the NextGen Payments & RegTech Forum.

FinTech 69

FinTech Payment APIs and Integration Agreements Finance 69

PYMNTS

OCTOBER 17, 2017

16) that it has ordered Wells Fargo Clearing Services and Wells Fargo Advisors Financial Network to pay more than $3.4 million in restitution for making bad recommendations of volatility-linked, exchange-traded products ( ETPs ). According to FINRA, Wells Fargo didn’t put in place a reasonable system to supervise sales of the products.

Underwriting 40

Underwriting Authorization Advisors Settlement 40

Fintech News

AUGUST 19, 2024

Portfolio companies benefit from the collective power of deep-rooted networks and extensive knowledge in business strategy, product development, and fundraising. Since 2012, the firm has backed more than 210 companies in the region, with over US$450 million in total committed capital. These investments have generated overUS $2.2

FinTech 113

FinTech Underserved Technology Cross-Border 113

PYMNTS

JULY 7, 2016

Don joined Kount as the Director of Marketing in October 2010 and became Vice President of Marketing in December 2012. Karen Webster is one of the world’s leading experts on payments, commerce and retail innovation and a strategic advisor to CEOs and Boards of multinational players in those sectors. VP of Marketing at Kount.

Compromise 40

Compromise Credit Cards Advisors Breach 40

CB Insights

AUGUST 23, 2018

Learn about the playbooks of today’s top banks as they digitally re-position their consumer products. This trend towards digitization is already starting to play out as fintechs circumvent banking licenses by partnering with issuing banks to offer checking account-like products. Robo-advisor. First Name. Key takeaways.

Consumer 76

Consumer Online and Mobile Banking Credit Cards Push-to-Card 76

Fintech Labs Insights

AUGUST 23, 2024

Take a look at our curated list of the top events for credit union technologists, product managers, developers, marketers and as well as the C-Suite and even directors. It’s a collaborative industry whose conference attendees are eager to learn and share. It’s very refreshing.

Credit Union 15

Credit Union NOV NACHA Audit 15

CB Insights

AUGUST 7, 2017

Funding to digital health startups has increased every year since 2012, hitting a record of $6.9B We define digital health as companies in the healthcare space that use software as a central piece of the company’s product offering, including but not limited to mobile health, telemedicine, genomics, and electronic medical records.

Advisors 54

Advisors Continuity Product Research 54

Fintech Labs Insights

NOVEMBER 14, 2016

based digital wealth advisor. ” Nutmeg will use the funds to offer more products and services and to accelerate growth. Nutmeg’s Nick Hungerford (former CEO) & Jono Hey (Head of UX) demoing at FinovateEurope 2012 in London. voted to leave the European Union.” ’s coolest people in fintech.

Advisors 18

Advisors Returns Participant FinTech 18

CB Insights

JULY 19, 2017

These teams work on research that’s not directly tied to a product and encompasses challenging fields like speech processing, machine intelligence, quantum AI, and more. Microsoft has numerous labs, each with its own flavor, aimed at applying research independent of product development cycles. Innovation Lab Name: X. Founded: 2010.

Innovation 74

Innovation Online and Mobile Banking Research Technology 74

Fintech Labs Insights

AUGUST 22, 2024

for its consumer savings & rewards solution; expanding product line, increasing market share. for its digital banking simulation products: notable client acquisitions. Signal Intent (now Brights.io): Financial decision tools provider, experiencing rapid growth with new product offerings. Debbie: Raised $2.7M

Online and Mobile Banking 15

Online and Mobile Banking Acquirers Payment APIs and Integration AI 15

Fintech Labs Insights

MAY 4, 2015

And unlike most financial products, the mortgage process has gotten more convoluted in those three decades. That’s not nearly the amount of change I expected in this vital area, but the re-regulation of the mortgage industry, thanks to the housing debacle of 2008 to 2012, has taken it’s toll on innovations.

Process 29

Process Fed P2P Advisors 29

Fintech Labs Insights

DECEMBER 23, 2016

This comes hot on the heels of Nutmeg’s most recent funding when it scored $37 million in Series C funding last month from Convoy, Hong Kong’s largest firm of independent financial advisors. Adding two Asian investors in the past two months comes as a hint as to what’s next for the robo advisor.

Advisors 14

Advisors FinTech Innovation Continuity 14

CB Insights

JULY 16, 2017

The same group completed 20 investments in aggregate between 2012 and 2014. The current and past investment strategies can inform the thematic areas where we might see P&C insurers invest in the future or where they might eventually make an M&A move, strike a big partnership, or build out new products. Allianz Ventures.

Underwriting 28

Underwriting Cybersecurity Risk Innovation 28

PYMNTS

AUGUST 15, 2018

The recent report highlights the latest growth in the toy industry: NPD found that the global toy industry has seen steady gains starting in 2012, along with an increase in the global spend per child. But consumers are looking for products that go beyond the core function in an unexpected and surprising way, delivering the “wow factor.”

Advisors 41

Advisors Returns Consumer Continuity 41

CB Insights

DECEMBER 5, 2017

The same group completed fewer than 25 investments in aggregate between 2012 and 2014. Here are a few takeaways from analyzing the graph below, which encompasses over 125 deals: Of the 12 P&C insurers analyzed, Ping An and AXA have been the most active since 2012. Number of investments (since 2012): 2. Allianz Ventures.

Underwriting 28

Underwriting Cybersecurity Innovation Risk 28

PYMNTS

JANUARY 25, 2018

“Although it’s harnessing the latest innovations in tech, it offers a very simple way to access finance, as well as access to human financial advisors,” explained FSB London Chair Michael Lassman in a statement earlier this month. ” Such transformation won’t happen overnight, however, and the U.K., ”

Small Business 49

Small Business Finance Government Governance 49

Fintech Labs Insights

MARCH 30, 2017

Savings tech isn’t sexy, and because it is often built into a larger, more robust product, sometimes it is difficult to notice. Founded in 2012, Acorns launched an app that connects with a user’s debit account, helping them invest the “spare change” from their daily transactions.

P2P 18

P2P Advisors Automation Accounts 18

PYMNTS

NOVEMBER 4, 2019

Pariser is the CEO of Upworthy , a website for viral content that he started in 2012. Today’s consumers have a nearly endless array of marketplaces and other aggregators of products and services where they can search and find information. And so it must be. But those aren’t the only places where consumers seek information. And they do.

Returns 43

Returns Consumer Regulations Innovation 43

PYMNTS

SEPTEMBER 25, 2017

Chorizo didn’t sell as expected, as it isn’t a mainstream American consumer ingredient,” Darren Tristano, a Technomic advisor, told CNBC via email. Holthouse, did note, however, that as queso has gained popularity as a trending Twitter topic, she does expect to see traction for the product with fuller rollout. Not mainstream enough.

FDIC 43

FDIC Federal Reserve Breach Data Breach 43

CB Insights

OCTOBER 26, 2020

When Facebook went public in 2012, the stock fell 15% in its first few days on the market. What Steve Jobs is to technology products, Frank Quattrone is to tech banking. Standard, sub-$500M raises and more complex IPOs are more likely to result in a fee around 7%, while larger or simpler IPOs may end up closer to 3%. BOUTIQUE BANKS.

Underwriting 78

Underwriting Research Online and Mobile Banking Non-Bank 78

Fintech Labs Insights

MARCH 3, 2016

In 2012, the company saw an opportunity in offering digital banking services. Founded in 2012. Moreno, who has served as CEO of Innofis since 2012, started his career at a bank where he worked in retail and corporate banking, marketing, IT, and consulting. Company facts: Headquartered in Barcelona, Spain. Privately owned.

Advisors 15

Advisors On-Demand Consulting Innovation 15

CB Insights

OCTOBER 10, 2017

Building a product that people want is hard. The result of getting your product right, however, can be exponential growth so fast it’s hard to wrap your mind around. How to productize personal responsibility. The best personal finance startups take time to lay the groundwork for their product. Source: xkcd.com.

Finance 78

Finance Online and Mobile Banking Product Checks 78

Fintech Labs Insights

DECEMBER 7, 2016

The Israel-based startup’s platform helps advisors construct bond portfolios that are tailor-made and optimized for every client. ” By enabling construction, reallocation, and re-balance of optimal bond portfolios, BondIT helps advisors improve portfolio management efficiency so they can focus on their client relationship.

Advisors 13

Advisors Audit On-Demand Finance 13

CB Insights

JUNE 17, 2020

For example, Google announced its acquisition of Fitbit in November 2019 as part of its broader initiative to establish a presence in the healthcare technology space on par with Apple and the Apple Watch product. REMOTE WORK ACCELERATes TRENDS IN PRODUCTIVITY SOFTWARE DEVELOPMENT. Telecommuting tech. Enterprise virtual reality.

Posting 101

Posting Technology Online and Mobile Banking On-Demand 101

Fintech Labs Insights

JULY 21, 2016

In the company’s FinovateSpring 2016 demo , Blend’s Head of Product Pranay Kapadia, speaking about the mortgage application process, asked, “How do we make this financial, stressful transaction as humanistic as possible– so it’s as though you’re working with a financial advisor?” 80 employees.

Process 18

Process Online and Mobile Banking Origination Consumer 18

Fintech Labs Insights

APRIL 12, 2024

Innovations from 1995 to 2014 (with launch dates) Note: Ranking as of Jan 2014 Wells Fargo is first in the world to offer Web-statement access (launched May 1995) Security First Network Bank launches first full-service Internet bank brand (Oct 1995, disbanded 2002) PayPal launches first online optimized payment system (Nov 1999, bought by eBay in 2003) (..)

Online and Mobile Banking 15

Online and Mobile Banking Innovation FinTech NOV 15

CB Insights

OCTOBER 6, 2017

Another startup, Neato Robotics , entered the market with a competing product, Botvac. Neato was acquired in Q3’17 by Vorwerk Group, a German supplier of household products. Neato will continue selling its products in the United States post-acquisition. across 169 deals spanning 18 countries into robo-advisors since 2013.

AI 69

AI Risk Automation On-Demand 69

Fintech Labs Insights

JUNE 8, 2016

The robo-advisor wave rolls on as Finovate Best of Show winner DriveWealth announces that it is launching a new solution designed for Chinese investors called ToumiRA. DriveWealth is partnering with Chinese marketplace lender and wealth manager, CreditEase to deploy the rovo-advisor technology, and will serve as the US broker.

Advisors 18

Advisors Small Business Authorization Posting 18

CB Insights

SEPTEMBER 4, 2019

This means they’re embracing changing preferences to offer more sustainability, affordability, and flexibility in their products and services. At the same time, boutique studio memberships grew by 70% between 2012 and 2015, with memberships hitting an all-time high in 2016. Similarly, chains including Carl’s Jr.,

Online and Mobile Banking 78

Online and Mobile Banking On-Demand Product Consumer 78

CB Insights

MAY 23, 2019

Below, we take a look at some of these frauds and the lessons they can teach entrepreneurs hoping to launch their own products, companies, and funds. However, The Honest Company’s claims came under fire in 2017 when allegations were made that the company had engaged in fraudulent labeling of some of its products. The Outcome.

Online and Mobile Banking 78

Online and Mobile Banking Wire Wires Push-to-Card 78

CB Insights

OCTOBER 31, 2017

But overpriced, over-hyped hardware products weren’t the only “innovations” we said goodbye to: we also recently witnessed the deaths of startups working in mobile AR, e-commerce, digital media, and more. Product: Blin.gy App. Product: Teforia Tea Infusor. Product: Jawbone. Title: Goodbye, Hello.

Posting 78

Posting Product Online and Mobile Banking On-Demand 78

Fintech News

DECEMBER 13, 2023

They will also discuss opportunities for sustainable investments, financing the green transition, boosting ESG product sales, and mitigating greenwashing risks. Founded in 2012, Apidays is a leading series of worldwide conferences that aims to democratize and evangelize the opportunities of APIs for corporations.

FinTech 98

FinTech Web 3.0 Payment APIs and Integration APACS 98

CB Insights

MAY 15, 2019

Wells Fargo Labs brings together product strategists, developers, and project managers to build innovative new products grounded on a lean startup strategy. Key people: Jennifer Tescher, Founder and CEO of CFSI; Ryan Falvey, Senior Advisor & Former Managing Director at CFSI. Founded: 2012. Founded: 2015.

Innovation 78

Innovation Finance Online and Mobile Banking Blockchain 78

CB Insights

DECEMBER 14, 2017

These direct-to-consumer, or D2C companies, are able to manufacture and ship their products at much lower costs than traditional consumer brands because they own all of their customers’ data and maintain end-to-end control over the making, marketing, and distribution of products. The blog-first strategy that got Glossier 1.5

Consumer 78

Consumer Product Returns On-Demand 78

Fintech Labs Insights

APRIL 18, 2016

Sliced Investing : Sliced provides technology to help financial advisors deploy to alternatives. Two Tap : Users can now order any product directly in your app with Two Tap. FutureAdvisor (exited): Robo-advisor. . ——— Table: YC Fintech Companies by Year. Total Companies. Fintech Companies.

FinTech 18

FinTech Online and Mobile Banking Small Business Debit Card 18