CB Insights

DECEMBER 10, 2020

Tech companies are chipping away at the traditional bank’s market share. For example, stock trading app Robinhood’s commission-free approach to investing has forced incumbents to follow suit, while products like Venmo and Cash App have disrupted peer-to-peer payments. . get the full 45-page disrupting investment banking report.

Credit Cards 101

Credit Cards Advisors Venmo Small Business 101

PYMNTS

JANUARY 22, 2018

It’s not uncommon for food producers at Whole Foods to promote their products through in-store demos or catchy product designs. But one California company has taken a slightly different approach to marketing their products at the popular grocer — they’re stocking kiosks, not shelves.

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CHIPS On-Demand Product Consumer 43

PYMNTS

OCTOBER 25, 2017

Most anyone with a few dollars and some loose change can hit up a vending machine or unattended kiosk to grab chips or a candy bar. Since 2012, several Los Angeles shopping malls have offered curious and free-spending consumers the opportunity to buy luxury items such as Beluga caviar from unattended vending machines.

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CHIPS Returns Consumer Checks 47

PYMNTS

JUNE 13, 2018

FIs are now embracing development of their own APIs, using firsthand experience to build valuable products they believe consumers want. Founded in 2012, Tink debuted its AI and machine learning-focused digital banking platform the following year to give customers better financial insights. The Future of Open Banking.

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API Regulations B2B On-Demand 46

PYMNTS

NOVEMBER 2, 2020

“ Membership has its privileges ” was the nine-year ad campaign launched by American Express in 1987 to persuade consumers that it was worth it to pay an annual fee for one of its charge card products. That includes some 350 million products when tallying those available from third-party sellers. Prime members in the U.S.

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Consumer Online and Mobile Banking Product Non-Bank 98

CB Insights

JULY 19, 2017

These teams work on research that’s not directly tied to a product and encompasses challenging fields like speech processing, machine intelligence, quantum AI, and more. Microsoft has numerous labs, each with its own flavor, aimed at applying research independent of product development cycles. Innovation Lab Name: X. Founded: 2010.

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Innovation Online and Mobile Banking Research Technology 74

CB Insights

DECEMBER 19, 2017

Additionally, many of these physical retailers have lost the cache they once had as new direct-to-consumer brands with a hyper-focus on specific products have taken off. Category/Product(s): Apparel & accessories. Category/Product(s): Teen apparel. Category/Product(s): Children’s toys. Category/Product(s): Footwear.

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Product Acquirers Authorization CHIPS 78

PYMNTS

APRIL 25, 2016

Enter Visa and its announcement last week of its Quick Chip for EMV solution, designed to speed up checkout times and make “the dip” as fast as “the swipe.”. Stephanie Ericksen, VP of global risk products at Visa, told Karen Webster that the new technology will allow EMV chip card processing to closely replicate what U.S.

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EMV CFPB Online and Mobile Banking CHIPS 40

CB Insights

SEPTEMBER 26, 2018

While the store is a first for Nike, it’s part of a bigger trend in retail — product and inventory localization. Target opened its first small-format store in Chicago in 2012. Nike BY MelRoSe uses data to match products and services to needs of neighborhood. ” — Michael Martin, VP of Digital Products, Nike.

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Product On-Demand Consumer CHIPS 64

CB Insights

JANUARY 6, 2019

Founded: 2012. Workers are organized into “mini-startups,” each with their own projects, across various product lines. Key People: Josh Shabtai, Director of Lab Productions. The lab also rolled out an inventory management robot that helps to find products around the store. Key People: Scott Emmons, Director.

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Innovation Product On-Demand Technology 77

PYMNTS

OCTOBER 28, 2016

If you’re a tech chip giant, the future shines like a newly-minted smart chip. Even though that’s often unrelated to the effectiveness of their ad product, it affects their perception in the market as an interesting option.”. Earnings, earnings everywhere and some a stock to sink. Sizzles and Fizzles await.

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AI CHIPS Same Day ACH Fed 43

CB Insights

NOVEMBER 16, 2017

Large companies like Samsung , Apple , and Huawei have traditionally dominated the Asian smartphones market, but in recent years, new makers have slowly emerged to chip away at that dominance. Xiaomi sells a wide variety of products, from smartphones and laptops to wearables and drones. Total disclosed funding: $3.5B .

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CHIPS Volume Processors Product 44

PYMNTS

JUNE 3, 2016

I would say around 2010, 2011, 2012, with Apple having mobile payments acceptance in stores, checking out on mobile devices, that’s where we saw transactions become much more personal,” Dasilva said of in-store retail experiences. And it all started with Apple, he said. “I How do I get people off the couch and into my store?

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EMV CHIPS Point-of-Sale (POS) Security 40

PYMNTS

MAY 23, 2016

A statement released by MCX CEO Brian Mooney on May 16, via a PR rep, said that MCX is delaying a nationwide rollout of its CurrentC mobile payments product. 2012 with the intention of creating a mobile-only, merchant-owned payments scheme that ran over ACH rails. No encore was demanded. MCX was formed as a merchant consortium in Aug.

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EMV Mobile Payments Push-to-Card Chip Cards 43

PYMNTS

APRIL 15, 2019

In 2012, Uber launched Uber Eats, a way for drivers to get more paid gigs by delivering food. Founded in 2012, Lyft is about giving consumers an alternative to car ownership. Or it can come from platforms with scale and a different business model that chip away at the money side of an existing business. A Single Focus.

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On-Demand Online and Mobile Banking Consumer Caps 73

CB Insights

AUGUST 9, 2017

Katerra is involved throughout the entire building process, from concept design to the finished product, which allows the company to eliminate costs across the entire construction value chain. Launched in 2012, Prescient Co leverages a BIM design platform to create modular structural systems for multi-unit buildings. prescient co.

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Micro-Entry Blocks Addressing Process 54

PYMNTS

OCTOBER 21, 2016

Fitch names rue21 as a retailer at a “high risk of default” because of its bond debt, declining foot traffic, competition from eCommerce and other retailers and “a lack of a compelling product line.”. According to WSJ , the golf retailer’s troubles began when Golfsmith and Golf Town merged in 2012. Along with Claire’s Stores Inc.,

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Acquirers CHIPS Consumer Continuity 55

CB Insights

MARCH 27, 2019

Amazon may use that underlying technology in its smart home products — including smart speakers — for added layers of protection. When it comes to data protection, Google has been developing a number of products and solutions to address threats on various fronts. Future of Cybersecurity: Trends & Startups To Watch.

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Cybersecurity Encryption Data Breach Breach 76

CB Insights

SEPTEMBER 4, 2018

Recently, Aptiv reported that its system should be “scaled for production” by the end of next year. At the time, it was the first vehicle in production that could actually allow its users to “drive” hands-free. Baidu plans autonomous car spinoff, mass production. Read more: Volvo , Wired , IB Times.

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AI Research Technology Automation 78

CB Insights

APRIL 26, 2018

In addition, all 3 offer services well beyond their core products, and like the biggest tech giants in the US have far-reaching global ambitions. As Tencent President Martin Lau said, “We actually view AI as a core technology across all our different products.” Conclusion. This is the second post in our China in AI series.

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AI Research Government Governance 63

CB Insights

JULY 24, 2018

Since 2012, retail space occupied by brands that started online has grown by 1,000% in the top 300 malls in America. Casper stores are about the experience, not the product. There are tons of people — potential customers — who want to see and touch products before they buy them. And it isn’t alone. Conclusion.

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Product On-Demand Process Consumer 49

PYMNTS

APRIL 17, 2017

Such was the opinion of Slate in September of 2012 — and while today it may seem a bit overzealous, as Karen Webster pointed out at the time, it was clear that Square’s ambition was to move well beyond dongle and card acceptance for teeny tiny merchants. Once they get hooked on it, they won’t want to stop.”. seconds.

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Push-to-Card Debit Card Online and Mobile Banking EMV 44

CB Insights

MAY 1, 2018

Product innovation is one way that large corporations stay competitive in a rapidly changing marketplace, but it doesn’t always work out when big brands attempt innovation. Below are what we consider to be 110 of the biggest product flops of all time. Atari had a landfill in New Mexico for unsold product where many of the E.T.

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Product Innovation Origination Consumer 78

PYMNTS

OCTOBER 12, 2016

For a clearer perspective, Facebook acquired Instagram in 2012 for $1 billion and, at that time, it had 13 employees. Compounding the lack of employment has been off-shoring of hardware manufacturing, which caused hiring in the chip sector to dive.

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Federal Reserve CHIPS Acquirers Addressing 63

CB Insights

APRIL 7, 2018

To answer this, we took a deep dive into 8 different steps of the manufacturing process, to see how they are starting to change: Product R&D : A look at how platforms are democratizing R&D talent, the ways AI is helping materials science, and how the drafting board of tomorrow could be an AR or VR headset. Product R&D.

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Technology Blockchain On-Demand Automation 78

CB Insights

NOVEMBER 16, 2017

Meitu recognized the need for local nuance in the value that its product offered — and early investor Sinovation Ventures saw 40x returns in the IPO. Even after selling off $500M in shares in 2010, Accel’s stake was worth $9B when Facebook went public in 2012, ultimately giving Accel Partners an enormous return on its investment.

Returns 78

Returns Online and Mobile Banking Acquirers On-Demand 78

PYMNTS

SEPTEMBER 11, 2017

The exhausted holiday shopper didn’t hate going to the mall because she had to swipe a card to buy stuff, and the line languisher didn’t get angry because they had to use a chip card to dip and pay. Among the problems consumers face in-store, no one seemed to complain about how they paid for the things they bought when there.

Consumer 63

Consumer P2P PayPal Online and Mobile Banking 63

CB Insights

JUNE 7, 2018

This could provide insight into why someone might buy a specific product, support a given cause, vote a certain way, and much more. For example, the main product Cambridge Analytica sold to its political clients like Cruz and Trump was a cutting-edge advertising strategy. To design and deliver these ads, however, it needed data.

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Regulations Consumer Product On-Demand 78