Fintech News

JULY 22, 2024

OCBC GENesis is an invitation-only programme that builds on the legacy of Bank of Singapore’s next-generation programme, which has been running since 2012. Both OCBC’s PPC and Bank of Singapore cater to the needs of high and ultra-high-net-worth clients within the OCBC Group.

Participant 84

Participant Assessments Visa Product 84

PYMNTS

JUNE 7, 2019

Forget millennials, that consumer segment that is blamed for the downfall of most everything while also being the target of many innovative efforts. Single consumers are a force of nature as well when it comes to retail. At least that’s the case when talking about toilet paper – specifically, the Charmin Forever Roll. Big Growth.

Consumer 53

Consumer NOV On-Demand Innovation 53

PYMNTS

MAY 13, 2020

The Consumer Price Index (CPI) fell to its lowest level in a dozen years last month, according to the U.S. The index for dairy and related products increased 5.2 percent over the last 12 months, its largest 12-month increase since February 2012. Bureau of Labor Statistics (BLS). percent in April on a seasonally adjusted basis.

Consumer 56

Consumer Adjustments Posting Product 56

PYMNTS

APRIL 29, 2020

The COVID-19 pandemic has made consumers hungry. Another survey of consumer plans for their stimulus dollars indicated over a third of consumers intend to spend those funds eating more. Sixteen percent bought food directly from restaurants and takeout locations, while another 9 percent spent the funds at grocery stores.

Consumer 75

Consumer On-Demand Innovation Continuity 75

Finovate

JANUARY 23, 2024

Customer Analytics leverages enhanced transaction data and actionable consumer insights to help financial services companies increase deposits and customer engagement. The new offering uses enhanced transaction data and actionable consumer insights to enable financial services providers to grow deposits and boost engagement. .

Service Provider 64

Service Provider Mitigation Finance Transactions 64

Finovate

JULY 22, 2024

The Swedish payments company announced this week that it has integrated a new payment service into its Klarna Pay Now product suite. “The combined product is better for merchants and consumers, and (is) also a platform for Klarna to expand the functionality of Sofortüberweisung globally.”

Security 59

Security Payments Facilitators BNPL 59

Finovate

AUGUST 6, 2024

This will enable Blend customers to drive digital engagement beyond the initial application capture, lowering abandonment rates and helping consumers complete applications faster. “Today consumers expect a frictionless, real-time product experience, and that starts at account opening,” Astra CEO and Co-Founder Gil Akos said.

Instant Payments 59

Instant Payments Deposit Account Payment APIs and Integration Credit Union 59

PYMNTS

FEBRUARY 11, 2020

To improve the financial lives of millions of Americans, speed matters — especially for FinTechs seeking to bring new products to market digitally and to target consumers underserved by traditional banking models. As Choubey told Webster, the FinTech traces its roots to providing financial access to 90 million Americans.

Visa 61

Visa Consumer Financial Inclusion Underserved 61

PYMNTS

AUGUST 9, 2017

In 2013, Silicon Valley startup Clinkle raised $25 million in funding to build the point-of-sale (POS) system of the future using sound, but the company later changed trajectories, creating more of a Venmo-like product primarily aimed at college students. We create these products and services on old technology. Why Sound Is Better.

Consumer 80

Consumer Chip Cards Point-of-Sale (POS) CHIPS 80

PYMNTS

JUNE 29, 2017

Though the amount of online retailers is astounding, many consumers still prefer to shop in-store. With in-store shopping waning, some retailers are adding a new option to the purchasing mix with a direct-to-consumer offering.

Consumer 43

Consumer On-Demand Research Product 43

Finovate

OCTOBER 11, 2024

The technology supports Mastercard’s multi-currency card, and provides an infrastructure that accelerates time-to-market and deployment of new products and services. The company introduced its mobile app in 2012 and now reports that there are more than 4.5 ” Worldline made its Finovate debut at FinovateEurope 2017. .

Multi-Currency 104

Multi-Currency Stablecoins Visa Cross-Border Payments 104

Finovate

NOVEMBER 6, 2024

Consumers will benefit from earning rewards for transactions via Crypto.com’s Crypto.com Pay ; merchants will benefit from being able to manage payments and services via both mobile and tablet devices. Traditional financial products such as stock trading and banking are also top of the 2025 agenda for the company, as noted above.

Blockchain 64

Blockchain Cryptocurrency SWIFT Regulatory Compliance 64

Fintech Finance

JANUARY 18, 2024

The payment provider will use the funding to expand its offering to the top-50 largest Benelux web shops, enter the German market, and further fuel its ambitions to make buying online fairer , for both consumers and web shops, by bringing the same level of assurance consumers have in offline transactions online.

BNPL 52

BNPL FinTech AI Transactions 52

PYMNTS

SEPTEMBER 17, 2020

The privately-held FinTech was founded in 2012 as an installment loan provider for shoppers to finance a purchase. and Canadian consumers an alternative to traditional credit cards. At the same time, the company introduced an interest-free biweekly payment product for transactions as low as $50. million U.S.

Point-of-Sale (POS) 71

Point-of-Sale (POS) FinTech BNPL Returns 71

CB Insights

AUGUST 23, 2018

Live briefing: Consumer Banks in The Digital Age. Learn about the playbooks of today’s top banks as they digitally re-position their consumer products. JPM is the first consumer bank to give free trades to all retail customers. First Name. Key takeaways. Tech hiring is a top priority.

Consumer 76

Consumer Online and Mobile Banking Credit Cards Push-to-Card 76

CB Insights

MAY 9, 2019

Here, we run down the most influential products which got their start in a corporate innovation lab — and how those innovations moved from the lab to the market. In 2012, Google co-founder Sergey Brin stated that self-driving cars would be available to the general public in 2017. It was the first hardware product to come out of Amazon.

Innovation 76

Innovation Product Technology Origination 76

PYMNTS

DECEMBER 9, 2020

The FTC complaint alleges that Facebook has engaged in a systematic strategy — including its 2012 acquisition of Instagram, its 2014 acquisition of WhatsApp, and the imposition of anticompetitive conditions on software developers — to eliminate threats to its monopoly, according to the release.

FTC 102

FTC Federal Trade Commission API Government 102

PYMNTS

OCTOBER 8, 2020

The company was founded in 2012 and has since been partnered with companies including Walmart and Expedia Group. The company also introduced a new interest-free biweekly payment product for transactions as low as $50. Affirm, a point-of-sale (POS) lender, offers short-term loans that can be repaid in installments. It was valued at $2.9

Point-of-Sale (POS) 100

Point-of-Sale (POS) BNPL Checks Service Provider 100

PYMNTS

JANUARY 15, 2020

Brazil’s unicorn FinTech and payments startup EBANX is trialing a digital wallet, called Ebanx Go, with 10,000 consumers on a test basis, the company announced on Wednesday (Jan. The company is also considering a savings account product and other services, with possible rollouts to more Latin American countries.

FinTech 67

FinTech Origination Accounts Economy 67

CB Insights

APRIL 11, 2019

The acquisition is part of broader trend of insurer consolidation that will have uncertain impacts for consumers and startups. Centene and WellCare are both products of insurers being acquired. Consolidation has been the prevailing theme in health insurance for almost a decade, but its effects on the consumer are uncertain.

Consumer 36

Consumer Acquirers Government Governance 36

CB Insights

APRIL 25, 2019

Instagram ($1B, 2012), a photo sharing application, continues to see major growth, outshining Facebook itself. LiveRail ($500M, 2014) provided technology products and services for online video advertising. In 2016, Facebook stopped accepting new customers for LiveRail’s ad server to focus on other similar products.

Automation 75

Automation Posting Product Research 75

PYMNTS

AUGUST 24, 2020

Consumers are unlikely to return to stores and business districts in the near future, nor can businesses simply rely on longstanding relationships with suppliers and retailers to keep production lines moving and shelves stocked. Interior Define is one such company that exemplifies these trends, as highlighted in our case study.

B2B 86

B2B End User Consulting Consumer 86

The Fintech Times

OCTOBER 29, 2024

Its gross domestic product (GDP) per capita peaked in 2022 at just shy of $1,700, according to the World Bank. In the two decades following this, internet usage grew, albeit slowly – from 10 per cent in 2012 to over 54 per cent in 2021. However, Pakistan has shown signs of a resurgence. In 2001, only 1.3

FinTech 59

FinTech Financial Inclusion Consumer Protection Transactions 59

Finovate

FEBRUARY 14, 2024

As Executive Director of Product Management at NCR Voyix , Wynn helps both community banks and credit unions form strategies to implement their digital transformation and product roadmap initiatives. In the long run, however, I knew Digital Insight was my home, and I returned to them in 2012. Wynn: AI has notable potential.

Credit Union 64

Credit Union AI FinTech Consumer 64

Finovate

MARCH 15, 2024

This week’s Finovate Global will include news from two older Finovate alums hailing from Sweden: Tink – which won Best of Show in its Finovate debut at FinovateEurope 2014 – and Klarna , a Finovate alum since 2012. This means that consumers in the U.K consumers currently use open banking payment each month.

Central Bank 52

Central Bank Payment Service Provider (PSP) Non-Bank Settlement 52

Open Banking Excellence

AUGUST 29, 2023

Open Banking, by allowing financial institutions to share data between unaffiliated parties through APIs, has the potential to improve customer experience, as financial institutions can leverage data from third-party providers to offer personalised and targeted products and services.

API 100

API Regulations Innovation FinTech 100

The Fintech Times

FEBRUARY 17, 2024

At The Fintech Times we frequently encounter companies touting their latest products as ‘innovative’ that promise to ‘revolutionise’ the industry. John Pyall, head of underwriting and product, Great Lakes Assurance SE “Let’s use our culture to evolve properly.”

Innovation 129

Innovation FinTech Underwriting Risk 129

Finovate

JUNE 13, 2024

. “Banks and fintechs that work with Bud can leverage a full stack solution, bringing all consumer data into one place with access to tools that understand the data. This means anyone within a financial institution can create hyper-personalized experiences or insights, improving cross and up-sell of products.”

AI 45

AI Risk Management Finance Transactions 45

Finovate

AUGUST 14, 2024

The new capability provides a way to validate return consumers online in less than two seconds with just a selfie. As consumers interact with an online service over time, their risk profile can change. Founded in 2012 and headquartered in New York, Socure most recently demoed its technology on the Finovate stage at FinovateFall 2017.

Credential 64

Credential FinTech Deepfake Fraud Detection 64

PYMNTS

NOVEMBER 24, 2020

We developed Plaid Exchange to make open finance as simple as possible for financial institutions — no matter their size,” Niko Karvounis , Plaid head of product, institutions said in a statement on Tuesday (Nov. Plaid was launched by William Hockey and Zach Perret in 2012 and is headquartered in San Francisco. .

FinTech 79

FinTech API NOV Community Banks 79

PYMNTS

MAY 7, 2020

Valued at $190 million two years ago, Deliv has raised $85 million in venture capital since its founding in 2012, according to PitchBook Data Inc. The survey also revealed 39 percent of consumers shop for retail goods online more often than they did on March 6, the first day of the study, and that continues to climb — up 10.5

Consumer 70

Consumer Technology Continuity Process 70

Fintech News

FEBRUARY 19, 2024

The Evolution of the Currencycloud and Visa Partnership Currencycloud, established in the UK in 2012, initially began as a foreign exchange tool but quickly evolved into a comprehensive cross-border payments platform. Currencycloud remains an independent and regulated entity within the Visa ecosystem.

Cross-Border 97

Cross-Border Cross-Border Payments Multi-Currency Payment APIs and Integration 97

BitPay

SEPTEMBER 21, 2023

For some context, let’s look at previous halving years: 2012 Bitcoin halving, new all-time high in 2013 2016 Bitcoin halving, new all-time high in 2017 2020 Bitcoin halving, new all-time high in 2021 Why should your organization care about any of this? Consumer Electronics is a natural fit for the crypto consumer.

Bitcoin 52

Bitcoin Direct Deposit Transactions Cryptocurrency 52

PYMNTS

JULY 19, 2020

The California-based financial services company, founded in 2012, works to build products to power digital finance and FinTech issues through its own data transfer network. Plaid, according to the court document, describes itself as an infrastructure company, according to co-founder Zach Perret.

Privacy 83

Privacy CashApp Venmo Accounts 83

PYMNTS

FEBRUARY 21, 2020

regulators to secure a national bank charter, in turn clearing the runway for the entity to accept consumer deposits. consumers (and credit, in the form of mortgages) remain willing to spend, homebuilders report their healthiest January in years. Home sales were up 34 percent in the month, the best showing since 2012.

Online and Mobile Banking 89

Online and Mobile Banking Data Breach Compromise Commercial Card 89

FICO

JULY 20, 2021

With non-mortgage write-off rates at the lowest YTD level seen since 2012 [1] , it’s easy to forget that the pandemic has, in fact, stressed many borrowers. FICO Resilience Index –released by FICO in early 2020 - is designed to predict consumers’ sensitivity to economic disruptions. 1] Equifax report: “U.S. by Sharon Tilley.

Assessments 52

Assessments Consumer Checks Research 52

Fintech News

MAY 23, 2024

Following last year’s major bank collapses — like First Republic Bank and Silicon Valley Bank in the US , and Credit Suisse in Switzerland — consumer confidence in banks has waned. Commercial Banking offers a range of banking products and services. Personal Banking offers accounts, savings, cards, and loans to retail customers. #3

Online and Mobile Banking 123

Online and Mobile Banking Treasury Non-Bank Finance 123