PYMNTS

OCTOBER 1, 2018

LCA and Laplanche, along with former CFO Dolan, were also charged with improperly adjusting fund returns. Investors have returned to the platform in larger numbers, but loan volume and revenue have seen sluggish growth until very recently. The DOJ Finding. Those effects, however, were short-lived.

P2P 54

P2P Origination Underwriting Returns 54

PYMNTS

OCTOBER 17, 2017

This one, called ROCA (Return Of the Coppersmith’s Attack), leverages a weakness in the encryption of chips made by the German company Infineon Technologies AG. Researchers are saying ROCA is a more serious cybersecurity vulnerability, and also that it has been present in Chromebooks and other affected devices since 2012 or earlier.

Cybersecurity 50

Cybersecurity CHIPS Ransomware Breach 50

PYMNTS

AUGUST 8, 2017

ID Finance Co-Founders Boris Batine and Alexander Dunaev were far from newcomers to the world of finance when they started up their business in 2012. And so, in 2012, with only a few hundred thousand of their own dollars to get up and running, ID Finance launched in one of those underserved markets — their home market of Russia.

Small Business 42

Small Business Finance FinTech Underserved 42

CB Insights

OCTOBER 29, 2018

Date: March 21, 2012. Zynga, creator of Facebook games Farmville, Mafia Wars, and about a dozen different types of online slot machine games, paid $210M in 2012 for OMGPOP, creators of DrawSomething!, Date: 2012. By 2012, Microsoft would take a $6.2B Zynga and OMGPOP. Price: $210M. Caterpillar and ERA. Price: $677M.

Acquirers 76

Acquirers Online and Mobile Banking Innovation Non-Bank 76

PYMNTS

MAY 5, 2016

From 2009 to 2013, same-store sales increased by marginal amounts in 2011 only and decreased by 6 percent in 2009, 10 percent in 2012 and 4 percent in 2013. Though the sporting goods retailer originally filed for bankruptcy in March, claiming upwards of $1.1 March — Sports Authority.

Authorization 44

Authorization Legal Agreements Origination 44

Fintech Labs Insights

AUGUST 30, 2016

Less than a week before EyeVerify returns to the Finovate stage, the company has announced that it is integrating its Eyeprint ID technology with the BioConnect’s Identity Platform. Guess who just joined BioConnect’s Quest for Rightful Identity?

Payment Security 16

Payment Security Security Encryption Authentication 16

Fintech Labs Insights

APRIL 25, 2016

In a statement about the hire, Patch of Land co-founder, Jason Fritton highlighted Deitch’s experience in helping lead Oaktree as it doubled its assets under management from $50 billion to $100 billion and successfully launched its IPO in 2012. New mid-term loans of two to five years were launched in March , as well.

Consulting 15

Consulting Origination Returns Continuity 15

PYMNTS

AUGUST 21, 2017

Over Labor Day weekend in 1995, Pierre Omidyar wrote the original code in his living room for the company that would later become known as eBay. And eBay’s operating margins seem headed in the wrong direction, too: down from a high of 50 percent in 2012 to 38 percent in 2016 to 20.5 Airbnb was launched a year later.

PayPal 51

PayPal Push-to-Card Consumer Acquirers 51

Fintech Labs Insights

JULY 29, 2015

While the first ( on left above ), unveiled in Oct 2012 , was a massive rebuild, the latest is a more of a large remodel. I was not a huge fan of the 2012 version, so I’m glad to see the improvement, especially downsizing the page-dominating login area. Feel at home : Localized images personalize the site for returning visitors.

Credit Union 25

Credit Union Credit Cards Checks Accounts 25

PYMNTS

DECEMBER 30, 2020

DoorDash originally expected to price its stock at $90 to $95, but ultimately sold shares at $102. Co-founded in 2012 by Josh Kushner, brother of President Donald Trump’s son-in-law and adviser Jared Kushner, Oscar specializes in selling health insurance directly to consumers and small businesses. Then shares soared 85.8

Economy 79

Economy Push-to-Card On-Demand Metaverse 79

Fintech Labs Insights

APRIL 17, 2017

The REIT consists of commercial real estate investments and earns returns through rental income and property appreciation. Returns and distributions are specific to each listing, as is the term of each investment. These companies offer investors returns on the cash flow of the property. CK Mack ( FF 2012 demo ).

Accreditation 19

Accreditation Technology Returns Due Diligence 19

CB Insights

OCTOBER 26, 2020

With torrential growth and return on investment (ROI) driven largely by the trading of complex financial instruments, Lehman Brothers, Bear Stearns, Goldman Sachs and others achieved record profits and awarded unprecedented bonuses. When Facebook went public in 2012, the stock fell 15% in its first few days on the market.

Underwriting 78

Underwriting Research Online and Mobile Banking Non-Bank 78

PYMNTS

SEPTEMBER 24, 2018

Google reported last week that it has reached a deal with the Renault-Nissan-Mitsubishi alliance to use its Android operating system as the in-dash operating system for the OEMs (original equipment manufacturers) that collectively sell more cars than any other auto OEM in the world — last year, some 10.6 million vehicles.

Consumer 76

Consumer Use Case On-Demand Ubiquitous 76

Finovate

AUGUST 14, 2024

The new capability provides a way to validate return consumers online in less than two seconds with just a selfie. Founded in 2012 and headquartered in New York, Socure most recently demoed its technology on the Finovate stage at FinovateFall 2017.

Credential 64

Credential FinTech Deepfake Fraud Detection 64

CB Insights

AUGUST 17, 2017

The drones would then return to the airship and restock while the airship could fly to the next neighborhood. This can help stores better prepare for and promote incoming seasonal produce, and help shoppers gain a better understanding of produce’s origins. Date filed: October 12, 2012. Date filed: November 28, 2012.

Automation 37

Automation Product Checks Process 37

PYMNTS

JUNE 14, 2019

Also this week, Amazon announced that it is taking a page from Netflix’s book when it comes to how it rolls out its Oscar-bait original films. The move comes as Walmart has eased off promoting Jet in favor of its own eCommerce offering, as that is where the brand has seen the higher rate of return on marketing investments, according to Lore.

Push-to-Card 40

Push-to-Card Online and Mobile Banking Accounts On-Demand 40

PYMNTS

APRIL 11, 2016

So natural, in fact, that the original brands can no longer protect their copyright. Now, every Kleenex and Bayer Aspirin and J&J Band-Aid wannabe can go crazy making copycat products — and legitimately use the original inventor’s name to establish a mental frame of reference as they scheme to get customers to switch to their brand.

Venmo 45

Venmo PayPal Online and Mobile Banking Push-to-Card 45

CB Insights

NOVEMBER 1, 2018

After a brief launch in 2011, Glitch was returned to beta and by 2012, Butterfield declared the concept wasn’t viable. It was originally a dating site that allowed singles to upload videos of themselves talking about what they wanted in a partner. His company, Tiny Speck, began developing a game called Glitch.

PayPal 76

PayPal Origination Acquirers On-Demand 76

CB Insights

FEBRUARY 13, 2020

Additionally, the company must underwrite risk, and is on the hook in the event of fraud or returned items. In 2012, Stripe introduced Stripe Connect to allow businesses and individual sellers on online marketplaces to get paid via Stripe. Since its inception, Square Capital has originated over $5B in funds to 275K merchants.

Payment APIs and Integration 98

Payment APIs and Integration Online and Mobile Banking Payments Push-to-Card 98

Finovate

MAY 3, 2024

Subaio – FEU22 – Subaio made its Finovate debut at FinovateEurope 2020 in Berlin, Germany, and returned to the Finovate stage two years later for FinovateEurope 2022 in London. The company began this year with a new chief financial officer, Søren Westh Lonning who had been working with the company in an advisory capacity.

Small Business 64

Small Business Finance Cross-Border Payments Cross-Border 64

Nanonets

NOVEMBER 15, 2023

Input/Output : Take a text string as input and return a text string as output. Input/Output : Accept a list of chat messages as input and return a Chat Message. for chunk in llm.stream("Where were the 2012 Olympics held?"): Prompts : Templatize, dynamically select, and manage model inputs.

Returns 52

Returns API Database AI 52

CB Insights

JUNE 6, 2019

It’s also one where traditional lenders, because of the uncertain returns, are less likely to extend credit. After evaluating the vehicle, the EPA gave The Coda a fuel economy equivalence of 73 miles per gallon, the highest of any electric vehicle on the market in 2012.

Breach 78

Breach On-Demand Product Acquirers 78

CB Insights

OCTOBER 16, 2018

2012: Surprise and delight your customers to build long-term trust. At Amazon, it is always Day 1— it’s a powerful refrain that has featured in every shareholder letter since the original. Day 1 represents originality, enthusiasm, and an eagerness to delight customers. It has the potential of very strong returns.

Innovation 78

Innovation Product Risk Technology 78

CB Insights

JULY 24, 2018

Since 2012, retail space occupied by brands that started online has grown by 1,000% in the top 300 malls in America. Bonobos was missing out on doubling its customer base because, as Dunn said in a 2012 NYT interview, about half of its potential customer base simply wanted to try clothes on before buying them. And it isn’t alone.

Product 49

Product On-Demand Process Consumer 49

Fintech Labs Insights

NOVEMBER 16, 2015

The program seeks diversity among participating startups, encouraging companies with different levels of funding, team sizes, revenues earned and place of origin to apply. The company provides an automated VAT (value-added tax) recovery solution that helps maximize VAT returns in a transparent and compliant way.

Visa 31

Visa Automation Origination Returns 31

CB Insights

MAY 10, 2018

Returning to the beverage company example — at the end of its analysis, Bain offered these recommendations: Notably, the main recommendations from the Bain case study above are pretty rudimentary, and relatively easy to get up and running at any company: Identifying KPIs (key performance indicators) to use to measure progress.

Consulting 78

Consulting On-Demand Legal Laws 78

PYMNTS

FEBRUARY 4, 2020

The photo-sharing social media giant was acquired by Facebook in 2012 for $715 million. Per their recent ad sales report, numbers have been disappointing for Alphabet, as analysts had expected more returns from customers who watch videos online. The stats would beat Google-owned YouTube, which drew in $15.1

Acquirers 52

Acquirers Origination Returns Risk 52

CB Insights

OCTOBER 10, 2017

How Mint returns 100+ lost hours to its users lives right away. It’s clear that 2012 is also when we start to see the beginnings of serious user growth at Credit Karma : Each one of these tools showed prospective Credit Karma users (and financial product customers) a small slice of the value the service could offer them.

Finance 78

Finance Online and Mobile Banking Product Checks 78

PYMNTS

NOVEMBER 4, 2016

The mission is to allow everyday investors to invest what they can afford — anywhere from £10 on up — in early-stage businesses in the hopes to get a return on those investments. After three years of development and getting officially authorized by the FTA, the business launched in 2012.

Due Diligence 72

Due Diligence B2C Debit Card Authorization 72

CB Insights

JUNE 17, 2020

Given how far we’ve moved into digital spaces, it’s hard to imagine people will return fully to brick-and-mortar alternatives. As far back as 2012, proponents were predicting that 3D printing would usher in a “third industrial revolution.” 3D printing and automation are particularly primed to facilitate that evolution.

Posting 101

Posting Technology Online and Mobile Banking On-Demand 101

Fintech Labs Insights

FEBRUARY 23, 2017

SoFi, for example, is about to close a massive, $500 million round , its competitor LendingHome topped $1 billion in mortgage loan originations last year, and RealtyShares has seen over $300 million raised on its platform. According to CB Insights , since 2012 the real estate technology sector has closed 817 deals worth $6.4

FinTech 28

FinTech Facilitators Process Advisors 28

CB Insights

OCTOBER 31, 2017

Original 50 Startup Failure Post-Mortems (1/20/2014). We needed 40% day-one returns and were closer to 25%. BTCjam, a P2P marketplace launched in 2012 to borrow and lend using bitcoin, announced the company has made “the difficult decision” to close up shop, according to multiple news sources. 2017 Third Update (10/31/17).

Posting 78

Posting Product Online and Mobile Banking On-Demand 78

CB Insights

NOVEMBER 16, 2017

In venture capital, returns follow the power law — 80% of the wins come from 20% of the deals. Those wins often make up for all the losses and then some — they “return the fund.” return by helping the company through a difficult financial time. “ Exit is the important word.

Returns 78

Returns Online and Mobile Banking Acquirers On-Demand 78

CB Insights

APRIL 7, 2018

Due to rising labor costs worldwide, robotics are presently causing a new wave of re-shoring — the return of manufacturing to the United States. The majority said lower automation costs have made the US more competitive. . Similarly, factories employing blockchains or distributed ledgers could be better positioned in the event of recall.

Technology 78

Technology Blockchain On-Demand Automation 78

CB Insights

DECEMBER 14, 2017

Why Casper makes it $100-$200 cheaper to return their mattresses. To solve that, they copied Zappos and introduced free, no-questions-asked returns. They encouraged their customers to order multiple pairs and return the ones that didn’t fit. This strategy goes back to the company’s origins.

Consumer 78

Consumer Product Returns On-Demand 78

CB Insights

MARCH 2, 2018

Eight months after their original investment, Alibaba and Ant Financial invested another $680M into the quickly growing company. Amazon first entered Australia with AWS in 2012, and then launched a Kindle store on amazon.com.au In January 2015, Alibaba and subsidiary Ant Financial invested $200M into One97- Patym. a year later.

On-Demand 68

On-Demand Acquirers Product Continuity 68