Finovate

FEBRUARY 8, 2024

” Headquartered in London and founded in 2012, Onfido leverages machine learning, AI, and automation to offer a digital identity solution that creates trust at the point of onboarding and beyond.

Acquirers 52

Acquirers Verification Deepfake AI 52

CB Insights

JULY 25, 2017

Using CB Insights data, we examined the most active investors in the construction tech space since 2012. Looking at the number of investors that made at least one investment into a construction tech company every year since 2012, we see that 2016 hit an all-time high of 94 investors, following some ups and downs in prior years.

Participant 41

Participant Economy Research 41

PYMNTS

JULY 19, 2020

The California-based financial services company, founded in 2012, works to build products to power digital finance and FinTech issues through its own data transfer network. The payments giant also participated in a funding round in 2018 that helped value Plaid at $2.6 Early in 2020, Visa pledged to buy Plaid for $5.3

Privacy 83

Privacy CashApp Venmo Accounts 83

PYMNTS

DECEMBER 6, 2019

The FTC also found that the firm lied about how it was participating in the Privacy Shield framework between the EU and the U.S., The original probe was triggered by allegations that Facebook violated a 2012 consent decree with the FTC by sharing personal information of about 87 million users with Cambridge Analytica.

FTC 52

FTC Federal Trade Commission Participant Privacy 52

PYMNTS

OCTOBER 22, 2020

Headquartered in Silicon Valley, Lyft was co-founded by John Zimmer and Logan Green in 2012, although the company first launched in 2007 under the name Zimrides. restaurants participate in the program, which requires users to place minimum orders of $12. Its biggest competitor is Uber, which launched in 2008. Lyft operates in 644 U.S.

Venmo 60

Venmo Debit Card PayPal Rules 60

PYMNTS

NOVEMBER 1, 2018

Ng is also charged with conspiring to violate the FCPA by circumventing the internal accounting controls of a major New York-headquartered financial institution, which underwrote more than $6 billion in bonds issued by 1MDB in three separate bond offerings in 2012 and 2013, while Ng was employed at the financial institution as a managing director.

Crime 55

Crime Participant Accounts Governance 55

PYMNTS

NOVEMBER 4, 2019

Participants can get discounts, credits or even donate earnings to nonprofits or charities. Since 2012, Google Play has been a one-stop shop to find and enjoy apps, games, movies, TV shows, and books,” said Winston Mok, product manager for Play Points.

Enrollments 40

Enrollments Participant NOV Posting 40

PYMNTS

NOVEMBER 4, 2019

Participants can get discounts, credits or even donate earnings to nonprofits or charities. Since 2012, Google Play has been a one-stop shop to find and enjoy apps, games, movies, TV shows, and books,” said Winston Mok, product manager for Play Points.

Enrollments 40

Enrollments Participant NOV Posting 40

CB Insights

APRIL 12, 2018

Spain-based Banco Santander (and its venture arm Santander InnoVentures) continues to lead as the most active Europe-based banks participating in fintech investments. WeLab raised the largest investment that included this cohort, a $220M Series B-II in Q4’17 that included participation from Credit Suisse.

FinTech 71

FinTech Participant Blockchain Regulations 71

CB Insights

JULY 18, 2018

in funding since 2012. Since 2012, investments into the region have nearly tripled. in deals since 2012 — nearly seven times as much as either Mexico or Argentina. Brazil took up eight of the 10 largest rounds in Latin America since 2012. Largest Tech Rounds in Latin America (2012 – 2018 YTD 7/1/2018).

Participant 50

Participant Continuity Technology FinTech 50

PYMNTS

JANUARY 8, 2020

This isn’t Amazon’s first attempt at breaking into the luxury fashion market – the retail giant originally started trying in 2012, but was not successful. Participating brands will also have access to Amazon’s thorough and storied logistics network, which aids in speedy delivery and provides customer service.

Origination 53

Origination Participant Product Consumer 53

PYMNTS

SEPTEMBER 26, 2019

The fund manager participated in Pelton’s IPO. “I The company was founded in 2012 and is the first to combine bikes and treadmills with screens that let people participate in fitness classes with others while in their own location. I wish them well, but I don’t think this will be a successful IPO.” .

On-Demand 47

On-Demand Participant Innovation Continuity 47

CB Insights

AUGUST 23, 2017

Using CB Insights data, we examined VC-backed deals into mental health and wellness startups since 2012. Below is our timeline of VC-backed deals to mental health-focused startups since 2012. Since 2012, the majority of VC-backed deals to mental health tech startups have been early-stage (seed / angel and Series A) rounds.

Participant 58

Participant Returns Research Finance 58

PYMNTS

MARCH 23, 2020

Headquartered in Munich and founded in 2012 by Adrian Renner, Andreas Fruth and Gerhard Trautmann, GSG aims to change the way people buy goods online, while also transforming how merchants sell and digital content producers earn. The deal makes GSG the largest rewards, savings and shopping content platform in Europe.”. GSG has raised $54.3

PayPal 52

PayPal Participant Acquirers Transactions 52

PYMNTS

JANUARY 1, 2020

Earnings growth was driven in part by regular increases in hourly pay along with December’s 1 percent surge in hours worked, the biggest since 2012. Earnings growth was the biggest recorded since the Paychex/IHS Markit Small Business Employment Watch report launched in 2011. Job growth increased by 0.06

Small Business 53

Small Business Payroll Participant Economy 53

PYMNTS

DECEMBER 19, 2019

Coinbase has reportedly made over $2 billion in transaction fees since 2012, but the proposed system would not charge user fees. On another note, a former National Football League (NFL) minority owner could potentially admit in January that he participated in running an illicit shadow bank for digital currency traders, Bloomberg reported.

Faster Payments 52

Faster Payments Bitcoin Digital Currency Correspondent 52

CB Insights

JULY 16, 2017

Smart money VCs have participated in 5 drone deals so far this year: General Catalyst participated in a $26M Series B to Airmap , New Enterprise Associates backed Echodyne in a $29M Series B, Social Capital joined a $1.5M An in-depth research briefing covering the current drone “stack”, the future of autonomy, and more.

SWIFT 44

SWIFT Participant Research Automation 44

PYMNTS

OCTOBER 8, 2019

Neighborly was launched in 2012 as a community investment marketplace to connect investors to local projects via municipal bonds in smaller increments. Ashton Kutcher at Sound Ventures, Maven Ventures and Stanford University all participated in early funding. Employees will be compensated for the prior week’s work, he said.

Payroll 54

Payroll Underwriting Participant Finance 54

CB Insights

AUGUST 25, 2017

Activity was spearheaded by Mumbai-based seed-stage venture fund Blume Ventures, which has been the most active investor (by unique companies invested in) in Indian startups since 2012. At 61%, India-based investors have participated in the highest number of rounds to startups in the country. Flipkart’s last four rounds — a $1.4B

Participant 34

Participant Finance 34

CB Insights

SEPTEMBER 28, 2017

While India-based Blume Ventures takes the lead for most active venture capital investor in the country, corporate and CVC deals to the tech sector have risen every year since 2012. Deals with corporate participation more than doubled between 2014 and 2015 and hit a peak last year of 190 deals. TOP TEN CORPORATE INVESTORS IN INDIA.

Participant 52

Participant Finance On-Demand B2B 52

PYMNTS

FEBRUARY 23, 2017

Founded in Singapore in 2012, the company’s solutions are used today by major digital retailers such as Rakuten and ASOS to simplify product searching for some 250 million daily active users. million Series B venture funding round led by Rakuten Ventures with participation from SPH Media Fund, Enspire Capital and WI Harper Group.

AI 54

AI Participant Product Process 54

PYMNTS

FEBRUARY 13, 2019

percent at the end of 2012. With growth in auto loan participation, there are now more subprime auto loan borrowers than ever, and thus a larger group of borrowers at high risk of delinquency,” the Fed said. percent in 2012. The delinquency rate has seemingly been concentrated among borrowers with poor credit, as it stood at 8.2

Federal Reserve 43

Federal Reserve Fed Credit Cards Origination 43

PYMNTS

FEBRUARY 6, 2019

Other investors who participated in the round include Creative Artists Agency and existing investors Insight Venture Partners and Sound Ventures. Citing the CDC, Calm said meditation practice more than tripled in terms of usage from 2012 to 2017. In a press release , Calm said the funding was led by TPG Growth.

Origination 49

Origination Participant Finance Consumer 49

PYMNTS

MAY 1, 2020

Of the businesses launched by EforAll participants, 75 percent are owned by women, 56 percent are owned by people of color, 54 percent are owned by immigrants and 56 percent are owned by people who were previously unemployed. Its accelerator is a year-long program offered twice a year at no cost to participants.

Underserved 59

Underserved Participant Economy Continuity 59

PYMNTS

SEPTEMBER 24, 2020

International FinTech company EBANX and Visa said they have grown their strategic partnership sealed by a participation agreement in Visa's Money Transfer Merchant Program inked with Visa do Basil, according to a Thursday (Sept. 24) announcement.

Agreements 43

Agreements Facilitators Rules Participant 43

PYMNTS

OCTOBER 30, 2018

Deliv, which launched in 2012, has delivery partnerships with Best Buy, Macy’s, Home Depot and Walgreens. VentureBeat noted that Google’s participation in the round of funding is interesting because it is Google, not its venture arm, that is making the investment. reported VentureBeat. It also has $40 million in the bank.

Participant 49

Participant Consumer 49

PYMNTS

NOVEMBER 5, 2019

Some buyout firms said they weren’t sure whether the buyout was even possible and were wary about participating. The two-step merger, launched in 2012, was meant to create the world’s first global, pharmacy-led health and wellness company. The previous largest leveraged buyout was the 2007 sale of TXU Corp. percent to $61.52

NOV 40

NOV Participant Acquirers 40

PYMNTS

NOVEMBER 5, 2019

” Founded in 2012, Cincinnati-based LISNR specializes in data-over-sound solutions as well as its ultrasonic platform. In June, LISNR participated in the METRO Target Retail Accelerator , certified by Techstars. The company aims to make its solution the payment standard in 2020.

Mobile Payments 45

Mobile Payments Contactless Payments Payments NOV 45

PYMNTS

MAY 28, 2019

Lawmakers changed the rule in 2012, but they estimate losses of 10 billion euros. Deutsche Bank said it wasn’t involved with the Cum-Ex market as either a buyer or seller, but that it participated in Cum-Ex transactions of clients. The tax was only paid once, and both could use the certificates to get the full amount of the refund.

Tax Refunds 43

Tax Refunds Laws Rules Participant 43

PYMNTS

JULY 11, 2019

Investors include Valor Equity, Westcap and Nicolas Pritzker via Tao Capital Partners, and there was also participation in the round from Fidelity, Atreides Capital, ARod Corp, Spark Capital, Inovia Capital and Greenoaks Capital. The company was founded in 2012 when Davidson was still a freshman at McGill University.

On-Demand 41

On-Demand Participant Continuity 41

PYMNTS

AUGUST 13, 2019

Existing investors Flashpoint and Addventure also participated in the funding. The crowdsourced service was founded in 2012 by Mike Alexandrovski and now operates in 11 countries: Brazil, India, Indonesia, Korea, Malaysia, Mexico, the Philippines, Russia, Thailand, Turkey and Vietnam.

Participant 40

Participant Product Technology 40

PYMNTS

JUNE 21, 2019

Standard Chartered Private Equity was the main investor, and Affirma Capital also participated in the round. It was founded in 2012 and said that it handles $500 million in loans every month for 4 million borrowers in retail. Dianrong is headquartered in Shanghai and it’s a privately held company.

P2P 40

P2P Accreditation Participant Finance 40

PYMNTS

SEPTEMBER 7, 2018

Founded in 2012, Paga allows users to transfer money, pay bills and make purchases digitally. Other participants in the funding include Goodwell, Adlevo Capital, Omidyar Network and Unreasonable Capital. Our goal is to build a global payment ecosystem across many emerging markets.”.

Cross-Border 43

Cross-Border PayPal P2P Participant 43

CB Insights

AUGUST 17, 2017

Since 2012, the top ten rounds in India’s startup ecosystem have all been mega-rounds (above $100M). New York’s Tiger Global Management also participated in three of India’s top rounds: Flipkart’s $1B Series G and $700M Series H rounds in 2014, as well as its $550M Series I in 2015. Amount ($M). SoftBank Group.

Advisors 42

Advisors Finance Participant Authorization 42

CB Insights

APRIL 6, 2018

Nauto ’s $159M Series B round in July, the largest equity deal since 2012, saw participation from a variety of auto incumbents including BMW, General Motors, and Toyota. DENSO, Magna, and Volvo all participated in the company’s $60M Series B round. Cybersecurity is a focus for auto suppliers.

Cybersecurity 54

Cybersecurity Participant Acquirers AI 54

PYMNTS

MARCH 10, 2017

One sector has suffered even in the face of those gains, with retail employment down by 29,000, the steepest drop, noted Reuters , since December of 2012. Along with job growth, where the labor force participation rate is at 63 percent, the highest in a year, wages have also ticked slightly, up 0.2 percent month over month.

Fed 48

Fed Federal Reserve Payroll Participant 48

Clearly Payments

MARCH 18, 2024

Payment Trends by People’s Age: Gen Z & Millennials (born 1981-2012): Gen Z and Millennials (those born between 1981 and 2012) are leading the way in using contactless payments. Reduced Friction: FedNow endeavors to streamline the digital cash transfer process by enabling immediate settlement between participating banks.

Credit Cards 105

Credit Cards Federal Reserve FedNow Online and Mobile Banking 105