FICO

JULY 10, 2017

FICO regularly tracks the national FICO Score distribution as an important gauge of US consumer credit behavior. US consumers continued to show improvement in managing their debts, which began shortly after the bottoming out of the economy in 2009-2010. of the population in October 2013 to 16.5% in April of this year.

Consumer 75

Consumer Continuity Credit Limit Underwriting 75

PYMNTS

NOVEMBER 12, 2018

We are continuing to investigate this breach and putting additional security measures in place to make sure HealthCare.gov and the Marketplace process are safe and all consumer information is protected. Please be assured that all information will be protected during Open Enrollment,” CMS wrote in the letter. “At

Identity Theft 71

Identity Theft Consumer Data Breach Breach 71

PYMNTS

DECEMBER 29, 2020

He came from the brand marketing side of the house at Clairol to the retail side and became CEO of Saks Fifth Avenue from 2006 to 2013. In his current role, his overall take is that the resilient consumer drove what he termed a “healthy” holiday spending increase. Malls, he said, were perceived as unsafe by consumers.

Consumer 72

Consumer Visa Ubiquitous Economy 72

PYMNTS

MARCH 18, 2019

Thasunda Duckett, chief executive of Chase Consumer Banking, told the news service she “hopes the new accounts will attract more low-income individuals and people who have never had bank accounts.” Chase on Monday (March 18) also released other plans related to low-income consumers. If customers used those services, they paid an $8.95

Consumer 70

Consumer Online and Mobile Banking FDIC Checks 70

Fintech News

DECEMBER 20, 2023

Home Credit, an Indonesian consumer finance company, has secured an investment of US$100 million from Mitsubishi UFJ Financial Group’s (MUFG) division in the country, according to a report by Tech in Asia. The transaction concerning Home Credit Indonesia , which resulted in MUFG obtaining an 85% stake, was finalised in October 2023.

Finance 121

Finance Financial Inclusion Acquirers Government 121

The Fintech Times

JULY 26, 2024

The Current Account Switch Service explained that the continued upward switching trend highlights that finding the right bank or building society is still a priority for UK consumers. The post Current Account Switching Rises in Popularity, as Consumers Remain Focused on Finding the Right Bank appeared first on The Fintech Times.

Accounts 69

Accounts Consumer Online and Mobile Banking End User 69

PYMNTS

AUGUST 9, 2017

In 2013, Silicon Valley startup Clinkle raised $25 million in funding to build the point-of-sale (POS) system of the future using sound, but the company later changed trajectories, creating more of a Venmo-like product primarily aimed at college students. Innovators in South Korea, France, Israel and the U.K., Even Google took a crack at it.

Consumer 80

Consumer Point-of-Sale (POS) Chip Cards CHIPS 80

PYMNTS

DECEMBER 3, 2018

19, 2013), Target was breached. Roughly 40 million consumer credit cards were hacked, and the public outcry of shock was massive. Half a decade later, consumers are no longer so easily appalled since hacks, breaches and compromised data privacy have become a standard background noise in payments and commerce. A Useful Co-Pilot.

Consumer 70

Consumer Breach Compromise Advisors 70

PYMNTS

FEBRUARY 11, 2020

To improve the financial lives of millions of Americans, speed matters — especially for FinTechs seeking to bring new products to market digitally and to target consumers underserved by traditional banking models. As Choubey told Webster, the FinTech traces its roots to providing financial access to 90 million Americans.

Visa 61

Visa Consumer Financial Inclusion Underserved 61

Fintech News

MARCH 26, 2025

ANZ, which owns 39% of Panin Bank based on LSEG data, has been looking to exit the investment since 2013. Founded in 1971 by Mumin Ali Gunawan and listed in Jakarta since 1982, Panin Bank operates across consumer finance and private wealth. Reuters reported that DBS is currently ahead of Malaysias CIMB Group in the bidding process.

Acquirers 106

Acquirers Finance Process FinTech 106

PYMNTS

DECEMBER 21, 2020

21) that Acima founder Aaron Allred and his team have created a leading virtual LTO solution for retailers and consumers. “We Acima will help us strengthen our organization, accelerate growth and increase our virtual partner base, allowing us to better serve more consumers with the flexibility of LTO,” Fadel said. billion in 2020.

Federal Trade Commission 105

Federal Trade Commission Acquirers FTC Adjustments 105

PYMNTS

APRIL 12, 2020

A Federal Reserve March consumer survey had the prospective growth at only 1.32 percent this year, the lowest number since 2013 when the survey began.

Federal Reserve 136

Federal Reserve Economy Payments Consumer 136

PYMNTS

SEPTEMBER 9, 2020

The investigation stems from Visa’s introduction of fees for staged digital wallets implemented three years ago following Mastercard’s move to add the charges in 2013. Visa’s SEC filing also reported that since the summer of 2013 more than 500 merchants have filed suit against its subsidiaries in the United Kingdom (U.K.),

eWallet 89

eWallet PayPal Rules Credit Cards 89

PYMNTS

OCTOBER 8, 2020

The company was founded in 2013 and offers customers the ability to order cleaning and home products, over-the-counter medications, and food and drinks. Philadelphia-based goPuff , which bills itself as a catch-all service to help people with everyday needs, has raised $380 million in funding, according to a report from FinSMEs.

Consumer 66

Consumer CHIPS Participant Product 66

PYMNTS

APRIL 6, 2020

A March survey of consumer expectations by the Federal Reserve Bank of New York released Monday (April 6) found mounting worries over job losses, debt and spending as the coronavirus continues to wreak havoc on the U.S. According to the data, the number of consumers who said losing their jobs seemed a “probability” was 18.5 economy.

Fed 52

Fed Consumer Federal Reserve Economy 52

PYMNTS

SEPTEMBER 18, 2020

Chime, which CEO Chris Britt co-founded in 2013, provides clients mobile banking accounts without charges, debit cards and automated teller machine (ATM) access. consumers who make from $30,000 to $75,000 annually. Britt also noted in the report that the company is more akin to a consumer software firm than a financial institution.

Mobile Banking 105

Mobile Banking Debit Card Non-Bank ATM 105

CB Insights

AUGUST 23, 2018

Live briefing: Consumer Banks in The Digital Age. Learn about the playbooks of today’s top banks as they digitally re-position their consumer products. JPM is the first consumer bank to give free trades to all retail customers. That’s driven by consumer trends, like Siri, Google Home, and Amazon Alexa.”

Consumer 76

Consumer Online and Mobile Banking Credit Cards Push-to-Card 76

PYMNTS

DECEMBER 28, 2020

CEO since 2013, Siegel will continue to lead the company following the acquisition. This investment demonstrates our commitment to deliver exceptional travel benefits at-scale to our large and rapidly growing customer base,” Marianne Lake, CEO of Consumer Lending at J.P. Morgan Chase, said in a press release.

Acquirers 112

Acquirers Transactions Continuity Consumer 112

PYMNTS

JANUARY 18, 2021

The 2013 holiday season then began to show signs of the shift to online and digital, and away from brick-and-mortar retail. The first three quarters of 2013 showed eCommerce sales growth of 17.4 Over the years, a healthy, employed consumer in a strong and vibrant economy masked the reality of physical retail’s slump.

Consumer 123

Consumer Caps Research On-Demand 123

PYMNTS

MAY 1, 2020

percent in 2013. . The country experienced big declines as “consumers canceled, restricted or redirected their spending.” Consumers won’t spend on anything that isn’t an absolute necessity — like food, transportation or housing — and are more enthusiastic about hoarding their cash. . percent in March, the BEA report indicated.

Federal Reserve 95

Federal Reserve Non-Bank Credit Union Fed 95

The Fintech Times

MARCH 28, 2024

Synergy between innovation-driven startups and established industry players is not only reshaping traditional practices but also addressing the dynamic needs of modern consumers. We reached out to insurance experts to gain insights into how startups and incumbents are collaborating to drive innovation and meet changing consumer demands.

Innovation 69

Innovation Consumer On-Demand Risk Assessment 69

Finovate

SEPTEMBER 17, 2024

MoneyLion will integrate TransUnion’s data and credit solutions into its hosted enterprise credit-decisioning platform and direct-to-consumer finance tools. Mobile banking platform MoneyLion will be adding personalized touches to its consumer-focused products and services thanks to a partnership with TransUnion.

Embedded Finance 82

Embedded Finance Non-Bank Risk Breach 82

CB Insights

FEBRUARY 13, 2018

Recently, Goldman Sachs’ consumer banking division Marcus has been on the M&A hunt. Since 2013, 80% of the top 50 banks by total assets operating in the US have not acquired a fintech startup. Since 2013, only 18 fintech startups were acquired by just 10 of the top 50 US banks. Which banks are currently leading the charge?

FinTech 68

FinTech Acquirers Credit Cards Advisors 68

PYMNTS

JANUARY 16, 2018

million in 2013 to $716.97 Electric vehicle-charging kiosks also powered growth in the space, as those kiosks saw the largest growth of any type from 2013 to 2016, with the number of kiosks in the field growing by 153 percent. What’s more, the industry has already experienced some impressive growth, with the U.S. million in 2016.

Technology 74

Technology Product Research Consumer 74

Fintech Finance

AUGUST 12, 2024

Based in Berlin, Ticombo allows event organizers, resellers, and consumers from around the world to sell or resell event tickets. Founded in 2013, Mangopay supports multiple business models in the platform economy with its modular payment infrastructure.

Fraud Prevention 105

Fraud Prevention Economy AI Process 105

PYMNTS

APRIL 17, 2020

Google, for its part, rolled out a Wallet debit card in 2013 before closing it down in 2016. The card is Goldman Sachs’ newest inroad into the retail consumer business after establishing its digital Marcus brand in 2016. In separate news, Apple Card clients had $736 million in loan balances at the conclusion of September.

Debit Card 91

Debit Card Accounts Mobile Payments Checks 91

Fintech Finance

JULY 3, 2024

He was instrumental in the launch of UBank, a digital bank launched in 2008 by NAB in Australia, which by 2013 had collected five industry awards and enabled a new way for Australian consumers to interact with banking services. At the Bank of New Zealand, Stephen led the bank’s technology and digital experiences teams.

Product 98

Product Payment APIs and Integration Cross-Border Payments Cross-Border 98

Finovate

MAY 9, 2024

FIS made its Finovate debut at FinovateSpring in 2013. “Atelio by FIS is our vision to lead where fintech is going, which is outside the boundaries of how businesses enable, and their customers consume, financial services today.” Jacksonville, Florida-based FIS made its Finovate debut at FinovateSpring 2013.

Embedded Finance 69

Embedded Finance Finance Non-Bank B2C 69

The Fintech Times

MARCH 30, 2024

There’s no guarantee that even a dime of these savings gets passed on to consumers. Brad Goodall, CEO of Banked “The big questions are; will this introduce surcharging at point of purchase and if so what will that do to consumer experience and cost? “These changes come with some real risk to merchants. .”

Settlement 59

Settlement Credit Cards Visa Consumer 59

PYMNTS

SEPTEMBER 11, 2019

A network to better coordinate financial innovation among federal and state regulators is being launched by the Consumer Financial Protection Bureau (CFPB) in partnership with several states, the agency said in a press release. The agency says it strives to empower consumers to take control of their economic lives.

CFPB 68

CFPB Consumer Financial Protection Bureau (CFPB) Regulations Innovation 68

PYMNTS

APRIL 10, 2020

Sashank Rishyasringa and Gaurav Hinduja rolled out Capital Float in 2013. billion in funds throughout consumer and SME verticals. The company assists small and medium-sized enterprises (SMEs) with growth through lending. It aids small manufacturers, business-to-business (B2B) service providers and online retailers.

B2B 92

B2B Small Business FinTech Finance 92

PYMNTS

JANUARY 9, 2019

8) that his office, as well as 42 other state attorney generals, have settled with Neiman Marcus over a 2013 breach of customer payment card data at 77 of the retailer’s stores. The states’ investigations determined that around 370,000 payment cards were breached, including 8,323 associated with consumers in the state of Maryland.

Breach 63

Breach Data Breach Settlement Payments 63

CB Insights

JULY 18, 2018

Website as of: January 2013. Website as of: November 2013. This socially driven e-commerce site and app is currently valued at $3B and sported a pretty basic homepage in 2013. Website as of: April 2013. Payment solutions are everywhere today, but none of them have an out-of-this-world homepage like Mozido’s in 2013.

Bitcoin 65

Bitcoin CRM Checks Cybersecurity 65

CB Insights

OCTOBER 20, 2017

Using CB Insights data, we ranked the most active investors into unique travel tech startups since 2013, including venture capital and corporate venture investors. 500 Startups is the most active VC investor in travel tech, with 16 startups in its portfolio since 2013. Track Travel Tech Startups. Travel Tech. 1,400+ items.

On-Demand 68

On-Demand AI Finance Innovation 68

Fintech News

AUGUST 12, 2024

The company leads the consumer finance market with over 21,000 points of sale, 16,000 employees, and more than 12 million customers. Fiin Credit: Founded in 2018, Fiin Credit is a digital finance and consumer credit system in Vietnam.

FinTech 114

FinTech Online and Mobile Banking Point-of-Sale (POS) Payment Gateways 114

FICO

SEPTEMBER 13, 2016

When I last blogged about the national distribution of FICO® Scores a year ago , US consumer credit quality was continuing to climb upwards, though with some potential indications of change ahead. The number of consumers scoring in the super-prime range of 800 or above has continued to grow. in October 2013 to 18.2%

Continuity 96

Continuity Consumer Underwriting Product 96