PYMNTS

APRIL 12, 2020

Prospective home buyers haven’t been able to look at any new properties because of concerns around the highly infectious virus, and the economy’s persisting degradation won’t do it any favors, either. percent this year, the lowest number since 2013 when the survey began.

Federal Reserve 136

Federal Reserve Economy Payments Consumer 136

PYMNTS

JANUARY 10, 2018

Thanks to the growth of the sharing economy, though, the hassle of returning presents might soon be a thing of past. The rise of sharing economy services mean everyday people can turn unwanted or undesirable gifts into an opportunity to make recurring additional revenue. Occupying the sharing economy. And if they do, then cool.

Economy 55

Economy Returns Checks Product 55

PYMNTS

NOVEMBER 27, 2018

After all, according to the PYMNTS/HyperWallet Gig Economy Index , 35 percent of today’s workforce participates in what we now call the gig economy. If so, that could have longer term impacts on the payment and other services that are popping up to better serve the growing gig economy. Gig Income Drop. Gig Variety.

Economy 55

Economy On-Demand Participant Research 55

Fintech Finance

AUGUST 21, 2024

Since joining Mastercard in 2013, she has partnered with governments and corporations to spearhead the adoption of B2B platforms, enhancing the efficiency and transparency of cross-border trade in Asia Pacific.

Visa 98

Visa Cross-Border Economy Financial Inclusion 98

PYMNTS

NOVEMBER 6, 2020

The full 1 percent drop in the jobless rate takes it back down to where it stood in November 2013.”. agency reported that the nation’s economy added 661,000 jobs in September as the unemployment rate fell to 7.9 The central bank has said it is prioritizing healing of the job market. Last month , the U.S. percent, down from 8.4

Economy 57

Economy Central Bank Payroll Government 57

PYMNTS

OCTOBER 20, 2020

20) that Google faces an antitrust suit from the Department of Justice — focused on the core search business — makes us wonder what, if anything, might happen to other business lines that, though nascent, represent bids to join and at the same time foster the connected economy. billion purchase of mapping app Waze, which was competed in 2013.

Economy 52

Economy Federal Trade Commission FTC Credit Union 52

Finovate

MARCH 4, 2025

The company’s global financial stack helps remove barriers and simplify cross-border commerce to make it easier for businesses to connect to the global economy, pay, get paid, manage their funds across multiple currencies, and grow their businesses. Payoneer went public via a SPAC merger with FTAC Olympus Acquisition Corp. in 2021. .”

Payment APIs and Integration 52

Payment APIs and Integration Cross-Border Transactions International Payments 52

PYMNTS

MAY 1, 2020

The shaky coronavirus economy has promoted people to sock money at levels not seen since 1981. percent in 2013. . percent in 2013. . A Bureau of Economic Analysis report released on Thursday (April 30) indicated that the savings rate escalated to 13.1 percent in March, with people putting away $2.17

Federal Reserve 95

Federal Reserve Non-Bank Credit Union Fed 95

Fintech Finance

AUGUST 12, 2024

Founded in 2013, Mangopay supports multiple business models in the platform economy with its modular payment infrastructure. Sellers can sign up to the marketplace by verifying their identity, setting a price, and promoting their tickets in order to sell them.

Fraud Prevention 105

Fraud Prevention Economy AI Process 105

Fintech Finance

JUNE 11, 2024

Founded in 2013, Mangopay supports multiple business models in the platform economy with its modular payment infrastructure.

Multi-Currency 98

Multi-Currency Product Fraud Prevention Payments 98

PYMNTS

NOVEMBER 29, 2016

economy saw its best growth performance in two years in Q3 2016. Exports reportedly grew at the highest rate seen since the fourth quarter of 2013, driven by a surge in soybean exports after a lackluster soy harvest in Argentina and Brazil , said Reuters. In the new estimate, the U.S. percent up to 3.2

Economy 40

Economy Consumer Government Governance 40

PYMNTS

SEPTEMBER 8, 2016

percent in 2013. percent of Americans were underbanked in 2015 and 20 percent were underbanked in 2013. Through a banking relationship, consumers can take an important step toward full participation in our economy,” FDIC Chairman Martin Gruenberg said in prepared remarks to be delivered Thursday. percent at that time).

FDIC 65

FDIC Non-Bank Regulations Consumer 65

PYMNTS

JULY 11, 2016

The median net worth for families under 35 was a mere 6 percent of the median net worth for 55- to 64-year-olds as of 2013, according to the Federal Reserve. But younger consumers are somewhat less good at, well, consuming – they tend to carry high debt loads via student loans, combined with comparatively low incomes.

Economy 41

Economy Federal Reserve Consumer Returns 41

PYMNTS

FEBRUARY 17, 2020

In 2013, China invested in only three Indian startups, said data provider Tracxn. . It’s a very well-capitalized economy.” . In the final quarter of the year, tech startup deals in India that involved China totaled a record $1.4 billion, according to data from research firm Refinitiv. .

Gateways 91

Gateways Research Participant Economy 91

PYMNTS

APRIL 29, 2020

startup was launched in 2013 and operates in 13 markets globally, with the biggest presence in Europe, the Middle East and Asia. . The coronavirus crisis has been harsh for gig economy workers. Delivery riders across the U.K. told CNBC that the pandemic has decimated the demand for takeout.

On-Demand 82

On-Demand Economy Volume Authorization 82

The Fintech Times

FEBRUARY 6, 2025

As businesses and economies globally become more interconnected, the volume of goods that need transportation grows, leading to increasingly complex routing, scheduling and delivery requirements. Our biggest challenge was probably re-platforming in 2013 when we moved from the first generation of our platform to a completely new version.

Compliance 59

Compliance On-Demand Reconciliation Audit 59

PYMNTS

JANUARY 4, 2019

That same year, PayPal rolled out two new Innovation Labs in India to focus on technology like digital payments, artificial intelligence (AI) and virtual reality (VR), using the labs to benefit the economy in India.

PayPal 77

PayPal Innovation Authentication AI 77

PYMNTS

OCTOBER 10, 2016

Toys”R”Us offered a similar price-match program in 2013, but it only extended to 11 of its competitors at the time, according to Internet Retailer. The offer also extends to Toy”R”Us’ Babies”R”Us brick-and-mortar stores and online. retail and consumer leader, said in a statement.

Economy 70

Economy Consumer 70

Fintech News

MAY 28, 2024

Founded in 2013, Nubank has expanded beyond Brazil into Mexico, with around five million customers, and Colombia, where it recently received approval to operate as a financing company. billion adults in the region remain unbanked, with the majority residing in developing economies such as India, China, and Indonesia.

APACS 126

APACS Financial Inclusion Online and Mobile Banking Disaster Recovery 126

PYMNTS

JANUARY 1, 2019

years in 2013, according to a recent estimate. After all, speculation and anticipation serve as the brush-and-paper, quick-burning fuel of the bonfire known as the economy. Tech companies are taking more time to reach their initial public offerings, with the median gap between their early financing and their IPOs hitting 10.1

Payments 89

Payments Economy Underwriting Continuity 89

PYMNTS

JUNE 14, 2016

But, despite rave reviews, the Barneses have had their share of struggles over the years, including when hotels critical to their swell of diners in the busy season were closed for rebuilding in 2013. Store Front businesses are the heartbeat of the local economy – the shops that line the main streets and side streets of the local community.

Continuity 41

Continuity Economy Small Business Research 41

PYMNTS

JULY 26, 2017

The same executives who founded business process automation company Onmy Infocomm first established the company in 2013, according to the announcement. India is a cash heavy economy with fragmented distribution chains and predominately manual business processes.

Non-Bank 61

Non-Bank B2B Accounts Process 61

FICO

JULY 10, 2017

US consumers continued to show improvement in managing their debts, which began shortly after the bottoming out of the economy in 2009-2010. Much of this upward momentum in FICO Score distribution can be attributed to the period of stable growth that the US economy has experienced since the Great Recession. in April of this year.

Consumer 75

Consumer Continuity Credit Limit Underwriting 75

PYMNTS

MAY 5, 2020

The company has brought in more than $50 million in financing for small companies throughout the country since 2013 by “breaking down the barriers of traditional banking,” according to an announcement. ” The firm said Fulfill by Amazon (FBA) sellers have a “tremendous opportunity” to expand with the online economy.

Finance 63

Finance Non-Bank Caps Economy 63

PYMNTS

OCTOBER 7, 2016

Morgan Stanley predicts Indian online sales will hit $100 billion a year by 2020, up from $3 billion in 2013. After India, Africa will take it up starting with South Africa and the continent’s former largest economy, Nigeria.”. ShapeShift launched in 2013 with Erik Voorhees as its owner in early 2015.

Bitcoin 99

Bitcoin Online and Mobile Banking Blockchain Payment APIs and Integration 99

Fintech Review

SEPTEMBER 24, 2024

This partnership is more than just about gaming—it’s about unlocking new ways for players to compete, earn, and engage in the digital economy. Valhalla’s strategic gameplay allows players to earn rewards based on their in-game achievements, bridging the gap between gaming and digital economies. Learn more at Valhalla.game.

Blockchain 52

Blockchain Cryptocurrency Economy Advisors 52

Neopay

FEBRUARY 27, 2025

Ministers are considering whether to scrap the UK’s Payment Systems Regulator and fold it into the City watchdog as part of efforts to remove red tape from the economy, Sky News can reveal. It was created under the Financial Services (Banking Reform) Act 2013, and became operational two years later.

Regulations 52

Regulations Payments Economy Authorization 52

PYMNTS

OCTOBER 5, 2020

Lalamove has been operating since 2013 and has 22 markets in Asia, Latin America and North America. It works in the mode of gig economy delivery apps like Uber , but it focuses primarily on corporate clients, which gives it a different kind of loyalty and more economic benefits as opposed to companies working with individuals.

eWallet 52

eWallet Economy On-Demand Service Provider 52

PYMNTS

OCTOBER 11, 2018

In 2013, the company raised $50 million in Series E fundraising. Founder and CEO Tien Tzuo said, “A bet on us is really a bet on an entire shift to a new business model, to a subscription economy.” Its investors include Benchmark Capital, Wellington Capital Management and Shasta Ventures.

Origination 57

Origination Participant Economy Payment Solutions 57

PYMNTS

NOVEMBER 16, 2018

” Research released earlier this year from PayNet found that small business lending picked up compared to last year, which Phelan attributed to a strong economy. Santacroce said the collaboration with PayNet “will improve the loan process and as a result, the customer experience.”

Community Banks 53

Community Banks Small Business Risk Assessment Underwriting 53

PYMNTS

DECEMBER 29, 2020

According to Mastercard ’s SpendingPulse transactional analysis, total retail spending for 2020’s 75 days of Christmas was up 3 percent, and eCommerce sales were up 49 percent — good for the stay-at-home economy and tough sledding for department stores. For Mastercard, the story behind the numbers is told by special adviser Steve Sadove.

Consumer 72

Consumer Visa Ubiquitous Economy 72

Fintech News

MARCH 18, 2024

Ascend Money Founded in 2013, Ascend Money is a fintech startup in Thailand that is part of the Ascend Group, a digital technology business conglomerate providing digital financial, e-commerce, data and cloud services. Opn Founded in 2013, Opn is a provider of online payment solutions and digital transformation services.

FinTech 111

FinTech Online and Mobile Banking Blockchain Product 111

PYMNTS

SEPTEMBER 25, 2018

Beyond that, volume has exploded, with $284 billion extended in 2016 compared to $11 billion in 2013. lenders and borrowers), let alone on financial stability and the economy at large,” said BIS. Given how young the industry is, it is too early to properly evaluate its impact on end users (i.e.

Risk 68

Risk FinTech Non-Bank Volume 68

FICO

DECEMBER 8, 2022

Or does it also add value to decisions during benign periods of the economy? Traditional underwriting risk management strategy approach in stressed versus unstressed economy. As seen in Figure 1, in the unstressed economy of 2013-15, this would have aligned with a simple FICO® Score cut-off of 640 or higher.

Addressing 52

Addressing Risk Underwriting Risk Management 52

FICO

MAY 25, 2021

Or does it also add value during benign periods of the economy? Traditional underwriting strategy approach in stressed versus unstressed economy. As seen in Figure 1, in the unstressed economy of 2013-15, this would have aligned with a simple FICO® Score cut-off of 660 or higher. FICO® Resilience Index Solution.

Risk 52

Risk Addressing Underwriting Economy 52

PYMNTS

MAY 3, 2019

Young women are spending more and more in China, driving the economy and the view of spending habits in the country, according to a report by CNBC. In 2013, sales totaled $280 billion, but that number reached $1.34 There’s a business saying in China that “those who win over women’s hearts win it all.” trillion in 2018.

Economy 47

Economy Accounts 47

PYMNTS

NOVEMBER 17, 2020

Despite the pandemic’s negative effect on the economy, 2020 retail sales in October were 5.7 On a more positive note, Bank of America Global Research reported that retailers are experiencing the busiest sales since 2013 across the time period leading up to Black Friday, per Bloomberg. retail sales rose 0.3 percent in October to $553.3

NOV 53

NOV Credit Cards Economy Research 53