PYMNTS

DECEMBER 1, 2016

The country of Sweden is already striving to be the first cashless country , in that a large number of the nation’s banks do not traffic in cash, either taking it in or doling it out, while at the same time the cash supply is dwindling. More than one out of four millennials carry less than $5 cash with them.

Privacy 48

Privacy Online and Mobile Banking Non-Bank Checks 48

PYMNTS

AUGUST 27, 2018

Banks $88 Billion Bad Debt Concern . The delinquent credit rate is ticking up, and banks are reacting by dialing back new account approvals. Credit card debt made it over the $1 trillion mark in 2017, making it the third non-mortgage lending category to have surpassed the ten-digit mark in measuring consumer debt. In fact, at 3.4

Data Breach 41

Data Breach Breach Credit Cards Online and Mobile Banking 41

PYMNTS

FEBRUARY 29, 2016

I, Shopper, take thee, Online Retailer, to be my faithful partner in commerce. THE MOVE FROM PHYSICAL TO ONLINE TO MOBILE. Consumers are increasingly moving their shopping and buying not only online, but online via the mobile devices. How very unlikely these days. Who’da thunk it? Here’s the evidence.

Online and Mobile Banking 44

Online and Mobile Banking Payments PayPal Consumer 44

PYMNTS

JULY 24, 2017

Rewind to 2013, Fiserv partnered with a few of its key corporate clients to pilot a digital disbursement solution in the marketplace with a subset of these corporates’ consumers. An electronic deposit must go into one bank account — not two — and both parties must acknowledge acceptance — digitally — before that happens.

B2C 40

B2C Checks Economy API 40

CB Insights

MARCH 27, 2018

Online retailer Overstock.com, which traditionally sells home goods, clothing, and beauty products, announced December 14 that it would look to sell or reorganize its retail business in order to focus on blockchain. When it comes to blockchain technology, there’s a lot of hype. Live briefing: BLOCKCHAIN TRENDS IN 2018. Overstock.com.

Blockchain 48

Blockchain Cryptocurrency Bitcoin Accreditation 48

PYMNTS

APRIL 17, 2017

Not because he didn’t have a buyer, but because his buyer didn’t have that much cash— and McKelvey didn’t take credit cards. In 2014, Starbucks stopped accepting Square’s mobile wallet, and shortly thereafter, Square pulled the plug entirely on that mobile wallet experiment. A worthy consolation prize by anyone’s measure.

Push-to-Card 44

Push-to-Card Debit Card Online and Mobile Banking EMV 44

CB Insights

NOVEMBER 9, 2017

One investor in the startup said that the founders were too aggressive in pushing for higher valuations. For those who’ve been reading, we’ve had failure on the brain recently. Some of the fail-related research we’ve issued includes: The Downround Tracker. 242 Startup Failure Post-Mortems. The Top 20 Reasons Startups Fail. via TechCrunch.

Online and Mobile Banking 78

Online and Mobile Banking On-Demand Shutdown Push-to-Card 78

CB Insights

MAY 23, 2019

Some companies just push their luck a little too far. WrkRiot’s short-lived house of cards falls down. Pixelon: Online video vaporware. Few places are more receptive to new ideas and innovative business models than Silicon Valley. But the model doesn’t always work perfectly. Download the full 25-page report.

Online and Mobile Banking 78

Online and Mobile Banking Wires Wire Push-to-Card 78

CB Insights

OCTOBER 31, 2017

But overpriced, over-hyped hardware products weren’t the only “innovations” we said goodbye to: we also recently witnessed the deaths of startups working in mobile AR, e-commerce, digital media, and more. Title: My Mobile AR Start-Up Died So Yours Doesn’t Have To. ” So why do so many startups flame out?

Posting 78

Posting Product Online and Mobile Banking On-Demand 78

PYMNTS

MARCH 7, 2016

CAN WE MAKE THE OFFLINE WORLD AS EFFICIENT AS THE ONLINE WORLD? The ability for busy people to shop 24/7/365 via a mobile device trumps the serendipity that everyone says is one of the great benefits of shopping in a physical store. So what would physical retail look like if it were run like the best online etailers ?

Online and Mobile Banking 46

Online and Mobile Banking Payments Financial Inclusion Same Day ACH 46

PYMNTS

AUGUST 28, 2017

Two American Express banking subsidiaries have found themselves on the wrong side of the CFPB’s fining pen for discriminating against consumers in Puerto Rico, the U.S. Two American Express banking subsidiaries have found themselves on the wrong side of the CFPB’s fining pen for discriminating against consumers in Puerto Rico, the U.S.

CFPB 46

CFPB Online and Mobile Banking Push-to-Card Cryptocurrency 46

CB Insights

OCTOBER 4, 2018

Ant Financial was initially launched to support online payments. As the financial affiliate of Chinese e-commerce giant Alibaba Group , Ant Financial encapsulates a fintech ecosystem that starts with its dominant mobile payments service, Alipay, and expands into credit scoring, wealth management, insurance, and lending. Insurance.

Online and Mobile Banking 78

Online and Mobile Banking FinTech Mobile Payments Regulations 78

CB Insights

MAY 15, 2019

Founded: 2013. Visa’s Innovation Center aims to increase collaboration among teams working on tech solutions spanning tokenization, payment apps, mobile location confirmation, and more. DBS Bank — DBS Asia X (DAX). One popular approach: in-house financial innovation labs. Visa — One Market Center. Founded: 2016.

Innovation 78

Innovation Finance Online and Mobile Banking Blockchain 78