PYMNTS

FEBRUARY 6, 2019

Yet, reports said there have been 366 complaints filed with the Federal Trade Commission (FTC) against FLEETCOR since 2014. “This is a business model intended to deceive,” said Andrew Left, founder of Citron Research, in an interview with Bloomberg in 2017. WEX Inc. , Not The First Fee Controversy.

Commercial Card 66

Commercial Card Payroll Federal Trade Commission Wire Transfer 66

PYMNTS

JUNE 21, 2019

In fact, CU interest rates are capped by federal regulations. You’re much less likely to be charged an annual fee for a credit union credit card,” Mike Schenk, CUNA’s vice president of research and policy analysis, said in an interview. percent compared to banks’ 13.5 First of Omaha Service Corp. The most recent came in May, when Sen.

Credit Cards 40

Credit Cards Credit Union Caps NCUA 40

CB Insights

FEBRUARY 26, 2019

More US startup unicorns were born in Q4’18 than in any other financial quarter in history, capping off the best year on record for unicorn births in the United States. Notably, this growth in unicorn births took place during the healthiest year for IPOs since 2014. 2018 VC REPORT: A NEW UNICORN RECORD. years — down from 7.8

Caps 58

Caps Volume Research Posting 58

PYMNTS

SEPTEMBER 16, 2016

Sweatshirts, baseball caps and other garb, sure. Purdue’s treasurer’s office disclosed that it made $1 million since 2014 when it shook on the deal. Student Monitor, a research firm, said the incidence of renting as an alternative to buying, as well as eTextbooks as an alternative to print, is at a record high. Not so much.

Caps 58

Caps Economy Research Continuity 58

PYMNTS

MARCH 3, 2017

Bitcoin’s market cap is currently well over $20 billion as value rose well over $200 in the past two weeks. Some $300 million could flood the bitcoin ETF during its first week, Spencer Bogart, head of research at venture capital investor Blockchain Capital, was quoted as saying in an interview. In February 2014, Mt.

Bitcoin 57

Bitcoin Digital Currency Cryptocurrency Crime 57

PYMNTS

JUNE 17, 2016

“One of the bank’s many FinTech research projects … is to build a proof-of-concept wholesale interbank payment system using a distributed ledger, in conjunction with Payments Canada, R3 and Canadian banks,” she said in a statement. When bitcoin was first released, a cap was placed on how many bitcoin could ever be produced.

Bitcoin 43

Bitcoin Digital Currency Central Bank Blockchain 43

Fintech Labs Insights

JULY 25, 2016

FinDEVr Silicon Valley 2014 presentation. FinovateFall 2014 demo. FinDEVr Silicon Valley 2014 presentation. EVTC), FactSet Research Systems Inc. FinovateSpring 2009 demo. MasterCard (MA). PayPal (PYPL). FinDEVr New York 2016 presentation. FinovateEurope 2012 demo. Thomson Reuters (TRI). FinovateFall 2012 demo. Visa (V).

FinTech 19

FinTech PayPal Caps Visa 19

PYMNTS

NOVEMBER 8, 2017

In the three years since FIS began this annual report, the number of real-time payments programs more than doubled, researchers noted. According to the research, approximately half of the real-time payments schemes in place today can handle corporate and B2B transactions.

Real Time Payments 40

Real Time Payments B2B Innovation Faster Payments 40

PYMNTS

AUGUST 11, 2020

And its market cap will hit $2 trillion if the stock rises about another 5 percent to $467.77 Wedbush Securities Analyst Daniel Ives offered a resounding yes in a research note on Sunday (Aug. Apple stock is trading at about $446 as of Tuesday (Aug. 11), giving the company a roughly $1.91 Will Apple make it over the finish line?

Non-Bank 48

Non-Bank On-Demand Caps Innovation 48

CB Insights

OCTOBER 29, 2018

Date: April 25, 2014. Ballmer led Microsoft’s purchase of Nokia for over $7B in a deal finalized in 2014. Date: January 13, 2014. In 2014, Google sought to make an entrance into smart homes by acquiring Nest Labs, a four-year-old startup founded by two ex-Apple engineers, Tony Fadell and Matt Rogers. Price: $7.9B.

Acquirers 76

Acquirers Online and Mobile Banking Innovation Non-Bank 76

Fintech Labs Insights

AUGUST 22, 2024

Only 17 have gone out of business, mostly in the 2014 to 2017 vintage, which makes sense as well-funded startups usually last at least 5 years. And prior to 2014, the line-up was smaller and highly curated. Fall 2014 (New York): Anchor ID (CLOSED March 2020): Raised $1.9M

Online and Mobile Banking 15

Online and Mobile Banking Acquirers Payment APIs and Integration AI 15

PYMNTS

MAY 20, 2016

A report last year from Juniper Research forecasted that digital content paid for through carrier billing will generate more than $14 billion in revenue over the next five years, with the percentage of merchants who let customers charge their purchases to their mobile phone bills climbing to 35 percent from 21 percent in 2014.

Credit Cards 40

Credit Cards Debit Card Consumer Caps 40

PYMNTS

DECEMBER 12, 2016

Its launch of Pantry in April 2014, Dash in March 2015 and the Dash replenishment system later that same year were all aimed at shifting the spend of the 32 percent of grocery sales that consumers regarded as “staples” online. The trek to the grocery store is still a well-engrained ritual that happens 1.6 times a week, on average.

Consumer 80

Consumer CHIPS Accounts Innovation 80

PYMNTS

AUGUST 21, 2017

It was shuttered in 2014. Facebook shuttered Gifts in August of 2014. Facebook has found commerce to be illusive because people never came to Facebook to shop — and, according to our own research , don’t trust them to power their commerce experience. With a market cap of $37.2 Or so they thought.

PayPal 51

PayPal Push-to-Card Consumer Acquirers 51

PYMNTS

JULY 18, 2016

Blockbuster filed for bankruptcy in 2010 with a market cap of $12 million, down from $4 billion just a decade before in 2002 — the year that Netflix IPO’d. Before it entered the market, Netflix spent a lot of time researching the customer that it wanted to better serve. percent in 2014. Embrace The Establishment.

Payments 47

Payments Consumer On-Demand Returns 47

CB Insights

DECEMBER 4, 2019

Webpay failed to gain user traction and was shut down in 2014, unlike up-start Venmo (now a part of rival payments processor PayPal). With the talent acquired from GoPago, Amazon launched Amazon Local Register, a card reader for SMBs in August 2014. Its first entry point in the market was in payments in October 2014.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

PYMNTS

APRIL 5, 2016

Fleet cards make up the majority of these products, accounting for 38 percent of corporate card products by the end of 2014. But researchers also see dwindling numbers for this product, as the number of fleet cards in Europe is slated to decrease by 10 percent by the end of the decade.

Commercial Card 40

Commercial Card Visa Card Issuer Payer 40

CB Insights

SEPTEMBER 10, 2019

Simple, an early contender founded in 2009, floundered following its 2011 launch before ultimately being bought by Spanish banking giant BBVA in 2014. Apple launched its mobile payments platform, Apple Pay , in the fall of 2014. 64% of Gen Z have already started researching financial planning, starting at an average age of 13.

Finance 77

Finance Online and Mobile Banking Micro-Entry Advisors 77

CB Insights

OCTOBER 16, 2018

The online bookseller didn’t turn a profit for six years — today, it’s the second publicly traded company ever to hit a $1T market cap. 2014: Bet on ideas that have unlimited upside. 2014: Bet on ideas that have unlimited upside. Place your bets where your downside is capped but your upside is unlimited.

Innovation 78

Innovation Product Risk Technology 78

CB Insights

SEPTEMBER 17, 2018

Cosmetics: L’Oréal leads the way with research and digital change. Market Cap ($B). Its acquisitions of smaller grocers like Roundy’s (2015) and Harris Teeter (2014) have bolstered Kroger’s supply chain further by integrating their warehouses and distribution centers into the company’s larger operations. Kraft Heinz.

Product 67

Product Research Consumer On-Demand 67

PYMNTS

AUGUST 3, 2018

What tipped the week from good to sizzling was what happened on the stock market — when Apple’s market cap tipped over the $1 trillion mark, making it the first U.S.-listed history to both hit and close the day with a 13-digit market cap. He didn’t care what people wanted and had no desire to do any kind of research.

Caps 41

Caps Returns Product Consumer 41

CB Insights

FEBRUARY 28, 2019

It’s better to have a partial interest in the Hope Diamond than to own all of a rhinestone,” he wrote in 2014. The dynamism embedded in our market economy will continue to work its magic,” he wrote in 2014 , “Gains won’t come in a smooth or uninterrupted manner; they never have. 2014 : [link]. 1977 : [link]. 1978 : [link].

Returns 78

Returns Acquirers Risk Product 78

PYMNTS

JULY 1, 2016

When bitcoin was first released, a cap was placed on how many bitcoin could ever be produced. 10.5B | Bitcoin’s estimated market cap. This follows its $2 million Series A round in December 2014. And for now, what the researchers have concluded is that bitcoin isn’t quite ripe for the mainstream market.

Risk 47

Risk Bitcoin Digital Currency Caps 47

Finovate

APRIL 24, 2024

The company is headquartered in Auckland, New Zealand and was founded in 2014. Eqvista Eqvista’s cap table management tools enable companies, large and small, to optimize equity management and share values. Ascent Platform Ascent streamlines multiple new product experiences with less cost, less disruption, and less risk.

Payment APIs and Integration 59

Payment APIs and Integration Credit Union AI Advisors 59

PYMNTS

MARCH 19, 2018

But there wasn’t a person on the planet, save us here at PYMNTS, who back in 2014 didn’t say Apple Pay was going to crush everyone, marginalize the card networks and kill PayPal. I wrote a piece about the fascinating research done by economists who looked at consumer incomes over a series of generations.

Economy 59

Economy Consumer Online and Mobile Banking Regulations 59

CB Insights

NOVEMBER 16, 2017

Facebook’s $22B acquisition of WhatsApp in 2014 was (and still is) the largest private acquisition of a VC-backed company ever. Startups can end up with as many as five or six different VCs in their cap table. The previous year, King’s 2014 IPO was hotly anticipated. Semiconductor Manufacturing International (SMIC).

Returns 78

Returns Online and Mobile Banking Acquirers On-Demand 78

PYMNTS

NOVEMBER 28, 2016

In the run-up to the creation of the CFPB, Professor Joshua Wright and I conducted a study (our research was funded by the American Bankers Association) of the role of consumer and small business lending in the economy and the risks that the proposed regulations posed to this. Right now, though, people would like more credit, not less.

Consumer 51

Consumer CFPB Credit Cards Federal Reserve 51

CB Insights

MARCH 2, 2018

in market cap. Both companies can afford to spend aggressively on expansion as their stocks have soared — market caps sit at $720B for Amazon and $483B for Alibaba. Research from Morgan Stanley projects the online retail market will explode from $15B in 2016 to $200B in 2026.

On-Demand 68

On-Demand Acquirers Product Continuity 68

CB Insights

DECEMBER 14, 2017

Download this research briefing to see how corporates and startups are shaping the future of retail with tech. The bed-in-a-box startup Casper launched in 2014 with five co-founders and one fundamental observation about the mattress industry: that buying a mattress is an “awful consumer experience.” To do this, they did their research.

Consumer 78

Consumer Product Returns On-Demand 78