PYMNTS

NOVEMBER 4, 2016

Index research reveals that Polish consumers spent more than €194 billion in cash in 2015, more than four times as much spent via other means. Since 2000, there has been a 289 percent increase in the number of ATM terminals in Poland, to 20,531 ATMs in 2014. This may not be the case for much longer, however.

ATM 70

ATM Debit Card Non-Bank Mobile Payments 70

PYMNTS

FEBRUARY 8, 2018

Small banks saw a slight increase in small business loan approvals from December to January, hitting a 49.1 percent approval rating last month — though the report noted that these community and regional banks have been unable to reach a 50 percent approval rating since October 2014. percent in January.

Continuity 43

Continuity Small Business Non-Bank Economy 43

PYMNTS

SEPTEMBER 17, 2018

The fraudsters who hacked their way into the Bangladesh central bank two years ago got there by getting into software tied to the SWIFT financial platform. global ransomware attack and the 2014 attack on Sony Pictures Entertainment. The Bangladesh Bank Hack. The way they got there? The Methods.

SWIFT 75

SWIFT Phishing Ransomware Central Bank 75

CB Insights

OCTOBER 26, 2020

In 2006, investment banks were at the top of the finance world. After the collapse of Lehman and Bear Stearns and the global financial crisis that ensued, the business models of the world’s biggest investment banks needed to change. As a result, banks are facing dropping IPO profits. Some banks have collapsed.

Underwriting 78

Underwriting Research Online and Mobile Banking Non-Bank 78

PYMNTS

JUNE 1, 2017

China’s corporate banking sector is getting hit with a bit of a setback as more companies look outside China for supply chain financing. Currently, companies surveyed use an average of 14 supply chain financing banks, researchers said. Though the U.S. dollar holds 42.1 percent, behind the Swiss franc.

Finance 43

Finance Cross-Border Non-Bank Research 43

PYMNTS

APRIL 2, 2018

Consumers demand easy, digital banking, but this pressure for banks to deliver is also coming from corporate clients. Take mobile banking, which has propelled the introduction of mobile-only banks to meet demand for better services on smaller screens.

Blockchain 68

Blockchain Online and Mobile Banking End User Non-Bank 68

PYMNTS

NOVEMBER 7, 2016

“In Poland, it’s fair to say that cash is still king,” stated Joanna Erdman, director of core service and non-banking products at mBank, one of the largest banks in Poland. PYMNTS.com research shows that Polish consumers are being lured away from cash by new digital forms of payment. Cash’s volatile reign.

Online and Mobile Banking 60

Online and Mobile Banking Debit Card ATM Research 60

PYMNTS

JUNE 1, 2016

Research and Markets reports that Turkey’s eCommerce market is the second largest in Eastern Europe and among its fastest growing. According to a PayPal survey conducted in 2014, 53 percent of smartphone users made purchases using their mobile devices. PayPal applied and was rejected.

Regulations 40

Regulations Cross-Border PayPal Online and Mobile Banking 40

Fintech Labs Insights

OCTOBER 20, 2020

Founded: 2014. Sample Clients – Zions Bank – NBH Bank – Bank of the West (BNP Paribas) – Byline Bank – ConnectOne Bank. Metrics – 350 employees including 150 researchers and developers – 80+ customers in USA, EU, and India – 50% CAGR past 5 years. Business model: Distributed via banks to merchants.

FinTech 15

FinTech Non-Bank Visa Cybersecurity 15

PYMNTS

AUGUST 16, 2019

In fact, as PYMNTS found in recent research on the gig economy, 85 percent of gig workers would work more often if they were paid faster. Reinsch traced the 2014 genesis of the firm to his own experience as a freelancer , when a significant client did not pay an invoice on time. “As The Client Base.

Payment APIs and Integration 56

Payment APIs and Integration Underwriting Economy Payee 56

CB Insights

DECEMBER 4, 2019

If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Based on our findings, it’s hard to claim that Amazon is building the next-generation bank. In aggregate, these product development and investment decisions reveal that Amazon isn’t building a traditional bank that serves everyone.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

CB Insights

OCTOBER 29, 2018

Date: April 25, 2014. Ballmer led Microsoft’s purchase of Nokia for over $7B in a deal finalized in 2014. Date: January 13, 2014. In 2014, Google sought to make an entrance into smart homes by acquiring Nest Labs, a four-year-old startup founded by two ex-Apple engineers, Tony Fadell and Matt Rogers. Price: $7.9B.

Acquirers 76

Acquirers Online and Mobile Banking Innovation Non-Bank 76

PYMNTS

AUGUST 11, 2020

Wedbush Securities Analyst Daniel Ives offered a resounding yes in a research note on Sunday (Aug. However, Deutsche Bank analyst Jeriel Ong has doubts about the sustainability of Apple’s recent meteoric rise. 9) that gave Apple shares a $515 price target and a “bull-case” scenario of $600. government.

Non-Bank 48

Non-Bank On-Demand Caps Innovation 48

PYMNTS

MARCH 15, 2017

The deal is one that seeks to bring mobile banking to underbanked consumers and also, in terms of demographics, to millennials. million, including a $2 million seed round in 2014. That funding will be slated for small business loans via securitization. At the end of February, HowGood closed a $4.2

Product 41

Product Assessments Database Consumer 41

CB Insights

OCTOBER 10, 2018

Traditional banking products, including checking, credit, and savings accounts, are under threat from a new crop of digital-first startups. Many of these startups are launching products without a bank charter and targeting a very specific customer base. DOWNLOAD THE 61-PAGE consumer banking REPORT. savings accounts.

Online and Mobile Banking 78

Online and Mobile Banking Debit Card Credit Cards Non-Bank 78

The Fintech Times

MARCH 14, 2024

Research and insights New data from Adobe reveals that a combination of the leap year and increased use of buy now, pay later services saw UK online spending reach £8.8billion in February 2024, representing a 5.0 The research highlighted that industry explanation and technical language adds uncertainty and confusion. MillTechFX.

FinTech 59

FinTech Non-Bank AML Correspondent Bank 59

Nanonets

JULY 10, 2024

Automation of document scanning: Governments or large businesses such as banks process many handwritten forms with identical formats for various purposes (e.g., Visa application, bank transfer). Side Note: The best research papers from the computer science domain are usually published in top-tier conferences. Key-Value vs.

Database 96

Database Process Use Case Correspondent 96

Fintech Labs Insights

JANUARY 13, 2016

Can you imagine spending as much time with your banking app as you do with Facebook or Twitter? Not only can FINANTEQ imagine it, but with its new banking app, SuperWallet , the Polish spin-off from eLeader is doing everything it can to make it happen across Europe and, soon, the U.S. Headquartered in Lublin, Poland.

Innovation 15

Innovation Online and Mobile Banking Non-Bank Mobile Banking 15

Fintech News

APRIL 3, 2024

Data from the World Bank’s Global Findex Database reveal that, in 2021, men were 6% points more likely than women to use digital payments, a gender gap that had remained consistent across developing economies since 2014 in part because of the broader gender gap in access to digital services.

Financial Inclusion 124

Financial Inclusion FinTech Financial Literacy Non-Bank 124

CB Insights

AUGUST 15, 2018

The total number of investments venture capital firms have made to private companies in 2018 is on pace to set a five-year record, and venture capital funding is at nearly $443B since 2014, according to CB Insights data. RESEARCH BRIEFING: Emerging Startup Hubs. Don’t break the bank for every hot candidate in every business function.

Rules 34

Rules Legal Non-Bank Adjustments 34

Fintech Labs Insights

JANUARY 12, 2017

IBM’s “blockchain-as-a-service” strategy incorporates many of the company’s core technology projects including its Watson Internet of Things platform and its development lab, Bluemix Garage – as well as its core IT system for global banks, IBM z System. ” R3: Are Blockchain-Curious Banks Stronger Together?

Blocks 21

Blocks Blockchain FinTech Cross-Border 21

Finovate

MARCH 15, 2024

Last month at FinovateEurope, we introduced Swedish embedded banking and payments company Visualizy to our audiences. Founded in 2022, the company offers a multi-bank platform that helps businesses lower costs, reduce errors, and boost security in their financial and payment operations. open banking a major boost.”

Central Bank 52

Central Bank Payment Service Provider (PSP) Non-Bank Settlement 52

PYMNTS

JULY 23, 2018

Paul McCartney and The Beatles may have told us that money can’t buy us love , but new research claims that it can certainly buy us happiness. That means, based on the latest published research of 50,000 households and 135,000 individuals by Sentier Research, many U.S. And how much money consumers need to be happy.

Finance 49

Finance Credit Cards Push-to-Card Economy 49

CB Insights

SEPTEMBER 27, 2017

The notion that [companies like Netflix] are replacing broadcast TV may not be quite accurate,” said Alan Wurtzel, NBCU president of research and media development, as he presented ratings of popular shows from streaming companies earlier this month. “I Even more recently, traditional TV executives have tried to minimize the risk.

Bitcoin 65

Bitcoin Advisors Innovation Blockchain 65

CB Insights

AUGUST 14, 2018

The notion that [companies like Netflix] are replacing broadcast TV may not be quite accurate,” said Alan Wurtzel, NBCU president of research and media development, as he presented ratings of popular shows from streaming companies earlier this month. “I Even more recently, traditional TV executives have tried to minimize the risk.

Bitcoin 78

Bitcoin Online and Mobile Banking Advisors Origination 78

PYMNTS

APRIL 26, 2018

A New York senator has proposed legislation that would make retail banking services available at all 30,000 U.S. has proposed the Postal Banking Act, which would include services such as small-dollar consumer loans that offer low fees and low interest rates. Postal Service locations nationwide. Postal Service could make $8.9

Consumer Financial Protection Bureau (CFPB) 47

Consumer Financial Protection Bureau (CFPB) Posting CFPB Wire Transfer 47

CB Insights

SEPTEMBER 10, 2019

A 2018 survey by Bank of America shows that millennials’ top financial priorities were saving for emergency funds (64%), saving for retirement (49%), and saving to buy a house (33%) — not much different from the concerns their baby boomer parents had 30 years ago. From big banks to big tech. get the REPORT on next generation investors.

Finance 77

Finance Online and Mobile Banking Micro-Entry Advisors 77

CB Insights

AUGUST 1, 2017

This team (called Discover) is led by Jay Zaveri, and conducts research, ideation and incubations, with a focus on hard problems that we don’t see being addressed in our venture pipeline. We checked in again in January 2014 to get some early findings. Research vessels cost up to $100K per day to operate.

Participant 34

Participant Online and Mobile Banking Acquirers On-Demand 34

FICO

JANUARY 11, 2017

New FICO research shows that not this not the case. The US Census Bureau’s most recent report on health insurance coverage shows that in 2014 about 17% of the 26-to-44 age group did not have health insurance (see p. 7); coverage rates increase after age 44 until age 65, when only about 1.5% do not have coverage.

Consumer 67

Consumer CFPB Research Non-Bank 67

CB Insights

OCTOBER 31, 2019

Commercial Banking: How JP Morgan’s chatbot saves the company 360,000 hours a year. Law: Automating small claims & powering research. Research: How robot lawyer ROSS reduces research time by 30%. The rise and fall of chatbot hype: How the bubble burst. Fintech: Contract review & bill negotiation.

Bots 78

Bots Legal Online and Mobile Banking Research 78

Nanonets

MAY 30, 2023

 The World Bank reports that two-thirds of adults worldwide make or receive a digital payment today, with the share in developing economies growing from 35% in 2014 to 57% in 2021.  Bank transfers and digital wallets are more recent developments that have leveraged the rapid expansion in digital data and interconnectivity.

Payment APIs and Integration 52

Payment APIs and Integration Credit Cards Payment Reconciliation Online and Mobile Banking 52

FICO

MARCH 6, 2020

A partnership aimed at helping banks, payment providers and fintechs meet the ever stronger regulatory demands while reducing effort and expense. . In 2014, I joined Tonbeller as Head of Sales & Channel Operations and became Management Board member shortly thereafter. What do you do? How long have you been in the industry? In the U.S.

Financial Crimes 81

Financial Crimes Crime Compliance Technology 81

PYMNTS

DECEMBER 23, 2019

Shortly before the decade hit the halfway mark in 2014, the most favored method of communication among American consumers formally switched. Visner of the National Cybersecurity Federally Funded Research and Development Center ( FFRDC ). Except as it turned out, due to the nature of what it was, very few people remarked on it.

Online and Mobile Banking 52

Online and Mobile Banking Cybersecurity Best Practices Economy 52

CB Insights

OCTOBER 6, 2017

Download our research briefing to dive into private market trends, startups working on ‘general AI’ or human-like intelligence, and the most prominent industries using AI algorithms. Quant hedge fund Two Sigma is hiring researchers for its new deep learning team. Outsize impact on the labor markets. Professions at the greatest risk.

AI 69

AI Risk Automation On-Demand 69

CB Insights

FEBRUARY 28, 2019

When it became clear that executives at some of the biggest banks on earth systematically underestimated the risks inherent to the assets they were trading in, it became difficult to defend the idea that prices were truly ever set rationally. 2014 : [link]. Save your money in peacetime so you can buy more during war. 1977 : [link].

Returns 78

Returns Acquirers Risk Product 78

CB Insights

MAY 15, 2019

DBS Bank — DBS Asia X (DAX). DBS launched its Singapore innovation lab to break out of its “traditional banking mindset to think, behave, and deliver more like a technology company,” according to Neal Cross, chief innovation officer. Notable projects: Fidelity Charitable is a public charity that accepts non-cash financial assets.

Innovation 78

Innovation Finance Online and Mobile Banking Blockchain 78

CB Insights

OCTOBER 10, 2017

Acorns’ rock-bottom customer acquisition costs as driven by non-viral referral. For the non-exited companies — Robinhood, Acorns, Stash, and Credit Karma — we looked at which apps had the highest rates of user growth and what’s driving expansion. bank accounts. debit & credit cards. income information.

Finance 78

Finance Online and Mobile Banking Product Checks 78