PYMNTS

FEBRUARY 18, 2020

LendingClub provides personal lending online, and it wants access to funding that is more stable and not as expensive. The bank is one of a few smaller lenders that has teamed up with FinTechs who need services only an FDIC-regulated institution can provide. This is the first time a FinTech has purchased an actual bank.

FinTech 97

FinTech FDIC Online and Mobile Banking Returns 97

Open Banking Excellence

AUGUST 23, 2023

When generative AI arrived, it already had a huge infrastructure to draw upon, as well as the staggeringly large corpus of human knowledge published online during the past few decades. Salesforce started out in 2014 when we launched the Office of Ethical and Humane Use of Technology. What Is Salesforce AI Cloud and Einstein?

AI 130

AI Risk Online and Mobile Banking CRM 130

PYMNTS

APRIL 29, 2020

The COVID-19 pandemic has prompted traditional banks to take fresh looks at their digital initiatives and has given digital-only banks the opportunity to learn about the advantages and hurdles of serving customers primarily through online and mobile channels. Building Trust Between Banks and Consumers Online.

Credit Union 105

Credit Union Consumer Online and Mobile Banking Card Issuer 105

PYMNTS

MARCH 31, 2016

Banking on mobile devices is continuing to grow in popularity. According to WSJ , more than half of mobile banking users surveyed reported that they had received push notifications, text messages or email alerts from their respective financial institutions.

Mobile Banking 41

Mobile Banking Fed Online and Mobile Banking Federal Reserve 41

The Fintech Times

OCTOBER 25, 2024

The first event was the introduction of the Unified Payments Interface (UPI) by the National Payments Corporation of India (NPCI), a nonprofit organisation backed by India’s central bank and leading banks. In 2014, only 53 per cent of adults in India had bank accounts, but by 2021, this figure had risen to 78 per cent.

Digital Payments 58

Digital Payments FinTech Online and Mobile Banking Financial Inclusion 58

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Payment APIs and Integration 98

Payment APIs and Integration Online and Mobile Banking Payments Push-to-Card 98

The Fintech Times

JUNE 13, 2024

When shopping online, a failed payment can be enough to abandon a cart altogether. Introduced in 2014, Mastercard’s tokenisation service today secures 25 per cent of all e-commerce transactions globally, with adoption accelerating 50 per cent year-over-year. So much so, by 2030, it aims 100 per cent e-commerce tokenisation.

Visa 68

Visa Online and Mobile Banking Card Issuer Issuers 68

Fintech News

OCTOBER 31, 2024

Partior’s platform is live with prominent currencies, such as USD, EUR and SGD, and is used by major banks and firms, including DBS, JP Morgan, Standard Chartered, Siemens and iFAST Financial. Founded in 2014, Currenxie provides businesses with a comprehensive solution to collect, exchange and send money worldwide.

Cross-Border Payments 129

Cross-Border Payments Cross-Border Payment APIs and Integration Multi-Currency 129

The Fintech Times

AUGUST 19, 2024

In the 21st century, the country has established a foothold in various markets including the mobile phone, automobile, semiconductor and steelmaking markets. Six years later, these organisations are achieving what they set out to, with the Bank of Korea also playing a notable role in the country’s financial evolution.

Economy 63

Economy Online and Mobile Banking FinTech Governance 63

Finovate

FEBRUARY 2, 2024

First up is news that Grupo Financiero Banorte has launched Mexico’s first fully digital bank, bineo. The new digital bank also offers financing products for bineo account holders. The bank also pledges competitive rates and instant access to funds once loans are approved. The company noted that it hopes to add 2.8

BNPL 58

BNPL Online and Mobile Banking Debit Card Non-Bank 58

FICO

SEPTEMBER 22, 2016

Of course, many of our clients want to know more about millennial banking habits. FICO’s latest US consumer research survey found that large numbers of millennials are using their bank’s mobile application regularly. As millennials flock to peer-to-peer mobile payments, Venmo has seen explosive growth. in Q1 2016.

Mobile Payments 64

Mobile Payments Venmo Online and Mobile Banking Payments 64

Fintech Labs Insights

NOVEMBER 10, 2023

Consumers have been banking online for 28 years. And from the very beginning, there have been pure-play digital banking startups. The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on.

NOV 15

NOV Consumer Online and Mobile Banking Small Business 15

PYMNTS

JUNE 7, 2017

The latest Expectations & Experiences consumer trends survey from Fiserv , a leading global provider of financial services technology solutions, finds that consumers are paying more bills from mobile devices while slowly starting to venture into digital wallets.

Consumer 46

Consumer Online and Mobile Banking Debit Card P2P 46

PYMNTS

NOVEMBER 6, 2020

Starling Bank is pushing ahead with plans to raise another $263 million as the U.K.-based based digital bank looks to fuel additional expansion in its home market while eyeing an initial public offering (IPO) down the line. digital bank public. Bank of England granted Starling a banking license in 2016.

Online and Mobile Banking 46

Online and Mobile Banking Accounts Continuity 46

PYMNTS

OCTOBER 18, 2019

Mastercard is collaborating with four eCommerce retailers — WHSmith.co.uk, Funky Pigeon, Cult Pens and The Card Gallery — to offer the Pay by Bank app to online shoppers, Mastercard announced in a press release on Friday (Oct. Pay by Bank app (PbBa) — created by Vocalink, a Mastercard company — leverages the U.K.’s

Visa 46

Visa Online and Mobile Banking ATM Faster Payments 46

The Fintech Times

SEPTEMBER 10, 2024

According to the World Bank , China’s GDP per capita now exceeds $12,700, making it the world’s second-largest economy by nominal GDP, just behind the US. In the financial services sector, major institutions such as China Construction Bank, the Industrial and Commercial Bank of China (ICBC), Bank of China and Ping An Insurance dominate.

FinTech 58

FinTech Online and Mobile Banking Digital Currency Central Bank 58

PYMNTS

SEPTEMBER 28, 2016

The information stored inside your phone could soon be used to authenticate you to banks, credit card companies and other financial service providers. According to the Brazilian financial services firm, launched in 2014, it boasts a fraud rate just one-tenth that of larger banks and financial institutions.

Security 67

Security Online and Mobile Banking Authentication Credit Limit 67

PYMNTS

JUNE 1, 2020

Losing customers can be as easy as experiencing one too many online glitches, however, which can drive clients into the competition’s arms. The challenger bank has run on a cloud banking model since its 2012 launch and is available for business and consumer use in 30 European markets, including Austria, Germany and the Netherlands.

Innovation 53

Innovation Online and Mobile Banking Accounts SWIFT 53

Fintech Labs Insights

MARCH 30, 2015

The Fed''s latest mobile banking/payments usage numbers ( full text ) were bouncing around the fintech blogosphere last week. Note: The online survey was fielded in December of each year. The only sour note was the flatline of mobile banking usage among smartphone owners. Why has smartphone mobile banking stalled?

Online and Mobile Banking 33

Online and Mobile Banking Mobile Banking Non-Bank Issuers 33

PYMNTS

MAY 8, 2017

02 , the mobile phone seller, confirmed it was the target of hackers that exploited a weakness in a protocol used by telecom networks for two-factor verification. The weakness in the protocol has been known about since around 2014, noted the report.

Accounts 43

Accounts Online and Mobile Banking Data Breach Breach 43

Fintech News

OCTOBER 22, 2024

The 2024 winners were selected by a panel of key industry players representing organizations such as KKR, Granite Asia (formerly GGV Capital), Singapore’s InfoComm Media Development Authority (IMDA), Singapore Business Federation, Singapore-based global investor EDBI, SGX Group, DBS Bank, Northstar Group, and 65 Equity Partners.

FinTech 106

FinTech Multi-Currency Online and Mobile Banking APACS 106

Fintech Labs Insights

MAY 12, 2015

The company is demonstrating how it incorporated beacon technology into its mobile banking app. Digital Insight is illustrating the use of beacons within its mobile banking app. Metrics: Digital Insight has a customer base of approximately 900 financial institutions, 12M online banking and nearly 4.8M

Mobile Banking 31

Mobile Banking Online and Mobile Banking End User Acquirers 31

PYMNTS

APRIL 12, 2019

billion people, of whom at least 725 million have mobile devices. Some of its brands include online takeout service Jumia Food, travel booking service Jumia Flights and classified services Jumia Deals. retailers online in markets across Africa, according to reports. The Berlin-based company’s value stood at about $1.7

Online and Mobile Banking 83

Online and Mobile Banking Financial Inclusion Digital Payments Economy 83

Fintech Labs Insights

JULY 26, 2016

Birmingham, Alabama’s Avadian Credit Union is the latest FI to deploy Jwaala’s digital banking platform, Ignite. ” Not only did Avadian CU have to beat the deadline of its sunsetting home banking platform, but also the company was recovering from an attempt to work with a different vendor in 2014. .”

Online and Mobile Banking 16

Online and Mobile Banking Mobile Banking Credit Union Process 16

Fintech News

FEBRUARY 20, 2024

In 2022, the country was home to 993 active fintech companies, representing about 25% of all fintech ventures operating across the ASEAN region, data from a 2022 report by the United Overseas Bank (UOB), PwC Singapore and the Singapore Fintech Association (SFA) reveal. in July 2023. Its target is to serve 50 million customers by 2025.

FinTech 120

FinTech Payment APIs and Integration Online and Mobile Banking Security 120

PYMNTS

FEBRUARY 13, 2020

British bank Standard Chartered and payments firm Assembly Payments have established a joint venture in Singapore to bring payment solutions to its $29 trillion global eCommerce market, the companies announced on Tuesday (Feb. Payments is a critical pillar of banking services.

Online and Mobile Banking 79

Online and Mobile Banking Payments Financial Inclusion Real Time Payments 79

PYMNTS

NOVEMBER 8, 2017

Pundits prophesy a cashless society — and indeed, vast swaths of consumers are migrating to digital and mobile channels for many of their banking needs, as shown by a decline in the number of brick-and-mortar retail bank branches. Millennials are taking a mobile-first approach to banking, driving that transformation.

ATM 50

ATM Online and Mobile Banking Checks Transactions 50

The Fintech Times

AUGUST 8, 2024

Appointments Torpago , a commercial credit card and spend management provider for banks, hires Chris Boncimino , as head of business operations. He brings over two decades of experience in the financial services sector, having led business and technology teams at major banks and technology firms.

FinTech 68

FinTech Cross-Border Cross-Border Payments Credit Cards 68

The Fintech Times

FEBRUARY 29, 2024

In fact, those living in the United States and similar have had digital wallets for many years now with most stores having NFC readers and phones having functions like Apple Pay and Google Pay since 2014. “First, the existing banking infrastructure in these regions is often poor and outdated. .”

Online and Mobile Banking 68

Online and Mobile Banking Payment APIs and Integration Bitcoin Blockchain 68

PYMNTS

JULY 26, 2018

That is among the emerging lessons offered by Paidy , which in late 2014 launched Japan’s first instant post-pay credit service for eCommerce consumers. Consumers who go online to buy products from participating merchants can select the Paidy option during checkout. The Product. So, how does Paidy work? Unlike the average U.S.

Mobile Payments 40

Mobile Payments Online and Mobile Banking Credit Cards Payments 40

Fintech News

MAY 7, 2024

Top 100 Cross-Border Payment Companies for 2024, Source: FXC Intelligence, Apr 2024 The Top 100 Cross-Border Payment Companies for 2024 list encompasses companies operating across consumer money transfers and remittances, business-to-business (B2B) payments, e-commerce companies, payment processors, mobile payments players and beyond.

Cross-Border Payments 103

Cross-Border Payments Cross-Border Payment APIs and Integration APACS 103

The Fintech Times

JUNE 27, 2024

Appointments Atom bank , the UK app-based bank, appoints Gareth Jones as its new chief risk officer. He replaces Chris Sparks, who is retiring after nine years at the bank. Jones joins Atom bank from The Co-operative Bank , where he has worked for 26 years, most recently as chief risk officer.

FinTech 58

FinTech Non-Bank Online and Mobile Banking Participant 58

Fintech News

MARCH 26, 2024

The World Bank flagged in October 2023 that the region’s burgeoning economies would decelerate to 4.5% 1 SafeGold (India) SafeGold operates a digital gold platform, allowing customers to buy, sell, gift, and redeem gold online. 2 Alami Sharia (Indonesia) Alami Sharia specialises in Sharia-compliant peer-to-peer lending.

FinTech 100

FinTech APACS Payment APIs and Integration Multi-Currency 100

Fintech Labs Insights

AUGUST 22, 2024

Only 17 have gone out of business, mostly in the 2014 to 2017 vintage, which makes sense as well-funded startups usually last at least 5 years. And prior to 2014, the line-up was smaller and highly curated. Tuum: Raised $48M for its modular banking technology, gaining traction with banks and financial institutions across Europe.

Online and Mobile Banking 15

Online and Mobile Banking Acquirers Payment APIs and Integration AI 15

CB Insights

OCTOBER 10, 2018

Traditional banking products, including checking, credit, and savings accounts, are under threat from a new crop of digital-first startups. Many of these startups are launching products without a bank charter and targeting a very specific customer base. DOWNLOAD THE 61-PAGE consumer banking REPORT. savings accounts.

Online and Mobile Banking 78

Online and Mobile Banking Debit Card Credit Cards Non-Bank 78

PYMNTS

NOVEMBER 6, 2019

And Visa called Tencent’s announcement that it will support international card schemes in its mobile wallet “a great step forward” for the payments industry. The firm went public in 2014 and had just managed its first quarter of profitability in early 2016 when scandal rocked the business.

Online and Mobile Banking 40

Online and Mobile Banking Adjustments Push-to-Card NOV 40

CB Insights

OCTOBER 26, 2020

In 2006, investment banks were at the top of the finance world. After the collapse of Lehman and Bear Stearns and the global financial crisis that ensued, the business models of the world’s biggest investment banks needed to change. As a result, banks are facing dropping IPO profits. Some banks have collapsed.

Underwriting 78

Underwriting Research Online and Mobile Banking Non-Bank 78