PYMNTS

OCTOBER 25, 2019

What Apple Pay At Five Says About The Future Of Mobile POS Payments. At the time of iPhone’s live debut in October of 2014, merchants accounting for only 19 percent of all retail sales could enable an Apple Pay transaction, only 39 percent of all iPhones could support an Apple Pay wallet and just 11 percent of all consumers owned one.

Innovation 40

Innovation Office of the Comptroller of the Currency Online and Mobile Banking Void 40

CB Insights

OCTOBER 26, 2020

In 2006, investment banks were at the top of the finance world. After the collapse of Lehman and Bear Stearns and the global financial crisis that ensued, the business models of the world’s biggest investment banks needed to change. As a result, banks are facing dropping IPO profits. Some banks have collapsed.

Underwriting 78

Underwriting Research Online and Mobile Banking Non-Bank 78

CB Insights

DECEMBER 4, 2019

If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Based on our findings, it’s hard to claim that Amazon is building the next-generation bank. In aggregate, these product development and investment decisions reveal that Amazon isn’t building a traditional bank that serves everyone.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

Stax

NOVEMBER 13, 2023

Google was the first, in 2011, to enable contactless payments via their mobile app. Apple Pay caught up in 2014; in 2015, the wearables market made everyone aware of the tap’s potential. In 2015, many merchants switched to NFC-enabled terminals; by 2019, most banks were issuing contactless cards.

Contactless Payments 88

Contactless Payments Push-to-Card Encryption Online and Mobile Banking 88

PYMNTS

MAY 29, 2020

billion,” Asad Hussain , a mobility tech analyst at PitchBook, wrote in a research note. Founded in 2014, Zoox has been working to develop electric-powered robot taxis in a difficult multipronged effort, simultaneously creating driverless technology, a ride-hailing network and a bespoke autonomous vehicle at scale. “We believe $1.1

Online and Mobile Banking 52

Online and Mobile Banking Push-to-Card Direct Deposit Debit Card 52

Fintech Labs Insights

NOVEMBER 18, 2015

Fidor Bank won in the “Best Use of IT in Retail Banking” category at the 16th Annual Banking Technology 2015 awards this week. Readers’ choice awards were granted based on online voting results from readers of both Banking Technology magazine and bankingtech.com. Interested in fintech in the U.K.

Technology 21

Technology Online and Mobile Banking Financial Crimes P2P 21

Fintech Labs Insights

MAY 13, 2015

Our advanced risk assessment and pricing engine generates a highly personalized and targeted menu of offers based on each individual’s unique financial profile, then communicates these offers within the institution’s online banking, mobile banking, branch, call center, direct mail, and email channels.

Online and Mobile Banking 23

Online and Mobile Banking Risk Assessment Assessments B2B 23

PYMNTS

SEPTEMBER 9, 2016

Before we jump into the post, here are a few quick facts about Nigeria and its tech scene: The country had an estimated population of approximately 5 million people as of 2014 and is considered to be the most populous nation in Africa. Mobile Money Push. We do not care if you are banked or unbanked.

Online and Mobile Banking 43

Online and Mobile Banking Economy eWallet Cross-Border 43

PYMNTS

NOVEMBER 8, 2017

Interest in real-time payments platforms is growing at an ever-faster pace,” reflected FIS’ chief operating officer for banking and payments, Anthony Jabbour, in a statement. Consumer payments and demand for faster mobile payments solutions drive the development of Denmark’s program, FIS explained. With the U.K.’s

Real Time Payments 40

Real Time Payments B2B Innovation Faster Payments 40

PYMNTS

APRIL 27, 2016

There are issues of transaction security, criminal elements, tax evasion, free flow of capital, access to goods and services and the ability to fully participate in the global economy. But it’s not just credit cards that are helping to spell the demise of cash; mobile phones have also accelerated the move away from hard currency.

Economy 41

Economy IRS Online and Mobile Banking Money Laundering 41

CB Insights

AUGUST 1, 2017

across 3 funds, participated in roughly 207 deals to 131 companies, and invested in several unicorn startups ($1B+ valuation), including Slack , Flatiron Health , SurveyMonkey , Box and Yammer (as of 7/3/17). Since officially launching in 2011, Social Capital has participated in 207 equity investments totaling $2.99B (as of 7/1/17).

Participant 34

Participant Online and Mobile Banking Acquirers On-Demand 34

Fintech Labs Insights

JULY 21, 2016

The goal of the Appathon is to stimulate innovation “both within and beyond the bank” said Paolo Fiorentino, UniCredit Deputy General Manager. Now in its third year and conducted 100% online for the first time, UniCredit’s fintech hackathon featured more than 190 teams across Europe.

Payment APIs and Integration 18

Payment APIs and Integration Online and Mobile Banking Authentication API 18

Fintech News

MARCH 26, 2024

The World Bank flagged in October 2023 that the region’s burgeoning economies would decelerate to 4.5% 1 SafeGold (India) SafeGold operates a digital gold platform, allowing customers to buy, sell, gift, and redeem gold online. 2 Alami Sharia (Indonesia) Alami Sharia specialises in Sharia-compliant peer-to-peer lending.

FinTech 78

FinTech APACS Payment APIs and Integration Multi-Currency 78

CB Insights

MARCH 27, 2018

Online retailer Overstock.com, which traditionally sells home goods, clothing, and beauty products, announced December 14 that it would look to sell or reorganize its retail business in order to focus on blockchain. In the past couple weeks, the volatile stock has spiked once more, closing at more than $70 on 3/23. Overstock.com.

Blockchain 48

Blockchain Cryptocurrency Bitcoin Accreditation 48

PYMNTS

JULY 26, 2018

That is among the emerging lessons offered by Paidy , which in late 2014 launched Japan’s first instant post-pay credit service for eCommerce consumers. with participation from Goldman Sachs. Consumers who go online to buy products from participating merchants can select the Paidy option during checkout. The Product.

Mobile Payments 40

Mobile Payments Online and Mobile Banking Credit Cards Payments 40

PYMNTS

NOVEMBER 1, 2019

New and past investors participated in the round, including PayPal, Soros Capital Management, JS Capital Management and others. The funding includes debt financing of $60 million from Goldman Sachs Japan, Mizuho Bank, Sumitomo Mitsui Banking Corporation and Sumitomo Mitsui Trust Bank.

PayPal 41

PayPal Online and Mobile Banking Participant Consumer 41

CB Insights

MARCH 6, 2019

Companies across industries from food delivery to mobile payments disintegrate for all kinds of reasons, from technology errors and logistical challenges to overspending and outright fraud. With lower costs and a bigger market to sell to, a new crop of online pet supplies retailers eventually emerged. The rise and fall of Pets.com.

Online and Mobile Banking 78

Online and Mobile Banking On-Demand Product Technology 78

PYMNTS

JULY 12, 2018

Paidy, the company that instantly issues post-pay credit accounts linked to mobile phone numbers, announced on Thursday (July 12) that it raised $55 million in a round of funding. According to a press release , the company said the Series C funding round was led by ITOCHU Corporation, with participation from Goldman Sachs.

Online and Mobile Banking 40

Online and Mobile Banking Credit Cards Large Merchants Participant 40

CB Insights

MAY 23, 2019

Pixelon: Online video vaporware. LendingClub was one of many online lending services founded in the mid-2000s as entrepreneurs eyed the Byzantine financial sector as an area ripe for disruption. Founded by Renaud Laplanche in 2006, LendingClub quickly became one of the largest online lenders in the US. Total Funding: $1.1B.

Online and Mobile Banking 78

Online and Mobile Banking Wire Wires Push-to-Card 78

PYMNTS

JULY 1, 2019

billion, revenue was up 45 percent, profits were up 71 percent and mobile was driving a stunning 87 percent of ad revenue, just to highlight a few of the notable and impressive headlines. When Tencent made the move to mobile and launched WeChat in 2011, it had to persuade QQ users to download and use the WeChat app.

Bots 62

Bots Online and Mobile Banking Regulations PayPal 62

Fintech Labs Insights

JUNE 17, 2016

Core banking technology innovator Corezoid announced that its platform-as-a-service process engine will be available via the Amazon Web Services (AWS) cloud. The technology improves bank operations by coordinating API data into processes and then organizing and locating these processes in a single cloud-based platform.

Technology 15

Technology Online and Mobile Banking API Mobile Banking 15

CB Insights

OCTOBER 31, 2019

Commercial Banking: How JP Morgan’s chatbot saves the company 360,000 hours a year. Customer journey: Using chat to get people from online to brick-and-mortar. At the most rudimentary end of the spectrum, there are the bots that banks use to prompt callers through a phone tree, telling them to say “yes,” “no,” “check my balance,” etc.

Bots 78

Bots Legal Online and Mobile Banking Research 78

CB Insights

MARCH 20, 2018

Media reports suggest that intelligence collected from the video footage may eventually power China’s Social Credit System, a government plan announced in 2014 to rate the “trustworthiness” of its citizens. Its facial recognition technology is deployed across several banks and airports, including the state-owned Agricultural Bank of China.

AI 67

AI Government Governance CHIPS 67

CB Insights

JUNE 17, 2020

In the wake of the outbreak, everything from doctors appointments to schooling to workouts went online. As more people have worked, learned, banked, exercised, relaxed, and even sought medical care from home during Covid-19, they have gotten a crash course in just how much can be accomplished at home. Online courses & content.

Posting 101

Posting Technology Online and Mobile Banking On-Demand 101

CB Insights

MAY 15, 2019

Visa’s Innovation Center aims to increase collaboration among teams working on tech solutions spanning tokenization, payment apps, mobile location confirmation, and more. DBS Bank — DBS Asia X (DAX). Customers can use this feature in three ways: ATM access code, mobile wallet access at the ATM, and mobile wallet at the teller.

Innovation 78

Innovation Finance Online and Mobile Banking Blockchain 78

CB Insights

OCTOBER 6, 2017

In Q3’17, it participated in a $20M seed round to Canada-based Kinova Robotics , which focuses on industrial service robots. As more people shop for products online, there is greater pressure on order fulfillment centers to ship items on time. As consumers shift online, skills transfer may not follow a similar pattern for employees.

AI 69

AI Risk Automation On-Demand 69

CB Insights

OCTOBER 10, 2017

How Level Money designed itself specifically for a mobile-first experience. Daily bill payments from Check’s mobile app reached over $1M in daily volume in just one year. Keeping users around is hard: according to Localytics, the average mobile app loses 80% of its users within just three days of download. bank accounts.

Finance 78

Finance Online and Mobile Banking Product Checks 78

CB Insights

NOVEMBER 9, 2017

So its secured lender, which [founder Scott] Jones didn’t name, recently emptied ChaCha’s bank accounts. He believed Powa would set down mobile payments infrastructure that would be just as revolutionary. Company: Amp’d Mobile. via MDDI Online. ” via Indianapolis Business Journal. via Engadget.

Online and Mobile Banking 78

Online and Mobile Banking On-Demand Shutdown Push-to-Card 78

PYMNTS

FEBRUARY 19, 2018

That’s because the indictments allege malfeasance that spans online transactions, banking and the ever-present specter of identity theft. The efforts that are described in the document and were intended to influence the election have their roots in the years before actual voting, starting in 2014. Oh, and cryptocurrencies too.

Identity Theft 48

Identity Theft Risk Online and Mobile Banking PayPal 48

PYMNTS

MARCH 30, 2016

Of the survey participants, only 1.1 percent indicated the use of mobile payments — widely considered to be the best defense against fraudsters — as the payment method most often used to pay for purchases, while almost 61 percent and 29 percent said they primarily use debit cards and credit cards, respectively. percent.

Consumer 44

Consumer Security EMV CHIPS 44

PYMNTS

MARCH 19, 2018

Yet, that’s the claim being made by Scott Galloway — serial entrepreneur and adjunct faculty member at the Stern School of Business who wrote a book , participated in numerous TV interviews and composed a 7,000-word article in Esquire saying just that. In terms of mobile search, Google has a 93 percent share. is about 64 percent.

Economy 59

Economy Consumer Online and Mobile Banking Regulations 59

CB Insights

OCTOBER 31, 2017

2014 Second Update (9/24/2014). 2014 First Update (6/3/2014). Original 50 Startup Failure Post-Mortems (1/20/2014). Title: My Mobile AR Start-Up Died So Yours Doesn’t Have To. Background: Pearl was founded in 2014 by three ex-Apple iPod engineers, and hired dozens of other ex-Apple employees.

Posting 78

Posting Product Online and Mobile Banking On-Demand 78

PYMNTS

JUNE 18, 2019

After that it is Facebook’s vision that the rails will become permissionless and open to all to encourage broad participation, innovation and application development. At PayPal, we believe in democratizing participation in the digital economy for people from all walks of life and businesses of all sizes. I have no doubt they are. “At

Payments 98

Payments Cross-Border Online and Mobile Banking Financial Inclusion 98

PYMNTS

OCTOBER 9, 2017

The head of each guild was a ruling member of the Ottoman Empire and decided if a new guild could be opened inside the Bazaar, how many and what sellers would be permitted to participate and where in the Bazaar those shops could operate. In 2014, the Grand Bazaar was named the world’s No. That makes it hard to attract serious sellers.

Rules 51

Rules Online and Mobile Banking Consumer Product 51

PYMNTS

OCTOBER 9, 2017

The head of each guild was a ruling member of the Ottoman Empire and decided if a new guild could be opened inside the Bazaar, how many and what sellers would be permitted to participate and where in the Bazaar those shops could operate. In 2014, the Grand Bazaar was named the world’s No. That makes it hard to attract serious sellers.

Rules 44

Rules Online and Mobile Banking Consumer Product 44

CB Insights

NOVEMBER 16, 2017

” King Digital Entertainment , maker of mobile game Candy Crush, was acquired for $5.9B, resulting in a huge payout for Apax Partners, which owned 44%. Facebook’s $22B acquisition of WhatsApp in 2014 was (and still is) the largest private acquisition of a VC-backed company ever. Lending Club. Stemcentrx.

Returns 78

Returns Online and Mobile Banking Acquirers On-Demand 78