Finovate

FEBRUARY 2, 2024

First up is news that Grupo Financiero Banorte has launched Mexico’s first fully digital bank, bineo. The new digital bank also offers financing products for bineo account holders. The bank also pledges competitive rates and instant access to funds once loans are approved. The company noted that it hopes to add 2.8

BNPL 59

BNPL Online and Mobile Banking Debit Card Non-Bank 59

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Payment APIs and Integration 98

Payment APIs and Integration Online and Mobile Banking Payments Push-to-Card 98

Fintech Labs Insights

NOVEMBER 10, 2023

Consumers have been banking online for 28 years. And from the very beginning, there have been pure-play digital banking startups. The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on.

NOV 15

NOV Consumer Online and Mobile Banking Small Business 15

The Fintech Times

JUNE 27, 2024

Appointments Atom bank , the UK app-based bank, appoints Gareth Jones as its new chief risk officer. He replaces Chris Sparks, who is retiring after nine years at the bank. Jones joins Atom bank from The Co-operative Bank , where he has worked for 26 years, most recently as chief risk officer.

FinTech 59

FinTech Non-Bank Online and Mobile Banking Participant 59

The Fintech Times

AUGUST 8, 2024

Appointments Torpago , a commercial credit card and spend management provider for banks, hires Chris Boncimino , as head of business operations. He brings over two decades of experience in the financial services sector, having led business and technology teams at major banks and technology firms.

FinTech 69

FinTech Cross-Border Cross-Border Payments Credit Cards 69

Fintech Labs Insights

MAY 12, 2015

This post is part of our live coverage of FinovateSpring 2015. The company is demonstrating how it incorporated beacon technology into its mobile banking app. Digital Insight is illustrating the use of beacons within its mobile banking app. mobile banking end users. Digital Insight is up next.

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Mobile Banking Online and Mobile Banking End User Acquirers 31

The Fintech Times

FEBRUARY 29, 2024

In fact, those living in the United States and similar have had digital wallets for many years now with most stores having NFC readers and phones having functions like Apple Pay and Google Pay since 2014. “First, the existing banking infrastructure in these regions is often poor and outdated. .”

Online and Mobile Banking 69

Online and Mobile Banking Payment APIs and Integration Bitcoin Blockchain 69

Fintech News

FEBRUARY 20, 2024

In 2022, the country was home to 993 active fintech companies, representing about 25% of all fintech ventures operating across the ASEAN region, data from a 2022 report by the United Overseas Bank (UOB), PwC Singapore and the Singapore Fintech Association (SFA) reveal. in July 2023. Its target is to serve 50 million customers by 2025.

FinTech 99

FinTech Payment APIs and Integration Online and Mobile Banking Security 99

CB Insights

OCTOBER 10, 2018

Traditional banking products, including checking, credit, and savings accounts, are under threat from a new crop of digital-first startups. Many of these startups are launching products without a bank charter and targeting a very specific customer base. DOWNLOAD THE 61-PAGE consumer banking REPORT. savings accounts.

Online and Mobile Banking 78

Online and Mobile Banking Debit Card Credit Cards Non-Bank 78

CB Insights

OCTOBER 26, 2020

In 2006, investment banks were at the top of the finance world. After the collapse of Lehman and Bear Stearns and the global financial crisis that ensued, the business models of the world’s biggest investment banks needed to change. As a result, banks are facing dropping IPO profits. Some banks have collapsed.

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Underwriting Research Online and Mobile Banking Non-Bank 78

PYMNTS

FEBRUARY 24, 2016

Now, however, new details have surfaced as to why China’s banks were finally ready to jump on the Apple Pay bandwagon. According to a report in the Chinese news site Caixin , Apple cut a deal with Chinese banks to charge them less fees than what it charges banks in the U.S. banks fork over to Apple per transaction.

Online and Mobile Banking 40

Online and Mobile Banking Push-to-Card Mobile Payments Card Issuer 40

PYMNTS

AUGUST 9, 2017

While UnionPay can boast an impressive 35 percent year-over-year growth, mobile payment methods — particularly Alibaba’s Alipay and WeChat Pay — have grown an estimated 85 percent during the same time period and have come to dominate the payments market in many of China’s urban areas. But looks can be deceiving. The JD.Com Pair-Up.

Online and Mobile Banking 46

Online and Mobile Banking Payments Push-to-Card Mobile Payments 46

Fintech Labs Insights

DECEMBER 21, 2015

WePay earned recognition as the “Most Imaginative Payment Solution” during the Asia Pacific portion of the Citi Mobile Challenge Demo Days event. In addition to the cash awards, finalists will also receive access to services from Citi Mobile Challenge sponsors, and assistance in bringing their solutions into production.

Online and Mobile Banking 16

Online and Mobile Banking Risk Management API Risk 16

Fintech Labs Insights

JANUARY 13, 2016

Can you imagine spending as much time with your banking app as you do with Facebook or Twitter? Not only can FINANTEQ imagine it, but with its new banking app, SuperWallet , the Polish spin-off from eLeader is doing everything it can to make it happen across Europe and, soon, the U.S. Headquartered in Lublin, Poland.

Innovation 15

Innovation Online and Mobile Banking Non-Bank Mobile Banking 15

PYMNTS

MAY 29, 2020

Both Walmart and Amazon made some big add-ons and/or acquisitions this week as they attempt to widen their sphere of retail influence in a post-pandemic world. percent haircut from its previous post-money valuation of $3.2 billion,” Asad Hussain , a mobility tech analyst at PitchBook, wrote in a research note. We believe $1.1

Online and Mobile Banking 52

Online and Mobile Banking Push-to-Card Direct Deposit Debit Card 52

Fintech Labs Insights

AUGUST 29, 2016

Now, they can do it on mobile , too. are coming from mobile devices. “Our mission at Coinbase is to create an open financial system for the world,” the post read, “and enabling easy access to digital currencies like bitcoin and ether in as many countries as possible gets us one step closer to that goal.”

Bitcoin 15

Bitcoin Online and Mobile Banking Digital Currency Debit Card 15

Fintech Labs Insights

SEPTEMBER 15, 2014

The 48 hours after Tim Cook revealed Apple''s long-rumored foray into payments were some of the most exciting times in fintech since the 1995 to 1997 period when most of the online "firsts" happened ( see note 1 ). And we''re seeing more thoughtful fintech posts in the past week than we used to see in an entire year.

Debit Card 32

Debit Card Online and Mobile Banking Mobile Payments Issuers 32

Fintech Labs Insights

JUNE 23, 2015

A new mobile rewards program, “Lake Trust GO,” will soon be available to the more than 170,000 members of the Lake Trust Credit Union courtesy of a new partnership between the credit union and Larky. Larky co-founder Andrew Bank called Lake Trust CU “innovative” and one of Michigan’s leading credit unions.

Credit Union 22

Credit Union Online and Mobile Banking Enrollments Debit Card 22

PYMNTS

NOVEMBER 18, 2016

Before we jump into the post, here are a few quick facts about Warsaw and its tech scene: Warsaw is the capital city of Poland and has an estimated population of 1.71 billion in EU funds aimed at promoting an innovative economy after joining the EU in 2014. million people. Poland brought in €7.2 Helping The Busy Get To Business.

Online and Mobile Banking 81

Online and Mobile Banking P2P Credential Governance 81

FICO

MARCH 27, 2017

Four years ago, we at FICO started saying it’s time for banks to upgrade fraud protection in their retail banking departments. Are banks truly ready for same-day ACH? This exposes banks to fraudsters, who will quickly find and exploit the weakest link. Otherwise, financial institutions could wake up one day—Groundhog Day?—and

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Same Day ACH ACH AI Online and Mobile Banking 40

CB Insights

DECEMBER 4, 2019

If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Based on our findings, it’s hard to claim that Amazon is building the next-generation bank. In aggregate, these product development and investment decisions reveal that Amazon isn’t building a traditional bank that serves everyone.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

Fintech Labs Insights

NOVEMBER 18, 2015

Fidor Bank won in the “Best Use of IT in Retail Banking” category at the 16th Annual Banking Technology 2015 awards this week. Readers’ choice awards were granted based on online voting results from readers of both Banking Technology magazine and bankingtech.com. Interested in fintech in the U.K.

Technology 21

Technology Online and Mobile Banking Financial Crimes P2P 21

PYMNTS

JUNE 1, 2016

On the one hand, eCommerce and cross-border commerce growth in the country is expanding rapidly, as access to the Internet and massive penetration of smartphones moves commerce online for everyone, including the people of Turkey. PayPal applied and was rejected.

Regulations 40

Regulations Cross-Border PayPal Online and Mobile Banking 40

Fintech Labs Insights

MAY 13, 2015

This post is part of our live coverage of FinovateSpring 2015. We are demoing a selection of new online and mobile interfaces, as well as unveiling our latest mobile document delivery, e-signature, and point-of-sale lending capabilities.” HQ: Santa Rosa, CA. Founded: October 2011. Website: cunexus.com.

Online and Mobile Banking 23

Online and Mobile Banking Risk Assessment Assessments B2B 23

CB Insights

NOVEMBER 6, 2018

Company Description: Founded in 2012, this Berlin-based company runs an online used car exchange via a family of sites such as Auto1.com, Earlier this year, it launched a fintech subsidiary, Auto1 Fintech, with Deutsche Bank and Allianz. Company Description: Based in Sweden, Klarna provides online payment solutions.

Online and Mobile Banking 76

Online and Mobile Banking FinTech Payment Solutions Debit Card 76

Fintech Labs Insights

MAY 12, 2015

This post is part of our live coverage of FinovateSpring 2015. Then, DRAFT showcased its mobile investment analysis tool. DRAFT connects directly to a user’s various bank and investment accounts to show them how the performance, asset allocation, and annual fees of their portfolio compares to that of top performers in their category.

Online and Mobile Banking 27

Online and Mobile Banking B2C Posting Product 27

PYMNTS

APRIL 29, 2019

The need for creating certainty is why QSRs are hopping on the mobile order-ahead bandwagon. Plastic cards and the card rails are reliable and certain, at the physical store as well as online. Speaking of online, uncertainty over shopping online is what gave birth to PayPal in 1998. Certainty as Retail’s Disruptor.

Online and Mobile Banking 64

Online and Mobile Banking Consumer PayPal Non-Bank 64

Fintech Labs Insights

DECEMBER 29, 2015

The end of the year provides a unique challenge to banks. For banks it’s a good time to run a few simple messages: Thank customers for a great year. Detail holiday branch hours & service options (extra credit for a plug for online/mobile banking). It looks like 2014 was an anomaly.

Online and Mobile Banking 18

Online and Mobile Banking Chip Cards Credit Cards Checks 18

PYMNTS

SEPTEMBER 9, 2016

Before we jump into the post, here are a few quick facts about Nigeria and its tech scene: The country had an estimated population of approximately 5 million people as of 2014 and is considered to be the most populous nation in Africa. Mobile Money Push. We do not care if you are banked or unbanked.

Online and Mobile Banking 43

Online and Mobile Banking Economy eWallet Cross-Border 43

Fintech Labs Insights

AUGUST 9, 2016

Since launching in 2011, CUneXus has built a host of solutions for online and mobile lending and cross-selling. At FinovateSpring 2016 the company announced its recent partnership with Edmunds.com and showed off AutoXpress , a vehicle purchasing experience that takes place completely online or on mobile.

Online and Mobile Banking 22

Online and Mobile Banking Automation Product Continuity 22

Fintech Labs Insights

FEBRUARY 22, 2016

Banking Technology quoted CopSonic Emmanuel Ruiz explaining why sound is a valuable tool for transmitting information. ” Pictured (left to right): Emmanuel Ruiz, CEO and Head of Innovation, and Brian Roeten, Senior Project Manager, demonstrating the CopSonic platform at FinovateSpring 2014 in San Jose. .”

Payment Solutions 17

Payment Solutions Online and Mobile Banking Payments Encryption 17

Fintech Labs Insights

NOVEMBER 12, 2015

The news comes as the Spanish bank reports that Wallet will launch with Turkey’s Garanti Bank this week under the brand name BonusFlas. Saying that plastic card users will be in the minority by 2020, global head of payments for BBVA, Mehmet Sezgin put BBVA at the center of the movement toward mobile payments.

Online and Mobile Banking 23

Online and Mobile Banking Contactless Payments Mobile Payments Acquirers 23

PYMNTS

OCTOBER 21, 2019

The Greatest Hits (And Misses) Of Capturing The Magic In Mobile Payments . Among the defining stories of the last decade of payments is the long-running struggle to ignite mobile payments. That explosion in interest is often ascribed to the emergence of Apple Pay in 2014 — five years ago this month. The list goes on.

Innovation 52

Innovation Payments Online and Mobile Banking Mobile Payments 52

Fintech Labs Insights

NOVEMBER 21, 2014

mobile payment (pre Apple Pay of course), just launched a major holiday plastic initiative (see below). _ The only Square branding is a small logo in the lower right of the card''s back (see top of post). Few banks are going to emulate Square''s approach and build gift cards for acquiring clients.

Online and Mobile Banking 24

Online and Mobile Banking Business Day NOV ATM 24

Fintech Labs Insights

MAY 26, 2015

SayPay Technologies uses biometric authentication to give users an easy way to pay bills, checkout online, and log into their online banking website. Founded in February 2014. SayPay offers voice-based authentication for three main use cases: bill pay, e-commerce checkout, and online banking login.

Authentication 27

Authentication Online and Mobile Banking Payment APIs and Integration Use Case 27

PYMNTS

JANUARY 26, 2017

G2 Web Services provides merchant risk intelligence solutions for acquirers, commercial banks and their value chain partners. A recent G2 whitepaper investigated the routes cybercriminals have taken and the strategies they now use in response to increased security oversight in the traditional online payments space.

Transactions 44

Transactions Bitcoin Online and Mobile Banking Due Diligence 44

Payment Savvy

DECEMBER 2, 2022

Let’s dive into the subtleties of the smoothest payment process and find out everything about NFC mobile payments, including what they are, how they work, and how to use them. What are NFC Mobile Payments? How Do NFC Mobile Payments Work? How to Accept NFC Mobile Payments? Leading NFC Mobile Applications.

Mobile Payments 98

Mobile Payments Contactless Payments Online and Mobile Banking CHIPS 98