The Fintech Times

MAY 10, 2024

Since its launch in 2014, British Business Investments has committed more than £3.8billion to providers of finance to UK smaller businesses. The additional commitment comes as the two firms celebrate their 10th year of working together, with the team at British Business Investments having initially invested with Beechbrook in 2014.

Underserved 69

Underserved Finance Origination Continuity 69

Fintech Labs Insights

SEPTEMBER 17, 2015

To address the gap in the innovation cycle, Ldger has built a powerful and flexible structuring and cash flow automative platform that permits investors in and originators of marketplace-originated credit to build and market customized tranches of risk exposure against marketplace credit cashflows. Founded: March 2014.

Origination 22

Origination Automation B2B Addressing 22

Fintech Labs Insights

JULY 10, 2015

In 2014, Prosper closed $1.6 In Q1 2015, Prosper closed its largest quarter so far with $912 million in loan originations on the platform. This week, Prosper announced it has originated more than $4 billion in loans since its 2006 launch. billion in loans. At the time, this was a record and rang in at 3.5

Origination 28

Origination P2P Volume Checks 28

Stax

AUGUST 26, 2024

Talk to sales Let’s start at the beginning Stax—then called Fattmerchant—launched in July 2014 and was immediately viewed as a disruptor in the payments space due to its subscription-based model and transparent pricing for SMBs. ” The early years (2014-2018) The first four years of Stax were the quintessential startup experience.

Innovation 88

Innovation ISVS Payments Processors 88

Fintech News

SEPTEMBER 9, 2024

Originating in Sweden, Lendela quickly expanded across Scandinavia. Mitigram Mitigram logo, Source: Mitigram Founded in 2014, Mitigram operates a digital exchange for cross-border trade transactions. This allows borrowers to compare interest rates, terms, and other loan conditions before choosing the best option.

APACS 91

APACS FinTech Assessments Cross-Border 91

PYMNTS

JULY 29, 2020

billion in originations last year and have served roughly 7 million clients. Voce’s move came amid a big first-quarter loss and a 96 percent drop in the stock’s value since 2014. The firm said loan originations plunged to $66 million , down some 89 percent from both the prior and year-ago quarter. Second-Quarter Earnings .

Origination 66

Origination Small Business Credit Union Adjustments 66

Fintech Finance

APRIL 24, 2024

Square has offered offline payments for 10 years, first bringing “Offline Mode” technology to the original Square Reader for magstripe in 2014. Whether in a remote location or facing a technology disruption, now nearly every Square seller can continue to operate business-as-usual and keep sales flowing.

Payments 52

Payments Transaction Limits CHIPS Continuity 52

PYMNTS

OCTOBER 7, 2016

Yahoo’s recent news of a 2014 hacking and accusations that the company should have reported the event sooner are affecting Verizon’s agreement to buy Yahoo, to the tune of $ 1 billion. billion instead of the original $4.8 According to the New York Post, Verizon wants to pay $3.8

Agreements 69

Agreements Origination Compromise Legal 69

PYMNTS

DECEMBER 9, 2020

Originally launched in 2014, Square Appointments was aimed at small businesses offering appointment-based services like salons, wellness providers and tutors. Dorogusker added that with this new integration, all of Square’s POS tools will be available on Square Register.

Point-of-Sale (POS) 113

Point-of-Sale (POS) Contactless Payments On-Demand Origination 113

PYMNTS

MARCH 4, 2019

At the beginning of 2009, Co-founders Jim McKelvey and Jack Dorsey tapped O’Tierney to create the company’s original mobile payment app. It was reported in 2014 that Dorsey had originally looked to have O’Tierney work on a journal-keeping app called Log, prior to Square (first named Squirrel.).

Origination 63

Origination Mobile Payments Technology Accounts 63

PYMNTS

JANUARY 19, 2021

Paramount+ will introduce new entertainment options beyond the offerings of CBS All Access, a subscription service launched in 2014. CBS All Access included live streaming of the network’s shows, including NFL games, as well as original series and library shows. .

Origination 52

Origination Consumer 52

Fintech Labs Insights

JUNE 16, 2016

Making the loan origination more efficient is the goal of any firm that provides mortgage solutions to community banks and credit unions. ” Founded in 2014 and headquartered in San Francisco, California, Roostify demonstrated its technology at FinovateSpring 2016.

Origination 15

Origination Process Credit Union Community Banks 15

PYMNTS

JANUARY 15, 2021

Ant, spun off from Alibaba in 2014, was set to list on the Shanghai and Hong Kong stock exchanges in November until regulators stepped in and suddenly pulled the plug. . Ant has so far had little to say regarding the planned changes, the timetable or when it might try again for a listing.

Regulations 63

Regulations Central Bank Consulting Origination 63

The Fintech Times

MAY 4, 2024

Bitcoin was in its relative nascency when Stripe originally looked to get involved in cryptocurrency. In 2014, Stripe announced that it was trialling Bitcoin payments with a select number of users, making it one of the first payment companies in the world to integrate the alternative payment method.

Stablecoins 72

Stablecoins Cryptocurrency Bitcoin Regulations 72

PYMNTS

OCTOBER 21, 2016

Last year, Alibaba managed to break the single-day sales record (which it set in 2014) of $9.3 That was a 60 percent increase from 2014’s figures. billion, and it did so in about 12 hours. By the end of the 24-hour sale, Singles’ Day 2015 had generated $14.3 billion in total GMV (RMB 91.2

NOV 61

NOV Origination Product Consumer 61

PYMNTS

OCTOBER 12, 2016

The deal was originally announced in June, but no purchase price was disclosed, although it was believed to be around $30 million at the time. The company was valued at more than $800 million in 2014 after it raised some $200 million in funding from investors. million, according to Fortune. billion.

Acquirers 53

Acquirers Origination 53

PYMNTS

JULY 19, 2019

SoftBank was originally founded in 1981 to publish computer and technology magazines , among other endeavors. A $20 million investment in China-based Alibaba followed at the turn of the century and was reportedly worth about $60 billion when Alibaba went public in 2014. It is also reportedly mulling an initial public offering (IPO).

Origination 61

Origination Technology FinTech Accounts 61

Fintech Labs Insights

JULY 30, 2024

83,000 17 17 Credibly 28 2010 Detroit 82 97,000 18 19 IOU Financial 23 2011 Atlanta 132 40,000 19 18 Upright (was Fund that Flip) 15 2014 NYC 53 42,000 20t 21 BizFI 13 2005 NYC 160 0 20t 22 SMBX 13 2016 SF 15 30,000 22 23 HoneyComb Credit 12 2017 Pittsburgh 11.9 CAN Capital FAB Score = 127 (down 1) – HQ: Atlanta – Founded: 1998 – Raised: $1.0B

Small Business 29

Small Business NOV Acquirers Origination 29

PYMNTS

SEPTEMBER 19, 2016

In fact, Apple ended conversations about buying Tidal, founded by Shawn “Jay-Z” Carter’s in 2014. The original plan for Tidal was to help those recording artists who felt like they got a raw deal when music streaming options, such as Spotify, showed up. These artists were big deals, too. The reason the deal may be off is losses.

Origination 56

Origination Checks 56

PYMNTS

JANUARY 24, 2020

Uber originally tried to get into Vancouver, which is Canada’s third-largest metro area, in 2012, but the transportation regulator said the ride-hailing company would be subject to the same rules as limos, and have to charge a minimum of $75 a trip.

Rules 52

Rules Origination Authorization Governance 52

PYMNTS

NOVEMBER 20, 2019

Investors in Hong Kong subscribed for 40 times the shares they were originally allotted, two sources with direct knowledge of the deal told Reuters. percent they were originally allotted. Alibaba’s 2014 IPO stock price opened at $92.70 Retail investors will now take 10 percent instead of the 2.5

NOV 40

NOV Cross-Border Origination Governance 40

PYMNTS

NOVEMBER 20, 2018

Fox had acquired 80 percent of YES in two transactions, one in 2012 and another in 2014. For months now Amazon has been going after original content including live entertainment and sports. The second round of bids is slated to come in before the end of 2018. Due diligence on the bids will commence next week, reported CNBC.

Due Diligence 62

Due Diligence Origination Acquirers Transactions 62

PYMNTS

DECEMBER 9, 2019

Japanese banks have been asked to bolster efforts to thwart money laundering since the Financial Action Task Force found deficiencies in 2014. And more than 220 banks have signed up for the original service, which enables data sharing on payments over the network.

Money Laundering 52

Money Laundering Payment Networks Law Enforcement AML 52

PYMNTS

JULY 27, 2018

According to a report in AppleInsider , Advanced Voice claims that Apple has been aware of the original technology at least since 2014, when it was cited in a patent application. The suit claims that the original patent was listed as prior art in at least 46 patents and patent applications by Apple.

Origination 40

Origination Rules Technology Innovation 40

PYMNTS

APRIL 7, 2020

million across four funding rounds since it was founded in 2014 by Dennis Steele and Eric Rea. Originally launched to help businesses get prompt, genuine reviews, Podium now also supports mobile payments , webchat and customer messaging. Podium has raised $92.6

Contactless Payments 66

Contactless Payments Payments Origination Continuity 66

FICO

NOVEMBER 22, 2018

I will share recent analysis done in Russia, where more than half of the top Russian banks use FICO Scores delivered by NBKI, but most are only using the scores for Account Origination. Account Origination Analysis Shows Shift in Risk. The FICO Score in Russia. Account Management Score Shows Updated Risk.

Accounts 45

Accounts Origination Risk Credit Risk 45

PYMNTS

APRIL 2, 2020

Grubhub was founded by Maloney, Jason Finger and Mike Evans in 2004 and filed an initial public offering in 2014. The delivery giant had originally come under fire when it first offered the Support for Supper on March 27. It has raised a total of $284.1 million in more than eight funding rounds.

Disputes 52

Disputes Agreements Origination Participant 52

PYMNTS

MARCH 22, 2019

The latter firm had been one of the investors in the original $1 million seed round raised by Thinknum in 2014. The company said in a press release that the funding round was led by VC firm First Analysis and featured participation by EPIC Ventures and Origin Ventures.

FinTech 71

FinTech Origination Funds Transfer Acquirers 71

PYMNTS

NOVEMBER 1, 2019

Square originally purchased Caviar in 2014 for $44 million. Previously, when Square was trying to sell Caviar, Uber almost purchased it, but ultimately decided to pass. Uber CEO Dara Khosrowshahi said it wasn’t the right fit: “We took a look at Caviar. It’s a great brand, [but] it wasn’t the right deal for us.”.

Acquirers 48

Acquirers NOV Origination Continuity 48

Braintree

FEBRUARY 12, 2020

Common refund decline codes include: 2004 - Expired Card 2005 - Invalid Card Number 2014 - Fraud Suspected 2047 - Pick Up Card Note: GraphQL users will receive processor response codes for all refund declines. For example, you cannot refund a Mastercard if the original sale was created with a Visa card.

Authorization 52

Authorization API Payment APIs and Integration Processors 52

PYMNTS

AUGUST 12, 2019

Square originally purchased Caviar in 2014 for $44 million. It’s a great brand,” Khosrowshahi said in an interview. “It It wasn’t the right deal for us.”. Square sold Caviar to DoorDash instead, for $410 million on Aug. Khosrowshahi noted that Uber Eats would focus on growth instead of acquisitions.

Origination 53

Origination Acquirers Continuity 53

PYMNTS

NOVEMBER 11, 2016

The FTC’s case was originally filed in July 2014, accusing Amazon of allowing children to bill continuous charges while playing “Pet Shop Story” and “Ice Age Village” mobile device games. Coughenour, however, rejected the FTC’s request for $26.5 million in damages payout, saying it was too high.

Federal Trade Commission 50

Federal Trade Commission Procedures Origination Continuity 50

PYMNTS

APRIL 20, 2018

While Caviar has had ordering functionality for groups since 2014, the service introduced a new ordering portal for large groups with Caviar for Teams in 2016. Square purchased Caviar , a food delivery service, for an undisclosed amount in 2014.

Acquirers 40

Acquirers Origination Product 40

PYMNTS

MARCH 12, 2019

Originally $79 when it was introduced in 2014, the membership was then raised to $99. Prime membership growth will be driven by lower-income households and other Prime holdouts, who will be enticed by Amazon’s payment installment plan and other offerings. Amazon raised the price of a Prime membership in May of 2018 to $119.

Origination 61

Origination Governance Government Continuity 61

PYMNTS

MARCH 10, 2017

Sinch launching as a mobile-first store back in 2014, the resale platform has garnered more than a quarter million registered users in the U.S. The latest funding round was led by Origin Ventures, with participation from Royal Street Ventures, Corigin Ventures and MergeLane.

Origination 40

Origination Participant Posting 40

PYMNTS

SEPTEMBER 30, 2018

With the Uber feature, customers of Klaxit are requiring users to request a ride with two other drivers if the original one cancels. According to a report in Fortune at the time, Uber for Business, which went live in 2014, enabled employees to bill rides to their company’s corporate accounts without incurring any additional fees.

Origination 60

Origination Accounts Process 60

PYMNTS

SEPTEMBER 27, 2016

The original app and its software were added to Apple devices in 2014, gathering data immediately. Data collection currently includes, but is not limited to, steps per day, nutrition, sleeping hours, vitals and even reproductive health.

Checks 72

Checks Origination Security Product 72