Fintech Labs Insights

APRIL 4, 2016

billion raised in Q1 2015. Banking services for the under- and non-banked. Tags: Consumer, investing, trading, robo-advisor, porfolio management. First quarter closed with a bang as 21 companies raised a total of nearly a half-billion of new funding($458 million), all equity as far as we know. HQ: New York City.

Underwriting 18

Underwriting FinTech Online and Mobile Banking P2P 18

Fintech Labs Insights

JANUARY 13, 2016

Can you imagine spending as much time with your banking app as you do with Facebook or Twitter? Not only can FINANTEQ imagine it, but with its new banking app, SuperWallet , the Polish spin-off from eLeader is doing everything it can to make it happen across Europe and, soon, the U.S.

Innovation 15

Innovation Online and Mobile Banking Non-Bank Mobile Banking 15

CB Insights

AUGUST 14, 2018

We have living, breathing, 4,500 style advisors in our stores.”. Robo-advisors. In a March 2016 note, Citigroup’s fintech analysts said robo-advisors may be all well and good, but that they won’t work for the wealthy clients that are the bread-and-butter of the big bank-wealth management industry. We have ‘I’.

Bitcoin 78

Bitcoin Online and Mobile Banking Advisors Origination 78

CB Insights

SEPTEMBER 27, 2017

Robo-advisors. In a March 2016 note, Citigroup’s fintech analysts said robo-advisors may be all well and good, but that they won’t work for the wealthy clients that are the bread-and-butter of the big bank-wealth management industry. But some finance professionals are not believers. “It won’t end well.

Bitcoin 65

Bitcoin Advisors Innovation Blockchain 65

CB Insights

SEPTEMBER 10, 2019

A 2018 survey by Bank of America shows that millennials’ top financial priorities were saving for emergency funds (64%), saving for retirement (49%), and saving to buy a house (33%) — not much different from the concerns their baby boomer parents had 30 years ago. From big banks to big tech. get the REPORT on next generation investors.

Finance 77

Finance Online and Mobile Banking Micro-Entry Advisors 77

Fintech Labs Insights

SEPTEMBER 28, 2016

“This partnership with R2 members, non-members and Synaps has gone a long way in demonstrating that distributed ledger technology can significantly benefit the syndicated loans market.” Bank Capital Markets. Danske Bank. Royal Bank of Scotland (RBS). ” — Robert Berk, SVP/COO, U.S. Scotiabank.

Blockchain 18

Blockchain Non-Bank Cryptocurrency Participant 18

PYMNTS

JULY 3, 2017

Prime Day was introduced in 2015 to celebrate the 20th anniversary of the company’s founding on July 16, 1995. That is a non-trivial concern, since those have been on the rise of late. In addition to the funding, LendUp announced that Carrie Dolan, CFO of Metromile and former CFO of Lending Club, is joining LendUp as a board advisor.

PayPal 40

PayPal Underserved Non-Bank Debit Card 40

Fintech Labs Insights

JULY 22, 2015

Advisor Software will provide an overview of its wealth management cloud platform – an end-to-end suite of APIs, apps and widgets that power digital investment advice and financial planning applications. Backbase will talk about its Digital Banking Platform and its Open Banking Marketplace.

Payment APIs and Integration 29

Payment APIs and Integration Online and Mobile Banking API Non-Bank 29

CB Insights

OCTOBER 6, 2017

For example, Google open sourced its TensorFlow machine learning library in 2015, and hundreds of users have contributed back to it and sought to improve it. The United States alone had a shortage of 48,000 truck drivers in 2015, according to the American Trucking Associations. Regulation is a point of friction slowing down automation.

AI 69

AI Risk Automation On-Demand 69

Fintech Labs Insights

APRIL 3, 2015

The number of traditional bank branch (1000+ square feet, fully staffed) are on the decline. While I appreciate the helpful people and wide-open spaces, most (note 2) bank branches are just too costly to support the declining "non digital" customer base. Opening accounts, especially for someone new to the bank 2.

Non-Bank 28

Non-Bank ATM Cost Structure Volume 28

Fintech Labs Insights

JANUARY 15, 2016

The number of traditional bank branches (1000+ square feet, fully staffed) are on the decline. While I appreciate the helpful people and wide-open space, most ( note 2 ) bank branches are just too costly to support the declining “non-digital” customer base. Banks don’t want to lose that, nor should they.

Non-Bank 18

Non-Bank Cost Structure ATM Finance 18

Fintech Labs Insights

MARCH 14, 2016

In comparison, in 2015 we hit that mark 13 times during the entire year. And more telling, the number of deals is up 90% (249 vs. 130 in 2015). D3 Banking borrowed $4.5 million for its digital banking technology. D3 Banking. Tags: Advisors, SMB, investors, deals, equity, trading, discovery, Finovate alum.

FinTech 19

FinTech Debit Card Underwriting Point-of-Sale (POS) 19

CB Insights

MAY 15, 2019

DBS Bank — DBS Asia X (DAX). DBS launched its Singapore innovation lab to break out of its “traditional banking mindset to think, behave, and deliver more like a technology company,” according to Neal Cross, chief innovation officer. Notable projects: Fidelity Charitable is a public charity that accepts non-cash financial assets.

Innovation 78

Innovation Finance Online and Mobile Banking Blockchain 78

CB Insights

SEPTEMBER 4, 2019

The number of people who joined a budget gym — fitness clubs that charge members $20 per month or less, such as Planet Fitness — increased by almost 70% in 2015 alone , according to IHRSA. At the same time, boutique studio memberships grew by 70% between 2012 and 2015, with memberships hitting an all-time high in 2016.

Online and Mobile Banking 78

Online and Mobile Banking On-Demand Product Consumer 78

CB Insights

OCTOBER 10, 2017

Acorns’ rock-bottom customer acquisition costs as driven by non-viral referral. For the non-exited companies — Robinhood, Acorns, Stash, and Credit Karma — we looked at which apps had the highest rates of user growth and what’s driving expansion. bank accounts. debit & credit cards. income information.

Finance 78

Finance Online and Mobile Banking Product Checks 78

CB Insights

JUNE 17, 2020

As more people have worked, learned, banked, exercised, relaxed, and even sought medical care from home during Covid-19, they have gotten a crash course in just how much can be accomplished at home. Branchless banking. BANKING, HEALTHCARE, RETAIL SECTORS LIKELY TO EXPERIENCE SIGNIFICANT GROWTH IN CHATBOT USE. Branchless banking.

Posting 101

Posting Technology Online and Mobile Banking On-Demand 101

Finovate

APRIL 24, 2024

Here’s an overview of the new-to-Finovate demo companies currently on the roster: APIMatic APIMatic helps banks and fintechs generate ROI from their API investments via automation and AI solutions. Bloom Credit Bloom Credit helps banks and credit unions offer a deposit retention and credit building tool to their client base.

Payment APIs and Integration 59

Payment APIs and Integration Credit Union AI Advisors 59

Fintech Labs Insights

MARCH 8, 2016

The $75 million raised was the lowest total in a non-holiday week since the first week of March a year ago (who knew the 9th week was so slow?). And more telling, the number of deals is up 90% (227 vs. 119 in 2015). Robo-advisor software for financial institutions. UK-based challenger bank. Charitable payments platform.

Underwriting 18

Underwriting FinTech Accreditation P2P 18

Fintech Labs Insights

SEPTEMBER 1, 2015

To whet your appetite for two days of fintech innovation, we’re releasing the full and final lineup of presenting companies for FinovateFall 2015. Market segments include insurance, banks, telecom, utilities, and property management. It is currently deployed at 20+ retail banks with over 500m transactions a year.

Online and Mobile Banking 28

Online and Mobile Banking Card Issuer Credit Union Issuers 28

CB Insights

OCTOBER 31, 2017

2015 Second Update (12/3/2015). 2015 First Update (8/15/2015). Indeed, co-founder Alejandro Resnik, the CEO, told the WSJ in 2015 that it was looking to raise a “monster round” of $300 million at a $2 billion valuation to fuel its national expansion. 2017 Third Update (10/31/17). 2017 Second Update (6/9/17).

Posting 78

Posting Product Online and Mobile Banking On-Demand 78

Fintech Labs Insights

DECEMBER 9, 2016

Wealth management technology provider eMoney Advisor, pictured here at FinovateFall, was acquired by Fidelity Investments in 2015 for $250 million. ” Innovations in wealth management and financial advisor platforms also can enable better engagement. Growing Importance of Platforms. HNW Clients and Roboadvisory.

API 31

API Advisors Rules Innovation 31