Fintech Labs Insights

NOVEMBER 9, 2015

Are you a small business dreaming about an off-the-shelf EMV mobile point of sale solution that accepts everything from Interac debit to chip-and-PIN cards to contactless payments? Interac debit card transactions have a processing fee of $0.25; Visa and MasterCard credit transactions have a fee of 2.75%.

EMV 25

EMV Small Business Payments Debit Card 25

PYMNTS

DECEMBER 21, 2016

At the time the big question mark was whether consumers were going to abandon ship on debit and jump back to credit cards — since bad credit transactions are much easier to deal with than a thief who has managed to gain access to one debit and PIN information and drain their bank account. What came next? Tokenization.

Breach 52

Breach EMV Compromise Push-to-Card 52

PYMNTS

JULY 21, 2017

As has been widely noted, the region has paved the way for the adoption of EMV, and its embrace by merchants in the EU, mandated though it has been, has steered hackers and criminals to online methods of siphoning funds from consumers and cheating companies. No mag strips, and so … when it comes to fraud, no swipe, no sweat?

Chip Cards 46

Chip Cards EMV CHIPS Issuers 46