PYMNTS

DECEMBER 21, 2016

Sure, credit cards got stolen or skimmed from time to time — but such occurrences were comparatively rare. Forty million card accounts represents a lot of cardholders, and just about everyone knows someone who’s been a victim.”. There was a time when data breaches were not a daily part of consumers’ day-to-day lives. What happened?

Breach 52

Breach EMV Compromise Push-to-Card 52

PYMNTS

APRIL 12, 2018

The transition to the EMV chip in North America has been both a boon and a bit of a headache when it comes to payments security. On the one hand, Worldpay ’s VP of Data Products Nicole Jass noted, EMV has done an awful lot to slam the door shut on card-present fraud. According to Visa, counterfeit fraud at U.S.

Point-of-Sale (POS) 50

Point-of-Sale (POS) EMV CHIPS Push-to-Card 50

PYMNTS

JULY 10, 2017

Visa’s push into mobile payments continues when late last month it announced its strategic investment in Klarna, the 12-year-old, Sweden-based startup focused on payments and POS financing that counts 70,000 eCommerce sites among its 65 to 70 million customer roster throughout 18 countries. as a market entered as late as 2015.

Online and Mobile Banking 40

Online and Mobile Banking Push-to-Card API Use Case 40

PYMNTS

MARCH 27, 2017

Despite the security and authentication benefits, timeliness is not part of EMV’s wheelhouse. As card swipes turned to chip insertions across the U.S., The update reportedly cuts down the average processing time for chip and contactless card payments from 4.2 lines got longer and customers got more frustrated.

CHIPS 41

CHIPS Chip Cards Push-to-Card Debit Card 41

PYMNTS

MARCH 2, 2016

Paying in a store hasn’t ever really been much of a problem – until EMV, anyway — so convincing consumers that it was better for them to pull out their phone and tap at some of the places they shopped rather than pull out their card that was accepted everywhere they shopped was a struggle.

Mobile Payments 57

Mobile Payments Payment APIs and Integration Payments Push-to-Card 57

Fintech Labs Insights

JUNE 12, 2015

That is, the startup takes the information stored on multiple cards, makes it digital, and stores it on a single card. Stratos card began shipping April 2015. The card’s non-rechargeable battery lasts two years. For end consumers: the Stratos card. Stratos works with all types of cards: Credit card.

Push-to-Card 29

Push-to-Card Card Issuer Issuers Credit Cards 29

PYMNTS

JULY 17, 2018

Since the migration to EMV in the largest card market in the world (the U.S. in October of 2015), the incidences of counterfeit card fraud at chip-enabled merchants have fallen sharply — some 76 percent, as reported by card networks. Sometimes the cards are ancillary to a different criminal purpose.

Law Enforcement 43

Law Enforcement Laws Visa Push-to-Card 43

PYMNTS

JULY 29, 2016

Bush recalled research showing over 700 million records were breached in 2015, 1.2 billion records are available on the black market and more than 603 million payment cards were compromised. Bush recalled research showing over 700 million records were breached in 2015, 1.2 Just like any other professional does.

Online and Mobile Banking 42

Online and Mobile Banking Push-to-Card Mitigation Compromise 42

PYMNTS

APRIL 28, 2016

“It will push everyone to think differently about the value that electronic payments needs to deliver to all stakeholders, including Visa.” “Competition is better for everyone.” – Visa CEO Charlie Scharf. A statement that sounds like exactly what you’d expect to hear from the leader of the largest payments network in the world.

Online and Mobile Banking 44

Online and Mobile Banking Push-to-Card Issuers Innovation 44

PYMNTS

AUGUST 5, 2016

Consumers always have their debit card handy and and can provide that number to a sender – knowing that if something goes wrong they are protected. This week was the first week of the last full month of summer. Or a Fizzle – because it’s the last full month of summer and everyone is complaining about it being the last month of summer.

Bitcoin 43

Bitcoin Multi-Currency Push-to-Card Chip Cards 43

PYMNTS

OCTOBER 27, 2017

This is a sharp reversal from stats that actually showed fraud levels on the decline between Q4 2015 and Q1 2106, thanks to the implementation of EMV at the physical point of sale. And for the record, making “fraudsters” a sizzle isn’t because we think it’s a good thing to do – but, unfortunately, they have earned it.

AI 46

AI Account Takeovers Payment APIs and Integration Cross-Border 46

Fintech Labs Insights

JULY 22, 2015

At the upcoming FinDEVr , 60 leading fintech companies will present their developer-friendly APIs, SDKs, and other solutions to an audience of financial builders and their technical colleagues. It’s the one place to gather tips and techniques from a wide cross section of fintech players in just two days, all at an affordable price.

Payment APIs and Integration 29

Payment APIs and Integration Online and Mobile Banking API Non-Bank 29

PYMNTS

SEPTEMBER 30, 2016

EMV: The three little letters that represent the single most hotly debated and discussed topic in the U.S. The walk to the liability shift in this market last October was technically four years long, but in reality, EMV didn’t become an absolute certainty until Dec. But it’s not just EMV.

EMV 82

EMV CHIPS Chip Cards Push-to-Card 82

PYMNTS

JANUARY 24, 2019

However, there may be an opportunity to get more contactless cards into the hands of consumers — an opportunity that involves community banks and is backed by financial incentives. million payment cards, Giorgio said. She noted that, ever since EMV chip cards were introduced in the U.S., Australia and Canada.

Community Banks 62

Community Banks EMV Chip Cards Contactless Payments 62

PYMNTS

MARCH 10, 2016

Since the change to the Seattle coffee chain’s reward program now rewards customers who spend more per purchase, irrespective of how frequently they go, Travis said that his company is giving out $5 gift cards to publicize its more advantageous loyalty program. And that was just in the past four days.

Online and Mobile Banking 41

Online and Mobile Banking EMV P2P Mobile Deposit 41

PYMNTS

APRIL 17, 2017

Not because he didn’t have a buyer, but because his buyer didn’t have that much cash— and McKelvey didn’t take credit cards. After many fits and starts, Square pushed into an IPO in late 2015. Making it the most valuable set of glassware never sold. A worthy consolation prize by anyone’s measure. The Bumpy Road. Which it got.

Push-to-Card 44

Push-to-Card Debit Card Online and Mobile Banking EMV 44

PYMNTS

AUGUST 25, 2016

mobile payments leader, might yet be toppled; Walgreens is integrating its rewards program with its Android app; and we have the launch of the first EMV-complaint payment ring —exquisite gem devotees are drooling. From makeup to jewelry, mobile payments are all about accessorizing going into the fall season. Mary Kay has 3.5

Mobile Payments 43

Mobile Payments EMV Push-to-Card Payments 43

PYMNTS

MARCH 30, 2016

consumers are handling the shift to EMV-compliant POS systems, the responses revealed that consumers have little incentive to choose safe and secure payment options. The ripple effect of EMV, Bradbury said, is what he’s focused on this year. The ripple effect of EMV, Bradbury said, is what he’s focused on this year.

Consumer 44

Consumer Security EMV CHIPS 44