PYMNTS

JUNE 29, 2020

Consumers are leaning heavily on digital banking tools during the pandemic, and studies suggest that they will continue to do so in its wake. Fifty-seven percent of consumers now prefer internet banking solutions, compared to the 49 percent who said the same prior to the pandemic. Mobile Customers Need Mobile Infrastructure.

Online and Mobile Banking 69

Online and Mobile Banking Mobile Banking Volume Innovation 69

PYMNTS

JUNE 1, 2016

Small and medium-size enterprises are on their way to adopting some of the newest technology to help run their business, and that includes embracing solutions to enhance their payments and banking capabilities. The latest PYMNTS.com SMB Technology Adoption Index shows how SMEs are progressing along this line.

Online and Mobile Banking 41

Online and Mobile Banking Wire Transfer Small Business Mobile Banking 41

PYMNTS

OCTOBER 19, 2017

Seed , which launched in 2015 to disrupt small business (SMB) banking, is emphasizing its focus on mobile-first solutions in the wake of revelations of its recent survey. 18), Seed revealed news that it is rolling out small business banking solutions and released the results of a survey of 423 small businesses in the U.S.

Small Business 46

Small Business Cash Management Online and Mobile Banking Mobile Deposit 46

Fintech Labs Insights

NOVEMBER 10, 2023

Consumers have been banking online for 28 years. And from the very beginning, there have been pure-play digital banking startups. The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on.

NOV 15

NOV Consumer Online and Mobile Banking Small Business 15

PYMNTS

JUNE 20, 2017

PNC Bank is linking its corporate clients with a new mobile solution that links users of its Visa commercial cards into mobile wallet solutions Apple Pay, Android Pay and Samsung Pay. Instead, the mobile pay app creates a virtual card number unique to each transaction. labor force. ” U.S. . ” U.S.

Commercial Card 44

Commercial Card Online and Mobile Banking Payer Card Issuer 44

PYMNTS

SEPTEMBER 3, 2020

Visa is teaming with Norwegian digital wallet company Vipps on a new initiative to boost mobile payments in Europe, according to a report from Cards International. Vipps, launched in 2015, has now reached 3.7 Over 75 percent of Visa payments in Europe have become contactless due to the pandemic, the report stated.

Mobile Payments 55

Mobile Payments eWallet Online and Mobile Banking Best Practices 55

Clearly Payments

APRIL 9, 2024

This includes digital platforms, software, and applications that offer financial services such as mobile banking, peer-to-peer (P2P) payments , online lending, and investment management. Key features of the fintech experience include mobile-first interfaces, 24/7 accessibility, and tech-driven personalized services.

Finance 105

Finance FinTech Online and Mobile Banking Payment APIs and Integration 105

Finovate

APRIL 18, 2024

Bankjoy, a digital banking provider for banks and credit unions, announced a partnership with Pinwheel this week. Bankjoy will help its more than 70 bank and credit union customers integrate Pinwheel’s digital deposit switching (DDS) solution, Pinwheel Prime.

Direct Deposit 59

Direct Deposit Accounts Credit Union Online and Mobile Banking 59

PYMNTS

JUNE 20, 2017

As the popularity of online shopping continues to rise, it comes as no surprise that there has also been an uptick in card-not-present purchases. trillion in 2015, representing a 26 percent growth rate that year. A combination of online spending and contactless payments are helping to drive these U.K. In 2016, U.K.

Rules 52

Rules Online and Mobile Banking Card Association Contactless Payments 52

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Payment APIs and Integration 98

Payment APIs and Integration Online and Mobile Banking Payments Push-to-Card 98

The Fintech Times

SEPTEMBER 10, 2024

According to the World Bank , China’s GDP per capita now exceeds $12,700, making it the world’s second-largest economy by nominal GDP, just behind the US. In the financial services sector, major institutions such as China Construction Bank, the Industrial and Commercial Bank of China (ICBC), Bank of China and Ping An Insurance dominate.

FinTech 59

FinTech Online and Mobile Banking Digital Currency Central Bank 59

PYMNTS

JANUARY 25, 2021

In today’s top digital-first banking news, German neobank N26 has hired a new chief financial officer (CFO) as it eyes a future initial public offering (IPO), while FinTech app Goalsetter has raised $3.9 The mobile banking program also allows for peer-to-peer (P2P) transactions and money transfers. million in a seed round.

Financial Literacy 74

Financial Literacy Underwriting Online and Mobile Banking Debit Card 74

PYMNTS

MARCH 23, 2017

Adoption of mobile payments has been anything but explosive. Only about a fifth said they use it every chance they get — fewer respondents than October 2015, when 35 percent of them said the same. Bank’s President of Corporate Payment Systems Jeff Jones, corporates want to give mobile payments a try.

B2B 51

B2B Online and Mobile Banking Commercial Card Mobile Payments 51

Fintech News

SEPTEMBER 18, 2024

In China, for example, biometric payments are already widely used, with services like Alipay offering facial recognition for payments since 2015. Juniper Research forecasts global biometric payments to grow over 100% between 2024 and 2028, and reach US$3 trillion in mobile, biometric-secured payments by 2025.

APACS 64

APACS Stablecoins Alternative Payment Methods BNPL 64

PYMNTS

JUNE 7, 2017

The latest Expectations & Experiences consumer trends survey from Fiserv , a leading global provider of financial services technology solutions, finds that consumers are paying more bills from mobile devices while slowly starting to venture into digital wallets.

Consumer 46

Consumer Online and Mobile Banking Debit Card P2P 46

PYMNTS

NOVEMBER 26, 2018

LINE is going to lease terminals that can be used with Tencent’s WeChat Pay system, which had 650 million active users as of the third quarter of 2015, as the company reported. The mobile payment industry in Japan is crowded with competition. Chinese tourism in Japan is growing rapidly – about 7.35

Mobile Payments 57

Mobile Payments Online and Mobile Banking Payments NOV 57

PYMNTS

DECEMBER 7, 2017

If the definition of insanity is doing the same thing time and again and expecting different results, then perhaps the way we pay through, and interact with, online banking may have a hint of madness, or at least complacency. Security only works if both ends are using the network — and the world is a big place with lots of banks.

Security 40

Security Online and Mobile Banking Blockchain Credit Cards 40

PYMNTS

JULY 29, 2019

To accommodate this shift and the nation’s growing number of internet and smartphone users, tech giants like Amazon and Facebook are launching digital banking solutions focused on mobile devices. Chatbots, AI and Personalization in Indian Banking. Other FIs are turning to chatbots as more consumers embrace digital banking, too.

AI 72

AI Automation Online and Mobile Banking ATM 72

PYMNTS

SEPTEMBER 26, 2016

The newspaper cited Ripple’s use of blockchain technology and the ability of two small banks, one in Canada and one in Germany, to complete cross-border online transactions in record time as an example of the latest banking innovations. While most international bank transfers take days to complete, this took just 20 seconds.

Regulations 72

Regulations FinTech Online and Mobile Banking Third-Party Service Provider 72

The Fintech Times

MARCH 28, 2024

Since its founding in Egypt 2015, Paymob’s gateway has offered the largest and most comprehensive number of payment acceptance methods in North Africa, positioning it as a trusted growth partner to businesses of all sizes. MID Takseet offers advanced non-banking financial solutions, fostering growth for businesses and customers.

Finance 64

Finance Point-of-Sale (POS) Consumer Online and Mobile Banking 64

Fintech Labs Insights

SEPTEMBER 17, 2015

The Best of Show votes for FinovateFall 2015 have been cast and counted! ” let’s meet the Best of Show winners of FinovateFall 2015 (in alphabetic order): Blockstack.io Finanteq for its SuperWallet that helps banks take full advantage of their potential by integrating m-commerce and remote services with mobile banking.

Online and Mobile Banking 33

Online and Mobile Banking EMV Innovation Mobile Banking 33

Fintech Labs Insights

MAY 13, 2015

Going into this year’s tally of FinovateSpring 2015 ballots, it was anybody’s guess which companies had won the hearts and minds of our attendees and would take home one of our coveted Best of Show awards. As always, thanks to everyone who attended and participated in FinvoateSpring 2015. We hope you enjoyed the show!

MSPS 33

MSPS Online and Mobile Banking ISOs Underserved 33

FICO

FEBRUARY 23, 2016

The China Financial Certification Authority expects that mobile banking customers will account for around 24% of the total e-banking users in 2015, and that 40% of those will buy financial products through their smartphones. So far, in just over a year, the bank has received more than 3.5

Online and Mobile Banking 58

Online and Mobile Banking Credit Cards Advisors Automation 58

PYMNTS

JUNE 19, 2019

For financial institutions (FIs) and merchants, the opportunity is there to harness technology and mobile card services to drive sales up, drive fraud down and cement long-lasting relationships with consumers. Consumers may not be looking to their banks for offers in tandem with warehouses such as Groupon. A Proactive Mindset.

Card Services 45

Card Services Online and Mobile Banking Transactions Consumer 45

PYMNTS

OCTOBER 7, 2019

Miami-based NYMBUS announced the licensing of NCR’s D3 Digital Banking platform (D3) to give financial institutions the opportunity to quickly offer customers new brands, the FinTech announced in a press release on Monday (Oct. NYMBUS, a provider of cloud-based core technology for financial institutions, was founded by Scott Killoh in 2015.

Online and Mobile Banking 43

Online and Mobile Banking Mobile Banking Addressing Acquirers 43

Clearly Payments

MARCH 18, 2024

They’re also big fans of mobile wallets. billion mobile wallet users worldwide, with Gen Z and Millennials leading the pack. Baby Boomers (born 1946-1964): They still rely on cash quite a bit, according to a study by the Federal Reserve Bank of Boston. A report by Juniper Research predicts that by 2024, there will be 4.6

Credit Cards 105

Credit Cards Federal Reserve FedNow Online and Mobile Banking 105

PYMNTS

SEPTEMBER 27, 2016

One where a trip to the grocery store or the bank is a thing of the past (if it isn’t already). consumers preferred shopping for groceries online and having them delivered to their homes. online grocery sales amounted to about $7 billion in 2015 and are expected to rise to $18 billion by 2020. In 2016, 5 percent of U.S.

Mobile Payments 72

Mobile Payments Online and Mobile Banking On-Demand Payments 72

PYMNTS

NOVEMBER 28, 2016

For years, financial institutions have relied heavily on face-to-face interactions at the bank branch in order to determine the financial needs of their customers. But today, banks are struggling to make these complex decisions because, in many branches, customers are nowhere in sight. How can banks truly do more?

Online and Mobile Banking 72

Online and Mobile Banking Mobile Payments Checks Consumer 72

Fintech Labs Insights

NOVEMBER 18, 2014

In late summer, I published a two-part post detailing the most important retail banking projects for next year ( here and here ). So in semi-prioritized order, here are six myths that continue to hamper the strategic planning of retail banks (at least in the United States). Those things can easily be done on mobile.

Online and Mobile Banking 30

Online and Mobile Banking Non-Bank P2P Consumer 30

PYMNTS

FEBRUARY 26, 2020

Digital banking and payments firm i2c is partnering with next-generation commerce firm Sightline Payments to deliver cashless, mobile and omnichannel programs to over 45 gaming resorts, state lotteries, digital gaming and sports betting sites across eight states, i2c announced on Wednesday, Feb. There are more than 2.5

Payment APIs and Integration 92

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 92

PYMNTS

MARCH 21, 2017

Bank will enable its corporate customers to use their commercial cards via the mobile Apple Pay , Android Pay and Samsung Pay solutions, reports said Monday (March 20). According to the bank, this makes it the first to support mobile payments for Visa commercial card transactions. Bank corporate card customers.”.

Commercial Card 40

Commercial Card Online and Mobile Banking Mobile Payments Card Issuer 40

PYMNTS

FEBRUARY 17, 2020

Online bank N26 ‘s decision to exit the U.K. The Berlin-based digital bank said it would not be able to operate in the country anymore in the wake of Brexit, as it will no longer have a license to do business there. million customers since opening in 2015. Starling Bank, posted in a Tweet on Monday (Feb.

Online and Mobile Banking 92

Online and Mobile Banking SWIFT Accounts Posting 92

Fintech Labs Insights

MAY 12, 2015

This post is part of our live coverage of FinovateSpring 2015. The company is demonstrating how it incorporated beacon technology into its mobile banking app. Digital Insight is illustrating the use of beacons within its mobile banking app. mobile banking end users. Digital Insight is up next.

Mobile Banking 31

Mobile Banking Online and Mobile Banking End User Acquirers 31

Fintech Labs Insights

AUGUST 21, 2014

Continuing on the 2015 strategic planning theme ( see part 1: insurance, lifetime transaction archives and subscription fees ). Here are numbers 4, 5 and 6 in my se mi-prioritized list of 2015 priorities: 4. So banks and credit unions, time is a wasting. I know from experience. B ut it doesn''t work that way.

Online and Mobile Banking 25

Online and Mobile Banking Small Business Checks Mobile Deposit 25

PYMNTS

APRIL 30, 2018

But analysts from Bank of America, Square, Navcom and the National Association for the Self-Employed warn that challenges for some SMBs have reached new heights, too. According to Bank of America head of small business Sharon Miller, this marks the highest level of optimism among SMBs since 2015.

Small Business 57

Small Business Online and Mobile Banking Credit Union Laws 57

PYMNTS

NOVEMBER 28, 2018

Tencent’s WeBank, China’s first internet-only bank, is banking on artificial intelligence to improve customer service, reported CNBC. “Banking, traditionally, was passive in a sense that … there is an office and people walk in and get services and only the VIP get(s) the best services,” Qiang said.

AI 57

AI Automation Consulting Process 57

Fintech Labs Insights

DECEMBER 29, 2015

The end of the year provides a unique challenge to banks. For banks it’s a good time to run a few simple messages: Thank customers for a great year. Detail holiday branch hours & service options (extra credit for a plug for online/mobile banking). Banks in the Holiday Spirit.

Online and Mobile Banking 18

Online and Mobile Banking Chip Cards Credit Cards Checks 18