Neopay

NOVEMBER 27, 2023

It included a proposal for a recast of Regulation (EU) 2015/847, now published in the Official Journal of the European Union since June 2023 as Regulation (EU) 2023/1113. Consultation process Comments to the consultation paper can be sent by clicking on the “send your comments” button on the EBA’s consultation page.

Money Laundering 52

Money Laundering Consulting Finance AML 52

Finovate

AUGUST 27, 2024

Originally founded in 2015, Revolut launched its Revolut Business product in July 2017. . “We’re excited to launch Instant Card Transfers in the U.K.

Cross-Border 52

Cross-Border Transactions Multi-Currency Payee 52

Finovate

JANUARY 18, 2024

” Brown founded Digital Onboarding, originally known as SalesBrief, in 2015, along with his co-founder Jonathan Crossman. Making these as accessible and easy to complete as possible has a measurable positive impact on customer retention and loyalty.”

Credit Union 105

Credit Union Enrollments Origination Participant 105

Finovate

MARCH 5, 2024

That’s because, since it was founded in 2015, Monzo has acquired nine million users– two million of which were brought on just last year. Monzo originally launched in 2015, the early days of digital challenger banks. The timing of the funds, combined with the company’s expansion ambitions, come at a good time.

Checks 59

Checks Origination Accounts Rules 59

Fintech Labs Insights

SEPTEMBER 17, 2015

This post is part of our live coverage of FinovateFall 2015. Product Launch: Target Q4 2015. The post Ldger Previews its Cash Flow Automation Platform for Marketplace-Originated Credit appeared first on Finovate. Our next demonstration comes courtesy of Ldger. HQ: New York, NY. Founded: March 2014. Website: ldger.com.

Origination 22

Origination Automation B2B Addressing 22

Fintech Labs Insights

JULY 10, 2015

In Q1 2015, Prosper closed its largest quarter so far with $912 million in loan originations on the platform. This week, Prosper announced it has originated more than $4 billion in loans since its 2006 launch. The company now has 457+ employees and, in 2015 alone, has doubled the size of its engineering team.

Origination 28

Origination P2P Volume Checks 28

Neopay

JANUARY 25, 2024

Legal basis Directive (EU) 2015/849 puts the risk-based approach at the centre of the EU’s anti-money laundering and countering the financing of terrorism (AML/CFT) regime.

Service Provider 52

Service Provider Risk Due Diligence Money Laundering 52

Finovate

FEBRUARY 13, 2024

” Originally founded in 2016, Wealthify demoed its online investing service at FinovateEurope 2017 and had raised $3.15 ClearBank was founded in 2015 by former Worldpay CEO Nick Ogden. million (£2.5 million) before being acquired by financial services giant Aviva in 2020. .

Accounts 59

Accounts API End User Origination 59

PYMNTS

JANUARY 27, 2021

Despite the headwinds originally against us, we had a vision, and we never lost our focus. “We chose to enter the market at a time when few were willing to take the chance, and even fewer were succeeding. LoanDepot’s IPO was announced in September, with PYMNTS reporting the company worth as much as $15 billion.

Origination 72

Origination On-Demand Product Service Provider 72

Fintech Labs Insights

MAY 24, 2016

Today, the Georgia-based company announced it has originated $2 billion in loans during the past five years. At FinovateSpring 2015, Kabbage launched the Kabbage Card , a payment device that offers businesses immediate access to their loan without the need to transfer funds into a PayPal account.

Origination 15

Origination Underwriting Small Business Adjustments 15

Fintech Labs Insights

JULY 23, 2015

Five Finovate alums – including three innovative bank partners – have made it to the finals of the BAI Global Banking Innovation Awards 2015. ” 2015 marks the fifth year of the The BAI – Infosys Finacle Global Banking Innovation Awards, sponsored by Bank Administration Institute and BAI Center and Infosys. .”

Innovation 24

Innovation Non-Bank Origination Product 24

PYMNTS

NOVEMBER 13, 2020

The original Expeditions Pioneer Program launched in 2015 for educators and in 2016 was made available on the Android operating system. “As always, we’ll continue to share updates, user tips and gather feedback, and we look forward to continuing our support for the educational journeys of people around the world,” she added.

NOV 88

NOV Participant Origination Continuity 88

FICO

DECEMBER 8, 2022

Figure 1: Auto finance account origination default rates by FICO® Auto Score 8, Oct 13-Oct 15 and Oct 07-Oct 09 versus a theoretical 3% default rate cut-off. Figure 2: Auto finance account origination default rates by FICO® Auto Score 8 and FICO® Resilience Index 2, Oct 07-Oct 09.

Addressing 52

Addressing Risk Underwriting Risk Management 52

PYMNTS

DECEMBER 17, 2020

Yoshi, founded in 2015, was originally intended as an on-demand fueling company, filling a user's tank wherever a driver wanted instead of forcing the driver to stop at a gas station. "We obviously took a huge hit when COVID hit, but we are now approaching the levels that we were at coming into it.". markets, CNBC reported.

On-Demand 72

On-Demand Credit Cards Origination Acquirers 72

PYMNTS

AUGUST 16, 2019

But since the beginning of the 2015 spending spree, many of these heavily-indebted conglomerates have sold off billions of dollars in assets. China Citic Bank International has been among several financial institutions looking to take advantage of that trend, reports noted.

Non-Bank 59

Non-Bank Regulations Authorization Origination 59

PYMNTS

JANUARY 7, 2021

While he was originally facing 15 to 20 years, U.S. Tyurin was first charged in 2015 while he was still at large. Tyurin pled guilty in 2019 to the crime, which netted hundreds of millions of dollars and affected around 140 million clients, according to the prosecutors in the case. District Judge Hon.

Crime 64

Crime Origination Authorization Governance 64

Finovate

FEBRUARY 6, 2024

Founded in 2015 and headquartered in New York City, Alloy made its Finovate debut at our developers conference, FinDEVrSiliconValley 2016. Today, more than 500 banks and fintechs have partnered with Alloy to manage identity risk at origination as well as throughout the customer lifecycle.

Risk Management 59

Risk Management Risk Embedded Finance Compliance 59

FICO

JUNE 26, 2020

Analysis of FICO® Resilience Index data by Tom Parrent, former chief risk officer for Genworth Financial, shows that from 2010 to 2015, nearly 600,000 additional mortgages could have been originated to consumers with FICO® Scores between 680 and 699, had the FICO® Resilience Index been available to lenders at the time.

Credit Risk 98

Credit Risk Risk Assessments Origination 98

PYMNTS

DECEMBER 27, 2020

While TIDAL doesn’t give out subscriber, user or financial data, its website claims to have more than 70 million songs and 250,000 high-quality videos in its catalog, along with original video series and podcasts. Like Twitter, Square is a publicly traded company and has been listed on the New York Stock Exchange since 2015.

Mobile Payments 139

Mobile Payments Bitcoin Origination Payments 139

Fintech News

AUGUST 12, 2024

The company leads the consumer finance market with over 21,000 points of sale, 16,000 employees, and more than 12 million customers.

FinTech 91

FinTech Online and Mobile Banking Point-of-Sale (POS) Payment Gateways 91

Fintech News

MAY 22, 2024

Among the top 50 financial crime tech companies named in FinCrimeTech50 , four originate from APAC and represent the region’s financial crime technology pioneers. Founded in late 2015, the company provides regulated entities with tools to manage audit, risk, and compliance programs effectively.

Financial Crimes 67

Financial Crimes Crime APACS Risk Assessment 67

Fintech Labs Insights

JULY 30, 2024

Clearco ( formerly Clearbanc; updated 16 June 2022) FAB Score = 194 (down 196) – HQ: Toronto – Founded: 2015 – Raised: $859M (including $169M in Oct 2023, $17M in 2022) ( Crunchbase ) – Valuation : $2.0 Lendio FAB Score = 124 (up 16) – HQ: Salt Lake City, Utah – Founded: 2011 (originally founded in 2006 as FundingUtah).

Small Business 29

Small Business NOV Acquirers Origination 29

Fintech Labs Insights

NOVEMBER 18, 2014

I''ve got another installment or two in the pipeline, but since it''s already starting to feel like we are making our final descent into 2015, I wanted to take a step back and explain WHY those projects rose to the top. Consumers actually do gravitate towards one source if they believe it''s delivering value across disparate items.

Online and Mobile Banking 30

Online and Mobile Banking Non-Bank P2P Consumer 30

PYMNTS

JANUARY 23, 2019

The C$54 million number is higher than the original estimate of C$43 million, illustrating the potential of the market. The legalization of marijuana in Canada is a big win for the prime minister, who said he would legalize pot use when he was running for office in 2015.

Legal 57

Legal Origination Crime On-Demand 57

PYMNTS

MAY 2, 2016

2015 was a very good year for T.J.Maxx (TJX). Chain Store Age reported that TJX has jumpstarted an expansion project for Sierra Trading Post (STP), a subsidiary originally acquired in 2012. Chain Store Age reported that TJX has jumpstarted an expansion project for Sierra Trading Post (STP), a subsidiary originally acquired in 2012.

Posting 40

Posting Origination Acquirers Continuity 40

PYMNTS

FEBRUARY 24, 2016

23), OnDeck published its most recent financial figures, this time from Q4 2015. According to the company, OnDeck saw a 51 percent increase of loan originations compared to the same quarter a year prior, reaching $557 million. billion to small and medium-sized enterprises for the 2015 year, it said. On Tuesday (Feb.

Small Business 40

Small Business Underwriting Origination Finance 40

PYMNTS

OCTOBER 16, 2018

OnDeck, which inked a partnership with JPMorgan Chase at the end of 2015, has named Brian Geary, vice president of OnDeck’s partnership unit, president of ODX. In August OnDeck reported second-quarter results that showed continued growth in loan originations and improved credit quality metrics.

Small Business 43

Small Business Origination On-Demand Continuity 43

PYMNTS

FEBRUARY 27, 2020

percent for all of 2019), which remains unchanged from what was originally reported – and the revision met expectations. percent slide (where the original report had been a 1.5 This is the third straight decline for that metric, and on pace to be the biggest drop since 2015, Bloomberg noted. percent annualized (and by 2.3

Consumer 52

Consumer Origination Economy Continuity 52

PYMNTS

MARCH 20, 2019

The company was founded by CEO Eddie Lim in 2015, with Eoin Matthews and Andreessen Horowitz partner Alex Rampell. Lim said Point has raised $33 million in equity since its origin, and its origination volume has grown upwards of 10 times, year over year. Point’s total capital is now in the neighborhood of $265 million. .

Origination 43

Origination CHIPS Finance Adjustments 43

PYMNTS

AUGUST 30, 2016

sites that originate from other parts of the world have also risen dramatically by 200 percent in the four quarters since March 2016. 200% | The growth in the number of fraud attacks originating from outside the U.S. 200% | The growth in the number of fraud attacks originating from outside the U.S. The number of attacks on U.S.

Cybersecurity 41

Cybersecurity Origination Transactions Fraud Prevention 41

CB Insights

OCTOBER 31, 2018

SynDaver raised a $3M round in 2015 from angel investor and Shark Tank star Robert Herjavec. In line with the recent surge of consumer and investor interest in craft spirits , Deacon Giles produces a range of artisanal, small-batch “damn righteous spirits,” including its Original Gin and Liquid Damnation Rum. Type: Robotics.

Consumer 53

Consumer Origination Consulting Participant 53

PYMNTS

AUGUST 6, 2018

The computer glitch impacted some accounts that were in the foreclosure process between April of 2010 and October of 2015. The issue was corrected in October of 2015. The filing did not provide further details, reported CNN. In around 400 of the cases, the homeowner lost their home to foreclosure.

Governance 48

Governance Government Origination Process 48

PYMNTS

OCTOBER 26, 2016

The rate of fraud attacks is up 39 percent in 2016 (through Q2), and the rate has risen 62 percent from Q3 2015. According to the latest data, 39 of every 1,000 transactions are subject to fraud, a 47 percent increase from Q4 2015 and a 14 percent increase from Q1 2016. out of $100 is at risk for luxury goods. Have the attacks gone up?

Fraud Prevention 77

Fraud Prevention Risk Transactions Origination 77

CB Insights

JANUARY 17, 2018

We excluded funding from debt as well as lines of credit, and only considered companies that have raised at least $1M of equity funding since 2015 to date (1/8/18). Companies featured in those four states are the most well-funded private tech companies in these states since 2015. Stio (Mountain Origins Design) *. AfterSchool.

Cross-Border 78

Cross-Border Database Origination Security 78

PYMNTS

DECEMBER 15, 2019

VeChain, which was started in 2015 in Singapore, showcases a lending platform based on the blockchain that aids clients in assessing the quality of items purchased via supply chain analysis. A hacker reportedly took tokens worth $6.7 The platform features the VeThor Token (VTHO) and VeChain Token (VET).

Bitcoin 53

Bitcoin Blockchain Regulations Digital Currency 53

PYMNTS

MARCH 6, 2017

Recently, the online retail giant added a new product line to its Amazon Elements brand, which had previously sold only baby wipes (and a line of diapers for a short time back in 2015). Since the end of February, Amazon has been selling its own line of vitamin supplements.

Origination 51

Origination Product Consumer Continuity 51

PYMNTS

JULY 20, 2018

In 2015, Giosis landed $82.1 The platform was originally launched in 2010 as a venture between eBay and Young Bae Ku, the founder of Gmarket. The platform was originally launched in 2010 as a venture between eBay and Young Bae Ku, the founder of Gmarket. million in Series A financing led by eBay and Singapore Press Holdings.

Acquirers 41

Acquirers PayPal Volume Processors 41