CB Insights

DECEMBER 4, 2019

While the anticipation for Amazon’s plunge into banking gets louder each year, it’s important to first understand Amazon’s existing strategy in financial services — what Amazon has launched and built, where the company is investing, and what recent products tell us about Amazon’s future ambitions. Closing thoughts.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

PYMNTS

JANUARY 24, 2019

However, there may be an opportunity to get more contactless cards into the hands of consumers — an opportunity that involves community banks and is backed by financial incentives. million payment cards, Giorgio said. She noted that, ever since EMV chip cards were introduced in the U.S., Australia and Canada. Hip Contactless.

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Community Banks EMV Chip Cards Contactless Payments 62

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. As a result of its product innovation efforts, Stripe has seen explosive growth in product adoption and valuation.

Payment APIs and Integration 98

Payment APIs and Integration Online and Mobile Banking Payments Push-to-Card 98

PYMNTS

SEPTEMBER 6, 2017

percent increase in travel spend among corporations each year between 2015 and the end of the decade. The issue, he recently explained to PYMNTS, is travelers spend corporate cash to book travel and then request reimbursements after-the-fact, meaning CFOs and accountants can’t retroactively push for employees to spend less.

Push-to-Card 52

Push-to-Card Credit Cards Small Business Product 52

PYMNTS

FEBRUARY 17, 2017

Bloomberg noted that the firm traces its genesis to 2011, with an initial push into student loan refinancing. Bloomberg noted that the firm traces its genesis to 2011, with an initial push into student loan refinancing. Deals between the entities will buy up SoFi loans (the firm issued $5 billion in loans in 2015 to a cumulative $15.5

Push-to-Card 43

Push-to-Card Credit Cards Agreements Finance 43

PYMNTS

DECEMBER 10, 2018

Headlines are filled with news of a “revolutionary” product that will change the fortunes of merchants and unlock countless benefits for consumers when using it. And what was the product? It’s the decoupled debit card. Merchants paid less when they accepted those cards. No, not the iPhone, but that would be a good guess.

ACH 73

ACH Credential Push-to-Card Breach 73

PYMNTS

JULY 25, 2019

Retail Card Programs. The push toward better loyalty and rewards power in retail is also being seen outside the world of QSR operations. Shopkick users can earn rewards and gift cards by watching videos, browsing offers, traveling to stores or scanning items on shelves. It recently said it has acquired U.S.-based

Push-to-Card 53

Push-to-Card Online and Mobile Banking Card Services Enrollments 53

FICO

MARCH 30, 2023

I will sheepishly admit that since post-COVID travel has picked up again, I’ve found myself traveling with physical card or two crammed into my minimalistic ID-holder, just for rare cases where digital won’t work. In Norway, 98% of the country has a debit card and less than 5% of transactions happen in cash. Where Did My Cash Go?

Scams 52

Scams Real Time Payments ATM Push-to-Card 52

PYMNTS

JUNE 14, 2019

Coverage includes Visa’s new B2B push, new trackers and research on fraud and digital ID, Uber financial services and Mastercard’s biometric vision. A bashing that started in Europe in 2015 when the European Commission filed suit against Google for anticompetitive practices has accelerated sharply worldwide. Top Performers.

Payment APIs and Integration 40

Payment APIs and Integration Push-to-Card B2B Cross-Border 40

PYMNTS

JUNE 14, 2019

Coverage includes Visa’s new B2B push, new trackers and research on fraud and digital ID, Uber financial services and Mastercard’s biometric vision. A bashing that started in Europe in 2015 when the European Commission filed suit against Google for anticompetitive practices has accelerated sharply worldwide. Top Performers.

Payment APIs and Integration 40

Payment APIs and Integration Push-to-Card B2B Cross-Border 40

PYMNTS

FEBRUARY 19, 2019

One month after Canada legalized marijuana for everyone in the country, Canadians spent C$54 million ($41 million) on the product, according to a recent report in Bloomberg. The legalization of marijuana in Canada was a big win for the prime minister, who said he would legalize pot use when he was running for office in 2015.

Legal 71

Legal Payments Push-to-Card Law Enforcement 71

PYMNTS

MARCH 18, 2019

Connecting these two dots suggests a few important things that, for banks and card networks, might be the 2020 hindsight that could have come in handy had they stopped to look backwards a few years ago: That the Fed has much more than a passing interest in how faster payments are run in the U.S. A Couple of Important Dots.

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Faster Payments Fed RTP Same Day ACH 80

PYMNTS

AUGUST 29, 2019

It wasn’t until 2015 that Austin-based Cece’s Veggie Co. launched in earnest — but as it turned out, that just happened to be the perfect time for the young firm to plant its flag in the rapidly growing world of gluten-free products and offerings. I didn’t want them to miss out on spaghetti and meatballs,” said Arnold.

Push-to-Card 44

Push-to-Card Payroll Product Credit Cards 44

PYMNTS

MAY 29, 2019

That actually represented a decline from 2015, but is still higher than the 23 percent of executive roles held by women in U.S. Luxury Push. It’s not often that one gets to see a new form of retail emerge, but that’s what’s happening with, of all things, legal recreational cannabis. Cannabis Superstore. Women in the Industry.

Legal 74

Legal Push-to-Card Credit Union Consumer 74

PYMNTS

SEPTEMBER 6, 2019

We hope you had a great holiday, and that this past week was productive and profitable. Coverage includes a story about how bamboo straws signal a new phase in global commerce, a new mobile payment network and Amazon’s latest push into biometrics, among many other topics and original PYMNTS research. That’s an 825 percent increase.

Cross-Border 46

Cross-Border Cross-Border Payments Innovation Online and Mobile Banking 46

PYMNTS

NOVEMBER 29, 2016

From shopping on fingertips to banking on the go, changing consumer demands are pushing banking and retail industry to undergo a rapid digital transformation. Consumers like to discover products on their digital devices but often go to physical stores to buy them. According to a 2015 U.S. Take the credit market, for example.

Process 43

Process Push-to-Card Fed On-Demand 43

PYMNTS

OCTOBER 20, 2020

Apple had already more or less created the modern smartphone industry with the iPhone and remade the music industry with the iPod – so it didn’t seem too much of a stretch to believe that if Apple wanted to disrupt the plastic card, it could fall out of favor for in-store purchases. percent in 2015. Back in March, only 4.9 Of the 207.6

Contactless Payments 53

Contactless Payments Push-to-Card Payments Consumer 53

PYMNTS

NOVEMBER 3, 2016

and the restaurant lost his credit card: “I kept thinking that there must be a solution to fix the inadequacies of nightlife out there, or someone must be developing it.”. and the restaurant lost his credit card: “I kept thinking that there must be a solution to fix the inadequacies of nightlife out there, or someone must be developing it.”.

Push-to-Card 75

Push-to-Card Credit Cards Processors Mobile Payments 75

CB Insights

AUGUST 23, 2018

Learn about the playbooks of today’s top banks as they digitally re-position their consumer products. This trend towards digitization is already starting to play out as fintechs circumvent banking licenses by partnering with issuing banks to offer checking account-like products. JPM boasts an industry leading credit card network.

Consumer 76

Consumer Online and Mobile Banking Credit Cards Push-to-Card 76

PYMNTS

JUNE 20, 2016

The move has been complicated by the combination of most merchants getting a very late start to the EMV process – the Target breach was what many merchants considered their official starting line despite announcements by the card networks years earlier – and a complicated certification process that’s been tough for some merchants to navigate.

EMV 45

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PYMNTS

JULY 17, 2018

Since the migration to EMV in the largest card market in the world (the U.S. in October of 2015), the incidences of counterfeit card fraud at chip-enabled merchants have fallen sharply — some 76 percent, as reported by card networks. Sometimes the cards are ancillary to a different criminal purpose.

Law Enforcement 43

Law Enforcement Laws Visa Push-to-Card 43

PYMNTS

AUGUST 26, 2019

The news represents the biggest round of store closures for Walgreens since 2015. Delivery Push. Beyond prescriptions, shoppers can add products such as allergy medications and cold and flu remedies to their orders for delivery. Those moves come amid more pressure on brick-and-mortar pharmacy operations. Self-Service Program.

Innovation 54

Innovation ATM Push-to-Card On-Demand 54

PYMNTS

MARCH 1, 2017

GhostBed customers are now presented with two Klarna financing options at checkout along with the ability to purchase using their existing credit or debit card. We have the flexibility to fit the right product for the consumer, but also for the merchant to actually fit their business model,” Billingsley stated.

Finance 43

Finance Payment APIs and Integration Push-to-Card Debit Card 43

PYMNTS

APRIL 21, 2016

But that IPO never quite materialized, and was quietly withdrawn as Newegg’s sale plateaued and Amazon became an increasingly fierce and dominant competitor in their product line. Newegg was once proudly the home of “geek” eCommerce, but Amazon offered those geeks better buys and in many cases better quality goods.

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Push-to-Card Digital Currency Enrollments Checks 40

PYMNTS

DECEMBER 21, 2020

adult population — have shifted digital since March to shop for retail products, buy and eat food from restaurants, and buy food at grocery stores. Almost half, 45 percent, have shifted digital to shop for retail products, and one in five to shop for groceries and order food from restaurants. One hundred and ten (110) million U.S.

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CHIPS NOV Online and Mobile Banking Contactless Payments 91

Fintech Labs Insights

SEPTEMBER 16, 2015

This post is part of our live coverage of FinovateFall 2015. Authy OneTouch streamlines 2FA for consumers by making it a simple “yes” or “no” approval of a push notification initiated request on an authorized mobile or wearable device — there are no one-time password codes for users to enter or manage.

Authentication 25

Authentication Phishing Push-to-Card Credit Cards 25

PYMNTS

MARCH 10, 2017

“What goes up must come down” is, unfortunately, the most appropriate proverb to open this week’s bitcoin tracker. It all started when the price of bitcoin dropped by some $70 on Tuesday (March 7) for no readily apparent reason. The graph reads as a classic case of two steps forward, one step back. Bitcoin would appear to recover, then sink further.

Bitcoin 46

Bitcoin Money Laundering Digital Currency Push-to-Card 46

PYMNTS

APRIL 12, 2018

On the one hand, Worldpay ’s VP of Data Products Nicole Jass noted, EMV has done an awful lot to slam the door shut on card-present fraud. chip-enabled merchants was down 66 percent in June of 2017 compared to June of 2015. chip-enabled merchants was down 66 percent in June of 2017 compared to June of 2015.

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Point-of-Sale (POS) EMV CHIPS Push-to-Card 50

PYMNTS

JUNE 9, 2018

China Leads The 2018 Advertising Push. Even among American brands making a major advertising push at the World Cup this year, the thrust of that advertising is very different, reports Digiday. However, our men’s team was eliminated in a late 2017 qualifying game against Trinidad and Tobago — it was an upset, which means the U.S.

Push-to-Card 43

Push-to-Card Participant On-Demand Consumer 43

PYMNTS

AUGUST 6, 2019

The announcement was long anticipated — arguably since the Fed launched its 500-person Faster Payments Task Force in 2015 and announced its intention to take a seat at the table in an industry-wide conversation about how faster payments would evolve in the U.S. The Fed plans to build its own instant clearing and settlement rails.

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FedNow Fed Federal Reserve Instant Payments 85

PYMNTS

SEPTEMBER 26, 2016

In an interview, Craig Saks, group president for strategic products at ACI Worldwide, said that, for the moment, speed “is an appealing factor” and what has grabbed the lion’s share of attention. But as Karen Webster noted in the latest installment of Topic TBD, even as faster payments takes a step closer to reality in the U.S.,

Same Day ACH 71

Same Day ACH Faster Payments Ubiquitous ACH 71

PYMNTS

AUGUST 25, 2016

This rollout is part of Visa’s 2015 commitment to the World Bank to make electronic payments a reality for 500 million more people worldwide by the end of 2020. This rollout is part of Visa’s 2015 commitment to the World Bank to make electronic payments a reality for 500 million more people worldwide by the end of 2020. Mary Kay has 3.5

Mobile Payments 43

Mobile Payments EMV Push-to-Card Payments 43

PYMNTS

MARCH 29, 2016

Samsung Pay will enable any China UnionPay cards to be uploaded and managed on the app. Samsung Pay currently supports select credit and debit cards from nine banks, including China CITIC Bank, China Construction Bank, China Everbright Bank, China Guangfa Bank, China Minsheng Banking Corp.

Debit Card 41

Debit Card Mobile Payments Push-to-Card Bank Card 41

PYMNTS

MARCH 23, 2016

Android Pay rolled out in September 2015 in the U.S. But the biggest push to give Android Pay a boost in the U.K.? MasterCard cardholders can feel confident about using their digital MasterCard cards for everyday purchases,” said Mark Barnett , President of MasterCard U.K. and Ireland. As shown in the U.S., percent of U.K.

Contactless Payments 40

Contactless Payments Visa Push-to-Card Mobile Payments 40

PYMNTS

OCTOBER 21, 2016

So, he started looking for the kinds of investments that “moved electrons, not atoms” in order to create a business that could quickly scale by not selling a physical product. Strike number one: Landlords wouldn’t see any lift from offering their customers the ability to do debit and credit card payments versus making paper check payments.

Checks 74

Checks Push-to-Card Credit Cards Payments 74

CB Insights

NOVEMBER 5, 2019

As the payment market matures, Ant and Tencent are providing technology and user behavior analysis to help financial institutions provide more tailored product offerings. In May 2019, Barclays released a note estimating the value of Tencent’s fintech business at $123B, or close to a third of the company’s total market cap.

FinTech 51

FinTech Small Business Online and Mobile Banking Push-to-Card 51

PYMNTS

APRIL 17, 2017

Not because he didn’t have a buyer, but because his buyer didn’t have that much cash— and McKelvey didn’t take credit cards. After many fits and starts, Square pushed into an IPO in late 2015. Making it the most valuable set of glassware never sold. A worthy consolation prize by anyone’s measure. The Bumpy Road. Which it got.

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Push-to-Card Debit Card Online and Mobile Banking EMV 44