PYMNTS

JUNE 19, 2020

American consumers will be spending more time at home this summer as they continue to social distance amid the COVID-19 pandemic, and they are thus examining ways to spruce up their surroundings with home improvements and backyard landscaping projects. Demand Rises For Furniture, Garden Supplies . Department of Commerce announced.

Consumer 60

Consumer BNPL On-Demand Shutdown 60

FICO

APRIL 9, 2019

Data is being used to improve all aspects of a consumer's life in our increasingly digital world. Retail stores use location data to drive consumers to local stores and restaurants and is even used in the store to better design its layout and available inventory. Simply put, consumers are more empowered.

Innovation 66

Innovation Consumer Security Demand Deposit Account (DDA) 66

The Fintech Times

AUGUST 6, 2024

Much of the success of Thailand’s ecosystem can be attributed to government-led initiatives and market demand. Similar to other regions across Asia, mobile payments are now preferred as a payment method over card payments by 70 per cent of Thai consumers. QR codes have also become a popular payment method in Thailand.

FinTech 116

FinTech Distributed Ledger Technology (DLT) Cross-Border Cross-Border Payments 116

PYMNTS

DECEMBER 26, 2016

PYMNTS consulted 21 payments executives from across the industry to share their insights on the biggest takeaways from 2016 as part of the “Payments 2016, The Year Of…” eBook. Payments 2016: The Year Of Clarity For The Payments Sector. 2016 was the year 3-D Secure, specifically 3-D Secure 2.0, Today the vision is clear.

Payments 49

Payments Authentication Issuers Innovation 49

The Fintech Times

MAY 1, 2024

The current economic landscape across the UK continues to increase pressures on consumer pockets. According to the FCA, since 2016 H2, current accounts have remained the most complained about product. In fact, complaints about Payment Protection Insurance (PPI) heavily inflated the total number of complaints between 2016 and 2020.

Consumer Financial Protection Bureau (CFPB) 59

Consumer Financial Protection Bureau (CFPB) Volume Consumer On-Demand 59

PYMNTS

AUGUST 28, 2019

The latest readings on consumer confidence show a slight pull back in August. consumer is still chugging along, pretty much impervious to the vagaries of trade wars and tariffs. 27) that consumer confidence slipped a bit as measured in August versus July (a reading that was revised upward). From where might the drag stem?

Consumer 55

Consumer APACS On-Demand Economy 55

PYMNTS

DECEMBER 26, 2016

PYMNTS consulted 21 payments executives from across the industry to share their insights on the biggest takeaways from 2016 as part of the “Payments 2016, The Year Of…” eBook. Here is the response from Sarah Clark, general manager, identity, Mitek … Payments 2016: The Year Mobile, Biometrics And Trust Converged.

Authentication 43

Authentication Verification Payments AML 43

PYMNTS

DECEMBER 27, 2016

PYMNTS consulted 21 payments executives from across the industry to share their insights on the biggest takeaways from 2016 as part of the “Payments 2016, The Year Of …” eBook. Payments 2016: The Year of Payment Innovation Via Predictive Analytics. This was the year for payment innovation through predictive analytics.

Innovation 44

Innovation ACH NACHA Nacha Rules 44

PYMNTS

JUNE 25, 2018

Are consumers shifting the way they make direct payments to billers? online bill payments made by consumers in 2016 were conducted via biller-direct sites — up from 62 percent in 2010. They accounted for 27 percent of online bill payments in 2016, down from 38 percent in 2010. So, what’s next for consumer billing?

Same Day ACH 43

Same Day ACH Consumer ACH NACHA 43

PYMNTS

JULY 20, 2016

According to AppRiver’s second quarter Global Security Report , between April 1, 2016 and June 30, 2016 the security firm recorded 4.2 Malware, particularly ransomware which holds a computer’s data hostage and demands payment , is garnering all the attention, but there are other threats consumers have to be prepared for.

Ransomware 41

Ransomware Phishing Credential Encryption 41

PYMNTS

DECEMBER 27, 2016

PYMNTS consulted 21 payments executives from across the industry to share their insights on the biggest takeaways from 2016 as part of the “Payments 2016, The Year Of…” eBook. Payments 2016: The Year Of The Emergence Of The Global Citizen. 2016 saw more people transacting across borders in larger sums than ever before.

Cross-Border Payments 45

Cross-Border Payments Cross-Border Payee Payer 45

PYMNTS

JULY 17, 2019

The second Payment Services Directive ( PSD2 ) groundwork laid out in 2016 is about to come to fruition in a few months – Sept. These new regulations potentially benefit customers by giving them control over their data, but lost in discussions about merchant unpreparedness is how much consumers are aware of PSD2’s impending enactment.

Consumer 65

Consumer Authentication Online and Mobile Banking Compliance 65

Clearly Payments

AUGUST 24, 2024

By 2023, it was estimated that 67% of global consumers had used a digital wallet, with debit cards being the most commonly linked payment method. Trends in Debit Payments Debit card payments have long been payment method, offering a straightforward and secure method for consumers to access their funds.

Debit Card 105

Debit Card P2P Cross-Border Central Bank 105

PYMNTS

MARCH 18, 2016

” Innovation Project 2016 — where hundreds of leaders across the payments, commerce, tech and security ecosystems joined together under one roof with one mission: navigating the balance between the leading and the bleeding edge. “If you don’t disrupt yourself, someone else will.” So, how did Day 2 end up?

Innovation 41

Innovation Faster Payments Financial Inclusion Real Time Payments 41

Fintech Finance

MARCH 27, 2024

Merchants will benefit from faster pay-outs, improving their financial stability while offering consumers a reliable payment option at the checkout. “With Riverty, we have a strong partner for this at our side that has a proven track record in championing merchant interests and fostering consumer trust.”

BNPL 52

BNPL Payment Solutions On-Demand Consumer 52

PYMNTS

NOVEMBER 8, 2019

Thanks to smartphones equipped with facial and fingerprint recognition for security, many consumers now have up close and personal experience with newer forms of digital ID. Consumer Privacy Sentiment Depends on the Industry. Consumers are more amenable to giving up a little privacy for convenience, but only so much.

Privacy 48

Privacy Consumer Innovation Visa 48

Fintech News

JANUARY 7, 2024

But to fully realize the sector’s potential, stakeholders must focus on nurturing a robust ecosystem by enhancing capital access, attracting and retaining top talent and fostering a strong demand for payment solutions, a new report by Emerging Payments Association Asia (EPAA) says.

Financial Inclusion 95

Financial Inclusion Innovation Payments NOV 95

PYMNTS

MAY 30, 2016

And to make sure that everyone starts off 2016, Part II on the same footing, we thought we would bring you a few of the top trending stories, as well as hot data/research topics, that will give you a head start on that all-important planning for 2016 and beyond. Store Front Business Index: Main Street USA, A-OK? Are SMBs Ready For EMV?

Online and Mobile Banking 41

Online and Mobile Banking Demand Deposit Account (DDA) EMV Cross-Border 41

Fintech News

SEPTEMBER 4, 2024

Paywatch (Malaysia) Paywatch platform and illustration, Source: Paywatch Founded in 2020, Paywatch is a fintech company offering a debt-free earned wage access (EWA) solution, commonly known as on-demand pay. This solution allows workers to access a portion of their earned salary in real time, before the end of their payroll cycle.

FinTech 105

FinTech Cross-Border Payment APIs and Integration Credit Cards 105

PYMNTS

MAY 16, 2016

According to recent data from the Associated Chambers of Commerce & Industry of India, the country’s eCommerce economy will reach $38 billion in annual sales by the end of 2016. As India Value Fund Advisors Partner Haresh Chawla commented to ET : “Consumer Internet startups find it difficult to navigate slowdowns.

Advisors 40

Advisors Economy On-Demand Consumer 40

PYMNTS

JUNE 29, 2017

Though the amount of online retailers is astounding, many consumers still prefer to shop in-store. With in-store shopping waning, some retailers are adding a new option to the purchasing mix with a direct-to-consumer offering. Small Brands.

Consumer 43

Consumer On-Demand Research Product 43

PYMNTS

NOVEMBER 28, 2016

But things appear to be improving, and they have consumers to thank for it. in October suggests there is renewed growth in shipping demand. carried more traffic provided by retailers that goes between trucks and railroads in October than any other month in 2016. Roads and railways have been suffering from a long-term decline.

Consumer 43

Consumer Volume On-Demand Continuity 43

PYMNTS

DECEMBER 17, 2020

The resale online shopping company, which was started in 2016, usually works in the resale of merchandise such as footwear on its live marketplace. billion of consolidation arrangements announced in the last four months, as a pandemic-related mergers & acquisitions (M&A) pause concludes and coronavirus changes consumer demand.

On-Demand 90

On-Demand B2B Economy Continuity 90

Finovate

FEBRUARY 6, 2024

Alloy made its Finovate debut at our developers conference, FinDEVrSilicon Valley 2016. Founded in 2015 and headquartered in New York City, Alloy made its Finovate debut at our developers conference, FinDEVrSiliconValley 2016. Embedded finance platform Liberis has teamed up with identity risk management innovator Alloy.

Risk Management 59

Risk Management Risk Embedded Finance Compliance 59

PYMNTS

APRIL 14, 2020

Retail demand has risen sharply for items like home cleaning supplies and groceries, while dropping off in other product categories, leaving companies to adjust to these shifting purchasing patterns. Supermarket companies are also working out new arrangements with their suppliers to be able to sate soaring customer demand.

B2B 119

B2B On-Demand Adjustments Accounts 119

PYMNTS

MARCH 8, 2017

billion) — were processed in January alone, a 23 percent spike from the amount processed in January 2016. based VocaLink , the 2016 recipient of NACHA’s Payments Award for innovation, expansion and development of products supporting faster payments to increase payments access, efficiency and security across the globe. billion ($141.3

Faster Payments 43

Faster Payments Consumer Payments NACHA 43

PYMNTS

NOVEMBER 30, 2020

Iliad SA Founder Xavier Niel is teaming up with other investors to raise up to $360 million, or 300 million euros, to launch a blank-check company aimed at acquiring assets focused on sustainable and environmentally friendly consumer goods. According to HSBC, demand for organics grew by 14 percent in France alone last year.

On-Demand 62

On-Demand Acquirers Blocks Checks 62

PYMNTS

MARCH 20, 2018

in 2016 (the last year for which data is available), spending a net total of $333 billion. When [the Chinese consumer] comes into the U.S., This is because the method of payment that most Chinese consumers use for purchases back home, Alipay , was not accepted anywhere in the U.S. – According to the U.S. Travel Association.

Consumer 45

Consumer ISVS Mobile Payments Debit Card 45

PYMNTS

MARCH 12, 2019

Consumers are becoming more comfortable with real-time disbursements amid the rise of solutions that enable payments to be delivered shortly after they are authorized. And Grab is moving from a ride-hailing firm to a mobile financial services powerhouse, while SugarMoo is delivering desserts on demand in Dubai. All this, Today In Data.

Real Time Payments 49

Real Time Payments P2P Returns On-Demand 49

PYMNTS

FEBRUARY 21, 2018

It’s not enough for Walmart to simply offer everyday low prices and expect consumers to still make the trek to their local brick-and-mortar supercenter. Even traditionally offline retailers such as Walmart have to expand their omnichannel offerings to reach consumers.

Consumer 42

Consumer On-Demand Product Technology 42

PYMNTS

OCTOBER 15, 2018

Thanks to a decline in demand for Apple’s iPhones in China, Goldman Sachs is warning the iPhone maker could post earnings that disappoint. The analyst did note that the newest crop of smartphones Apple unveiled in September could counter some of the weakening demand, but that overall the decline could hurt the bottom line for Apple.

On-Demand 49

On-Demand Research Consumer Posting 49

PYMNTS

JANUARY 26, 2021

Consumers’ migration to using contactless payment methods more often for their speed and convenience was only accelerated during the onset of the pandemic last year. Fagan said CUs have seen deposit balances rise, a sign that consumers have been careful about building savings, reducing debt and compiling barriers against financial shocks.

Credit Union 110

Credit Union Contactless Payments Online and Mobile Banking Credit Union Service Organization 110

PYMNTS

JANUARY 17, 2021

Malaysian eCommerce logistics firm Everpeaks has launched a logistics platform called Fulfilment [sic] by Everpeaks that the company said will reduce costs for manufacturer-to-consumer shipping as well as bulk B2B transactions in part by operating from a free trade zone, according to a press release.

B2C 78

B2C B2B On-Demand Transactions 78

PYMNTS

MAY 27, 2020

“The current economic climate of uncertainty is only reinforcing the trend among consumers for flexible financial solutions that are accessible and easy to use, and map to their on-demand, digital lives,” i2c Inc. President Jim McCarthy said in the release.

Debit Card 76

Debit Card Enrollments Digital Currency Processors 76

Fintech Labs Insights

AUGUST 24, 2016

It’s 2016, and the red hot fintech sector has evolved immensely since Finovate first launched 10 years ago. With tech companies such as Uber and Venmo setting a higher bar for user experience, consumer expectations have also evolved. The post Fintech with The Jetsons at FinovateFall 2016 appeared first on Finovate.

FinTech 20

FinTech Venmo Authentication Underwriting 20

PYMNTS

NOVEMBER 10, 2020

Vince Cacace , CEO of Vertebrae, told PYMNTS that AR in 3D has become a high-demand technology for all kinds of products and retailers. “We Another example of AR working in a retail application can be seen at the direct-to-consumer (D2C) sunglasses retailer goodr. Some of those questions are: How big is it? How does it work on me?

Technology 104

Technology On-Demand Use Case Product 104

PYMNTS

FEBRUARY 28, 2020

It obviously wants consumer usage rather than program awareness. However, by signing up for the program a consumer becomes a loyalty program member. million in 2016 — driving revenue in the space to $335 billion by 2025. billion in 2016 to $36.75 billion in 2016 to $36.75 27) and will cost $8.99 The number of U.S.

Economy 60

Economy On-Demand Consumer Participant 60