Synapse Payment Systems

SEPTEMBER 27, 2022

The Clover point-of-sale system is a big step above a standard credit card terminal. It offers a modern user interface, analytical tools, and essential features for running your business. Many business owners wonder, is Clover a good POS system compared to Square, Toast, and its many other competitors? Functionality: How Does Clover Compare?

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Push-to-Card Processors Process Card Association 130

PYMNTS

NOVEMBER 3, 2019

Goldman Sachs said it doled out about $10 billion in credit lines in just over month for the Apple -branded credit card, Bloomberg reported on Friday (Nov. According to regulatory filings made public this week, Apple Card? There are no fees with the card, and it integrates with Apple Pay and the iOS Wallet app.

Credit Cards 51

Credit Cards Push-to-Card Online and Mobile Banking Underwriting 51

PYMNTS

NOVEMBER 10, 2016

The year 2016 has not been an easy one for Target — as its same-store sales have slipped, grocery has been an ongoing problem, and Target finds itself increasingly squeezed from two sides: by an expanding Walmart in the physical world and an ever-growing Amazon online. Young With Expendable Cash .

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Consumer Push-to-Card Continuity 58

PYMNTS

NOVEMBER 3, 2019

Goldman Sachs said it doled out about $10 billion in credit lines in just over month for the Apple -branded credit card, Bloomberg reported on Friday (Nov. According to regulatory filings made public this week, Apple Card? There are no fees with the card, and it integrates with Apple Pay and the iOS Wallet app.

Credit Cards 51

Credit Cards Push-to-Card Online and Mobile Banking Underwriting 51

PYMNTS

AUGUST 14, 2020

13) they had been fully repaid on a loan issued in 2016, the sources said. Last month, a surge in fixed-income trading revenue helped Citi turn a profit during the second quarter (Q2), despite credit losses and weakness in its consumer banking division. Citigroup Inc. paid nearly $900 million by mistake to Revlon Inc.

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Returns Push-to-Card Disputes Blocks 108

CB Insights

AUGUST 23, 2018

Live briefing: Consumer Banks in The Digital Age. Learn about the playbooks of today’s top banks as they digitally re-position their consumer products. JPM’s digital push, a theme it refers to as “Mobile First, Digital Everything,” is showing positive early results. First Name.

Consumer 76

Consumer Online and Mobile Banking Credit Cards Push-to-Card 76

PYMNTS

MAY 30, 2016

And to make sure that everyone starts off 2016, Part II on the same footing, we thought we would bring you a few of the top trending stories, as well as hot data/research topics, that will give you a head start on that all-important planning for 2016 and beyond. Store Front Business Index: Main Street USA, A-OK? Are SMBs Ready For EMV?

Online and Mobile Banking 41

Online and Mobile Banking Demand Deposit Account (DDA) EMV Cross-Border 41

PYMNTS

JULY 6, 2020

The COVID-19 pandemic has changed how consumers buy goods, and some of these new payment behaviors could continue well after the crisis ends. Consumers’ concerns about visiting stores and touching POS terminals have generated interest in touchless methods, as have merchants’ worries about risking potential virus exposure when handling cash.

Transactions 52

Transactions Card Issuer Push-to-Card Contactless Payments 52

PYMNTS

APRIL 3, 2019

Earlier on Wednesday (April 3), American Express and SAP Ariba announced a partnership in which Amex used SAP Ariba’s API to offer virtual cards on its platform. Earlier on Wednesday (April 3), American Express and SAP Ariba announced a partnership in which Amex used SAP Ariba’s API to offer virtual cards on its platform.

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Innovation API Online and Mobile Banking Push-to-Card 68

PYMNTS

MARCH 3, 2020

His resume includes co-founding Citrus Payment Solutions, which PayU India later acquired for $130 million in an all-cash deal in September 2016. He held that job from 2016 through 2019. Amrish Rau, former PayU India head, has joined payment solutions provider Pine Labs as its new chief executive officer, according to Deal Street Asia.

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Push-to-Card BNPL Payments Advisors 52

PYMNTS

JANUARY 8, 2020

As the new year takes shape, the latest test in the push and pull of various stakeholders can be found in India. The stated goal has been to boost digital payments, especially transactions across RuPay cards, which are domestically issued by the National Payments Corporation of India (NPCI). Anticipating The Reaction.

Debit Card 52

Debit Card Push-to-Card Caps Laws 52

PYMNTS

APRIL 20, 2018

In an effort to find that growth, Goldman has now decided that it also wants to be a consumer and commercial bank. The Big Bet on Consumer Services. Goldman’s first toe in the water was Marcus, its consumer banking and lending platform, said to be named after its founder. Not so much anymore. Note to industry.

Consumer 40

Consumer Push-to-Card Cash Management Mobile Banking 40

PYMNTS

OCTOBER 2, 2020

It was the wild card category for back-to-school, and it will be the wild card category for the holidays. And even though its margins are razor-thin, both Amazon and Walmart are pushing to capture electronics’ share of the U.S. consumer’s whole paycheck. percent of all consumer retail spend. In 2016, it took $24.5

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Push-to-Card Research Product Consumer 56

PYMNTS

JANUARY 17, 2020

The move pushes Visa ever further away from cards and toward its goal of becoming, as management has often described it, a “network of networks.”. The emphasis of the deal-making, at least thus far, seems to be payments on a grand, global stage, with the consumer firmly in sight. branded cards business grew by 10 percent.

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Push-to-Card Payment APIs and Integration Credit Cards Payments 53

Fintech News

MARCH 6, 2024

Are digital first banks in Asia poised to lead a disruptive charge against well-entrenched, established commercial banks? In the traditional banking sphere globally, but especially true in Asia, there is a considerable proportion of unbanked and underbanked populations who lack complete or any access to banking services.

Online and Mobile Banking 130

Online and Mobile Banking Debit Card Non-Bank Push-to-Card 130

PYMNTS

MARCH 25, 2016

According to the most recent PYMNTS/InfoScout Apple Pay Adoption Tracker , first presented at PYMNTS’ Innovation Project 2016 , more consumers are giving Apple Pay a try, but even more aren’t coming back. The beginning and end of the good news for Apple is that more consumers are giving its payments app a shot.

Consumer 42

Consumer Mobile Payments Push-to-Card Origination 42

PYMNTS

SEPTEMBER 14, 2020

Criminals are not the only security threats financial institutions (FIs) and their merchant clients face — these entities often need to defend themselves against consumers as well. Undeserved chargebacks are no trivial issue, either, as the number of such false claims rose 41 percent between 2016 and 2018. Why Customers Go Bad.

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AI Disputes Push-to-Card Acquirers 70

PYMNTS

AUGUST 3, 2018

Cory Booker has proposed legislation that would prohibit financial institutions from charging overdraft fees on debit card transactions and ATM withdrawals. They do a lot to push huge costs on the people least able to bear them.”. Overdraft fees can push people out of the banking system,” Saunders said. In 2016, U.S.

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ATM Transactions Push-to-Card Debit Card 41

PYMNTS

FEBRUARY 22, 2018

Hackers who used to amuse themselves stealing credit cards have raised the level of their identity theft game such that 2017 was a record year — 16.7 million Americans were victimized last year, a jump of eight percent from 2016. There isn’t no good news — EMV cards seem to have been effective at tackling a lot of PoS fraud.

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Identity Theft Account Takeovers Push-to-Card Social Security 56

PYMNTS

FEBRUARY 26, 2020

Mastercard , like most consumer credit connected brands, was hit hard in the early days of the Great Recession. However, those trend lines soon gave way to growth in the early 2010s and beyond — driven by the digitization of commerce — with the card network’s revenue tripling in the last decade.

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Visa Payments Push-to-Card EMV 109

PYMNTS

JUNE 8, 2018

It may no longer be the case that cash is king on a global stage but, in some markets (particularly developing markets, like India), it’s still doing quite well — as consumers are spending trillions of dollars’ worth of it a year. trillion : Consumer cash spend in the Asia-Pacific Region in 2016.

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PYMNTS

JUNE 29, 2017

From credit card companies to retailers and consumers, there are many key stakeholders in the commerce process, both on and offline. As eCommerce pushes its way onward and upward, retailers are continually looking for ways to protect consumer data while providing a quality commerce experience for all parties involved.

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Process ISOs Push-to-Card VARS 57

PYMNTS

MAY 23, 2016

The latest figures about consumer borrowing shows one thing is clear: Consumers are getting comfortable taking on more debt. Either way, credit card companies are seeing sales on credit cards surge, and revolving debt growing — which has also been attributed to banks and issuers pushing cards more and more.

Credit Cards 40

Credit Cards Push-to-Card Issuers Consumer 40

PYMNTS

JULY 24, 2018

MoneyGram and Visa announced today (July 24) that they have partnered to deliver real-time digital disbursements to MoneyGram customers using Visa’s push payments platform, Visa Direct. MoneyGram is the first cross-border use case for Visa Direct,” Frew told Webster. Remittances have always been about people sending money to other people.

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P2P Cross-Border Push-to-Card B2C 89

PYMNTS

JULY 19, 2017

The consumer-presented solution will enable customers to pull up a QR code on their smartphone that can then be scanned by the merchant. The consumer-presented solution will enable customers to pull up a QR code on their smartphone that can then be scanned by the merchant. EMVCo is pushing for its adoption on a global scale.

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Visa CHIPS Chip Cards EMV 59

PYMNTS

JUNE 25, 2020

And not only has the company avoided layoffs, but it has actually grown its headcount as the retail world has been pushed into a digital realm that is unlikely to reverse anytime soon. The CEO said there’s no indication that any of the COVID-19 risks consumers have faced over the past several months will dissipate overnight.

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Push-to-Card CRM Risk Product 95

PYMNTS

NOVEMBER 7, 2018

As part of its effort to promote use of virtual payments in the B2B market, Ixaris is turning its attention to the travel industry to push for adoption of digital B2B payment solutions. Its work with Visa Europe will allow Ixaris to provide virtual cards to companies in the online travel industry.

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B2B Push-to-Card Payments Use Case 56

PYMNTS

JANUARY 8, 2019

When Chime ’s Co-founders Chris Britt (CEO) and Ryan King (CTO) first set out to start a web bank, it was with one idea in mind: offering middle-class consumers a good deal. By 2016, Chime was in the market with the full suite of features that digital banks offer today. The brand has been popular with young professionals.

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Debit Card Push-to-Card Funds Availability Payroll 64

CB Insights

DECEMBER 4, 2019

Instead, Amazon has taken the core components of a modern banking experience and tweaked them to suit Amazon customers (both merchants and consumers). Based on our findings, it’s hard to claim that Amazon is building the next-generation bank. Increase the number of customers on Amazon, and enable each customer to spend more. Amazon Payments.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

PYMNTS

SEPTEMBER 16, 2020

The question for Apple is: Will the slew of offerings announced this week be enough to bring new users into its ever-expanding ecosystem, and also keep current consumers, well, consuming? But beyond that, it is important to note that Apple seems to be positioning the watch as a standalone lure to consumers. On Tuesday (Sept.

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Push-to-Card Contactless Payments Consumer Accounts 58

PYMNTS

JUNE 19, 2017

With the popularity of online shopping, it should come as no surprise that there’s been an uptick in card-not-present purchases. Cards Association (UKCA) finds that the amount of purchases made through debit and credit cards has more than doubled in the past decade. A new report from the U.K. There were 6.7

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Push-to-Card Card Association Contactless Payments Debit Card 43

PYMNTS

JANUARY 4, 2018

Another year, another chance for mobile wallet players to convince consumers to give up their plastic cards and utilize the phone as a payments form factor. Despite there being some variety of “Pay” for every day of the week, none have garnered even a 10 percent usage rate among consumers. It hasn’t been easy.

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Push-to-Card Online and Mobile Banking Mobile Payments Wire Transfer 43

PYMNTS

NOVEMBER 6, 2019

And Visa called Tencent’s announcement that it will support international card schemes in its mobile wallet “a great step forward” for the payments industry. Simplification Serves LendingClub Well As It Pushes for Profitability. Why Barclaycard Says Consumers Are Key to SCA Success.

Online and Mobile Banking 40

Online and Mobile Banking Adjustments Push-to-Card NOV 40

PYMNTS

JANUARY 28, 2019

Never mind the people who start rummaging around in their purse or wallet to pull out their cards after stepping up to the checkout counter. Soon, consumers in many states in the U.S. The card networks left it up to the states to decide whether or not to allow its operating merchants to do so. The Ban on the Ban. is nothing new.

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Rules Push-to-Card Regulations Consumer 72

PYMNTS

OCTOBER 6, 2016

As 2016 is warming up for the last spring down the stretch consumers have no shortage of “Fill-In-The-Blank” Pays vying for their love, affection and attention. You used to have to take out your loyalty card, your charge card, and your coupons. And yesterday (Oct.

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Push-to-Card Mobile Payments Payments Credit Cards 73

PYMNTS

SEPTEMBER 21, 2018

Cybercriminals are finding new fraud opportunities as consumers turn to connected channels to manage their bank accounts. million Americans experienced fraud in 2017, and roughly 30 percent were notified of a data breach last year — a 12 percent increase over 2016 — as bad actors stole nearly $17 billion from unwitting victims.

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Risk Push-to-Card Mobile Banking Rules 40

PYMNTS

FEBRUARY 14, 2020

That didn’t mean the process wasn’t incredibly stressful, he noted, because in 2016, the buy now, pay later (BNPL) concept Afterpay was selling was still very new, and the millennial demographic the firm was anticipating to carry it forward weren’t quite into their significant spending years yet. In the U.S.,

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Credit Cards Push-to-Card BNPL Process 63