PYMNTS

MAY 30, 2016

And to make sure that everyone starts off 2016, Part II on the same footing, we thought we would bring you a few of the top trending stories, as well as hot data/research topics, that will give you a head start on that all-important planning for 2016 and beyond. Online Checkout Conversion. Are SMBs Ready For EMV?

Online and Mobile Banking 41

Online and Mobile Banking Demand Deposit Account (DDA) EMV Cross-Border 41

PYMNTS

NOVEMBER 3, 2019

Goldman Sachs said it doled out about $10 billion in credit lines in just over month for the Apple -branded credit card, Bloomberg reported on Friday (Nov. According to regulatory filings made public this week, Apple Card? There are no fees with the card, and it integrates with Apple Pay and the iOS Wallet app.

Credit Cards 51

Credit Cards Push-to-Card Online and Mobile Banking Underwriting 51

PYMNTS

NOVEMBER 3, 2019

Goldman Sachs said it doled out about $10 billion in credit lines in just over month for the Apple -branded credit card, Bloomberg reported on Friday (Nov. According to regulatory filings made public this week, Apple Card? There are no fees with the card, and it integrates with Apple Pay and the iOS Wallet app.

Credit Cards 51

Credit Cards Push-to-Card Online and Mobile Banking Underwriting 51

CB Insights

AUGUST 23, 2018

trillion in total assets, JPMorgan Chase is the largest bank in the US. Its retail bank, Chase, spans 61 million American households. Led by Chairman and CEO Jamie Dimon, the bank is undergoing a transformation, moving away from offline legacy systems and into the digital age. Live briefing: Consumer Banks in The Digital Age.

Consumer 76

Consumer Online and Mobile Banking Credit Cards Push-to-Card 76

Fintech Labs Insights

APRIL 6, 2023

With “risk-free” rates pushing 5%, even a business with $50k in reserve (throwing off $200/mo) has an incentive to sweep that out of a non-interest checking account. But what we will see is the challenger banks dusting off their sweep features and emphasizing them in their marketing and branding. 95,000 6 Meow * 11 4.3%

Small Business 15

Small Business Treasury Accounts FDIC 15

Fintech Labs Insights

JUNE 26, 2023

With “risk-free” rates pushing 5%, even a business with $50k in reserve (throwing off $200/mo) has the incentive to sweep that out of a non-interest checking account. But what we will surely see is challenger banks dusting off their sweep features and emphasizing them in their marketing and branding. 1,900 reviews) – Trustpilot : 3.5

Small Business 15

Small Business Treasury FDIC Accounts 15

CB Insights

DECEMBER 4, 2019

If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Based on our findings, it’s hard to claim that Amazon is building the next-generation bank. In aggregate, these product development and investment decisions reveal that Amazon isn’t building a traditional bank that serves everyone.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

PYMNTS

NOVEMBER 6, 2019

And Visa called Tencent’s announcement that it will support international card schemes in its mobile wallet “a great step forward” for the payments industry. Simplification Serves LendingClub Well As It Pushes for Profitability. Visa Teams With Tencent to Support Mobile Payments in China.

Online and Mobile Banking 40

Online and Mobile Banking Adjustments Push-to-Card NOV 40

PYMNTS

MARCH 24, 2016

The world of mobile payments news this week started out in the one region of the world that doesn’t often make much news when it comes to what U.S. companies are doing in mobile commerce: Cuba. Which brought about news from some of the biggest players in mobile payments, like Xoom, PayPal and Western Union.

Online and Mobile Banking 44

Online and Mobile Banking PayPal Mobile Payments Push-to-Card 44

PYMNTS

FEBRUARY 24, 2016

Now, however, new details have surfaced as to why China’s banks were finally ready to jump on the Apple Pay bandwagon. According to a report in the Chinese news site Caixin , Apple cut a deal with Chinese banks to charge them less fees than what it charges banks in the U.S. banks fork over to Apple per transaction.

Online and Mobile Banking 40

Online and Mobile Banking Push-to-Card Mobile Payments Card Issuer 40

PYMNTS

AUGUST 9, 2017

Some question whether the card-payment network operator will be able to overcome the struggle to “remain relevant” in a market that is quickly changing — and where consumers may soon be leaving card-based payments behind entirely. UnionPay is facing an increasingly competitive and complicated world these days.

Online and Mobile Banking 46

Online and Mobile Banking Payments Push-to-Card Mobile Payments 46

PYMNTS

NOVEMBER 26, 2019

PYMNTS’ Credit Union Innovation Index found that CU members may not prioritize the latest technologies as much as bank and FinTech customers do, but they still value easy-to-use mobile apps and online capabilities. One CU upgrading its mobile technology is SAFE Credit Union , which has more than $2.3

Credit Union 52

Credit Union On-Demand Push-to-Card Privacy 52

PYMNTS

JULY 17, 2019

The second Payment Services Directive ( PSD2 ) groundwork laid out in 2016 is about to come to fruition in a few months – Sept. The deadline is looming for merchants and payments providers to comply with new requirements for authenticating online payments in Europe. 14, 2019, to be exact. For example, U.K.-based

Consumer 65

Consumer Authentication Online and Mobile Banking Compliance 65

PYMNTS

MARCH 9, 2017

Yesterday (March 8), Samsung Pay went live and online in India, a push done in collaboration with five Indian banks: Axis, HDFC, ICICI, SBI, and Standard Chartered, and credit and debit cards from MasterCard and Visa. billion mobile subscribers, which makes it a compelling opportunity to tap into.”.

Online and Mobile Banking 43

Online and Mobile Banking Push-to-Card Mobile Payments Visa 43

PYMNTS

NOVEMBER 11, 2019

And while the last week had no shortage of players pushing ahead with big moves, there were three that managed to put up some pretty staggering early-season numbers. And while the last week had no shortage of players pushing ahead with big moves, there were three that managed to put up some pretty staggering early-season numbers.

Push-to-Card 40

Push-to-Card Credit Cards Online and Mobile Banking Innovation 40

PYMNTS

NOVEMBER 2, 2018

W e’re opening up more consumer choices and access to online shopping for tens of millions of potential new Amazon customers , ” Ersek said. The main draws, according to Forrester, are choice, quality and cost for consumers to shop online from overseas. He hinted that specifics will be released by Amazon in the next few weeks.

Online and Mobile Banking 49

Online and Mobile Banking Cross-Border B2B Cross-Border Payments 49

PYMNTS

SEPTEMBER 12, 2016

The rapid proliferation of headlines indicated that everyone came back from summer vacation tanned, rested and committed to finishing off 2016 with a sprint. Some of the big news was expected — the iPhone launched to a collective yawn and probably decent sales in its first weekend. Well, no one but maybe Amazon. Need to know more?

Bitcoin 77

Bitcoin Push-to-Card CFPB Online and Mobile Banking 77

PYMNTS

DECEMBER 30, 2016

Turning the page on 2016 and looking toward 2017, payments and escrow solutions are enabling traditional directory-based B2B marketplaces into transactional marketplaces, where the merchant and supplier can find each other, solidify the terms of the contract and carry out the transaction, all through the online platform.

ISO 20022 50

ISO 20022 B2B Online and Mobile Banking ISOs 50

PYMNTS

FEBRUARY 26, 2018

We found out Google was hitting reset on its mobile payments ambitions. And we learned Bank of America is perhaps a little bit concerned about the competitive risk bitcoin presents. Discover said customers can get their cash back bonuses transferred to a Discover credit card Cashback Bonus account.

Online and Mobile Banking 40

Online and Mobile Banking Debit Card Checks Point-of-Sale (POS) 40

PYMNTS

OCTOBER 7, 2016

billion online during the run-up to Diwali, according to RedSeer Consulting. Some bitcoin companies see this period as a time to push the adoption of bitcoin in a country that has a large unbanked population at 21 percent. The merchant Zebpay is enabling some of its users to buy discount gift cards of popular U.S.

Bitcoin 99

Bitcoin Online and Mobile Banking Payment APIs and Integration Blockchain 99

PYMNTS

SEPTEMBER 9, 2016

The tech mogul praised the work being done with mobile money to build businesses and help communities throughout the continent. The tech mogul praised the work being done with mobile money to build businesses and help communities throughout the continent. In 2015, two Nigerian companies, Paga and BitPesa, completed a total $14.4

Online and Mobile Banking 43

Online and Mobile Banking Economy eWallet Cross-Border 43

PYMNTS

APRIL 28, 2016

“Competition drives a better outcome for the end user,” Scharf told Karen Webster during a fireside chat in front of the Innovation Project 2016 audience last month. “It will push everyone to think differently about the value that electronic payments needs to deliver to all stakeholders, including Visa.”

Online and Mobile Banking 44

Online and Mobile Banking Push-to-Card Issuers Innovation 44

CB Insights

NOVEMBER 5, 2019

In Q2’19, Tencent’s fintech and business services category grew 37% YoY in contrast to 16% growth in online advertising revenue, down from 25% in Q1’19. In Q2’19, Tencent’s fintech and business services category grew 37% YoY in contrast to 16% growth in online advertising revenue, down from 25% in Q1’19.

FinTech 51

FinTech Small Business Online and Mobile Banking Push-to-Card 51

PYMNTS

JULY 11, 2017

The service allows users to file claims through the company’s mobile app, and enables funds to be deposited directly into a traveler’s bank account or sent to a debit card. The company also launched new claim forms and is allowing customers to file claims online or through a mobile app.

Push-to-Card 40

Push-to-Card Debit Card Online and Mobile Banking Checks 40

PYMNTS

APRIL 17, 2017

Not because he didn’t have a buyer, but because his buyer didn’t have that much cash— and McKelvey didn’t take credit cards. In 2014, Starbucks stopped accepting Square’s mobile wallet, and shortly thereafter, Square pulled the plug entirely on that mobile wallet experiment. A worthy consolation prize by anyone’s measure.

Push-to-Card 44

Push-to-Card Debit Card Online and Mobile Banking EMV 44

PYMNTS

JULY 11, 2016

True or false: Thanks to mobile devices and apps, American consumers spend more time today shopping than they did in 2003. In 2003, the Bureau of Labor Statistics reported that American consumers spent roughly 48 minutes a day shopping offline and online. Pop quiz on this Monday morning, so grab your coffee and look alive.

Online and Mobile Banking 42

Online and Mobile Banking Credential Consumer Push-to-Card 42

PYMNTS

DECEMBER 3, 2016

I do not want any American to look back in 20 years and try to figure out how and why America’s banks lost the leadership position in financial services. If not us, it will be someone else and, likely, a Chinese bank.”. Dimon’s annual letter to stockholders usually has something eye-catching to offer, and 2016 was no exception.

Payments 53

Payments Online and Mobile Banking PayPal Push-to-Card 53

CB Insights

AUGUST 14, 2018

It was the first example of a smart mobile phone. Onlookers were unsure what this device would compete with: Would it hurt mobile phone makers like Nokia or developers of handheld planners like Palm, who were also trying to enter into the phone space? That will be their role in mobile phones as well.”. Fully subsidized?

Bitcoin 78

Bitcoin Online and Mobile Banking Advisors Origination 78

PYMNTS

MAY 6, 2016

Online Fraud. The latest CyberSource annual report on online fraud tells the tale of card-not-present fraud not just going down, but going down by a whole big bunch – across all channels. Mobile was down, online was down and even cross-border fraud was down. Alibaba’s exec team is hoping that $3.7

Push-to-Card 40

Push-to-Card Online and Mobile Banking Bitcoin Consumer 40

PYMNTS

APRIL 11, 2016

Stripe — The ‘PayPal ’ of mobile”. Technology, cloud computing, the diffusion of mobile devices, the many location-based technologies that mobile enables and an ever-growing supply of APIs and SDKs all make it incredibly tempting and even easy to start a “platform” business. May I have a Kleenex , please?”. “I ” Kleenex.

Venmo 45

Venmo PayPal Online and Mobile Banking Push-to-Card 45

Fintech Labs Insights

JULY 19, 2016

Civic debuted at FinovateSpring 2016 to help solve the person-not-present (PNP) problem (yes, CEO Vinny Lingham coined that phrase). Users receive a push notification or email each time their Social Security number is used with one of Civic’s partners. Both services are good for the life of their membership. Company facts: .

Identity Theft 13

Identity Theft Verification Social Security Online and Mobile Banking 13

PYMNTS

NOVEMBER 24, 2016

Mobile will likely get lot of quiet thanks during the next few day — and the holiday season in general, if for no other reason than it helps the season of peace remain, well, peaceful. Customers already have a payment form they likes — plastic cards — and they’ve spent a shopping lifetime developing habits around those cads.

Online and Mobile Banking 72

Online and Mobile Banking PayPal Push-to-Card Mobile Payments 72

PYMNTS

MARCH 10, 2016

It may not be the year of mobile payments — yet — but it is certainly the year mobile payments players are laying the groundwork for what they know is inevitable. This week, PYMNTS dug into the week of mobile pay news to bring you the latest from the ecosystem. Early Warning Boosts Big Banks’ P2P Power.

Online and Mobile Banking 41

Online and Mobile Banking EMV P2P Mobile Deposit 41

PYMNTS

AUGUST 23, 2019

Sure, activities like shopping online, getting food delivered, catching a cab or finding a gig are some of the most front-and-center examples. A study from Juniper Research found that mobile ticketing is becoming mainstream in sports, with users predicted to spend $23 billion via mobile in 2023, up from $14 billion in 2019.

Online and Mobile Banking 79

Online and Mobile Banking Push-to-Card Credit Cards Debit Card 79

CB Insights

MAY 23, 2019

Some companies just push their luck a little too far. WrkRiot’s short-lived house of cards falls down. Pixelon: Online video vaporware. Few places are more receptive to new ideas and innovative business models than Silicon Valley. But the model doesn’t always work perfectly. Download the full 25-page report.

Online and Mobile Banking 78

Online and Mobile Banking Wire Wires Push-to-Card 78

PYMNTS

AUGUST 27, 2018

Banks $88 Billion Bad Debt Concern . The delinquent credit rate is ticking up, and banks are reacting by dialing back new account approvals. Credit card debt made it over the $1 trillion mark in 2017, making it the third non-mortgage lending category to have surpassed the ten-digit mark in measuring consumer debt. In fact, at 3.4

Data Breach 41

Data Breach Breach Credit Cards Online and Mobile Banking 41

PYMNTS

JULY 4, 2017

The country’s annual growth rate for the 2016-2017 fiscal year slipped to 7.1 And also in May, the government had announced that several million new taxpayers had been found, pushing the roster a bit (and, of course, giving new revenue to the government). Mobile reigns here. Immediately. Currency couldn’t get to remote areas.

Online and Mobile Banking 44

Online and Mobile Banking ATM Financial Inclusion Push-to-Card 44