The Paypers

JULY 5, 2022

To further expand on the ongoing partnership started in 2016, AS DelfinGroup has incorporated Nordigen 's Open Banking platform to add to their technological toolkit and improve their loan origination and credit assessment procedures.

Procedures 41

Procedures Process Assessments Origination 41

Axway

NOVEMBER 18, 2020

The origins of Customer Reliability Engineering. Customer Reliability Engineering (CRE) is a practice that was initiated by Google in 2016 , following the success and value brought by their Site Reliability Engineering (SRE) team. The Google SRE team is responsible …

Origination 52

Origination 52

PYMNTS

MAY 5, 2016

In fact, in Q1 2016, Chapter 11 filings from commercial companies actually fell 5 percent across the board. Just a few short months into 2016, several standbys have already filed the appropriate paperwork to try to drag themselves slowly back to the black, while others are heading towards complete liquidation. January — Wet Seal.

Authorization 44

Authorization Legal Agreements Origination 44

Nanonets

MAY 14, 2024

While this approach is fast, it might not preserve the format of your Excel table, and any future modifications to the original Excel file will not appear in the Word document. Changes to the original Excel file will not be reflected in the embedded object within the Word document. The formatting of the Excel table is preserved.

Origination 52

Origination Automation Process Database 52

Finovate

JUNE 28, 2024

” As one of the original BNPL players, Sezzle was founded in 2016. . “As we introduce Payment Streaks to Canadian users, we are reinforcing our commitment to shaping a future where financial empowerment is accessible to all.”

BNPL 52

BNPL Origination Finance Payments 52

Finovate

FEBRUARY 15, 2024

Pagaya’s AI model generates underwriting recommendations and completes a secondary credit decisioning review of borrowers who were originally rejected. Bank will originate and service the loan. New York-based Pagaya was founded in 2016 and has raised $1.6 The partnership, which has the potential to expand U.S.

AI 52

AI Underwriting Origination Risk 52

Finovate

FEBRUARY 6, 2024

Alloy made its Finovate debut at our developers conference, FinDEVrSilicon Valley 2016. Founded in 2015 and headquartered in New York City, Alloy made its Finovate debut at our developers conference, FinDEVrSiliconValley 2016. Embedded finance platform Liberis has teamed up with identity risk management innovator Alloy.

Risk Management 59

Risk Management Risk Embedded Finance Compliance 59

PYMNTS

APRIL 18, 2016

Alibaba originally targeted a Hong Kong IPO, but the city would not waive a ban on multiple share-class structures. At $60 billion, Ant would be the largest IPO on the mainland since 2010 and another big coup for owner Jack Ma, who set a record on the New York Stock Exchange with the Alibaba IPO.

Acquirers 40

Acquirers Origination Finance Regulations 40

PYMNTS

NOVEMBER 20, 2018

In the year between Q2 2017 and Q2 2018, sub-prime consumer loan originations grew 28 percent between Q2 2017 and Q2 2018 across the categories of auto loans, mortgage loans and credit cards. This reverses the previous year’s trend, between 2016 and 2017, when sub-prime loan originations across categories fell by 7.1

Underwriting 75

Underwriting Origination Credit Cards Credit Limit 75

Finovate

APRIL 22, 2024

” Founded in 2016 and headquartered in London, U.K., ” 10x Banking began 2024 partnering with mortgage origination platform Mast. . “With Deloitte’s global experience and our leading technological solutions, we have a strategy in place to enact widespread change in the pursuit of making banking ten times better.”

Agreements 59

Agreements Credit Union Facilitators Origination 59

Finovate

APRIL 8, 2024

Nubank introduced itself to Finovate audiences in 2016 with its presentation at FinDEVr NewYork. Making its Finovate debut as TransferWise in 2013, the company rebranded as Wise in 2021 to reflect its evolution beyond its origins as an innovator in the international money transfer space.

Accounts 59

Accounts FinTech Debit Card Multi-Currency 59

FICO

MAY 10, 2018

Alliant Credit Union , one of the largest credit unions in the United States, has transformed its consumer lending business and is exceeding its lending goals since implementing FICO technology solutions in 2016. Alliant started using the new CLOS for auto loans and credit cards in late 2016.

Credit Union 61

Credit Union Origination Credit Cards Process 61

PYMNTS

SEPTEMBER 1, 2020

The San Francisco-based financial services giant’s decision to launch the checkless account, which has a monthly fee of $5, comes as Wells Fargo looks to reshape an image badly tarnished after 2016 revelations that bank employees opened millions of phony accounts in order to meet sales quotas.

Digital Payments 93

Digital Payments Accounts Zelle Online and Mobile Banking 93

Fintech Labs Insights

JUNE 16, 2016

Making the loan origination more efficient is the goal of any firm that provides mortgage solutions to community banks and credit unions. Pictured (left to right): Jonathan Kirst (CTO) and Nathaniel Sokoll-Ward (Head of Product) demonstrating Roostify’s platform at FinovateSpring 2016.

Origination 15

Origination Process Credit Union Community Banks 15

FICO

NOVEMBER 22, 2018

I will share recent analysis done in Russia, where more than half of the top Russian banks use FICO Scores delivered by NBKI, but most are only using the scores for Account Origination. Account Origination Analysis Shows Shift in Risk. The average FICO® Score increased by 6 points between 2016 and 2017. The FICO Score in Russia.

Accounts 45

Accounts Origination Risk Credit Risk 45

PYMNTS

AUGUST 30, 2016

If that weren’t troubling enough, merchants are now being forced to bend over backwards to combat alarming levels of fraud originating outside the U.S. For attacks originating in Europe, the cost went up to 18.9 percent in Q1 2016. percent over last quarter for transactions originating in ROW. About The Index.

Origination 46

Origination Transactions 46

The Fintech Times

AUGUST 19, 2024

Some of the world’s largest banks and financial institutions originate from the city, including HSBC (its acronym, after all, stands for ‘Hong Kong Shanghai Banking Corporation’). Hong Kong’s financial services sector accounts for 21.3 HKMA’s efforts The government has been supportive and active throughout the years.

FinTech 72

FinTech SARS Central Bank Cross-Border 72

CB Insights

APRIL 27, 2017

Using our patents search engine, we have unearthed a newly-published patent application from Airbnb, which was originally filed in October 2016. The patent application, titled “Beam Device Architecture,” describes a system to compress cellular data, allowing people to more easily … Continued.

Origination 56

Origination Continuity 56

PYMNTS

NOVEMBER 13, 2020

The original Expeditions Pioneer Program launched in 2015 for educators and in 2016 was made available on the Android operating system. “As always, we’ll continue to share updates, user tips and gather feedback, and we look forward to continuing our support for the educational journeys of people around the world,” she added.

NOV 88

NOV Participant Origination Continuity 88

PYMNTS

JUNE 1, 2020

The task force was looking to “offer an origination and underwriting platform that will allow banks, alternative lending platforms and private debt lenders to digitally allocate funding to businesses during the global coronavirus (COVID-19) outbreak,” according to the report.

Risk Assessment 67

Risk Assessment Risk Management Underwriting Credit Risk 67

PYMNTS

AUGUST 30, 2016

Fraudsters are winning the cybersecurity war, and are increasingly targeting digital goods transactions, which show a three-fold increase in attacks over the four quarters ending March 2016. sites that originate from other parts of the world have also risen dramatically by 200 percent in the four quarters since March 2016.

Cybersecurity 41

Cybersecurity Origination Transactions Fraud Prevention 41

FICO

DECEMBER 21, 2016

That’s one reason that TBC Bank won the 2016 FICO Decisions Award for Customer Onboarding and Management. TBC Bank is the first in the country of Georgia to introduce omni-channel capabilities to improve its originations strategy. The cost to originate a loan decreased by 50 percent due to lowered manual review processes.

Origination 60

Origination ATM Advisors Automation 60

PYMNTS

JULY 27, 2018

According to a report in AppleInsider , Advanced Voice claims that Apple has been aware of the original technology at least since 2014, when it was cited in a patent application. The suit claims that the original patent was listed as prior art in at least 46 patents and patent applications by Apple.

Origination 40

Origination Rules Technology Innovation 40

PYMNTS

NOVEMBER 25, 2020

Dreams rolled out in Sweden in 2016 and Norway in 2018. Singapore’s financial watchdog is reportedly keeping with the original plan to award digital banking licenses by the close of 2020, no matter how tight the scrutiny is in the United States and China. FinTech Oportun Seeks US National Bank Charter.

Office of the Comptroller of the Currency 64

Office of the Comptroller of the Currency OCC FinTech Authorization 64

PYMNTS

AUGUST 9, 2018

After a long, and at times painful, journey back from the wilderness that began in May 2016, it looks like things are getting back on track for marketplace lenders in the U.S. Data: $587 million: OnDeck’s Q2 loan originations, up from $464 million a year ago.

Origination 40

Origination AI Innovation Technology 40

PYMNTS

OCTOBER 11, 2019

The complaint claims that Calibra’s logo is too similar to Current’s, which the FinTech has been using since August of 2016, CoinDesk reported. The logos have similar stories of origin, as they were both reportedly made by the Character branding firm out of San Francisco.

Money Laundering 71

Money Laundering Legal Digital Currency Privacy 71

PYMNTS

OCTOBER 8, 2018

Bloomberg cited sources that claim the company’s Marcus unit has slashed its loan originations target for next year. The news comes as a bit of surprise, given that earlier this year, it was revealed that Marcus had issued $3 billion in new consumer loans since launching in October of 2016 through the first quarter of 2018. “We

Origination 60

Origination Consumer Accounts Continuity 60

PYMNTS

OCTOBER 1, 2018

The DOJ investigation centered on whether LendingClub had – between January 2009 to September 2010 – misled its FDIC-insured loan originator, WebBank , leading the bank to underwrite over 200 loans that did not conform to the bank’s lending requirements. The build-back from the revelations of 2016 was a bit more of a lengthy process.

P2P 54

P2P Origination Underwriting Returns 54

PYMNTS

OCTOBER 26, 2016

The brand new October 2016 Global Fraud Attack Index™ , a PYMNTS and Forter collaboration, has some scary news for retailers, and it has nothing to do with Halloween. The rate of fraud attacks is up 39 percent in 2016 (through Q2), and the rate has risen 62 percent from Q3 2015. out of $100 is at risk for luxury goods.

Fraud Prevention 77

Fraud Prevention Risk Transactions Origination 77

The Fintech Times

MAY 1, 2024

According to the FCA, since 2016 H2, current accounts have remained the most complained about product. In fact, complaints about Payment Protection Insurance (PPI) heavily inflated the total number of complaints between 2016 and 2020. The UK regulator found that banking and credit cards saw a 3.2 Meanwhile, home finance (up 3.7

Consumer Financial Protection Bureau (CFPB) 59

Consumer Financial Protection Bureau (CFPB) Volume Consumer On-Demand 59

PYMNTS

APRIL 18, 2019

In the original post, Facebook said the exposed Instagram passwords numbered in the thousands. The original blog post by Facebook was a response to an investigation by cybersecurity reporter Brian Krebs, who discovered that up to 600 million passwords were exposed.

Origination 49

Origination Database Cybersecurity Privacy 49

The Paypers

AUGUST 16, 2017

(The Paypers) A report released by ThreatMetrix has revealed that cybercrime has gone up nearly 100% since 2015 given the rise of new account origination fraud, which has increased 30% since Q1 2016.

Origination 31

Origination Accounts 31

PYMNTS

MAY 10, 2017

According to a report in MarketWatch , credit cards with high rewards points have become very popular with millennials, particularly when it comes to the Sapphire Reserve card, which came out in 2016 with a 100,000 point sign-on bonus. Chase ultimately reduced it to 50,000 points, noted the report.

Credit Cards 40

Credit Cards Origination Consumer Payments 40

PYMNTS

SEPTEMBER 5, 2019

The new device would be the company’s first low-cost smartphone since the iPhone SE’s launch in 2016. In 2016, the original iPhone SE sold roughly 30 million units, with another 10 million sold from 2017 to 2018, per Yuanta Investment Consulting. The less expensive iPhone could boost Apple sales in the spring of 2020.

Authentication 46

Authentication Consulting Origination Technology 46

PYMNTS

FEBRUARY 10, 2017

In its new report, the rating agency said it now expects aggregate department store operating income to have declined 18 percent in 2016 as opposed to the originally estimated decline of 11 percent. Penney, saw negative comparable sales in the last three months of 2016.

Origination 46

Origination Returns Continuity Research 46

PYMNTS

AUGUST 27, 2019

In a press release , Citi said the CitiConnect platform has processed more than 157 million API calls since its November 2016 launch. Those API calls originate from corporate clients using the CitiConnect platform. Citi announced on Monday (Aug.

Treasury 63

Treasury API Payment APIs and Integration Real Time Payments 63

PYMNTS

SEPTEMBER 4, 2019

The new device would be the company’s first low-cost smartphone since the iPhone SE’s launch in 2016, Nikkei Asian Review reported. In 2016, the original iPhone SE sold roughly 30 million units, with another 10 million sold from 2017 to 2018, per Yuanta Investment Consulting.

Consulting 40

Consulting Origination Product Security 40