PYMNTS

FEBRUARY 15, 2017

The commercial card space is anything but straightforward. For one, payments innovation has created an explosion in the types of cards businesses can use, from fleet cards to one-time-use virtual cards. One of them is CSI globalVCard , a winner in the 2016 PYMNTS Innovation Project Awards.

Commercial Card 48

Commercial Card Push-to-Card Innovation Card Issuer 48

PYMNTS

JUNE 25, 2020

In fact, sticky.io’s transaction volume shot up during the pandemic. And not only has the company avoided layoffs, but it has actually grown its headcount as the retail world has been pushed into a digital realm that is unlikely to reverse anytime soon. Bogosian said that sticky.io He added that sticky.io Since then, sticky.io

Push-to-Card 95

Push-to-Card CRM Risk Product 95

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Virtual card issuance. Business lending and corporate cards. Supporting merchant partner growth. Growing the internet economy.

Payment APIs and Integration 98

Payment APIs and Integration Online and Mobile Banking Payments Push-to-Card 98

PYMNTS

JUNE 13, 2018

“PayStand has built a unique infrastructure capable of natively supporting Canadian electronics funds transfer (EFT) and card payment technology, essentially transforming and modernizing the entire payments lifecycle for businesses, no matter the manner of payment.”

Electronic Funds Transfer (EFT) 43

Electronic Funds Transfer (EFT) B2B Blockchain ISO 20022 43

PYMNTS

JUNE 12, 2017

Their 2017 survey contains data points that all point to one conclusion: Companies are forced to reshape their payment strategies thanks to a combination of factors, including the rising threat of payments fraud, increased globalization and high payment volumes. But how businesses reshape their payment practices varies. Globalization.

Payer 60

Payer ACH FinTech Push-to-Card 60

PYMNTS

MAY 3, 2017

While there are plenty of tools that make it easier to get money deposited into a bank or debit card account, there aren’t many that make it easier to ask your friends or co-workers to cough up the cash when you pick up the tab after a night out. The most recent statistics from NACHA found that ACH transaction volume jumped by 5.3

Faster Payments 42

Faster Payments P2P Venmo Use Case 42

CB Insights

DECEMBER 4, 2019

While the anticipation for Amazon’s plunge into banking gets louder each year, it’s important to first understand Amazon’s existing strategy in financial services — what Amazon has launched and built, where the company is investing, and what recent products tell us about Amazon’s future ambitions. Amazon Payments.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

FICO

JULY 22, 2016

Here’s a quick summary of how it works (a more in-depth description can be found here ): Install CakePay on your iPhone or Android phone and add your preferred payment card to it. A second trip to come back to pick it up with your payment card. A third to bring the card back so the guest can add the tip on the paper receipt and sign.

Mobile Payments 72

Mobile Payments Push-to-Card Payments Checks 72

PYMNTS

JUNE 14, 2018

According to the United Nations Educational, Scientific and Cultural Organization (UNESCO), over 800,000 Chinese students pursued education abroad in 2016 – and that number is forecasted to rise. Chinese nationals took an estimated 500,000 outbound medical trips in 2016, a fivefold increase from the previous year.

Cross-Border Payments 43

Cross-Border Payments Cross-Border Payments Push-to-Card 43

PYMNTS

NOVEMBER 26, 2019

SAFE has been delivering on-demand experiences since 2016, when it launched a targeted marketing function on its mobile app. SAFE leverages a targeted marketing tool with geofencing , messaging capabilities and push notifications to provide tailored promotional experiences. billion in assets, and approximately 235,000 members.

Credit Union 52

Credit Union On-Demand Push-to-Card Privacy 52

FICO

DECEMBER 4, 2017

And with the close of football comes the final push for fantasy football team owners as they navigate the final few weeks of the season. As the proud winner of my local fantasy league’s 2016 trophy (pictured above), I’m keenly focused on gearing up for my 2017 playoff run. No, CBT’s Barney wasn’t a purple dinosaur.

Mobile Payments 64

Mobile Payments Zelle Online and Mobile Banking ATM 64

PYMNTS

NOVEMBER 2, 2018

Western Union processes an average of 32 transactions every second on its platform and moved $300 billion across 130 currencies in 2017, and Ersek said it is more than capable of handling Amazon volume. . “W In the age where news is instant and leaks are common, a genuine bit of surprising news is actually pretty hard to come by. .

Online and Mobile Banking 49

Online and Mobile Banking Cross-Border B2B Cross-Border Payments 49

PYMNTS

MAY 30, 2016

CHAPS payment scheme in 2015 , and the infrastructure is used primarily for corporate treasury payments , according to the latest data from UK Payment Markets 2016.The The figure was provided by researchers examining the trends away from cash as businesses and consumers increasingly use cards.

Finance 40

Finance SWIFT Push-to-Card Risk Mitigation 40

PYMNTS

AUGUST 8, 2018

After OnDeck announced that it had notched better-than-expected earnings and loan volume, LendingClub followed suit with with a report that saw the firm beating Wall Street’s estimates for earnings and new originations. That growth came despite widening net losses and an environment where interest rates are beginning to climb. “We

Origination 40

Origination Underwriting Push-to-Card Credit Cards 40

PYMNTS

JUNE 29, 2018

companies are holding back payments to their suppliers for longer than at any point in the past decade,” the publication stated, “a push that is helping them keep more cash on hand that otherwise would be tied up in their businesses.” ’s struggle with late vendor payments. public companies have a collective $1.1

B2B 49

B2B Push-to-Card Research Commercial Card 49

PYMNTS

SEPTEMBER 3, 2019

Ad fraud’s prevalence is largely due to two factors: The lack of regulation and the sheer complexity and volume of online advertising. Ad fraud’s prevalence is largely due to two factors: The lack of regulation and the sheer complexity and volume of online advertising. Advertisers will lose a projected $5.8

Bots 49

Bots Money Laundering FBI Push-to-Card 49

PYMNTS

JUNE 17, 2016

Today, there are 300 million chip cards in circulation and 1.2 It’s also the first to say that there could and should be more places for consumers to use their chip cards. 2015, the cost of counterfeit fraud on chip cards is not absorbed by the issuer but the merchant, even if there is an EMV terminal on their counter.

EMV 50

EMV CHIPS Chip Cards VARS 50

PYMNTS

APRIL 29, 2016

Something that Warrington says becomes even more of a pain point when there are a lot of high frequency/low dollar volume transactions. The simple act of Business A providing a service to Business B and Business B paying for that service seems like it should be pretty straightforward.

Payee 40

Payee Debit Card Push-to-Card Compliance 40

PYMNTS

MAY 10, 2016

The study looked at 500 consumers (18+) in each country who had at least a credit or debit card. The study looked at 500 consumers (18+) in each country who had at least a credit or debit card. “The pie for card issuers in Europe is significant. ” The Highlights. Consumers need reassurance that mobile is secure.

P2P 44

P2P Contactless Payments Payments Emerging Payments 44

PYMNTS

APRIL 17, 2017

Not because he didn’t have a buyer, but because his buyer didn’t have that much cash— and McKelvey didn’t take credit cards. That churn, and low volume, which also came with a big dose of chargebacks, raised red flags for many. After many fits and starts, Square pushed into an IPO in late 2015. The Bumpy Road. loss last year.

Push-to-Card 44

Push-to-Card Debit Card Online and Mobile Banking EMV 44

CB Insights

AUGUST 23, 2018

JPM’s digital push, a theme it refers to as “Mobile First, Digital Everything,” is showing positive early results. JPM boasts an industry leading credit card network. With an elite rewards network, JPM is able to use its credit cards as a lever to attract and retain valuable clients. First Name.

Consumer 76

Consumer Online and Mobile Banking Credit Cards Push-to-Card 76

PYMNTS

APRIL 28, 2016

“Competition drives a better outcome for the end user,” Scharf told Karen Webster during a fireside chat in front of the Innovation Project 2016 audience last month. “It will push everyone to think differently about the value that electronic payments needs to deliver to all stakeholders, including Visa.”

Online and Mobile Banking 44

Online and Mobile Banking Push-to-Card Issuers Innovation 44

PYMNTS

SEPTEMBER 16, 2017

What pushed TV so quickly? The sheer volume of children produced in the post-World War period gave early television innovators a brilliant idea: children’s programming. Television has come an extremely long way in the United States since its first official broadcast in 1928, a three-act play called The Queen’s Messenger.

Push-to-Card 43

Push-to-Card On-Demand Origination Consumer 43

PYMNTS

MAY 3, 2017

Investors pushed the issue some — UBS Securities’ Steven M. On the low end, that is a 3 percent increase on Q3 2016 — but still fall short of Wall Street’s low end estimate of $45.6 “Today we are reporting strong March quarter results, with accelerating revenue growth and earnings per share up 10 percent over last year. By The Numbers.

Push-to-Card 40

Push-to-Card Continuity On-Demand Transactions 40

PYMNTS

APRIL 22, 2016

PayPal has had a pretty busy 2016. Today, it’s available to any PayPal customer, anywhere on Earth, and if comScore’s numbers are any proof, it’s doing quite well at pushing checkout conversions on eCommerce sites. For instance… The Big Buy-In On Acorn. For instance… The Big Buy-In On Acorn.

PayPal 41

PayPal Push-to-Card Venmo Accounts 41

PYMNTS

MARCH 24, 2016

The world of mobile payments news this week started out in the one region of the world that doesn’t often make much news when it comes to what U.S. companies are doing in mobile commerce: Cuba. And everyone wanted in. Which brought about news from some of the biggest players in mobile payments, like Xoom, PayPal and Western Union.

Online and Mobile Banking 44

Online and Mobile Banking PayPal Mobile Payments Push-to-Card 44

PYMNTS

JUNE 19, 2016

On the EMV front, Home Depot decided it felt strongly enough about Chip and PIN that that it sue MasterCard and Visa over it.Walmart Canada decided it would stop accepting Visa cards since they say they are too expensive. and Canada affected 56 million debit and credit cards, far more than the attack on Target customers.

EMV 40

EMV CHIPS VARS Push-to-Card 40

PYMNTS

OCTOBER 26, 2017

According to CEO Alfred Kelly, Visa ended its financial year as it began, “with strong growth across payments volume, cross-border volume and processed transactions, which was bolstered by the addition of Visa Europe.” The headline was, of course, the marked increase in payment volume of nearly 10 percent (9.8 percent) to $1.93

Volume 49

Volume Cross-Border Payments Push-to-Card 49

PYMNTS

MAY 6, 2016

The latest CyberSource annual report on online fraud tells the tale of card-not-present fraud not just going down, but going down by a whole big bunch – across all channels. So many things to talk about this week, but let’s stick to payments and commerce, shall we? Alibaba’s exec team is hoping that $3.7 Alibaba’s exec team is hoping that $3.7

Push-to-Card 40

Push-to-Card Online and Mobile Banking Bitcoin Consumer 40

PYMNTS

OCTOBER 27, 2017

percent year-on-year (Q2 2016 to Q2 2017). And for the record, making “fraudsters” a sizzle isn’t because we think it’s a good thing to do – but, unfortunately, they have earned it. And they’ve earned it not for lack of effort on the part of fraud and security professionals. Well, for one, account takeovers, which are on the rise.

AI 46

AI Account Takeovers Cross-Border Payment APIs and Integration 46

PYMNTS

AUGUST 21, 2017

Jeff Bezos started Amazon in his Bellevue garage in 1994. And perhaps the most famous garage startup story ever is that of Bill Hewlett and David Packard and the garage they rented in 1939 to start the electronics company that would later bear their names. That garage is now a private museum and is listed on the National Register of Historic Places.

PayPal 51

PayPal Push-to-Card Consumer Acquirers 51

CB Insights

MAY 8, 2018

While the prices of cryptocurrencies and cryptoassets have fallen from their 2017 peaks, equity investment into blockchain startups is on pace to hit all-time highs in 2018. How venture firms are increasingly investing in once-taboo tokens and ICOs. Regulatory activity, and how it’s a double-edged sword for industry players. Venture activity.

Blockchain 75

Blockchain Technology Cryptocurrency Use Case 75

PYMNTS

AUGUST 23, 2019

Between 2016 and 2018, the volume of orders placed through mobile apps grew by 130 percent, according to PYMNTS’ Mobile Order-Ahead Tracker. No industry is immune to digital transformation. Sure, activities like shopping online, getting food delivered, catching a cab or finding a gig are some of the most front-and-center examples.

Online and Mobile Banking 79

Online and Mobile Banking Push-to-Card Credit Cards Debit Card 79

PYMNTS

JULY 11, 2016

Thirteen years later, in 2016, American consumers now spend 46 minutes a day shopping, with women dedicating about 35 percent more of their day to retail pursuits than their male counterparts. Pop quiz on this Monday morning, so grab your coffee and look alive.

Online and Mobile Banking 42

Online and Mobile Banking Credential Consumer Push-to-Card 42

PYMNTS

SEPTEMBER 21, 2020

21), Commerzbank recounted in a statement that the transactions detailed in the FinCEN files are “based entirely on reports made by Commerzbank to the responsible authorities, mainly in the period 2010 to 2016,” and that the bank had reached a settlement in 2015 to pay regulators about $1.5 In one example, reported on Monday (Sept.

Fincen 139

Fincen AML Suspicious Activity Report (SAR) Financial Crimes 139

PYMNTS

JULY 16, 2018

billion more than Amazon made last Prime Day, which it described as its strongest day of 2016. billion more than Amazon made last Prime Day, which it described as its strongest day of 2016. And yet, other experts noted, given the sheer volume of Alexa enable devices Amazon has already sold to customers in the U.S.

Push-to-Card 40

Push-to-Card Research Product Volume 40

PYMNTS

APRIL 21, 2017

That growth, extending across credit and debit card transactions, was enough to propel results past estimates on Thursday, as adjusted net income came in at $0.84 The total card count was up 27 percent to 3.1 billon cards. That total figure was outpaced by debit cards, which gained 31 percent. billion, besting the $4.3

Debit Card 40

Debit Card Cross-Border Payments Push-to-Card Cross-Border 40