PYMNTS

MARCH 29, 2018

billion in overdraft fees during 2017 compared to $33.3 Overall, average overdraft fees at banks have risen from $20 in 2000 to $30 in 2017. Over that same timeframe, the average overdraft fee at credit unions has increased from $15 in 2000 to $29 in 2017. Consumers paid $34.3 billion in 2016, The New York Post reported.

Consumer Financial Protection Bureau (CFPB) 89

Consumer Financial Protection Bureau (CFPB) CFPB Credit Union Consumer 89

Payments Dive

DECEMBER 20, 2017

The post Happy Holidays 2017! appeared first on Smooth The Path.

Posting 60

Posting 60

PYMNTS

NOVEMBER 7, 2016

Here are the upcoming trends and threats for 2017 and what businesses can do to keep up. First and foremost, Chain Store Age notes that critical infrastructure remains uniquely vulnerable in 2017. Mobile attacks will also continue to grow in number and sophistication in 2017.

Cybersecurity 81

Cybersecurity Ransomware Law Enforcement Security 81

Payments Dive

JANUARY 24, 2018

This market report takes a look back at 2017 and profiles carrier billing in the fastest growing countries of Asia Pacific, Latin America, Middle East & Africa, Western Europe and Central & Eastern Europe.

74

74

PYMNTS

DECEMBER 22, 2016

2017 looks like it’s shaping up to be a solid year. Here are nine concepts PYMNTS believes are the most useful eCommerce trends coming out of 2016, propelling 2017 forward. But in order to look forward, it’s important to look back at the past year. And in this case, we’re reflecting on 2016’s eCommerce trends.

Bots 70

Bots Consumer Automation Checks 70

FICO

NOVEMBER 30, 2016

Suffice it to say that in 2017, I believe that analytics, and the many domains it influences, will be a non-stop hit machine in terms of generating news headlines and ideas that fascinate us. In light of the recent Dyn attack , will 2017 be the year that your IoT device will turn on you? Cheers to 2017! million hits.

AI 108

AI Compromise Risk Assessment Assessments 108

Payments Dive

JULY 25, 2017

Date: August 22, 2017 | Time: 10:00 AM EST | Duration: 1 Hour | Join Steve Hensley, vice president of sales at KAL and Suzanne Cluckey, editor of ATM Marketplace, in a free webinar previewing the 2017 edition of the ATM industry's most influential annual guide.

ATM 60

ATM 60

Payments Source

DECEMBER 6, 2016

SourceMedia Research surveyed executives to assess their plans for overall spending and delve into the opportunities and risks that bankers are seeking to address with their 2017 budgets. What emerges from the response set is an image of an industry that continues to allocate ever more resources to modernization.

FinTech 60

FinTech Assessments Addressing Research 60

PYMNTS

JANUARY 16, 2018

That’s according to new data from payments company ACI Worldwide , which found that along with the fraud increase, overall online transactions also jumped 19 percent from Thanksgiving to the end of 2017. Overall eCommerce spending on Thanksgiving Day was $2.87 billion, up 18.3 billion, marking a 16.9

Risk Management 58

Risk Management Transactions Volume Security 58

FICO

DECEMBER 19, 2016

The good news is that businesses and consumers are also much more aware of cyber threats than they were 12 months ago, and that’s the jumping off point of my cybersecurity predictions for 2017. In 2017, consumer demand will emerge around wanting to understand more about the security of the organizations they do business with.

Office of the Comptroller of the Currency 82

Office of the Comptroller of the Currency Cybersecurity Identity Theft Compromise 82

PYMNTS

DECEMBER 21, 2018

Non-cash payment activity, as measured in the United States, gained ground in 2017 year over year, according to the Federal Reserve’s triennial payments press release on Thursday (Dec. There remains a decline in check payments, which the Fed noted was off during the 2017 period, year on year by 4.8 percent by value from 2016 to 2017.

Fed 49

Fed Debit Card Federal Reserve ACH 49

PYMNTS

OCTOBER 15, 2018

As noted by the Conference of State Bank Supervisors (CSBS), state regulators earlier this month released the inaugural Money Services Business Industry Report, which featured transaction data tied to 2017 and focused on licensed money transmission and payments. From a high-level view, the industry handled $1.2 GDPR Fines Loom.

Regulations 68

Regulations Privacy Reporting Requirements Laws 68

PYMNTS

JANUARY 3, 2017

In the retail space, experts say the chatbot may be one of the best things a merchant can add in 2017. Whether 2017 is the year of the chatbot remains to be seen. Creating better real-time customer experiences based on conversational interfaces. Ultimately, it is up to the merchant to decide about incorporating a chatbot.

Bots 63

Bots Consumer Product Facilitators 63

Payments Source

JUNE 11, 2017

This is the June 12, 2017 edition. News and notes for independent professionals and their clients.

60

60

Payments Dive

DECEMBER 15, 2016

André Stoorvogel, head of marketing at Rambus Bell ID, examines what we might see from the industry in the new year.

Mobile Payments 144

Mobile Payments Payments 144

PYMNTS

JANUARY 15, 2018

31, 2017, helped to bring the total amount of money donated on the PayPal platform in 2017 to more than $8.5 Following 2017’s Hurricane Harvey, PayPal was a payment option on the American Red Cross website, where users were able to donate in amounts from $10 to $500 via the nonprofit’s online portal. 27 through Dec.

PayPal 52

PayPal Process NOV Checks 52

Payments Dive

DECEMBER 19, 2017

Mobile Payments Today takes a look at the top blog posts in 2017.

Zelle 68

Zelle Venmo Mobile Payments Posting 68

PYMNTS

FEBRUARY 10, 2017

The outlook isn’t stellar either, as Moody’s projects the sales decline for department stores to continue into continue in 2017. But leaner inventory levels and other efforts to boost earnings don’t appear to be sufficient, and as a result, we have lowered our 2016 forecast and become more cautious on 2017.”. “But

Origination 46

Origination Returns Continuity Research 46

PYMNTS

MARCH 1, 2017

” Worse than the quarter of soft numbers – however – is the news that comes carried with them: i.e., that the rest of 2017 may not look all that much better for Target earnings. a share in 2017, a notable step-off from from $5.37 The retailer is predicting earnings of $3.80 a share Wall Street was looking for.

Consumer 51

Consumer Continuity Accounts 51

PYMNTS

FEBRUARY 6, 2017

Join a panel of experts spanning the traditional to the trendsetting innovators on March 15 to 16, 2017, at the Innovation Project 2017, on the campus of Harvard University, where panel participants will delve into retail, the shape shifting industry that must adapt in order to thrive. Check out Innovation Project 2017.

Innovation 66

Innovation Payments Participant Checks 66

PYMNTS

OCTOBER 4, 2016

The first part is planned for release in January 2017. Part two of the report should be released in mid-2017. It will provide the background and history of the task forces, describe the process that the groups followed and detail the current payments industry areas for improvement.

Federal Reserve 73

Federal Reserve Faster Payments Payments End User 73

PYMNTS

FEBRUARY 22, 2018

Hackers who used to amuse themselves stealing credit cards have raised the level of their identity theft game such that 2017 was a record year — 16.7 billion successfully lifted in 2017, the highest amount in four years. million Americans were victimized last year, a jump of eight percent from 2016. That fraud run saw $16.8

Identity Theft 56

Identity Theft Account Takeovers Push-to-Card Social Security 56

PYMNTS

DECEMBER 31, 2016

As PYMNTS puts away our party noisemakers until next year and throws out our novelty New Year eyeglasses, never to be worn again, we realize that the time is nigh — resolution season 2017 has begun! Here are our 2017 resolution recommendations for our favorite key players this time around. Until mid-February, at least. Oh, chatbots.

Compromise 43

Compromise Breach Security Data Breach 43

PYMNTS

FEBRUARY 6, 2017

Join a panel of experts spanning the traditional to the trendsetting innovators on March 15, 2017, at the Innovation Project 2017, on the campus of Harvard University, where an expert panel will discuss the pitfalls and challenges of a brave new world beyond deposits and passbooks. Check out Innovation Project 2017.

Innovation 68

Innovation On-Demand Checks Technology 68

PYMNTS

JUNE 6, 2017

Former First Lady Michelle Obama made a surprise appearance at Apple’s Worldwide Developer Conference (WWDC 2017) today (June 6, 2017). Here are some of the inspirational words Michelle Obama shared with attendees at WWDC 2017, according to reports: “If someone says they got here by themselves, they’re lying.”

Consumer 46

Consumer 46

PYMNTS

MAY 9, 2017

Mobile payments using biometrics to authenticate the user is forecasted to reach close to $2 billion in 2017, up from $600 million last year, according to new data from Juniper Research. At the same time that fingerprint payments are expected to rise, so are payments via selfies.

Mobile Payments 55

Mobile Payments Online and Mobile Banking Authentication Payments 55

PYMNTS

SEPTEMBER 5, 2018

It was a good holiday season for online retailers in 2017 — particularly Amazon. percent year-over-year during the 2017 holiday season to $108 billion. Nearly 85 percent of holiday sales were in physical stores in 2017. According to Gartner, online retail sales rose 14.7 Amazon was the big winner in that increase.

On-Demand 43

On-Demand Consumer Product 43

FICO

DECEMBER 14, 2016

Let us move on to 2017. Put another way: There’s no way I won’t be swiping my payment card in 2017. And in 2017 I think we’ll see one that makes me say, “Wow!”. That’s one thing I won’t predict not continuing in 2017. The past year perhaps held no analytic surprise greater than the 2016 US Presidential election.

EMV 80

EMV FinTech Chip Cards Office of the Comptroller of the Currency 80

Payments Source

OCTOBER 20, 2016

The Northeast Acquirers Association (NEAA) was founded in 1985 and is entering its 32nd year of successfully serving and educating all distribution channels in the electronic payments industry in the northeast.

Acquirers 60

Acquirers Payments ISOs 60

PYMNTS

DECEMBER 29, 2017

Here are seven developments in 2017 and a forecast of whether or not they will have a lasting impact. Unquestionably, 2017 was one of the most challenging ever in North America due to several natural disasters, which included several powerful hurricanes severely impacting the Caribbean and southern United States. Unplugging.

Economy 49

Economy On-Demand Continuity Regulations 49

PYMNTS

OCTOBER 11, 2016

Ant Financial’s potential investors should mark their calendars for late 2017. That’s the date — could even be later — that Ant Financial is slated to have its IPO.

Regulations 73

Regulations Security Process Payments 73

PYMNTS

MAY 4, 2017

That’s according to The Wall Street Journal , citing data from S&P Global Market Intelligence, which reported that there are a list of 10 publicly traded retailers that could be at risk of filing for bankruptcy in 2017. So far this year, 14 retailers have filed for bankruptcy and that is coming off 18 bankruptcy filings in 2016.

Risk 42

Risk Research 42

Payments Dive

DECEMBER 9, 2016

Scott Blum, the vice president of Total Merchant Services, gives his take on what he expects from mobile payments in the new year.

Mobile Payments 167

Mobile Payments Payments Trends Payments 167

PYMNTS

JANUARY 3, 2017

Rather than providing what he described as a horoscope for 2017, Le Moal instead shared his perspective on some of the biggest trends observed in 2016 and how they will shape the developing payments landscape now that 2017 is here. Hello 2017! Prediction #1: Disruption. Prediction #3: Funding and Valuations.

Alternative Payment Methods 45

Alternative Payment Methods Push-to-Card Interoperability Digital Payments 45

Payments Dive

DECEMBER 4, 2017

At the prestigious Payments and Cards Summit held on 7th June 2017, FSS was recognized with two awards – one for the ‘Best ATM Managed Service Provider of the Year’, and the second for the ‘Best Banking Cards Service Provider of the Year’.

ATM 60

ATM Bank Card Card Services Service Provider 60