PYMNTS

DECEMBER 30, 2019

Alastair Mactaggart’s 2018 state ballot initiative resulted in the California Consumer Privacy Act (CCPA) and now he wants to ensure it’s bullet-proof from modifications that could weaken it. The law’s complex requirements kick in regardless of whether a company deals directly with consumers.

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Privacy CCPA Laws Data Breach 52

PYMNTS

NOVEMBER 7, 2019

Earlier studies found a surprising lack of both consumer and merchant awareness about the European Union’s Strong Customer Authentication (SCA) and second Payment Services Directive ( PSD2 ) regulations. Over three-fourths (76 percent) of consumers in Europe had never heard of PSD2. Consumers in Spain (76 percent), the U.K. (74

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Consumer CCPA Privacy Regulations 49

PYMNTS

MARCH 27, 2020

Collecting and sharing data is a critical part of business today — especially during this period where most work and payments are being conducted online — and that means regulators have tough choices to make when determining what banks, businesses or even consumers have access to data and why. The virus is sweeping through the U.S.

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PYMNTS

SEPTEMBER 26, 2019

An estimated half-million businesses will be affected when the new California Consumer Privacy Act (CCPA) comes into effect on Jan. Passed in 2018, the law dictates that consumers in California have the prerogative to access any and all personal data that a company has on them and request that it be deleted and not sold.

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Fi911

JANUARY 4, 2024

The Electronic Fund Transfer Act (EFTA) Enacted in 1978, EFTA regulates bank responses to consumer complaints and sets liability limits for lost or stolen debit cards. While it currently affects EU-based merchants, similar regulations, like the California Consumer Privacy Act (CCPA), are being considered in other jurisdictions.

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PYMNTS

OCTOBER 24, 2018

and in the wake of GDPR, which of course took effect in May, there exists the California Consumer Privacy Act of 2018, known colloquially as CCPA. Earlier this month advocates and industry observers testified before the Senate Committee on Commerce, Science and Transportation on consumer protections. Here in the U.S.,

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Privacy Laws CCPA Data Breach 49

PYMNTS

JUNE 26, 2019

SCA is intended to make online transactions safer for consumers. consumers trust companies more under GDPR, according to the PSD2 Tracker. Loyalty may go out the window, if consumers no longer need to access products through banks’ branded offerings. Consumer Data Protections Beyond Europe. In the U.S.,

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PYMNTS

JUNE 9, 2020

The EU enacted open banking rules in 2018, inspiring regulators worldwide to reconsider how they were transacting funds or transmitting data. The COVID-19 pandemic had two instant implications for merchants and consumers worldwide that relate to open banking. are using contactless payments , for example — a touch-free payment method.

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Privacy Regulations Online and Mobile Banking CCPA 52