PYMNTS

MARCH 27, 2020

Collecting and sharing data is a critical part of business today — especially during this period where most work and payments are being conducted online — and that means regulators have tough choices to make when determining what banks, businesses or even consumers have access to data and why. The virus is sweeping through the U.S.

Privacy 79

Privacy CCPA Rules Regulations 79

PYMNTS

SEPTEMBER 26, 2019

An estimated half-million businesses will be affected when the new California Consumer Privacy Act (CCPA) comes into effect on Jan. Passed in 2018, the law dictates that consumers in California have the prerogative to access any and all personal data that a company has on them and request that it be deleted and not sold.

Laws 46

Laws Privacy CCPA Consumer 46

Fi911

JANUARY 4, 2024

The Electronic Fund Transfer Act (EFTA) Enacted in 1978, EFTA regulates bank responses to consumer complaints and sets liability limits for lost or stolen debit cards. While it currently affects EU-based merchants, similar regulations, like the California Consumer Privacy Act (CCPA), are being considered in other jurisdictions.

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Disputes Laws Rules Governance 82

PYMNTS

JUNE 9, 2020

The EU enacted open banking rules in 2018, inspiring regulators worldwide to reconsider how they were transacting funds or transmitting data. The COVID-19 pandemic had two instant implications for merchants and consumers worldwide that relate to open banking. are using contactless payments , for example — a touch-free payment method.

Privacy 52

Privacy Regulations Online and Mobile Banking CCPA 52

PYMNTS

OCTOBER 24, 2018

and in the wake of GDPR, which of course took effect in May, there exists the California Consumer Privacy Act of 2018, known colloquially as CCPA. Earlier this month advocates and industry observers testified before the Senate Committee on Commerce, Science and Transportation on consumer protections. Here in the U.S.,

Privacy 49

Privacy Laws CCPA Data Breach 49

PYMNTS

JUNE 26, 2019

SCA is intended to make online transactions safer for consumers. consumers trust companies more under GDPR, according to the PSD2 Tracker. Loyalty may go out the window, if consumers no longer need to access products through banks’ branded offerings. Consumer Data Protections Beyond Europe. In the U.S.,

Privacy 43

Privacy Authorization CCPA Regulations 43

PYMNTS

MARCH 31, 2020

Devising open banking laws that adequately respond to shifting privacy needs and satisfy both businesses and consumers is difficult. Discussions can be further complicated by world events that change the way FIs, businesses and consumers interact. Sixty-three percent of U.S. It can be difficult for U.S. Fragmentation in U.S.

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Regulations CCPA Consumer Privacy 61