PYMNTS

JANUARY 1, 2021

The consumers who shopped for anything from groceries to sporting goods to cars in December of 2019 are completely different from the ones who shop today. Office shifters plan to use digital shopping options more than other consumers after the pandemic has passed,” the report noted. How She Thinks About Vaccines.

Consumer 144

Consumer Debit Card Contactless Payments Research 144

PYMNTS

FEBRUARY 19, 2019

The results for 2018 make clear that the ACH Network is vibrant and continues to be a vital component of the nation’s economic engine,” NACHA Chief Operating Officer Jane Larimer said in the press release. According to NACHA, ACH Network volume hit close to 23 billion payments in 2018, marking a year-over-year increase of 6.9

ACH Network 82

ACH Network ACH Same Day ACH NACHA 82

PYMNTS

MAY 20, 2019

The number of ATMs installed during 2018 declined by 1 percent on a worldwide basis, found RBR, the research firm. million at the end of 2018 and that the decline was due to branch closures and growing popularity of mobile payments. In a press release , RBR said the number of ATMs stood at 3.24

ATM 65

ATM Financial Inclusion EMV Non-Bank 65

PYMNTS

DECEMBER 31, 2018

According to the report, cybercrime touched nearly every sector throughout 2018, including those that may seem less obvious, like education or manufacturing — and for one obvious reason: the money. Facebook’s 2018 regarding the stewardship of user data and privacy was one it would like to soon forget. Department Store Hacks.

Data Breach 92

Data Breach Breach Database Compromise 92

Payments Source

FEBRUARY 12, 2018

consumer spending had its first January decline in five years last month, dealing another blow to the hopes of retailers after an inflation squeeze sapped demand in 2017.

Consumer 61

Consumer Payments 61

PYMNTS

DECEMBER 20, 2018

Among those demands, at least on the part of the consumer, are speed, flexibility and personalization. Though 2018 remains simply a demarcation point on a continuum (and the journey is not over, many noted), some notable themes still stand. The end of the year, or the beginning of a new one, marks a good place to take stock.

Money Laundering 84

Money Laundering Payments Treasury Management On-Demand 84

PYMNTS

NOVEMBER 3, 2020

consumers across demographics and geographies for months about how their lives have changed (or not) since the pandemic began. And we’ve asked them how they envision what their lives as consumers will be when the pandemic is over. Many consumers are increasingly shopping using voice assistants while doing other activities.

Consumer 136

Consumer Posting Volume PayPal 136

PYMNTS

NOVEMBER 14, 2018

“This landmark figure cements digital advertising — whether display, search or mobile video — as one of the most powerful mechanisms of all time for brands to build relationships with consumers. billion in the first half of 2018, an increase of 23 percent year over year. percent CAGR from 2012 to 2018.

Consumer 57

Consumer Business Continuity Acquirers Continuity 57

PYMNTS

NOVEMBER 23, 2020

Consumers are moving to digital payments and cryptocurrency in droves, and it’s inevitable that more central banks will issue digital forms of currency, PayPal CEO Dan Schulman said in a televised interview on Monday (Nov. PayPal isn’t the first large name in tech to jump on the digital currency bandwagon.

Digital Currency 143

Digital Currency PayPal Consumer Cryptocurrency 143

CB Insights

OCTOBER 21, 2018

The 2018 Fintech 250 have raised approximately $53B in aggregate funding across 947 deals since 2013, and includes startups at different investment stages of development, from early-stage (seed/Series A) companies to well-funded unicorns. Outside the US: 44% of the 2018 Fintech 250 are based outside the US. Please click to enlarge.

FinTech 78

FinTech Mobile Banking Compliance Blockchain 78

CB Insights

FEBRUARY 27, 2019

In 2018, 14 European startups reached unicorn status, led by Roivant Sciences with its $7B valuation. Using CB Insights data, we identified all the Europe-based startups that have reached a $1B+ valuation in 2018. stake in the company in February 2018. The hardware startup released its first GC2 chip in 2018.

CHIPS 76

CHIPS Cybersecurity Debit Card Governance 76

PYMNTS

OCTOBER 13, 2020

“Approximately twice as many consumers shopped for retail products from home in the summer of 2020 as they did in the summer of 2019, and three times as many grocery-shopped from home this summer over last summer, too,” the Report states, giving an idea of scope. Creation of the ‘Superconnected’ Consumer.

Consumer 119

Consumer Technology Accounts Product 119

PYMNTS

NOVEMBER 5, 2018

Consumers want to touch before they buy, and they want to talk when they purchase. At the peak of the day (meant to encourage consumers to shop from work computers, though that habit is pretty much ingrained in the culture by now and feels less sneaky than at the dawn of eCommerce), conversion rates will hit 7.3 26 to hit $7.7

NOV 71

NOV Research Consumer Technology 71

PYMNTS

FEBRUARY 25, 2020

The consumer confidence index, which measures people’s assessment of the business and labor environment, rose less than expected for the month of February, according to a report by CNBC. In October, consumer confidence in the European Union fell to its lowest level since the end of 2018. points to -7.6, that was predicted.

Consumer 52

Consumer Economy Central Bank Assessments 52

The Paypers

MARCH 11, 2019

(The Paypers) According to a study by EY , ecommerce and consumer internet companies have raised more than USD 7 billion through private equity and venture capital funding in 2018.

Consumer 28

Consumer 28

FICO

DECEMBER 18, 2017

Taking both ends of the spectrum into account, my cybersecurity predictions for 2018 involve cyber scores, 2FA and bio hacks. In 2018, I predict that the awareness and usage of enterprise cyber scores will skyrocket. We’ll See Our First Biometrics Hack in 2018. The reality is, two-factor authentication is extremely effective.

Cybersecurity 73

Cybersecurity Authentication Credential Ubiquitous 73

PYMNTS

MARCH 5, 2019

million in 2018, according to a press release from the company. As dependence on mobile devices grows, both for business users and consumers, cybercriminals are paying more attention to mobile as an attack vector,” the company said. In 2018, the number of mobile users who interacted with malware went up 774,000, reaching 9,895,774.

Ransomware 55

Ransomware Cybersecurity Blocks Security 55

PYMNTS

DECEMBER 27, 2018

However, an awful lot is in fact different at the dusk of 2018 than it was at the dawn. The year 2018 saw massive changes in where consumers shop, how they pay, and what goods and services they want in their carts. Yet, as 2018 was coming to a close, Facebook was hit with just a bit more bad news. The Facebook Follies.

Push-to-Card 49

Push-to-Card Privacy Contactless Payments Consumer 49

PYMNTS

DECEMBER 28, 2018

There is a decent chance that the 2018 holiday season will be remembered as a time when it became much more clear that survival in the cutthroat pursuit of commerce depends on the stories one can tell about a product or brand. Consumers also were interested in investing in new fashion trends. Consumer Experience.

Visa 62

Visa Consumer On-Demand Shutdown 62

PYMNTS

FEBRUARY 14, 2020

With data indicating that consumer spending is still strong, retail sales – which are an indication of purchases at restaurants, stores and online – rose a seasonally adjusted 0.3 Consumer spending is said to be the primary driver of the U.S. And the factors driving consumer spending in the country are still formidable.

Consumer 56

Consumer Economy Adjustments Continuity 56

PYMNTS

FEBRUARY 4, 2019

When it comes to managing personal finances, consumers are seemingly taking one step forward and three steps back. For one thing, the portion of consumers who fell behind on bill payments went way up, increasing from 30.7 percent in Q2 2018 to as much as 41.2 percent in Q3 2018. So, what’s behind this feel-good factor?

Credit Cards 51

Credit Cards Push-to-Card Consumer Finance 51

Payments Source

MAY 11, 2018

It's an important pivot point for the industry — consumer trust is threatened by a steady flow of data breaches, and consumers are divided on whether they want to stick with plastic or move on to mobile and wearable payments.

Data Breach 92

Data Breach Breach Consumer Payments 92

PYMNTS

DECEMBER 26, 2018

The following piece was written by Rob Eleveld, CEO of Whitepages Pro , as a contribution to our 2018 year-end eBook. . Payments 2018 was a year of accelerated disruption. The proliferation of these platforms has made it easy for money to be transferred among peers, consumers and businesses, both domestically and globally.

Verification 59

Verification Wire Transfer Online and Mobile Banking Cross-Border 59

PYMNTS

OCTOBER 8, 2018

Giancarlo also revealed that the Commission had imposed fines of more than $10 million in 10 cases in 2018, compared with an average of three big-money cases a year during the Obama administration. Total fines ordered through SEC enforcement activity fell 7.2 percent in 2017 to about $3.8

Regulations 63

Regulations Cryptocurrency Best Practices Settlement 63

FICO

OCTOBER 7, 2019

The winners of the 2018 FICO® Decisions Awards can now be formally announced. We thank the 2018 judges for their help in identifying the best nominations. Mon Pernia , head of consumer collections, Globe Telecom (2017 winner). This year’s winners are: AI, Machine Learning and Optimization : Orsted and BASF.

Fraud Detection 40

Fraud Detection Regulatory Compliance Financial Inclusion AI 40

PYMNTS

APRIL 24, 2019

Consumers tend to overestimate their financial literacy, according to a survey by research provider Raddon ; 44 percent said they were “very” or “extremely” literate, but when given a financial quiz only 6 percent scored an “A.” In Q3 2018, 28.0 Most consumers (52.3 percent in Q1 2018. percent in Q1 2018.

Financial Literacy 68

Financial Literacy Consumer Credit Cards Finance 68

PYMNTS

JANUARY 29, 2018

It’s time to talk more about what we’re really trying to accomplish for consumers — and for our businesses — and less about the tactics some are trying, with mixed success, to accomplish that. Mobile wallets were built to solve a payments problem in the store that no consumer ever had. It’s seemingly all about tactics these days.

Online and Mobile Banking 67

Online and Mobile Banking Credential Breach Authentication 67

PYMNTS

SEPTEMBER 4, 2020

The latest installment of the PYMNTS Whole Paycheck Tracker is an in-depth look at how the pandemic affected the two companies as they continued to position themselves as a fixture in overall consumer spend and overall retail spend. When it comes to Amazon’s share of consumer spending, things get a bit more complex. billion in Q2 2019.

Consumer 99

Consumer Accounts Continuity Checks 99

PYMNTS

FEBRUARY 12, 2019

The Federal Trade Commission released a warning on Tuesday (Feb. 12) about potential “romance scams,” which cost victims a collective $143 million last year. The FTC said these particular types of scams cost people more than any other type of swindling, and that they’re expected to become more common.

Romance Scams 53

Romance Scams FTC Scams Federal Trade Commission 53

PYMNTS

JANUARY 17, 2019

million memberships in the fourth quarter of 2018 — 1.5 For the full year 2018, Netflix paid net subscriptions increased 33 percent compared to 2017, reaching 29 million, the company said in its latest financial report. Time spent consuming Netflix content represents some 10 percent of total time spent watching TV, at least in the U.S.,

Origination 69

Origination Posting Consumer 69

PYMNTS

DECEMBER 28, 2018

Amazon might have kicked off the year of cashierless checkout with its Amazon Go store in January , but the concept took off in other parts of the world in 2018. The process seeks to streamline the time-consuming part of the consumer’s shopping journey. Cashierless Checkout. Stores Within Stores.

Innovation 77

Innovation Credit Cards Product Consumer 77

PYMNTS

DECEMBER 26, 2018

But over the course of 2018 — and literally dozens of conversations with the ambitious entrepreneurs who have successfully launched matchmaking platforms — we did hear an awful lot of good ideas on how to make the right match, how to get to scale — and how to make money while doing it. So what is the lesson to take from all this matchmaking?

On-Demand 73

On-Demand Checks Ubiquitous Consumer 73

PYMNTS

APRIL 10, 2020

The IRS said that the majority of people who filed taxes for 2018 or 2019 will automatically get Economic Impact Payments starting next week. The IRS and Free File Alliance have been working around the clock to deliver this new tool to help people.”.

IRS 145

IRS Checks Social Security Consumer 145

CB Insights

MARCH 20, 2019

From e-commerce to software to payments, several companies with $1B+ valuations exited in 2018. Using CB Insights data, we identified the startups with a $1B+ valuation that exited in 2018. We’ve also covered 2018’s 14 European unicorns , 37 Chinese unicorns , and 55 US unicorns.). Meituan Dianping.

Online and Mobile Banking 70

Online and Mobile Banking Acquirers On-Demand Security 70

Payments Dive

MARCH 14, 2018

Innovative technologies and evolving consumer behaviors have laid the foundations for an exciting 2018. Download our new infographic and explore what might be in store for mobile payments, wearables, ATMs, biometrics and much more.

ATM 60

ATM Payments Trends Mobile Payments Payments 60

PYMNTS

NOVEMBER 22, 2020

Consumers freed by a COVID-19 vaccine from the last eight months of disease-related restrictions could unleash enough spending on services such as travel and dining to drive inflation to levels not seen in years, economists told the Wall Street Journal.

Consumer 67

Consumer Fed Shutdown On-Demand 67

PYMNTS

OCTOBER 18, 2018

A new study has found that most consumers don’t understand just how vulnerable their Personally Identifiable Information (PII) is on the Internet. First Data’s 2018 Consumer Cybersecurity Study is based on data from 1,767 U.S. First Data’s 2018 Consumer Cybersecurity Study is based on data from 1,767 U.S.

Compromise 64

Compromise Data Breach Breach Cybersecurity 64