PYMNTS

AUGUST 5, 2019

Hence the ever-shifting competition to be the firm that delivers deliciousness to consumers’ doors. 76 percent: Amount by which phishing attacks increased between 2018 and 2019. Feeding the world is a noble goal – and in the digital era, it’s not a bad line of business to be in, either.

On-Demand 46

On-Demand Innovation Phishing Checks 46

PYMNTS

DECEMBER 3, 2018

Luckily and perhaps unsurprisingly, in a world where everything can be bought on demand, Christmas decorations are no exception. In 2018, that business will serve about 40 customers between Thanksgiving and Christmas — helped by a work crew of 10 part-time elves. The average high price consumers pay is around $5,000.

On-Demand 58

On-Demand Laws Consumer Innovation 58

PYMNTS

JULY 18, 2018

Online, in stores and at the many multichannel spots in between, furniture shopping is one of those experiences that consumers greatly enjoy the fruits of, but not so much the process behind it. It was clear there was a big demand for a brand that could deliver a better sofa and customization experience. ”

On-Demand 40

On-Demand Process Consumer Product 40

PYMNTS

DECEMBER 28, 2018

There is a decent chance that the 2018 holiday season will be remembered as a time when it became much more clear that survival in the cutthroat pursuit of commerce depends on the stories one can tell about a product or brand. Consumers also were interested in investing in new fashion trends. Consumer Experience.

Visa 62

Visa Consumer On-Demand Shutdown 62

PYMNTS

FEBRUARY 6, 2020

The busy business of home DNA facing its first major test, as consumer demand for the products is beginning to dim. Despite the fact that the firm is still helping “millions of people learn more about themselves by connecting them to their past” via consumer genomics, she wrote, the last year-and-a-half has seen a change in the market.

Privacy 67

Privacy Consumer Database On-Demand 67

PYMNTS

MARCH 13, 2019

Whether its receiving loans from their financial institutions (FIs), getting rebates from merchants or receiving on-demand payments, consumers want more options in how they receive their disbursements. When it comes to receiving disbursements, there is a growing gap between what consumers want and what they get, the Index highlighted.

Direct Deposit 54

Direct Deposit Consumer Instant Payments On-Demand 54

PYMNTS

DECEMBER 26, 2018

But over the course of 2018 — and literally dozens of conversations with the ambitious entrepreneurs who have successfully launched matchmaking platforms — we did hear an awful lot of good ideas on how to make the right match, how to get to scale — and how to make money while doing it. Everybody has a tile story.”.

On-Demand 73

On-Demand Checks Ubiquitous Consumer 73

PYMNTS

DECEMBER 26, 2018

The following piece was written by Rob Eleveld, CEO of Whitepages Pro , as a contribution to our 2018 year-end eBook. . Payments 2018 was a year of accelerated disruption. The proliferation of these platforms has made it easy for money to be transferred among peers, consumers and businesses, both domestically and globally.

Verification 59

Verification Wire Transfer Online and Mobile Banking Cross-Border 59

CB Insights

MARCH 20, 2019

From e-commerce to software to payments, several companies with $1B+ valuations exited in 2018. Using CB Insights data, we identified the startups with a $1B+ valuation that exited in 2018. We’ve also covered 2018’s 14 European unicorns , 37 Chinese unicorns , and 55 US unicorns.). Meituan Dianping. Meituan Dianping.

Online and Mobile Banking 70

Online and Mobile Banking Acquirers On-Demand Security 70

PYMNTS

NOVEMBER 30, 2018

The world of work is different, the world of play is different – and what consumers want and expect from interactions of all sorts is almost entirely transformed. And with devices getting smarter – and consumers increasingly interested in intelligent machines – those connections seem set to be closer and more myriad.

On-Demand 51

On-Demand CFPB Consumer Payments Data 51

PYMNTS

DECEMBER 27, 2018

However, an awful lot is in fact different at the dusk of 2018 than it was at the dawn. The year 2018 saw massive changes in where consumers shop, how they pay, and what goods and services they want in their carts. Yet, as 2018 was coming to a close, Facebook was hit with just a bit more bad news. The Facebook Follies.

Push-to-Card 49

Push-to-Card Privacy Contactless Payments Consumer 49

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. This rise underscores credit cards’ central role in consumer spending, spurred by rewards programs and convenience factors.

Process 95

Process ISOs Credit Cards Online and Mobile Banking 95

Fintech Finance

JULY 30, 2024

Since its launch in 2018, the adoption of Open Banking payments has also grown among lenders, building societies, and credit unions, with 42%, 17%, and 11% of these businesses respectively listing it on their websites. Offering a variety of quick, frictionless payment options is crucial.

Research 78

Research Continuity FinTech Cross-Border Payments 78

PYMNTS

JANUARY 30, 2020

percent increase in 2018 and 2.4 consumer, long the engine of growth for the economy (at about two thirds of the overall economy), continued to spend through the end of the year. Businesses typically invest when they see demand on the horizon. percent, as compared to the 2.9 percent rate in 2017.

Consumer 57

Consumer Cross-Border Economy On-Demand 57

PYMNTS

DECEMBER 24, 2018

But in hopes of hopping on the holiday bandwagon — and providing data-backed insight in the hottest payment trends for 2019 — allow us to offer this list of a dozen ways that consumers (and some businesses) are paying now, methods that promise to play big roles in 2019. So, how will consumers (and some businesses) pay? #1:

Consumer 83

Consumer Online and Mobile Banking Debit Card Volume 83

Finovate

NOVEMBER 18, 2024

There is increasing demand for faster, safer, and cheaper payment opportunities as cross-border trade activity escalates. While this revenue figure has grown 7% each year since 2018, McKinsey estimates the growth will slow to 5% per year for the next five years. trillion transactions worth $1.8 quadrillion that generated $2.4

Global Payments 69

Global Payments Payments Trends CBDC Embedded Payments 69

Fintech Finance

OCTOBER 24, 2024

The report also predicts that construction, consumer goods and media will be among the next verticals to adopt, with education, professional services, utilities and others following on. After a slow start we are seeing increasing demand from our customers as well as other businesses in the value chain investing in ‘open banking readiness’.

Technology 86

Technology Ubiquitous Blocks On-Demand 86

The Fintech Times

AUGUST 2, 2024

Since its launch in 2018, the adoption of open banking payments has also grown. Despite this, a recent survey carried out by Access PaySuite found that consumers revealed a mixed picture when it comes to adoption and attitudes towards open banking payments, also known as pay-by-bank.

Cross-Border Payments 64

Cross-Border Payments Cross-Border Credit Union On-Demand 64

FICO

OCTOBER 10, 2022

FICO Fact: Can having no credit score be better for consumers than a low credit score? A low FICO score for a consumer can have the perverse effect of preventing them from having access to a second chance through manual underwriting. Axios recently spoke on the demand to issue out more credit scores. JessicaButalla@fico.com.

Consumer 52

Consumer Underwriting Credit Risk Risk Assessment 52

PYMNTS

JUNE 26, 2019

Levying what amounts to a tax on goods that cross borders is a way to reduce demand for those goods, to hit the exporting country right in the pocketbook and slow their economic growth, to make them give in to demands that may be political or economic in nature. Demand within China is waning for real estate and cars.

Cross-Border 43

Cross-Border Consumer On-Demand Economy 43

CB Insights

MARCH 13, 2019

From gaming to healthcare to pizza delivery, US-based startups which reached unicorn status in 2018 represent a diverse range of industries. Silicon Valley produced plenty of $1B+ companies in 2018, but other parts of the country also had a strong showing. Check out our real-time Unicorn Tracker for a full list of $1B+ companies).

Online and Mobile Banking 77

Online and Mobile Banking Automation Payment APIs and Integration Technology 77

Open Banking Excellence

SEPTEMBER 27, 2024

FinTech in Mexico Mexico introduced the Fintech Law in March 2018 as a response to the remarkable 50% growth in the number of fintech firms in the preceding two years. A key strategy has been fostering dialogue among diverse stakeholders, including government entities, financial institutions, fintech companies, and consumer advocacy groups.

Financial Inclusion 147

Financial Inclusion FinTech Laws Regulations 147

PYMNTS

JUNE 26, 2019

Levying what amounts to a tax on goods that cross borders is a way to reduce demand for those goods, to hit the exporting country right in the pocketbook and slow their economic growth, to make them give in to demands that may be political or economic in nature. Demand within China is waning for real estate and cars.

Cross-Border 40

Cross-Border Consumer On-Demand Economy 40

Open Banking Excellence

NOVEMBER 9, 2023

Since Open Banking launched in January 2018, seven million consumers and businesses have used it. The adoption of account data services has lagged behind Open Banking payments, whilst the number of Open Banking use cases is limited and it has not yet entered daily or weekly usage for most consumers and businesses.

Use Case 130

Use Case API Fraud Prevention Risk 130

PYMNTS

AUGUST 28, 2018

It was supposed to be a strong year for lending across the board, after a stumpy 2017, which saw numbers in both consumer and commercial lending tending toward a slump. As of early 2018, U.S. BB&T is expecting to see loan growth between 2 to 4 percent in 2018. 19 interview with Bloomberg Television. Bancorp said.

Small Business 40

Small Business Debit Card Underwriting On-Demand 40

PYMNTS

NOVEMBER 11, 2019

The California Consumer Privacy Act (CCPA) gives consumers in California the right to access any and all personal data that a company has on them and request that it be deleted and not sold. Companies who fail to meet those demands will be subject to fines equating to $750 per affected consumer.

Privacy 43

Privacy Consumer CCPA Laws 43

PYMNTS

FEBRUARY 19, 2018

What happens to a company when demand is so high that it can’t scale fast enough? Consumer Financial Protection Bureau (CFPB), as evidenced by the government watchdog’s website. Complaints totaled 293 between January and August 2017, and that number has skyrocketed to more than 900 thus far in 2018.

Consumer Financial Protection Bureau (CFPB) 63

Consumer Financial Protection Bureau (CFPB) Consumer Cryptocurrency CFPB 63

PYMNTS

JUNE 25, 2018

Are consumers shifting the way they make direct payments to billers? online bill payments made by consumers in 2016 were conducted via biller-direct sites — up from 62 percent in 2010. Another recent report supports the notion that directly billing consumers without relying on banks is gaining ground. The news peg?

Same Day ACH 43

Same Day ACH Consumer ACH NACHA 43

PYMNTS

SEPTEMBER 18, 2018

The bulk of that spending took place at brick-and-mortar grocery stores and supermarkets, but all of that is changing as consumers turn to digital channels. In fact, online grocery sales are projected to have a 13 percent annual growth rate in 2018, with online grocery sales projected to reach $100 billion by 2025.

Consumer 64

Consumer On-Demand Addressing Checks 64

PYMNTS

FEBRUARY 23, 2018

The firm estimated that around one quarter of the Apple Watch sales in the fourth quarter of last year were the Apple Watch that has built-in cellular, enabling consumers to make payments and phone calls. “It’s That’s according to CCS Insight – in a new report on Thursday (Feb.

Research 40

Research On-Demand Product Security 40

PYMNTS

NOVEMBER 15, 2018

percent of teen’s wish lists, with the top four consumer brands being the iPhone, Apple Watch, MacBooks and Airpods. It’s no surprise that V-bucks are in such high demand; the video game has grossed more than $300 million on Apple’s iOS since it was launched on that system in March. The top item on U.S. The figure marks a 4.1

On-Demand 49

On-Demand Consumer Accounts Continuity 49

PYMNTS

FEBRUARY 14, 2019

With all sorts of digital services at their fingertips, consumers are looking for convenience when they purchase products or services. Consumers, for instance, are swapping their cable channels for digital streaming subscriptions or using rideshares instead of public transportation services. Netflix, for instance, added 6.4

Consumer 51

Consumer Cross-Border Payments Venmo 51

PYMNTS

SEPTEMBER 3, 2018

Since we would hate for anyone to go into the end of 2018 behind the eight ball, we decided to pay tribute to both a great bit and a great deal of news with our own top 10 list of the biggest news of summer 2018. It is not an exaggeration to say that 2018 has been the summer of movie subscription service MoviePass ’ discontent.

PayPal 40

PayPal Zelle Online and Mobile Banking P2P 40

Finovate

MAY 13, 2024

billion, the lowest level since 2018. Q1 2024 was also the first time since 2018 that there were no “mega-round deals” – investments of $100 million or more. With regards to the state of insurtech, there is still a great deal of hesitation among investors.

AI 119

AI Federal Reserve Underwriting Risk 119

PYMNTS

AUGUST 20, 2020

Uber Health was launched in 2018 to provide medical transportation services. This will be accomplished through a partnership with NimbleRx , an on-demand prescription delivery program. “With COVID-19 cases still on the rise across the U.S., million people.

On-Demand 92

On-Demand Accounts Product Consumer 92

PYMNTS

JUNE 4, 2018

Reports of her 2018 internet trends presentation have been hard to avoid in recent days, and not every Meeker observation rises to the level of news or wisdom. Chinese merchants are quickly changing or reinforcing how commerce takes place online and over mobile devices, and in tandem with in-person consumer activity. Take privacy.

AI 44

AI Privacy Economy On-Demand 44

PYMNTS

JULY 22, 2020

A 2018 Ipsos study found that 25 percent of people have abandoned a transaction because their preferred payments provider wasn’t available,” said Jim Magats , senior vice president, omni payments, PayPal. Consumers also want the flexibility to be able to pay when they want. But now, consumers are demanding these flexible options.

Alternative Payment Methods 97

Alternative Payment Methods PayPal On-Demand Transactions 97