The Paypers

DECEMBER 20, 2017

In 2018, hiring volume is again predicted to increase with 61% of recruiters expecting to hire more people. Here’s a list of the 6 best recruiting tools you should be using in 2018 summarized in an infographic. Here’s a list of the 6 best recruiting tools you should be using in 2018 summarized in an infographic.

AI 74

AI Automation Volume Best Practices 74

PYMNTS

JANUARY 24, 2020

Wells Fargo ’s woes, which began in earnest in 2016 when a scandal involving millions of fake accounts created to boost numbers came to light, are continuing and don’t show any signs of abating any time soon, according to a report by Reuters. The asset cap was announced in 2018, and there’s no timeline in place for when it will be removed.

Continuity 72

Continuity Office of the Comptroller of the Currency OCC Federal Reserve 72

PYMNTS

JANUARY 10, 2020

economy continues its upward trajectory with 145,000 jobs added in December. percent, and wages in the private sector went up almost 3 percent from a year before, which is the smallest gain since July 2018. percent, and wages in the private sector went up almost 3 percent from a year before, which is the smallest gain since July 2018.

Continuity 52

Continuity Payroll Economy 52

PYMNTS

DECEMBER 29, 2018

At the close of 2018, the consumer’s outlook on things is several shades brighter than it was a decade ago. And that spending push continued into the holiday season , when U.S. Overall digital sales surged upwards 19 percent in 2018. What a difference a decade makes. in September, up from 134.7 from the year 2000.

Consumer 73

Consumer Federal Reserve NOV Advisors 73

PYMNTS

DECEMBER 27, 2018

Glenn Fodor, SVP and head of First Data Insights, contributed the following piece as part of PYMNTS’ 2018 year-end eBook. percent, which continued through Cyber Monday, with SMBs outperforming 5.5 percent, which continued through Cyber Monday, with SMBs outperforming 5.5 percent to 7.1 percent vs. 5.0 percent to 7.1

Adjustments 69

Adjustments Digital Payments Facilitators Technology 69

FICO

DECEMBER 13, 2017

So, will 2018 be more fun? The impact of IFRS 9 and the potential huge increase in volumes of accounts moving to debt purchasers and debt collection agencies will continue to change the marketplace and customer behavior. Rest up this holiday season, and I’ll see you in 2018. Here are eight collections predictions for next year.

On-Demand 45

On-Demand Regulations Credit Risk Volume 45

PYMNTS

NOVEMBER 14, 2018

A new report from Interactive Advertising Bureau ( IAB ) shows that the online advertising business continues to grow at double-digit rates. billion in the first half of 2018, an increase of 23 percent year over year. percent from HY 2017, and it continues its half-year growth trends — increases are reflected in the 48.2

Consumer 57

Consumer Business Continuity Acquirers Continuity 57

PYMNTS

OCTOBER 14, 2019

Finance shows that contactless payments in the country continue to grow. percent in July of 2019, which continues a decrease from 8.3 percent less than 2018. The global mPOS industry was valued at $26 billion as of 2018 and is projected to grow 35.4 percent between 2018 and 2025. New data from U.K. billion ($63.8

Contactless Payments 49

Contactless Payments Continuity Debit Card CHIPS 49

PYMNTS

MAY 30, 2019

The latest stats show that the continued upgrade to chip card acceptance – which began in 2015 – has led to a decrease in counterfeit fraud dollars on the order of 76 percent, as measured in December of 2018 vs. September of 2015. Visa said this week that as acceptance of EMV cards has gained traction in the U.S.,

EMV 79

EMV Chip Cards Continuity CHIPS 79

PYMNTS

MARCH 5, 2019

million in 2018, according to a press release from the company. Also troubling is the fact that the number of unique malware files has decreased, which has researchers worried that the quality of malware continues to increase, becoming more precise and impactful. million in 2017 to 116.5 This type of malware went from 8.6

Ransomware 55

Ransomware Cybersecurity Blocks Security 55

PYMNTS

DECEMBER 19, 2019

With the ongoing decline of checks, the growth of payments by debit and credit cards continued to speed up from 2015 to 2018, per Federal Reserve U.S. percent per year between 2015 and 2018. percent per year by number from 2015 to 2018, compared to 5.9 billion in 2018, which marked a slight decline of 0.1

Federal Reserve 52

Federal Reserve ACH Fed Payments 52

PYMNTS

MARCH 13, 2019

“For 2018, we delivered earnings near the high end of our expectations, which represents an 8% increase over last year. We will continue to make significant investments in our business to meet our athletes’ ever-changing needs and grow our leadership position in the industry.” Stack said in a press release.

Returns 55

Returns Continuity Accounts Technology 55

PYMNTS

JANUARY 28, 2019

Perhaps the most telling sign of China’s continued softening smartphone numbers was Apple CEO Tim Cook’s message to investors in early January, citing the decreased demand for phones in the world’s largest market. In 2018, 396 million units were shipped, which is the lowest number since 2013. “As

On-Demand 51

On-Demand Continuity Technology 51

Payments Source

JANUARY 1, 2018

And what are the existing and emerging technologies that marketing teams will be spending more on in 2018? Whether you sell into the Marketing Department or you are marketer, check out our predictions for marketing spend in 2018, based on trends from year-over-year survey results. We expect to see this spend occur in 2018.

CRM 72

CRM Addressing Research Automation 72

PYMNTS

NOVEMBER 19, 2018

The bitcoin bust continued Monday (Nov. The price of bitcoin peaked at nearly $20,000 a few days before Christmas last year, then fell sharply through the first half of 2018 before hitting that $6,000 floor in June. 19), with the price of the cryptocurrency falling to $4,905 by mid-afternoon, a decline of at least 12 percent.

Bitcoin 69

Bitcoin Continuity Cryptocurrency NOV 69

Finovate

SEPTEMBER 18, 2024

Xero plans to integrate Syft’s technology into its existing accounting offering, and it will also continue to maintain Syft as a standalone company. ” Xero has worked with Syft since February of 2018. In January 2018, the company consolidated to list solely on the ASX and now boasts a market capitalization of $22.58

Acquirers 59

Acquirers Small Business Agreements Accounts 59

PYMNTS

DECEMBER 28, 2018

Though FinTech has, in many ways, heated up the competition with banks, traditional financial institutions (FIs) widely began to realize in 2018 that their best strategy to remain competitive in today’s financial services landscape is often to collaborate with (not against) those FinTech firms. Visa Acquires Longtime Partner Fraedom.

B2B 73

B2B Innovation FinTech Online and Mobile Banking 73

PYMNTS

JANUARY 24, 2020

Wells Fargo ’s woes, which began in earnest in 2016 when a scandal involving millions of fake accounts created to boost numbers came to light, are continuing and don’t show any signs of abating any time soon, according to a report by Reuters. The asset cap was announced in 2018, and there’s no timeline in place for when it will be removed.

Office of the Comptroller of the Currency 52

Office of the Comptroller of the Currency Continuity OCC Federal Reserve 52

PYMNTS

OCTOBER 30, 2018

The Association for Financial Professionals’ October 2018 Corporate Cash Indicators report found that U.S. “Interest rates are rising, and the Federal Reserve has made it clear they will continue to rise for some time,” said AFP President and CEO Jim Kaitz in a statement. In another statement, BMO Head of U.S.

Continuity 49

Continuity AFP Federal Reserve Treasury 49

PYMNTS

DECEMBER 28, 2018

There is a decent chance that the 2018 holiday season will be remembered as a time when it became much more clear that survival in the cutthroat pursuit of commerce depends on the stories one can tell about a product or brand. But that’s not all. Consumer Experience.

Visa 62

Visa Consumer On-Demand Shutdown 62

PYMNTS

APRIL 26, 2019

billion in 2018. The FBI warned against groups, such as London Blue and Scarlet Widow, continuing to ply their trades, even as the agency arrested 74 individuals in June of last year and managed to recover millions of dollars stolen through BEC activities.

Business Email Compromise 57

Business Email Compromise FBI Scams Wires 57

PYMNTS

JANUARY 3, 2019

Apple , once the world’s biggest company, continues to tumble after a disastrous Q1 shortfall that saw shares drop 9 percent on Thursday (Jan. China’s economy began to slow in the second half of 2018. 3), according to a report in Financial Times.

Continuity 49

Continuity Caps Economy Governance 49

Payments Dive

FEBRUARY 15, 2018

Visa's wearables initiative at the PyeongChang Games continued to illustrate how the card networks have acted more like technology companies than ever before as the payments industry continues to evolve.

Continuity 84

Continuity Technology Payments 84

PYMNTS

MAY 18, 2018

The rate of credit card delinquencies jumped 52 basis points (BPS) in the first quarter (Q1) of 2018, and will likely continue to increase over the next 12 months as consumers take on more debt. percent in Q1 of 2018, “down slightly from a year ago,” Moody’s said. Performance by banks was mixed again in Q1 2018.

Consumer 48

Consumer Federal Reserve Credit Cards Underwriting 48

PYMNTS

DECEMBER 31, 2018

One proxy was spotlighted as the 17 largest crypto merchant processing services took in as much as $411 million in September 2017, but only $6o million in May of 2018. Data from August show that, as Bloomberg reported in August, bitcoin as used in everyday life … was not being used in everyday life. but “what took so long?”.

Bitcoin 75

Bitcoin Cryptocurrency Fed Use Case 75

PYMNTS

JULY 25, 2019

In addition, NAF continues to use more sophisticated identity fraud tactics, including synthetic identities and complete impersonations. million consumers in 2018. Fraud has also migrated, finding less conventional targets, such as loan products, as prime NAF candidates.”. In fact, NAF hit its second highest level ever, affecting 3.2

Accounts 59

Accounts Online and Mobile Banking Enrollments Issuers 59

PYMNTS

DECEMBER 21, 2017

Therefore, it becomes essential at such times to continuously upskill ourselves to be lucrative in the job market. Since a while now Big Data has been quite the buzzword in the industry, while it still continues to stay popular, there is a growing interest in Machine learning , predicted in the coming year.

Database 41

Database On-Demand Continuity Automation 41

PYMNTS

JANUARY 18, 2019

Amazon Stores, a program that lets Amazon sellers curate pages for their brands and products, has helped more than 50,000 small and medium-sized businesses (SMBs) do more than $500,000 in sales across the globe in 2018, the company announced on Friday (Jan. The sellers come from every state in the U.S. and more than 130 countries.

Product 56

Product Finance Continuity Small Business 56

PYMNTS

AUGUST 1, 2019

percent increase from 2018, according to the International Data Corporation (IDC). percent year over year, and continue to dominate the wearables landscape,” Llamas said. Apple has captured more revenue with its watches by increasing the average selling price (ASP) from $426 in Q1 of 2018 to $455 this quarter.

Continuity 43

Continuity Research Product Consumer 43

PYMNTS

MARCH 6, 2019

The latest data shows Apple continues to lead the wearables market, shipping 46.2 “The Series 4 has been off to a very strong start, and IDC anticipates this to continue as more healthcare organizations and consumers adopt the latest device. million wearables for the year. percent during Q4, reaching 59.3 percent of the market.

Returns 46

Returns Continuity Accounts Research 46

PYMNTS

OCTOBER 18, 2017

The data-driven “Restock Kroger” initiative will largely take the place of new growth in the coming year, according to Supermarket News , with improvements to customer service and assortment winning out over expansion in 2018. so it only makes sense to leverage that strategic advantage as the grocery store wars continue to heat up.

Returns 43

Returns Technology Continuity Product 43

PYMNTS

NOVEMBER 15, 2018

Walmart is apparently expecting the holiday season to be merry and bright in 2018, with raised expectations for the full year following a third quarter with stronger-than-expected earnings. Digital sales also continued to grow, up 43 percent and well on pace for Walmart to achieve its full year goal of 40 percent eCommerce growth.

Adjustments 46

Adjustments Posting Consumer Continuity 46

PYMNTS

DECEMBER 18, 2018

Still, some bets seem worth hazarding: eCommerce will likely continue its growth spurt, for example. Getting into the predictions game in payments and commerce is always a dangerous move, as things so often take unexpected and unprecedented turns.

Payroll 57

Payroll Continuity Consumer Payments 57

Fintech News

MAY 14, 2024

Consequently, cash transactions will continue to lose their share. Debit card payments have seen a CAGR increase of 19% from 2018-2023. South Korea recorded the highest percentage decline in paper transactions at -39% from 2018-2023, while mobile proximity payments grew by 29%.

Digital Payments 84

Digital Payments Debit Card APACS Credit Cards 84

PYMNTS

DECEMBER 27, 2017

Here are my picks for the top 3 PR trends in 2018. It should come as no surprise then that the ability to craft a content strategy is the number one skill CMOs are looking for in 2018. This could be a huge opportunity for PR Agencies in 2018. Content strategy. However, only 31% have a documented strategy.

CRM 46

CRM Bots AI Consulting 46

PYMNTS

OCTOBER 26, 2018

As noted by the New York Times and other media outlets, the economy remains on a trajectory that will see 3 percent growth in 2018, and that number has not been seen since 2005. The impact of inflation and its read across for interest rates, of course, has been closely watched, as the Federal Reserve has continued to boost rates.

Continuity 51

Continuity Consumer Federal Reserve Economy 51