PYMNTS

MAY 20, 2019

The number of ATMs installed during 2018 declined by 1 percent on a worldwide basis, found RBR, the research firm. million at the end of 2018 and that the decline was due to branch closures and growing popularity of mobile payments. In a press release , RBR said the number of ATMs stood at 3.24 By 2024, RBR predicts there will be 3.22

ATM 65

ATM Financial Inclusion EMV Non-Bank 65

The Paypers

DECEMBER 20, 2017

In 2018, hiring volume is again predicted to increase with 61% of recruiters expecting to hire more people. Here’s a list of the 6 best recruiting tools you should be using in 2018 summarized in an infographic. Here’s a list of the 6 best recruiting tools you should be using in 2018 summarized in an infographic.

AI 74

AI Automation Volume Best Practices 74

PYMNTS

JANUARY 24, 2020

Wells Fargo ’s woes, which began in earnest in 2016 when a scandal involving millions of fake accounts created to boost numbers came to light, are continuing and don’t show any signs of abating any time soon, according to a report by Reuters. The asset cap was announced in 2018, and there’s no timeline in place for when it will be removed.

Continuity 72

Continuity Office of the Comptroller of the Currency OCC Federal Reserve 72

PYMNTS

DECEMBER 29, 2018

At the close of 2018, the consumer’s outlook on things is several shades brighter than it was a decade ago. And that spending push continued into the holiday season , when U.S. Overall digital sales surged upwards 19 percent in 2018. What a difference a decade makes. in September, up from 134.7 from the year 2000.

Consumer 73

Consumer Federal Reserve NOV Advisors 73

PYMNTS

DECEMBER 27, 2018

Glenn Fodor, SVP and head of First Data Insights, contributed the following piece as part of PYMNTS’ 2018 year-end eBook. percent, which continued through Cyber Monday, with SMBs outperforming 5.5 percent, which continued through Cyber Monday, with SMBs outperforming 5.5 percent to 7.1 percent vs. 5.0 percent to 7.1

Adjustments 69

Adjustments Digital Payments Facilitators Technology 69

PYMNTS

JANUARY 10, 2020

economy continues its upward trajectory with 145,000 jobs added in December. percent, and wages in the private sector went up almost 3 percent from a year before, which is the smallest gain since July 2018. percent, and wages in the private sector went up almost 3 percent from a year before, which is the smallest gain since July 2018.

Continuity 52

Continuity Payroll Economy 52

FICO

DECEMBER 13, 2017

So, will 2018 be more fun? The impact of IFRS 9 and the potential huge increase in volumes of accounts moving to debt purchasers and debt collection agencies will continue to change the marketplace and customer behavior. Rest up this holiday season, and I’ll see you in 2018. Here are eight collections predictions for next year.

On-Demand 45

On-Demand Regulations Credit Risk Volume 45

PYMNTS

NOVEMBER 14, 2018

A new report from Interactive Advertising Bureau ( IAB ) shows that the online advertising business continues to grow at double-digit rates. billion in the first half of 2018, an increase of 23 percent year over year. percent from HY 2017, and it continues its half-year growth trends — increases are reflected in the 48.2

Consumer 57

Consumer Business Continuity Acquirers Continuity 57

PYMNTS

OCTOBER 14, 2019

Finance shows that contactless payments in the country continue to grow. percent in July of 2019, which continues a decrease from 8.3 percent less than 2018. The global mPOS industry was valued at $26 billion as of 2018 and is projected to grow 35.4 percent between 2018 and 2025. New data from U.K. billion ($63.8

Contactless Payments 49

Contactless Payments Continuity Debit Card CHIPS 49

PYMNTS

MARCH 5, 2019

million in 2018, according to a press release from the company. Also troubling is the fact that the number of unique malware files has decreased, which has researchers worried that the quality of malware continues to increase, becoming more precise and impactful. million in 2017 to 116.5 This type of malware went from 8.6

Ransomware 55

Ransomware Cybersecurity Blocks Security 55

PYMNTS

MAY 30, 2019

The latest stats show that the continued upgrade to chip card acceptance – which began in 2015 – has led to a decrease in counterfeit fraud dollars on the order of 76 percent, as measured in December of 2018 vs. September of 2015. Visa said this week that as acceptance of EMV cards has gained traction in the U.S.,

EMV 79

EMV Chip Cards Continuity CHIPS 79

PYMNTS

DECEMBER 19, 2019

With the ongoing decline of checks, the growth of payments by debit and credit cards continued to speed up from 2015 to 2018, per Federal Reserve U.S. percent per year between 2015 and 2018. percent per year by number from 2015 to 2018, compared to 5.9 billion in 2018, which marked a slight decline of 0.1

Federal Reserve 52

Federal Reserve ACH Fed Payments 52

Finovate

SEPTEMBER 10, 2024

We are especially grateful for our attendees and sponsors, whose support continues make our Finovate conferences among the most anticipated events in our industry. Let’s also raise a glass to all of our demoing companies for their innovations in fields ranging from regtech and payments to lending, wealth management, and beyond.

Deepfake 110

Deepfake Innovation Advisors Risk Management 110

PYMNTS

MARCH 13, 2019

“For 2018, we delivered earnings near the high end of our expectations, which represents an 8% increase over last year. We will continue to make significant investments in our business to meet our athletes’ ever-changing needs and grow our leadership position in the industry.” Stack said in a press release.

Returns 55

Returns Continuity Accounts Technology 55

PYMNTS

JANUARY 28, 2019

Perhaps the most telling sign of China’s continued softening smartphone numbers was Apple CEO Tim Cook’s message to investors in early January, citing the decreased demand for phones in the world’s largest market. In 2018, 396 million units were shipped, which is the lowest number since 2013. “As

On-Demand 51

On-Demand Continuity Technology 51

Payments Source

JANUARY 1, 2018

And what are the existing and emerging technologies that marketing teams will be spending more on in 2018? Whether you sell into the Marketing Department or you are marketer, check out our predictions for marketing spend in 2018, based on trends from year-over-year survey results. We expect to see this spend occur in 2018.

CRM 72

CRM Addressing Research Automation 72

PYMNTS

NOVEMBER 19, 2018

The bitcoin bust continued Monday (Nov. The price of bitcoin peaked at nearly $20,000 a few days before Christmas last year, then fell sharply through the first half of 2018 before hitting that $6,000 floor in June. 19), with the price of the cryptocurrency falling to $4,905 by mid-afternoon, a decline of at least 12 percent.

Bitcoin 69

Bitcoin Continuity Cryptocurrency NOV 69

PYMNTS

DECEMBER 28, 2018

Though FinTech has, in many ways, heated up the competition with banks, traditional financial institutions (FIs) widely began to realize in 2018 that their best strategy to remain competitive in today’s financial services landscape is often to collaborate with (not against) those FinTech firms. Visa Acquires Longtime Partner Fraedom.

B2B 73

B2B Innovation FinTech Online and Mobile Banking 73

PYMNTS

DECEMBER 27, 2018

However, an awful lot is in fact different at the dusk of 2018 than it was at the dawn. The year 2018 saw massive changes in where consumers shop, how they pay, and what goods and services they want in their carts. Yet, as 2018 was coming to a close, Facebook was hit with just a bit more bad news. The Facebook Follies.

Push-to-Card 49

Push-to-Card Privacy Contactless Payments Consumer 49

PYMNTS

DECEMBER 26, 2018

Akli Adjaoute, CEO of Brighterion , wrote this AI-focused piece as part of our 2018 year-end eBook. . 3, 2018, the U.S. The smart agents are self-learning and adaptive, since they continuously update their individual profiles from each activity and action performed by the entity.

Money Laundering 76

Money Laundering AML Wire Transfer Rules 76

PYMNTS

JANUARY 24, 2020

Wells Fargo ’s woes, which began in earnest in 2016 when a scandal involving millions of fake accounts created to boost numbers came to light, are continuing and don’t show any signs of abating any time soon, according to a report by Reuters. The asset cap was announced in 2018, and there’s no timeline in place for when it will be removed.

Office of the Comptroller of the Currency 52

Office of the Comptroller of the Currency Continuity OCC Federal Reserve 52

PYMNTS

OCTOBER 30, 2018

The Association for Financial Professionals’ October 2018 Corporate Cash Indicators report found that U.S. “Interest rates are rising, and the Federal Reserve has made it clear they will continue to rise for some time,” said AFP President and CEO Jim Kaitz in a statement. In another statement, BMO Head of U.S.

Continuity 49

Continuity AFP Federal Reserve Treasury 49

PYMNTS

DECEMBER 28, 2018

There is a decent chance that the 2018 holiday season will be remembered as a time when it became much more clear that survival in the cutthroat pursuit of commerce depends on the stories one can tell about a product or brand. But that’s not all. Consumer Experience.

Visa 62

Visa Consumer On-Demand Shutdown 62

PYMNTS

APRIL 26, 2019

billion in 2018. The FBI warned against groups, such as London Blue and Scarlet Widow, continuing to ply their trades, even as the agency arrested 74 individuals in June of last year and managed to recover millions of dollars stolen through BEC activities.

Business Email Compromise 57

Business Email Compromise FBI Scams Wires 57

PYMNTS

JANUARY 3, 2019

Apple , once the world’s biggest company, continues to tumble after a disastrous Q1 shortfall that saw shares drop 9 percent on Thursday (Jan. China’s economy began to slow in the second half of 2018. 3), according to a report in Financial Times.

Continuity 49

Continuity Caps Economy Government 49

Payments Dive

FEBRUARY 15, 2018

Visa's wearables initiative at the PyeongChang Games continued to illustrate how the card networks have acted more like technology companies than ever before as the payments industry continues to evolve.

Continuity 84

Continuity Technology Payments 84

PYMNTS

MAY 18, 2018

The rate of credit card delinquencies jumped 52 basis points (BPS) in the first quarter (Q1) of 2018, and will likely continue to increase over the next 12 months as consumers take on more debt. percent in Q1 of 2018, “down slightly from a year ago,” Moody’s said. Performance by banks was mixed again in Q1 2018.

Consumer 48

Consumer Federal Reserve Credit Cards Underwriting 48

PYMNTS

DECEMBER 31, 2018

One proxy was spotlighted as the 17 largest crypto merchant processing services took in as much as $411 million in September 2017, but only $6o million in May of 2018. Data from August show that, as Bloomberg reported in August, bitcoin as used in everyday life … was not being used in everyday life. but “what took so long?”.

Bitcoin 75

Bitcoin Cryptocurrency Fed Use Case 75

PYMNTS

JULY 25, 2019

In addition, NAF continues to use more sophisticated identity fraud tactics, including synthetic identities and complete impersonations. million consumers in 2018. Fraud has also migrated, finding less conventional targets, such as loan products, as prime NAF candidates.”. In fact, NAF hit its second highest level ever, affecting 3.2

Accounts 59

Accounts Online and Mobile Banking Enrollments Issuers 59

PYMNTS

DECEMBER 21, 2017

Therefore, it becomes essential at such times to continuously upskill ourselves to be lucrative in the job market. Since a while now Big Data has been quite the buzzword in the industry, while it still continues to stay popular, there is a growing interest in Machine learning , predicted in the coming year.

Database 41

Database On-Demand Continuity Automation 41

PYMNTS

JUNE 19, 2019

To that end, in the Council of Supply Chain Management Professionals ( CSCMP ) State of Logistics Report 2019, presented by Penske , AT Kearney reported that logistics costs are continuing to rise, buoyed by continued strength in the economy. In terms of stats, and continuing a trend, costs are going up. percent in 2018.

Economy 51

Economy Volume Continuity Transactions 51

PYMNTS

JANUARY 18, 2019

Amazon Stores, a program that lets Amazon sellers curate pages for their brands and products, has helped more than 50,000 small and medium-sized businesses (SMBs) do more than $500,000 in sales across the globe in 2018, the company announced on Friday (Jan. The sellers come from every state in the U.S. and more than 130 countries.

Product 56

Product Finance Continuity Small Business 56

PYMNTS

DECEMBER 28, 2018

Bruce Parker, founder and CEO of Modo , contributed the following piece as part of PYMNTS’ 2018 year-end eBook. So, uh, that’s not exactly how 2018 turned out. The year 2018 turned out to be less about dreaming and more about doing what needed to be done, glamorous or not. Here’s where the innovation really happened in 2018.

Alternative Payment Methods 46

Alternative Payment Methods Reconciliation PayPal Blockchain 46

PYMNTS

MARCH 6, 2019

The latest data shows Apple continues to lead the wearables market, shipping 46.2 “The Series 4 has been off to a very strong start, and IDC anticipates this to continue as more healthcare organizations and consumers adopt the latest device. million wearables for the year. percent during Q4, reaching 59.3 percent of the market.

Returns 46

Returns Continuity Accounts Research 46

PYMNTS

OCTOBER 18, 2017

The data-driven “Restock Kroger” initiative will largely take the place of new growth in the coming year, according to Supermarket News , with improvements to customer service and assortment winning out over expansion in 2018. so it only makes sense to leverage that strategic advantage as the grocery store wars continue to heat up.

Returns 43

Returns Technology Continuity Product 43

PYMNTS

NOVEMBER 15, 2018

Walmart is apparently expecting the holiday season to be merry and bright in 2018, with raised expectations for the full year following a third quarter with stronger-than-expected earnings. Digital sales also continued to grow, up 43 percent and well on pace for Walmart to achieve its full year goal of 40 percent eCommerce growth.

Adjustments 46

Adjustments Posting Consumer Continuity 46