PYMNTS

JANUARY 2, 2019

While commercial card innovation certainly accelerated in 2018, progress can always continue. Morgan Managing Director and Head of Commercial Card Product Management Naney Pandit says should be a focus this year is in mobilizing the corporate card. But so far, mobile B2B payments have been slow to take off.

Commercial Card 84

Commercial Card Online and Mobile Banking Payer B2B 84

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Payment APIs and Integration 98

Payment APIs and Integration Online and Mobile Banking Payments Push-to-Card 98

PYMNTS

APRIL 23, 2020

Crafting the seamlessness customers want means FIs are overhauling their digital infrastructures to enable access to fast, interactive and engaging banking experiences. More banks are therefore moving away from legacy core systems to embrace cloud-native architectures to power automation and meet the speed expected by consumers, securely.

Innovation 105

Innovation Security Automation Consumer 105

Fintech Finance

OCTOBER 4, 2024

Obtaining the operating authorization from the National Bank of Romania (BNR), on October 1, 2024, six months after submitting the authorization application, allows the start of operations and the continuation of preparations for the launch of the system. We are open to continue discussions with various entities in the Romanian market.”

Authorization 96

Authorization Online and Mobile Banking Payments Legal 96

CB Insights

JANUARY 5, 2021

In the past few years, the burgeoning popularity of digital banks has only underscored the severity of these problems, with upstarts like Chime and SoFi offering cheaper, faster, and more convenient banking experiences. . get the state of challenger banks report. First name. First name. Company Name. Phone number. Source: PwC.

Online and Mobile Banking 98

Online and Mobile Banking Financial Inclusion Checks Federal Reserve 98

PYMNTS

MAY 27, 2020

More consumers are turning to the omnichannel offerings of banks and credit unions (CUs) as they follow stay-at-home mandates, and cybercriminals are eager to launch attacks that make use of these channels. Otherwise, the fraud could continue unnoticed. Around The FI Fraud Decisioning World.

Scams 98

Scams Account Takeovers Online and Mobile Banking Credit Union 98

Wharton Fintech

OCTOBER 30, 2023

Narmi’s Co-Founder Nikhil Lakhanpal — building an API-driven digital banking platform In today’s episode, Kailee Costello hosts Nikhil Lakhanpal , Co-Founder at Narmi. Narmi’s mission is to offer financial institutions the best digital banking platform in the industry. A really big part of that is the core banking system.

API 130

API Online and Mobile Banking FedNow Credit Union 130

PYMNTS

JULY 25, 2019

According to the report, The Evolution of New Account Fraud , produced by Javelin Strategy & Research , NAF tactics have shifted with the growing popularity of online accounts and payments. In addition, NAF continues to use more sophisticated identity fraud tactics, including synthetic identities and complete impersonations.

Accounts 59

Accounts Online and Mobile Banking Enrollments Issuers 59

Fintech News

APRIL 13, 2025

Despite a clear funding slowdown across global markets , Indias fintech sector continues to command significant capital, ranking as the third-highest funded fintech ecosystem globally after the United States and the United Kingdom. A standout USD $658 million Series D in 2023 signalled continued investor confidence. PhonePe USD $2.29

FinTech 70

FinTech Online and Mobile Banking Finance Push-to-Card 70

PYMNTS

SEPTEMBER 26, 2018

Bank has debuted its online lending portal for small business borrowers, the financial institution announced on Tuesday (Sept. Following in the path of alternative and marketplace lenders, traditional banks are increasingly digitizing their financing offerings for small firms. The latest to do so is U.S. According to U.S.

Online and Mobile Banking 51

Online and Mobile Banking Small Business On-Demand Finance 51

PYMNTS

JANUARY 19, 2021

A new year has begun, but the pandemic continues to throw financial and operational curveballs at banks, businesses and their consumers regarding how they conduct daily tasks or routine payments. This compares to just 17 percent of cardholders who experienced debit-related fraud as recently as 2018. The report noted that U.S.

Debit Card 62

Debit Card Online and Mobile Banking Push-to-Card P2P 62

PYMNTS

JULY 23, 2020

Open banking has been picking up steam in Latin America for more than two years. Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. Open Banking And Digital Readiness. the region.

Online and Mobile Banking 66

Online and Mobile Banking Regulations Laws Push-to-Card 66

PYMNTS

JANUARY 24, 2019

Regulatory oversight may have the impact of reducing some banks’ physical footprint abroad. banking giant Citi said it will reduce its physical presence in Russia – reducing office count, actually – but that business should in fact grow in 2019. At the same time, the average number of mobile customers was up 11 percent to 33.3

Online and Mobile Banking 43

Online and Mobile Banking Consumer Continuity Accounts 43

PYMNTS

MAY 8, 2020

Shopping on mobile devices has increased 7.7 Online gambling or gaming is one possible outlet, and the sector may even make it through the pandemic with less financial damage than other industries. Online Gambling Changes . The pandemic is sweeping through an already critical year for online betting.

Online and Mobile Banking 70

Online and Mobile Banking ACH Regulations Laws 70

Fintech News

JULY 23, 2024

The list, produced by CNBC in collaboration with market research firm Statista, highlights the world’s top 250 fintech companies across eight market categories: payments, wealthtech, business process solutions, neobanking, alternative finance, financial planning, digital assets and banking solutions. billion (US$4.4

FinTech 132

FinTech Online and Mobile Banking Multi-Currency Non-Bank 132

PYMNTS

DECEMBER 5, 2016

The move to adopt mobile payments is progressing at a slow pace, largely because lack of a steady framework across shopping channels is slowing the adoption of mobile payments technology in North American and European markets. Baby steps toward mobile payments. consumers and 74.6 percent of U.K. and Europe.

Mobile Payments 65

Mobile Payments Multifactor Authentication Online and Mobile Banking Authentication 65

PYMNTS

JANUARY 13, 2020

For those watching the payments sphere, the tea leaves are there for the reading, tied to mobile and digital banking adoption, to outstanding balances on cards, and to auto loans and mortgages. 15) will mark releases from Bank of America and Goldman Sachs. Going Mobile. Tuesday (Jan. Looking at Credit.

Consumer 52

Consumer Online and Mobile Banking Zelle P2P 52

PYMNTS

DECEMBER 26, 2018

A good education on this online retail trend — an education backed by original data — comes from Azita Habibi, business development lead at Braintree , a payments services firm owned by PayPal. But as that progress continues, one must understand the nuances and differences of the space. Cutting Through the Blockchain Fog.

Cross-Border 62

Cross-Border Real Time Payments RTP Online and Mobile Banking 62

PYMNTS

JULY 2, 2020

During the pandemic, we have seen continued demand for our offline mobile money agency, and online digital payment, which remain core of our business,” the company said in a statement, according to Bloomberg. OPay was formed a year earlier than that, in 2018, as a way for mobile customers to send and receive money.

Online and Mobile Banking 79

Online and Mobile Banking Central Bank Government Governance 79

PYMNTS

JANUARY 18, 2019

Way back in the day (which, in 21st century digital economy terms, probably means a decade or so), smart and important people used to express well-informed skepticism about the prospect of selling clothes, cars and even groceries via online or mobile channels. Knock operates in such U.S The Buying-And-Selling Process.

Consumer 70

Consumer Online and Mobile Banking Process Transactions 70

CB Insights

AUGUST 23, 2018

trillion in total assets, JPMorgan Chase is the largest bank in the US. Its retail bank, Chase, spans 61 million American households. Led by Chairman and CEO Jamie Dimon, the bank is undergoing a transformation, moving away from offline legacy systems and into the digital age. Live briefing: Consumer Banks in The Digital Age.

Consumer 76

Consumer Online and Mobile Banking Credit Cards Push-to-Card 76

PYMNTS

JUNE 9, 2020

The EU enacted open banking rules in 2018, inspiring regulators worldwide to reconsider how they were transacting funds or transmitting data. Mobile and online payments are also on the rise for this same reason. COVID-19 Exposes Online Payment Concerns. and the EU. Australia and Canada.

Privacy 52

Privacy Regulations Online and Mobile Banking CCPA 52

PYMNTS

DECEMBER 24, 2018

It may seem like 2018 was the year of the fraudster, of bad guys and gals acting in concert to steal money, steal privacy and use data for any number of gains. Device biometrics can examine, monitor and answer some key questions: “How do you hold your phone when you are logging into a mobile banking app? Good vs. Bad.

Financial Crimes 65

Financial Crimes B2B Real Time Payments Crime 65

PYMNTS

APRIL 3, 2018

How to bring mobile banking to the realm of the spoken word – beyond the mere recitation of account data, beyond call and response? Banking is, of course, about more than account balances. The company was among the entrants to the 2018 Alexa Voice Challenge. People don’t speak in ‘press one,’” he said.

Mobile Banking 49

Mobile Banking Online and Mobile Banking Push-to-Card Use Case 49

PYMNTS

NOVEMBER 10, 2020

The new license from the country's central bank will let MercadoLibre have autonomy in creating and directly operating financial services in Brazil, along with accessing new types of financing. MercadoLibre's credit arm MercadoCredito was formed in 2017 in Brazil, and has been tied to mobile wallet service MercadoPago.

Central Bank 62

Central Bank Online and Mobile Banking Payments Institute Authorization 62

PYMNTS

JUNE 3, 2020

Brick-and-mortar branches shuttered as social distancing measures were enforced, and customers subsequently turned to mobile apps or websites to fulfill their banking needs rather than risking in-person visits. Online account openings have increased 14.5 Confronting Digital Banking Reality.

Online and Mobile Banking 52

Online and Mobile Banking Contactless Payments Mobile Banking Volume 52

CB Insights

DECEMBER 4, 2019

If Amazon can get you lower-debt payments or give you a bank account, you’ll buy more stuff on Amazon.”. Based on our findings, it’s hard to claim that Amazon is building the next-generation bank. Continue to reduce any buying/selling friction. Increase the number of customers on Amazon, and enable each customer to spend more.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

Fintech News

APRIL 17, 2024

As the fast-growing industry continues to evolve, driven by advancements in technology and changing investor needs, it will be increasingly crucial for individuals to carefully evaluate their options and choose a robo advisor that aligns with their financial goals, risk tolerance, and values.

Advisors 124

Advisors Online and Mobile Banking Risk Returns 124

PYMNTS

JANUARY 15, 2020

Zelle peer-to-peer (P2P) payments increased 76 percent year-over-year in the fourth quarter of 2019, Bank of America said on Wednesday (Jan. In its Q4 financial release , Bank of America also gave updates on its mobile and digital efforts. As it stands, Bank of America now has 38.3 billion using Zelle.

Zelle 52

Zelle Online and Mobile Banking Debit Card P2P 52

CB Insights

OCTOBER 10, 2018

Traditional banking products, including checking, credit, and savings accounts, are under threat from a new crop of digital-first startups. Many of these startups are launching products without a bank charter and targeting a very specific customer base. DOWNLOAD THE 61-PAGE consumer banking REPORT. savings accounts.

Online and Mobile Banking 78

Online and Mobile Banking Debit Card Credit Cards Non-Bank 78

Finovate

JUNE 17, 2024

Greenville, South Carolina-based MTC Federal Credit Union has turned to Mahalo Banking to enhance its member experience. Mahalo’s technology will bolster MTC FCU’s offerings, including online account opening, Skip-a-Pay, and Savings Jar. Mahalo Banking won Best of Show in its Finovate debut at FinovateFall 2023.

Credit Union 59

Credit Union Online and Mobile Banking Mobile Banking Innovation 59

PYMNTS

AUGUST 15, 2019

Japan, in the last several years, has been something of a puzzle among mobile payments watchers around the world. And the first mobile wallet in history launched in Japan — created by I Mode and DOCOMO 20 years ago in 1999. And the first mobile wallet in history launched in Japan — created by I Mode and DOCOMO 20 years ago in 1999.

Mobile Payments 61

Mobile Payments Online and Mobile Banking Payments Push-to-Card 61

Fintech News

SEPTEMBER 10, 2024

Their growing popularity has spurred continuous financial innovation, such as the rise of buy now, pay later (BNPL). Project Nexus , for example, is led by the Bank for International Settlements (BIS) and aims to create a blueprint for connecting national instant payment systems to enable seamless cross-border payments.

Cross-Border Payments 107

Cross-Border Payments Cross-Border APACS Interoperability 107

PYMNTS

NOVEMBER 16, 2020

“During those years, consumers consistently increased the balances of their private label and general-purpose credit cards in the quarters preceding the holiday shopping season; balance increases continued during the fourth-quarter holiday shopping season. billion in bankcard balances — an increase of nearly 27 percent from the 2018 season.”.

Credit Cards 121

Credit Cards Online and Mobile Banking Consumer Research 121

PYMNTS

JUNE 10, 2020

The need to stay at home and minimize person-to-person contact during the COVID-19 pandemic has pushed mobile banking use into overdrive. Customers are unable or unwilling to visit bank branches, instead using apps to conduct their financial activities and generating an 85 percent rise in mobile banking activity in April.

Security 52

Security Online and Mobile Banking Enrollments Mobile Banking 52

PYMNTS

OCTOBER 31, 2018

But competition and marketing expenses will cut into profits, and mobile revenue declined about 12 percent year over year. That news comes as Samsung better positions itself for the coming of 5G mobile technology — in mid-October, Samsung said it had bought Zhilabs to further enhance its 5G capabilities. Mobile Flagship Sales.

Online and Mobile Banking 49

Online and Mobile Banking On-Demand AI ATM 49

PYMNTS

DECEMBER 19, 2019

The new feature is on the Garanti BBVA corporate mobile app. At Garanti BBVA, we continue to implement innovations to make our customers’ lives easier,” said Didem Dinçer Ba?er, We are always adding new features to the Garanti BBVA Corporate Mobile app in order to help our business customers manage their businesses.”.

Transactions 52

Transactions IBAN Online and Mobile Banking Facilitators 52