The Fintech Times

MAY 14, 2024

Ripple , the global payments and financial solutions provider, is accelerating blockchain education in the US as its University Blockchain Research Initiative (UBRI) renews its $1.05million partnership with Morgan State University to support blockchain innovators across America’s Historically Black Colleges and Universities (HBCUs).

Blockchain 117

Blockchain Innovation Research Deepfake 117

PYMNTS

DECEMBER 14, 2020

In the How We Will Pay: Connected Devices research brief, a PYMNTS and Visa collaboration, we explore how the types of connected devices that consumers own are shifting as their lives continue to revolve around home. Thirty-three percent of consumers now own voice assistants, in fact, up from 31 percent in 2019 and 27 percent in 2018.

Consumer 111

Consumer Research Use Case Continuity 111

PYMNTS

JULY 25, 2019

According to the report, The Evolution of New Account Fraud , produced by Javelin Strategy & Research , NAF tactics have shifted with the growing popularity of online accounts and payments. In addition, NAF continues to use more sophisticated identity fraud tactics, including synthetic identities and complete impersonations.

Accounts 59

Accounts Online and Mobile Banking Enrollments Issuers 59

PYMNTS

DECEMBER 24, 2018

It may seem like 2018 was the year of the fraudster, of bad guys and gals acting in concert to steal money, steal privacy and use data for any number of gains. It seems like every time somebody does some research on this topic,” observed Divitt, “the numbers tend to grow.”. Good vs. Bad. We’ll throw a few names out. Global Viewpoints.

Financial Crimes 65

Financial Crimes B2B Real Time Payments Crime 65

CB Insights

MAY 22, 2020

As the coronavirus crisis continues to roil private capital markets, Q1’20 was one of the worst quarters in 2 years for VC-backed fintech. valuation from December 2018 — and Intuit’s $7.1B The post Global Fintech Unicorns See Covid-19’s Impact appeared first on CB Insights Research. The 3 additions were: Pine Labs ($1.6B

FinTech 100

FinTech International Payments AI Automation 100

The Fintech Times

SEPTEMBER 14, 2024

Fintech in Taiwan In 2019, Taiwan’s financial industry spent over $700million on fintech research and development (R&D), as well as AI, AML, biometrics, blockchain, cloud services, cybersecurity, payment and regtech solutions. Fintech will continue to play a vital role in shaping Taiwan’s future development.

Innovation 119

Innovation FinTech Payment APIs and Integration Non-Bank 119

PYMNTS

NOVEMBER 16, 2020

“During those years, consumers consistently increased the balances of their private label and general-purpose credit cards in the quarters preceding the holiday shopping season; balance increases continued during the fourth-quarter holiday shopping season. billion in bankcard balances — an increase of nearly 27 percent from the 2018 season.”.

Credit Cards 121

Credit Cards Online and Mobile Banking Consumer Research 121

The Fintech Times

FEBRUARY 5, 2024

Despite many organisations putting forward a defensive stance that they will never pay out a ransomware attack, research from Cohesity , the AI-powered data and security firm, has revealed that over 97 per cent of UK firms have paid a ransom in the last two years. The research also showed the importance of being able to respond and recover.

Ransomware 115

Ransomware Data Security Data Breach Breach 115

CB Insights

NOVEMBER 18, 2019

Globally, fintech deals rebounded slightly in Q3’19, but will likely fall short of 2018’s record. This short-fall is due in part to the continued pull back in early-stage investing. The post Global Fintech Report Q3 2019 appeared first on CB Insights Research.

FinTech 77

FinTech Adjustments Research Continuity 77

The Fintech Times

APRIL 27, 2024

Internet of Things (IoT) devices continue to increase in popularity across the globe. “I believe that continuous innovation and global collaboration are essential in safeguarding digital communications, and measures empowering users to take control of their data should be added as a minimum requirement.”

API 124

API Cybersecurity Authentication Security 124

PYMNTS

MARCH 11, 2020

The March 2020 Unlocking AI Playbook: FI Edition , a PYMNTS and Brighterion collaboration, explains that while the use of AI solutions by banks and financial institutions (FIs) skyrocketed 70 percent in a single year (2018-2019), less than 10 percent of all banks say they use AI today. The Semantics of AI.

AI 98

AI Rules Technology Continuity 98

PYMNTS

APRIL 5, 2019

trillion in income by the end of 2018, it’s safe to say the gig economy is becoming a mainstream part of the global economy. percent in Q4 2018 — a 12.2 percent in Q4 2018 — a 12.2 Digital marketplaces have continued to play a critical role in how workers find source jobs. gig workers accounting for more than $1.4

Direct Deposit 81

Direct Deposit Economy PayPal Instant Payments 81

PYMNTS

SEPTEMBER 19, 2018

Spending on cognitive and artificial intelligence (AI) systems is expected to see continued strong growth as businesses invest in projects in those areas. According to market research firm International Data Corp.’s percent, according to the research firm. billion in 2022, more than three times the $24.0 billion in 2022.

AI 76

AI Automation Use Case Research 76

PYMNTS

JANUARY 21, 2020

percent over the same quarter from 2018. Amazon had a stellar quarter and was responsible for more than half of the smart speakers shipped to Europe in the third quarter of 2019,” said Antonio Arantes, senior research analyst for smart home devices in Western Europe. “In It is the simple way for consumers try the basic smart device.”.

Research 79

Research Continuity Product Consumer 79

PYMNTS

DECEMBER 24, 2019

According to retail research firm Customer Growth Partners, consumers on Super Saturday spent a total of $34.4 58 percent of sales growth from 2018 occurred online. Millennials’ buying habits have increased both Black Friday and online sales, and they continue to shape branding and in-person consumer engagement trends.

Research 74

Research Economy Continuity Finance 74

CB Insights

APRIL 16, 2019

As of 2018, only 47% of adults in the region had a bank account, while only a third of Southeast Asian SMEs had access to loans or lines of credit. In 2018, funding to fintech startups across Southeast Asia grew 143% year over year, hitting a record of $485M invested across 68 deals. appeared first on CB Insights Research.

FinTech 73

FinTech P2P Volume Acquirers 73

Finovate

MAY 13, 2024

The week begins with a few research-related announcements in the fintech and financial services space. billion, the lowest level since 2018. Q1 2024 was also the first time since 2018 that there were no “mega-round deals” – investments of $100 million or more. What Ails Insurtech?

AI 119

AI Federal Reserve Underwriting Risk 119

Fintech Finance

OCTOBER 16, 2024

Since 2018 Mastercard and industry partners have been working together developing better, more sustainable card options. The SECORA Pay Green chip further enables our shift towards even more eco-focused options while continuing to deliver convenience and innovation to our customers.” “One

Contactless Payments 93

Contactless Payments Technology Wire Wires 93

PYMNTS

NOVEMBER 19, 2018

In fact, there continues to be a huge gap between merchants with the best and worst online checkouts. Our research found that the number of top eCommerce retailers that offer mobile-optimized sites is at an all-time high, with 659 of the 673 in our sample doing so.

Ubiquitous 77

Ubiquitous Research Volume Process 77

PYMNTS

OCTOBER 1, 2020

percent as of 2018. The PYMNTS study found that 61 percent of consumers and 67 percent of microbusinesses are at least somewhat more likely to continue doing business with firms that offer fee-free instant payments. PYMNTS research revealed significant interest in being able to control their payout options using voice commands.

Instant Payments 122

Instant Payments Payee Same Day ACH Non-Bank 122

PYMNTS

JANUARY 2, 2019

While commercial card innovation certainly accelerated in 2018, progress can always continue. Recent Capital One research also uncovered how sluggish mobile payments adoption has been in the corporate setting. One area of development that J.P. It’s not altogether an unfamiliar concept, of course.

Commercial Card 84

Commercial Card Online and Mobile Banking Payer B2B 84

PYMNTS

NOVEMBER 5, 2020

5), bitcoin followed suit, rising to over $15,000, signaling a continued confidence in the cryptocurrency. ET), reported CoinDesk , its highest level since January of 2018, and continued to rise throughout the day, hitting $15,237.78 As stocks rallied Thursday (Nov. The stock hit $15,017.05 at 10:50 a.m. (ET), at 5:01 p.m.,

Bitcoin 85

Bitcoin Blockchain NOV Cryptocurrency 85

PYMNTS

NOVEMBER 12, 2020

Yes, says Luke Templeman, a thematic strategist at Deutsche Bank in Konzept , the bank’s recently issued research report. Before the pandemic, the number of work-from-homers shot up 173 percent in the United States between 2005 and 2018, the report notes. While the total number — 5.4

Economy 83

Economy Research Governance Government 83

PYMNTS

DECEMBER 5, 2018

India saw a busy year in B2B FinTech as the small business (SMB) community continued to demand enhanced financial services. The nation continues to push against cash in favor of digital payments, while both the government and private sector continue to fuel FinTech innovation.

Small Business 68

Small Business B2B On-Demand Finance 68

CB Insights

JANUARY 22, 2020

Overall, dollar funding in 2019 was down 28% from 2018’s peak of $4.3B, while deal activity remained relatively flat. Companies like Bitmain (cryptocurrency mining hardware) and Coinbase (cryptocurrency exchange) were the top two fundraisers in 2018, demonstrating investors’ focus on public cryptocurrencies.

Blockchain 79

Blockchain Cryptocurrency Cross-Border Payments Correspondent Bank 79

CB Insights

FEBRUARY 20, 2020

Though deals and funding continue to reach new annual highs, it wasn’t a smooth climb. These drivers include massive technological shifts and growth rates in adoption, regulatory tailwinds that favor tech and startups, and continued market and foreign investments. Continued foreign investment and positive market outlooks.

Financial Inclusion 96

Financial Inclusion FinTech Regulations Central Bank 96

FICO

SEPTEMBER 24, 2018

FICO ® Score hitting a milestone of 700 , indicating that consumer credit and financial health continue to be strong. The momentum has continued, as the average FICO Score has risen again. We have noted that 23% of consumers have one or more collection agency accounts on file as of April 2018, down from 25.8% credit quality.

Financial Inclusion 73

Financial Inclusion Fed Consumer Continuity 73

PYMNTS

OCTOBER 15, 2018

In July, a study from Juniper Research estimated that the IoT cybersecurity solutions market will hit $6 billion globally by 2023, with spending by product and service providers and end customers rising close to 300 percent from now until 2023. billion by 2023; smart buildings, predicted to reach $49.6 billion by 2023.

Software & Service Providers 68

Software & Service Providers Cybersecurity Consulting Research 68

PYMNTS

OCTOBER 7, 2020

percent of shoppers went to a physical store on that day, which was down five percentage points from 2018. percent shopped online during Black Friday last year, which was double the 2018 number. Last year’s research also found that only 18.2 In fact, a PYMNTS data project that studied Black Friday in 2019 found that only 20.2

Volume 96

Volume Consumer Research Returns 96

PYMNTS

NOVEMBER 30, 2020

Our research shows that 74.1 percent more than those who shopped online on Black Friday in 2018, demonstrating the continuation of a much longer and broader transition that has been driving more consumers to shop online with each passing year. percent decrease in the share who did so in 2018. Our research showed that 67.6

Debit Card 128

Debit Card PayPal Credit Cards Consumer 128

PYMNTS

FEBRUARY 17, 2020

In 2018, that was 28.4 billion, of those out-of-pocket costs, go totally unpaid, according to PYMNTS’ research , because consumers haven’t been offered an option that matches their willingness to pay with their ability to make those payments. percent, making the patient (along with the federal government at 28.3

Payments 91

Payments Payment Reconciliation Consumer Reconciliation 91

Fintech News

DECEMBER 9, 2024

Since 2023, he has led the DBS Singapore franchise, ensuring its continued market leadership in key business areas such as deposits, credit cards, and mortgage loans. Lim Him Chuan Meanwhile, Lim Him Chuan, who currently leads Strategy, Transformation, Analytics & Research (GSTAR), will assume the position of Singapore Country Head.

Risk Management 68

Risk Management Credit Cards AI Research 68

CB Insights

FEBRUARY 20, 2020

In 2018, companies from 31 countries and 19 categories — spanning payments, digital banking, insurance, and more — made it onto the CB Insights 2018 Fintech 250 list. Below, we dive into where the Fintech 250 Class of 2018 startups are now. Highlights from the fintech 250 Class of 2018. valuation from December 2018.

FinTech 80

FinTech Debit Card Payment APIs and Integration Push-to-Card 80

PYMNTS

OCTOBER 8, 2018

However, Koble research suggests that if small- to medium-sized businesses (SMBs) in the region had to choose a digital method to connect with buyers and suppliers, they would choose “online networking” over email marketing campaigns and “word-of-mouth virality.” ”

Disputes 75

Disputes B2B Cross-Border Compliance 75

CB Insights

OCTOBER 11, 2018

As online shopping volumes continue to boom and more businesses embrace electronic payments over paper-based ones, some payments startups are already well into maturity. Private payments tech companies have raised $30B+ since the start of 2014, with a whopping ~$17B raised in 2018 alone, according to CB Insights data.

PayPal 68

PayPal Payments Volume Acquirers 68

PYMNTS

APRIL 24, 2019

Consumers tend to overestimate their financial literacy, according to a survey by research provider Raddon ; 44 percent said they were “very” or “extremely” literate, but when given a financial quiz only 6 percent scored an “A.” In Q3 2018, 28.0 percent in Q1 2018. percent in Q1 2018. Indeed, in Q3 2018 36.2

Financial Literacy 68

Financial Literacy Consumer Credit Cards Finance 68

PYMNTS

FEBRUARY 4, 2019

Twenty-five of them were operational worldwide in 2017, and that number had swelled to 40 by September 2018, with 16 more expected to debut by 2020. billion in 2018 to $26.9 percent, according to a Markets and Markets Research report. . That share rose to 62 percent in 2018, according to the Mercator Advisory Group’s “U.S.

Faster Payments 73

Faster Payments Federal Reserve Real Time Payments TCH 73