The Fintech Times

MARCH 18, 2025

Founded in 2018, The Power 50 shines a spotlight on companies transforming financial services, while delivering ongoing support and development for participants. We believe fintech is a force for good and are proud to be recognised amongst the leaders who drive the growth of the digital economy.”

Online and Mobile Banking 64

Online and Mobile Banking Payments FinTech Processors 64

PYMNTS

MAY 2, 2019

Department of Labor ruled that gig economy workers are contractors and not employees, which has implications for much of the industry. In collaboration with Hyperwallet , PYMNTS produced The Gig Economy Index to gather insights into the state of this growing industry. In Q3 2018, 35.6 In Q4 2018, roughly one-third (32.3

Economy 46

Economy Direct Deposit PayPal Participant 46

PYMNTS

AUGUST 22, 2018

Today, thanks to connected devices (online payment platforms, as well as platforms that aggregate supply and demand in real time), the gig economy is thriving. workforce has participated in the gig economy in some way. For the new Gig Economy Index , PYMNTS surveyed nearly 10,000 U.S. We see that in the numbers.

Economy 43

Economy Participant On-Demand Product 43

Fintech Finance

SEPTEMBER 11, 2024

The funding was led by EBRD Venture Capital with participation from Endeavor Catalyst. Existing investors PayPal Ventures, BII, FMO, A15, Nclude and Helios Digital Ventures participated in the round, reaffirming their endorsement of Paymob’s business model, strategy and leadership in the regional fintech sector.

PayPal 98

PayPal Economy Participant Non-Bank 98

The Payments Association

MARCH 18, 2025

In Brazil, open finance frameworks are unlocking credit access for gig economy workers and SMEs, groups often overlooked by conventional scoring models. Payments leaders will need to navigate these risks carefully, particularly as customer trust becomes a competitive differentiator in an open data economy.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

PYMNTS

MAY 8, 2020

But in some emerging economies, NFC is not supported, making MST important. . Samsung Pay has increasingly grown in popularity, processing more than one billion transactions , almost double compared to 2018. Growth is being fueled in part because more retailers are participating. That number was about 25 percent for U.S.

Debit Card 92

Debit Card Contactless Payments Mobile Payments Payments Tools 92

PYMNTS

APRIL 8, 2019

The gig economy now is a noun, where once to “gig” was a verb, without critical mass — to “gig” in other words, was to supplement income, to make ends meet. The participation rate is significant, and so is the income those participants take home — as much as $1.4 trillion last year. We found that 36.7

PayPal 69

PayPal Participant Economy Direct Deposit 69

PYMNTS

JANUARY 9, 2019

As 2018 came to a close, unemployment was at historic lows — thanks in part to growth in the gig economy. In Q3 2018, the portion of gig workers in the U.S. percent of gig workers found their gigs via digital marketplace in Q3 2018. workforce rose to 35.6 percent, up from 32.2 percent in Q3 2017 and 29.5 Another 23.3

Economy 66

Economy Participant Payments Consumer 66

PYMNTS

OCTOBER 16, 2018

Loyalty and mobile continued to do some productive lifting for Starbucks in its fiscal third quarter of 2018, as those two factors contributed to an 11 percent year-over-year revenue increase, with sales for the coffee chain reaching $6.31 One in 10 – or 10.4 percent – of customers order at a special preorder physical location.

Innovation 73

Innovation Economy Technology Mobile Payments 73

PYMNTS

DECEMBER 13, 2018

According to the latest Gig Economy Index , 33.8 workforce acknowledged participating in some type of freelance work, drawn in by the flexibility of creating their own schedules and skipping the 9-to-5 grind. Removing common payment frictions also eliminates barriers to gig economy participation. “It percent of the U.S.

Economy 47

Economy Payroll Payments Faster Payments 47

PYMNTS

OCTOBER 11, 2018

The gig economy is thriving, and workers are taking note: Approximately one-third of the U.S. workforce has participated in it in some way. Gig economy platforms have found an alternative. Gig workers provide rides to the airport, deliver take-out and move heavy furniture, among other tasks.

Faster Payments 60

Faster Payments Economy Real Time Payments Online and Mobile Banking 60

PYMNTS

OCTOBER 20, 2020

20) that Google faces an antitrust suit from the Department of Justice — focused on the core search business — makes us wonder what, if anything, might happen to other business lines that, though nascent, represent bids to join and at the same time foster the connected economy. That’s up 42 percent since 2018. News Tuesday (Oct.

Economy 52

Economy Federal Trade Commission FTC Credit Union 52

PYMNTS

JANUARY 1, 2019

Here’s a 2019 prediction that we guarantee will come true: There will be no human being or business adamantly hoping to be paid slower in 2019 than they were in 2018. When PYMNTS and Visa spoke to 2,800 consumers for the 2018 edition of the How We Will Pay study, working consumers were among the groups keenest to be paid faster.

Instant Payments 79

Instant Payments PayPal Payments Economy 79

PYMNTS

NOVEMBER 12, 2018

The numbers are in, and the economy is looking up: Gross domestic product (GDP) is increasing fast, wages are rising and the unemployment rate is the lowest it has been in decades. In Q2 2018, only 31 percent of consumers fell behind on bill payments, as compared to 42 percent in Q4 2017. The question is: Why?

Consumer 61

Consumer Credit Cards Economy Accounts 61

PYMNTS

DECEMBER 26, 2018

That’s not to put some boring academic spin on these digital discussions, but only to underscore how intelligent the material is, and how the participants often learn from each other during these events. The research shows that 58 percent of consumers have participated in contextual commerce experiences.

Cross-Border 62

Cross-Border Real Time Payments RTP Online and Mobile Banking 62

Fintech News

MARCH 25, 2024

According to the “Southeast Asia: Private Capital Breakdown” report by PitchBook, Southeast Asia has become a compelling region for private capital investment in recent years, owing to the region’s fast-growing and diverse economies, as well as its vast investment opportunities and its important consumer story.

Participant 117

Participant B2C On-Demand Consumer 117

The Fintech Times

MAY 14, 2024

Building on success Beginning in 2018, the Morgan State and UBRI partnership has expanded its technological bandwidth, established new standards of academic excellence and fostered a culture of innovation. The University has expanded the Center’s reach, providing programs that have impacted over 60 participating HBCUs.

Blockchain 117

Blockchain Innovation Research Deepfake 117

PYMNTS

JUNE 10, 2019

The sharing economy has transformed the way consumers get transported from point A to B, how they rent vacation homes, how they get food delivered and, increasingly, how they shop. The latest Platform Economy Playbook explores how digital platforms have enabled companies to move beyond transactional digital commerce and explore new models.

Economy 44

Economy Origination Consumer Facilitators 44

CB Insights

AUGUST 22, 2018

Get a data-driven look at the wellness economy. Which industries are participating in the sleep economy? Last year, American Airlines announced a partnership with Casper to provide its complimentary sleeping products on longer flights for first-class and some premium-economy fliers. Mattress providers.

Economy 60

Economy Product Participant Consumer 60

PYMNTS

JANUARY 22, 2020

trillion in earnings in 2018, but many of these payments were sent out via frustratingly complex and slow payment methods. In the inaugural Gig Economy Tracker , PYMNTS examines how the U.S. gig economy is growing and why payment innovation and speed are becoming critical to platforms fighting to maintain freelancer loyalty.

Faster Payments 78

Faster Payments IRS Economy Payments 78

PYMNTS

NOVEMBER 15, 2017

This week, Hong Kong Secretary for Financial Services and the Treasury, James Henry Lau, said blockchain could offer “great benefits” in global trade and trade finance for the markets that participate in China’s Belt and Road Initiative, an effort launched in 2013 to streamline trade across the Silk Road Economic Belt. Scrutiny Heightens.

Blockchain 52

Blockchain Distributed Ledger Technology (DLT) Visa Real Time Payments 52

PYMNTS

APRIL 9, 2020

ITOCHU previously participated in Paidy’s Series B round in 2016 and its Series C round in July 2018, bringing its total investment in the startup to $91 million. Japan’s buy now, pay later (BNPL) startup Paidy announced it has closed a Series C extension funding round led by previous investor ITOCHU Corporation.

BNPL 92

BNPL PayPal Participant Economy 92

PYMNTS

MARCH 12, 2019

The gig economy is gaining steam, as roughly a third (more than 35 percent) of U.S. workers are participating in part-time or project-based employment, and increasingly they want to get paid when the work is done. percent of gig economy workers surveyed last quarter (Q3 2018) to 41.9 To that end, there’s a bottleneck.

Debit Card 76

Debit Card PayPal Real Time Payments Economy 76

Fintech Finance

JULY 15, 2024

Subsequently, shoppers can enjoy collecting points automatically at any Treats-participating merchant by simply tapping and paying. The Singapore Digital Economy Report 2023 revealed that the technology adoption rate of SMEs increased from 73.8% in 2018 to 94.3%

Automation 98

Automation Payments Cross-Border Debit Card 98

PYMNTS

DECEMBER 15, 2020

We’re proud to bring to the market an eCash product that will allow underbanked and unbanked Americans to participate in the digital economy and prevent financial discrimination against the cash consumer.”. Paysafecash launched in 2018 and is now live in nearly 30 markets around the world, according to the release.

Online and Mobile Banking 72

Online and Mobile Banking Alternative Payment Methods Federal Reserve Payments 72

PYMNTS

OCTOBER 5, 2018

workforce has participated in the gig economy in some way. Among the most significant shifts in the gig economy now is the share of gig workers who had moved away from having a full-time job. In Q2 2018, PYMNTS found 47 percent of gig workers had a regular, 9-to-5 job, a drop from 55 percent in Q1 2018.

On-Demand 51

On-Demand Economy Participant Posting 51

PYMNTS

AUGUST 22, 2018

The gig economy was once seen as a temporary holdover — an opportunity to earn supplemental income by taking on ad hoc work designing websites, doing yardwork or driving for a rideshare service as time allowed. Twenty-five percent cited flexibility as the top rated motivator for pursuing a career in the gig economy. In fact, 42.7

Economy 42

Economy Direct Deposit Participant PayPal 42

Open Banking

JUNE 28, 2024

This is the first major release since 2018 and includes important mandatory updates to the security profile and widely recognised international messaging standards (ISO 20022). million active users and is worth more than £4 billion to the UK economy. following approval by the Trustee. week consultation period. Key changes in v4.0

ISO 20022 92

ISO 20022 ISOs Consulting Message Standards 92

PYMNTS

MAY 31, 2019

It launched out of beta in December 2018, and in the intervening months, it’s garnered support from brands like Brex, Segment, Caviar, Zumper, and others.”. The Firefly proposition seems well suited to the digital age, the rise of the gig economy and the emergence of the connected vehicle ecosystem. In Q3 2018, 35.6 Driver Pay.

Direct Deposit 49

Direct Deposit Economy PayPal Participant 49

PYMNTS

NOVEMBER 13, 2018

economy, with low unemployment and high consumer confidence topping the list. Veterans punch well above their weight when it comes to economic participation in some segments of the economy but find it difficult to enter others. 31 percent: The share of consumers who fell behind on bill payments in Q2 2018.

Credit Cards 51

Credit Cards Economy Participant Consumer 51

Open Banking

JULY 23, 2024

OBL was only set up in 2016, with the launch of open banking in January 2018, and it’s been encouraging to see sustained growth in such a short time. “ Open banking has shown what a truly smart data economy can achieve. Produce guidelines for participants in the open banking ecosystem. Create security and messaging standards.

Small Business 80

Small Business Message Standards Regulations Economy 80

PYMNTS

SEPTEMBER 11, 2019

Ragnar Meitern and other angel investors also participated in the funding round. Ogundeyi, who previously held a financial advisory role with the Nigerian government, co-founded Kuda in 2018 with Musty Mustapha, a former Stanbic Bank software developer. “We Aswani told the news outlet that he will also be on Kuda’s board.

FinTech 72

FinTech Cross-Border Payments Cross-Border Debit Card 72

CB Insights

FEBRUARY 13, 2020

Growing the internet economy. Stripe Payouts and Stripe Issuing facilitate the movement of money with instant cashouts for gig economy workers and virtual card issuance, respectively. Stripe is focused on capturing a growing share of future payments volume in an increasingly internet-based economy. Virtual card issuance.

Payment APIs and Integration 98

Payment APIs and Integration Online and Mobile Banking Payments Push-to-Card 98

PYMNTS

JANUARY 16, 2020

Banks and investors can participate in the crowdfunding platform to submit their offers to small and medium-sized businesses (SMBs), which can, in turn, choose the most competitive rate. SMBs] are the backbone of our economy. In 2018, Crowdz announced an investment from Barclays , which had picked Crowdz for its Accelerator program.

B2B 67

B2B Finance Blockchain Participant 67

PYMNTS

MAY 3, 2019

Whether these job creation figures are accurate or not, there’s no question that the rise of gig work is having an impact on the economy. In collaboration with Hyperwallet , PYMNTS produced The Gig Economy Index to gather insights into the state of this growing industry. income in 2018. percent in Q3 2018 to 32.6

Economy 40

Economy Participant Rules Payroll 40

PYMNTS

MAY 28, 2019

million – consumers will be participating in the digital platform ecosystem, per the PYMNTS and the Platform Economy Playbook. and European workers participate in the gig economy. billion – of funds were lost to card fraud in 2018, up from $1.4 By 2021, close to 90 million – or 86.5 Just under $3 billion – or $2.7

FBI 63

FBI Crime Mobile Payments Data Breach 63

PYMNTS

JUNE 10, 2020

When India moved to formally shut its economy down by closing workplaces and other public spots over COVID-19, over 120 million Indians lost their jobs. report noted that some 70 percent of working women are employed in the informal economy “with few protections against dismissal or for paid sick leave and limited access to social protection.

Shutdown 57

Shutdown Economy Participant Risk 57