PYMNTS

DECEMBER 26, 2018

Don’t think of them as mere podcasts — though PYMNTS certainly does a lot of podcasts, discussing with payments and commerce experts the hottest topics of the day, with each conversation not only digging into the past and present but having an outlook toward the future. No, think of them as miniature seminars. The Rise of Contextual Commerce.

Cross-Border 62

Cross-Border Real Time Payments RTP Online and Mobile Banking 62

PYMNTS

NOVEMBER 18, 2020

The pandemic has pushed them to digitize the majority of their offline lives into digital channels over the last eight months. While its imminent death has been long forecast, cash just keeps on living to pay another day. Cash may not be king in the U.S. market anymore, but reports of its demise have often proved to be a bit premature.

ATM 121

ATM Federal Reserve Push-to-Card Consumer 121

PYMNTS

NOVEMBER 15, 2017

Patent and Trademark Office, shows Mastercard ’s plans to deploy distributed ledger technology to develop a platform on which credit card transactions can be completed in real-time, rather than through the current system, in which payees have to wait several days before those transactions are verified and land in their accounts. Mastercard.

Blockchain 52

Blockchain Distributed Ledger Technology (DLT) Visa Real Time Payments 52

PYMNTS

APRIL 30, 2019

In today’s global economy, payment needs are fast-evolving with merchants gravitating toward payment providers who offer broader multifaceted services in one place. The agreement means both companies will work to improve “payment processing and enable push and pull transaction capabilities.”

Push-to-Card 71

Push-to-Card Payments Processors Settlement 71

PYMNTS

MARCH 18, 2019

Connecting these two dots suggests a few important things that, for banks and card networks, might be the 2020 hindsight that could have come in handy had they stopped to look backwards a few years ago: That the Fed has much more than a passing interest in how faster payments are run in the U.S. A Couple of Important Dots.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

PYMNTS

MAY 25, 2018

For fiscal 2018, L Brands now expects earnings per share to fall within a range of $2.70 The market Victoria’s Secret is competing in has evolved to reach out to customers in a very different fashion: The lingerie startup brigade push hard for inclusion and personalization. Fizzle of the Week: Victoria’s Secret.

Economy 43

Economy Returns Push-to-Card Credit Cards 43

PYMNTS

OCTOBER 30, 2020

It cannot be overstated how integral non-cash payments are to the global economy, with the United States processing more than 174.2 billion of these payments in 2018 alone for a total of $97.04 Cash payments are quickly falling to the wayside, with only 26 percent of all U.S. consumer purchases made with cash.

Automation 91

Automation Process Disputes AML 91

PYMNTS

FEBRUARY 19, 2020

That is observable in the medical workers who have put their health and lives on the line, rescue workers who have streamlined evacuations and researchers looking to run the virus through the best in computer modeling to get ahead of it. As has historically been the case, human beings do some of their best work under pressure.

Bitcoin 93

Bitcoin Push-to-Card ATM Origination 93

PYMNTS

JULY 23, 2020

Regulators in Mexico passed a law governing FinTechs in March 2018, just two months after PSD2 went into effect in the European Union, and others in the region have since followed suit. Mexico has crafted its upcoming rules with similar developments in mind, especially as its 2018 law makes the market more attractive to FinTechs.

Online and Mobile Banking 66

Online and Mobile Banking Regulations Laws Push-to-Card 66

FICO

DECEMBER 10, 2020

These and other milestones have come to pass, pushing enterprise-scale AI solidly into the “early adoption” phase, as defined by “Chasm” author Geoffrey Moore. Last year I predicted that artificial intelligence (AI) would grow up , with major infrastructure developing around Responsible AI , AI advocacy and AI governance.

AI 98

AI Fraud Detection Payment APIs and Integration On-Demand 98

PYMNTS

JANUARY 17, 2019

The evolution of payroll is all about pushing back against the notion of one-size-fits-all. receiving paper checks and even fewer using payroll cards. The rise of the gig economy is one example of not only how employee payroll demands are changing, but how a one-size-fits-all approach will fall flat. ” In the U.S.,

Payroll 69

Payroll Payment APIs and Integration On-Demand Identity Theft 69

PYMNTS

AUGUST 28, 2020

Gourab Basu , vice president of global network processing at Visa, tells PYMNTS how deep learning keeps card (and card not present) transactions flowing. It’s the end of another week and the end of a busy month. The PYMNTS Weekender is here to catch you up on the latest payments and commerce news. Trackers and Reports.

Online and Mobile Banking 83

Online and Mobile Banking Faster Payments Push-to-Card Issuers 83

PYMNTS

SEPTEMBER 24, 2020

Petal , a startup with a mission to shake up the world of credit cards, is poised for more expansion after nailing down another big commitment from its investors. Once approved, customers gain access to a “high-quality Visa® credit card.” Once approved, customers gain access to a “high-quality Visa® credit card.”

Push-to-Card 50

Push-to-Card Credit Cards FinTech Economy 50

PYMNTS

AUGUST 20, 2020

No single payment method will suit all needs, but many employers in Europe are finding it important to disburse freelancers’ funds onto payroll cards. No single payment method will suit all needs, but many employers in Europe are finding it important to disburse freelancers’ funds onto payroll cards.

Push-to-Card 67

Push-to-Card On-Demand Debit Card PayPal 67

PYMNTS

MAY 3, 2019

Migrants make up a substantial portion of the economy in India. These systems, Pai said, are pushing the adoption of electronic payments among the country’s vast base of migrant workers. . By some recent accounts , more than 100 million migrants are participating in the nation’s workforce — one-fifth of the nation’s workforce.

Faster Payments 78

Faster Payments EMV Payments Push-to-Card 78

PYMNTS

OCTOBER 8, 2018

Starting with Facebook’s big announcement of its chatbot push at F8 in 2016, all of those forecasts for everything chatbots were going to do starting rolling in. Now, it is the fall of 2018 – and these days, no one says all that much about chatbots one way or another. It could work, she noted. But given the massive changes U.S.

Bots 67

Bots Push-to-Card Economy Blocks 67

PYMNTS

JULY 7, 2020

Using credit cards (aka spending the bank’s money instead of your own) seemed so cool — until it suddenly wasn’t nearly as cool anymore. Then, just when everyone was really making money again, along comes COVID-19, wiping out the economy yet again, and within recent living memory no less. My Money, My Way.

Credit Cards 54

Credit Cards Debit Card Push-to-Card Card Issuer 54

PYMNTS

NOVEMBER 9, 2018

While living paycheck to paycheck is often associated with low-salary or part-time workers, the data tells a different story. As it turns out, the white-knuckled wait for payday is something that affects consumers up and down the economic ladder, something a glance at the PYMNTS Financial Invisibles Report quickly confirms.

Instant Payments 71

Instant Payments Push-to-Card Payroll Consumer 71

PYMNTS

DECEMBER 28, 2018

Charles Dickens’ famous starter to A Tale of Two Cities , as it turns out, is a pretty good way to sum up the year 2018 from the view of the alternative financial services segment. However, as 2018 wore on, headwinds started to blow back on the segment, most especially in the form of rising interest rates. That amounts to $13.2

Non-Bank 58

Non-Bank Online and Mobile Banking Push-to-Card Consumer 58

PYMNTS

DECEMBER 1, 2018

The problem in 2018 is that customers are not less generous than they’ve been in years past – Facebook alone raised $125 million on Giving Tuesday – but they are far less likely to be carrying cash. It’s from The Salvation Army and its battalion of red kettle bell ringers who have been a fixture of the season for the last 127 years.

Credit Cards 64

Credit Cards Push-to-Card Blocks Consumer 64

PYMNTS

JUNE 24, 2020

trillion in premiums for 2018, according to one recent report , a notable portion of the wider industry’s approximately $5 trillion in revenue that year. The space recorded a 66 percent increase in net income, hitting $60 billion in 2018, for example, and the first half of 2019 saw individual insurer Lloyd’s report a $2.8

ACH 60

ACH Checks Payments Bank Routing Number 60

PYMNTS

OCTOBER 18, 2019

Card member spending, higher net interest income and card fees combined to produce an 11 percent year-over-year revenue gain for the Global Consumer Services Group of American Express in the third quarter of 2019. percent for the second quarter of 2018 and 1.7 percent for the third quarter of 2018. percent to $10.99

Push-to-Card 40

Push-to-Card Commercial Card Card Issuer Credit Cards 40

PYMNTS

APRIL 22, 2020

While there has been some innovation in wage payment mechanisms as more employers shift away from the paper check toward direct deposit and payroll cards, little has changed about the timing of those payments. workforce doesn’t look like it used to. It’s also opened up conversations about how professionals get paid.

Payroll 62

Payroll ACH Same Day ACH Innovation 62

PYMNTS

APRIL 12, 2019

In the June 2018 Disbursement Satisfaction Index , PYMNTS asked 2,300 consumers to rank their satisfaction with their disbursement solutions on a 100-point scale. Consumers can receive disbursements in many ways — via direct deposit, debit card, prepaid card and P2P services — but many are not given options.

Zelle 43

Zelle P2P Venmo Direct Deposit 43

PYMNTS

JUNE 9, 2018

China Leads The 2018 Advertising Push. That amounts to roughly 1 percent of China’s total advertising budget for 2018. Even among American brands making a major advertising push at the World Cup this year, the thrust of that advertising is very different, reports Digiday. Even in a “good year” for the U.S.

Push-to-Card 43

Push-to-Card Participant On-Demand Consumer 43

PYMNTS

DECEMBER 24, 2019

However, after almost 50 years, it began to fade in the 1980s, disrupted by the emergence of store-branded credit cards. Yet, instead of offering the option to pay now and buy later, the credit cards reversed the order of operation and allowed customers to buy now and pay later over time. That’s not all.

Credit Cards 55

Credit Cards Push-to-Card Consumer Returns 55

PYMNTS

OCTOBER 26, 2017

The forecast for 2018 is for continued high single-digit growth in 2018. Kelly also highlighted a number of new solutions that leverage Visa’s card rails and that are getting traction. That sent Visa’s stock price up 2 percent, to a record high of $110.61. percent) to $1.93 trillion, on a constant dollar basis. percent) to $1.93

Volume 49

Volume Cross-Border Payments Push-to-Card 49

PYMNTS

NOVEMBER 21, 2018

Experts are predicting big things for the 2018 holiday shopping rush. eMarketer predicts that 2018 will be the first year in U.S. Meanwhile, she said, because consumers are more likely to expect larger-than-average credit card bills during the season, they are much less likely to spot fraudulent charges than they otherwise might be.

Credential 53

Credential Push-to-Card Cybersecurity Consumer 53

PYMNTS

AUGUST 15, 2019

And insofar as they shopped online, cards (credit and debit) were preferred by nearly three-quarters of respondents. In the intervening several years, several forces, most notably the Japanese government, have actively pushed to get the nation off its cash addiction — and into digital payments. percent).

Mobile Payments 61

Mobile Payments Online and Mobile Banking Payments Push-to-Card 61

PYMNTS

JULY 23, 2019

Uber has already set many of the high standards for payments that are basically becoming table stakes — that is, the expectation among consumers that transactions can happen seamlessly without payment cards being pulled out (to say nothing of the lack of cash). Now the ride-sharing pioneer is moving into subscription eCommerce.

Push-to-Card 53

Push-to-Card Consumer Economy Product 53

PYMNTS

JUNE 14, 2019

Coverage includes Visa’s new B2B push, new trackers and research on fraud and digital ID, Uber financial services and Mastercard’s biometric vision. Stripe has announced that Stripe Terminal , a set of SDKs, APIs, and pre-certified card readers that lets users accept in-person payments, is now available all over the United States.

Payment APIs and Integration 40

Payment APIs and Integration Push-to-Card B2B Cross-Border 40

PYMNTS

JUNE 14, 2019

Coverage includes Visa’s new B2B push, new trackers and research on fraud and digital ID, Uber financial services and Mastercard’s biometric vision. Stripe has announced that Stripe Terminal , a set of SDKs, APIs, and pre-certified card readers that lets users accept in-person payments, is now available all over the United States.

Payment APIs and Integration 40

Payment APIs and Integration Push-to-Card B2B Cross-Border 40

PYMNTS

SEPTEMBER 14, 2018

economy, not counting insurance losses, according to weather-analytics company Planalytics. economy, not counting insurance losses, according to weather-analytics company Planalytics. And according to experts, the impacts from the storm will likely be felt throughout the end of 2018 and perhaps into 2019.

Push-to-Card 54

Push-to-Card Checks Consumer Economy 54

PYMNTS

JUNE 2, 2017

In an interview with Lisa Ellis, analyst with Sanford Bernstein, and as reported by Seeking Alpha , Visa CEO Al Kelly weighed in on a number of opportunities and challenges facing the company, from Visa Europe to China to digital payments. . The opportunity in payments to just grow the pie is enormous.” .

Digital Payments 52

Digital Payments Payments Duplicate Push-to-Card 52

PYMNTS

DECEMBER 9, 2019

This was an increase over 2018’s growth of 77.42 By all accounts, Cyber Monday was a great day for commerce in America. Prior to the all-day digital shopping festival, analysts had predicted it would surpass $9 billion. When the results were in and tabulated by Adobe, those expert predictions held, as Cyber Monday brought in $9.2

PayPal 52

PayPal Push-to-Card Alternative Payment Methods Professional Development 52

PYMNTS

APRIL 8, 2019

Gig workers, for example, will likely soon see an upgrade to their payments speed, thanks to a bit of help from their card network friends. Card Payouts is a card-based, front end user experience that integrates with treasury banks’ existing infrastructure. Visa Ups the Pace of Gig Payments. Affirm Affirmed by Investors.

Contactless Payments 40

Contactless Payments Push-to-Card Debit Card Payments 40

PYMNTS

JULY 23, 2018

May 2018’s household income numbers were up nearly 2 percent from last year, they say, due largely to increases in base compensation resulting from a tightening labor market. And that’s not a “Geez, I forgot to pay the credit card bill since I was away for a week” late paying the bills situation. Source: Financial Invisibles Report.

Finance 49

Finance Credit Cards Push-to-Card Economy 49