PYMNTS

OCTOBER 30, 2018

The average days sales outstanding (DSO) ratio was 44 days in 2018, unchanged from 2017. Insufficient funds availability. As noted by EOS KSI through its own European Payments Practices 2018 survey, as many as “every fourth” payment — or 27 percent — is delayed to Slovak companies or never gets paid.

Payments 47

Payments B2B Funds Availability Credit Risk 47

PYMNTS

SEPTEMBER 15, 2017

This preparation sets the stage for the third and final phase, which goes live in March of 2018. Here, all financial institutions must make funds from same-day credits available by 5:00 p.m. This brings home the funds availability” piece of the payments puzzle, said Larimer, with additional benefits accruing to consumers.

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Same Day ACH ACH NACHA Debit Transaction 48

PYMNTS

DECEMBER 13, 2017

But others are pushing forward, particularly with respect to funds availability. Want to assign a grade to the requirement to make Same Day ACH funds available by 5:00 P.M.? Give it an “A” said Herd, as 66 percent of FIs are already making Same Day ACH funds available, well ahead of the March 2018 deadline.

Same Day ACH 40

Same Day ACH ACH NACHA Payroll 40

PYMNTS

SEPTEMBER 21, 2018

Augmented reality (AR) and virtual reality (VR) have spent much of 2018 generating buzz as a potential tool for retailers looking to bridge the digital/physical gap and deliver an all-encompassing, omnichannel shopping experience. Funds availability speed is expanded for some transactions and ACH credits.

Same Day ACH 77

Same Day ACH ACH NACHA Money Laundering 77

PYMNTS

NOVEMBER 9, 2017

On the bright side, the percentage of FIs allowing consumers to push SDA credit payments – for both bill pay and peer-to-peer (P2P) applications – is expected to grow to 25 percent by the end of 2018. 50 percent of FIs plan to make SDA debit origination available for account-to-account (A2A) transfers.

Same Day ACH 41

Same Day ACH ACH NACHA Origination 41

PYMNTS

FEBRUARY 6, 2018

And the third and final stage, which requires FIs to make credit and debit funds available by 5:00 p.m. Some key takeaways found in the Corporate Survey include: In 2018, 59 percent of corporations plan to increase their use of SDA credits. local time on the day a transfer is initiated, goes live in March.

Same Day ACH 43

Same Day ACH Faster Payments ACH NACHA 43

PYMNTS

APRIL 25, 2019

” Research as recent as March 2018 has suggested that fewer than 5 percent of businesses across industries have fully migrated their ERPs to the cloud. ” Earlier research from 2016 found that significant hurdles remain for the hospital sector, as companies struggle to decide where to play crucial funding available. .

AI 46

AI Research Funds Availability Addressing 46

PYMNTS

JULY 30, 2020

Forty percent of respondents told the Federal Reserve in 2018 that they would either be completely unable to afford a surprise $400 expense or would have to sell something to do so. Many Americans were in precarious financial situations before the COVID-19 pandemic hit.

Treasury 57

Treasury Debit Card Direct Deposit Checks 57

PYMNTS

SEPTEMBER 27, 2019

Western Union CEO Hikmet Ersek told Karen Webster that real time means receivers will have funds available to spend within minutes, enabling new real-time, cross-border, cross-currency payments capabilities for C2C, B2C and B2B use cases. Western Union Enables Real-Time Account-To-Account X-Border Payments For Banks, Digital Wallets.

FinTech 46

FinTech Real Time Payments Cross-Border Legal 46

PYMNTS

SEPTEMBER 25, 2019

Project managers can use these tools throughout a project’s lifecycle to gain more tailored insights into performance metrics, funds available for subcontractors or parts of the job that may be lagging behind. percent from 2018 to 2022.

Instant Payments 43

Instant Payments Funds Availability Automation Cost Management 43

PYMNTS

NOVEMBER 13, 2018

Digital identity in the last few years has gotten a major boost — as of 2018, 60 nations worldwide have embraced some version of a digital identity scheme. That is a very simple example, Anderson noted, but the applications are myriad, across a variety of verticals like retail, healthcare and services, to name a few.

Credential 73

Credential Consumer Governance Government 73

PYMNTS

NOVEMBER 10, 2017

Some 14 months since launch, and among 125 FIs surveyed, 66 percent are making same-day funds available. About 75 percent of firms plan to offer same-day ACH credit origination to their business customers by the end of 2018. No respondents have seen a boost in fraud.

Same Day ACH 40

Same Day ACH ACH NACHA Ransomware 40

PYMNTS

SEPTEMBER 7, 2017

The third and final phase of Same Day ACH is scheduled to roll out in March 2018, and will require RDFIs to make funds available for Same Day ACH credits by 5 p.m. Coming Soon: ‘S.D. ACH III – The Final Chapter’. And, of course, there’s more to come.

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Same Day ACH ACH NACHA ACH Network 45

PYMNTS

APRIL 6, 2017

The third phase, which will usher in faster ACH credit funds availability, is on track to occur in March 2018. But Casali explained to NEACH members that they were misinformed, that this feature will not be mandated for all until the completion of Phase Three in March 2018.

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Same Day ACH ACH ACH Rules Rules 40