PYMNTS

DECEMBER 26, 2018

That’s not to put some boring academic spin on these digital discussions, but only to underscore how intelligent the material is, and how the participants often learn from each other during these events. The research shows that 58 percent of consumers have participated in contextual commerce experiences. Does #Donate Lead to #Buy?

Cross-Border 62

Cross-Border Real Time Payments RTP Online and Mobile Banking 62

Fintech News

JUNE 3, 2024

In the lending space, the number of peer-to-peer (P2P) borrower accounts reached 30 million in 2021, rising at a compound annual growth rate (CAGR) of 50% between 2018 and 2022. Total loan disbursement totaled US$17 billion in 2022, representing an annual growth rate of 140% between 2018 and 2022. year-over-year, reaching 10.3

FinTech 117

FinTech Boot Camp Participant Online and Mobile Banking 117

PYMNTS

DECEMBER 15, 2020

to help offer an alternative payment method for those looking to transact online, according to a press release. Paysafecash, the release stated, will help the 22 percent of Americans with no bank accounts or who are underbanked according to the Federal Reserve's research. for our Paysafecash solution," he said in the release.

Online and Mobile Banking 72

Online and Mobile Banking Alternative Payment Methods Federal Reserve Payments 72

CB Insights

OCTOBER 10, 2018

Traditional banking products, including checking, credit, and savings accounts, are under threat from a new crop of digital-first startups. Many of these startups are launching products without a bank charter and targeting a very specific customer base. DOWNLOAD THE 61-PAGE consumer banking REPORT. savings accounts.

Online and Mobile Banking 78

Online and Mobile Banking Debit Card Credit Cards Non-Bank 78

PYMNTS

FEBRUARY 1, 2019

The fourth quarter of 2018 was kind to Venmo and Zelle , the two big peer-to-peer (P2P) services that are battling for consumer loyalty and market supremacy — a fight that pits PayPal , the owner of Venmo, against the banks that operate Zelle. 31, 2018, with a year-end goal of 300 million.) Zelle Bank Gains. P2P Numbers.

Venmo 71

Venmo P2P Zelle PayPal 71

PYMNTS

FEBRUARY 4, 2020

In 2018, the Supreme Court struck down a 1992 law passed by Congress that made it illegal for most states to legalize sports betting within their borders. The decision opened the floodgates to legalized sports betting – both in-person and online – in the U.S.

Legal 53

Legal Online and Mobile Banking Verification Regulations 53

CB Insights

AUGUST 23, 2018

trillion in total assets, JPMorgan Chase is the largest bank in the US. Its retail bank, Chase, spans 61 million American households. Led by Chairman and CEO Jamie Dimon, the bank is undergoing a transformation, moving away from offline legacy systems and into the digital age. Live briefing: Consumer Banks in The Digital Age.

Consumer 76

Consumer Online and Mobile Banking Credit Cards Push-to-Card 76

PYMNTS

AUGUST 15, 2019

Japan, in the last several years, has been something of a puzzle among mobile payments watchers around the world. And the first mobile wallet in history launched in Japan — created by I Mode and DOCOMO 20 years ago in 1999. And the first mobile wallet in history launched in Japan — created by I Mode and DOCOMO 20 years ago in 1999.

Mobile Payments 61

Mobile Payments Online and Mobile Banking Payments Push-to-Card 61

PYMNTS

MARCH 10, 2020

The conversation came against a backdrop where, at the end of February, Fiserv said that nearly 600 banks and credit unions (CUs) have joined the turnkey service from Zelle to enable person-to-person (P2P) payment capabilities, and that the number of participants accessing the network via Fiserv has increased ten-fold in 2019 from 2018.

P2P 92

P2P Real Time Payments Zelle Credit Union 92

PYMNTS

DECEMBER 19, 2019

PayPal has acquired a 70 percent equity stake in Guofubao Information Technology ( GoPay ) and will head to China as the country’s first online-only payments platform, PayPal said in a press release on Thursday (Dec. 30 by the People’s Bank of China, according to reports. mobile apps and spend 6.3 They use an average of 2.22

PayPal 53

PayPal Online and Mobile Banking Central Bank Cross-Border 53

Clearly Payments

MARCH 18, 2024

billion in 2018. They’re also big fans of mobile wallets. billion mobile wallet users worldwide, with Gen Z and Millennials leading the pack. Baby Boomers (born 1946-1964): They still rely on cash quite a bit, according to a study by the Federal Reserve Bank of Boston. Cash usage dips to around 13%.

Credit Cards 105

Credit Cards Federal Reserve FedNow Online and Mobile Banking 105

PYMNTS

SEPTEMBER 3, 2018

Since we would hate for anyone to go into the end of 2018 behind the eight ball, we decided to pay tribute to both a great bit and a great deal of news with our own top 10 list of the biggest news of summer 2018. million in tokens for DENT, a mobile data ICO; and over $1.1 Theranos Investors Settle. They also stole $13.8

PayPal 40

PayPal Zelle Online and Mobile Banking P2P 40

PYMNTS

FEBRUARY 14, 2020

Participants in this race, both legitimate and illegitimate, have more room to play, however, as upgraded technologies and diverse customer behavior lead to new channels of payment and commerce. Although fraud losses from banks, retailers and online platforms have continued into 2020, so has security innovation.

Online and Mobile Banking 60

Online and Mobile Banking Fraud Prevention Authentication Account Takeovers 60

CB Insights

FEBRUARY 20, 2019

Download the free report to learn about the biggest trends from fintech in 2018 and ones to watch for 2019. In 2018, Brazil saw a new annual high for deals and funding, hitting 38 deals worth $480.8M. Latin American fintech companies are creating products aimed at rethinking banking, lending, and payments in the region.

FinTech 57

FinTech Online and Mobile Banking Participant Research 57

Fintech News

FEBRUARY 7, 2024

Netbank – US$344 million (Series A, Philippines) Filipino banking-as-a-service (BaaS) provider Netbank secured the largest funding round in Southeast Asia (excluding Singapore) last year, raising in May 2023 a US$344 million Series A funding round, data from KPMG and Pitchbook show. billion (US$36 million) in premiums.

FinTech 107

FinTech Online and Mobile Banking Non-Bank On-Demand 107

PYMNTS

JULY 25, 2019

Consumers may still champion cash as their preferred method of payment, but its use declined 3 percent as measured between 2015 and 2018. In this case, prepaid cards can serve as a payments alternative to traditional banking offerings like checks, and more technology-driven ones like real-time bank deposits.”. Firms in the U.S.,

Online and Mobile Banking 75

Online and Mobile Banking Payments Cross-Border Alternative Payment Methods 75

Fintech News

OCTOBER 22, 2024

The 2024 winners were selected by a panel of key industry players representing organizations such as KKR, Granite Asia (formerly GGV Capital), Singapore’s InfoComm Media Development Authority (IMDA), Singapore Business Federation, Singapore-based global investor EDBI, SGX Group, DBS Bank, Northstar Group, and 65 Equity Partners.

FinTech 107

FinTech Multi-Currency Online and Mobile Banking APACS 107

Fintech News

FEBRUARY 7, 2024

Netbank – US$344 million (Series A, Philippines) Filipino banking-as-a-service (BaaS) provider Netbank secured the largest funding round in Southeast Asia (excluding Singapore) last year, raising in May 2023 a US$344 million Series A funding round, data from KPMG and Pitchbook show. billion (US$36 million) in premiums.

FinTech 98

FinTech Online and Mobile Banking Non-Bank On-Demand 98

PYMNTS

DECEMBER 24, 2018

Moreover, Adobe projects that voice-assisted retail will prove to be a big hit during the 2018 holiday shopping season — and that consumers already devoted to the technology will buy even more gear for themselves and others. #3: 6: With Person-To-Person Mobile Tech. But that’s changing in this era of mobile and digital commerce.

Consumer 83

Consumer Online and Mobile Banking Debit Card Volume 83

PYMNTS

OCTOBER 11, 2018

workforce has participated in it in some way. Three quarters — 75 percent — of college-age consumers prefer to interact with mobile banking apps. To serve millennials and other consumers, Wells Fargo launched a mobile banking app called Greenhouse by Wells Fargo last year.

Faster Payments 60

Faster Payments Economy Real Time Payments Online and Mobile Banking 60

PYMNTS

SEPTEMBER 20, 2018

Banks offer credit limits to borrowers that would seem punitively low in much of the Western world, so there is a pent-up demand for online alternatives. That’s because Chinese consumers have embraced mobile commerce and payments more than nearly everyone else in the world, which provides a wealth of consumer information. “We

P2P 66

P2P Credit Cards Online and Mobile Banking Credit Limit 66

CB Insights

FEBRUARY 1, 2019

Today, Indonesia features one of the most compelling macro backdrops for investment globally with a young, optimistic, and upwardly mobile population of 264M. Speaking of mobile, smartphone penetration in Indonesia continues to grow with close to half of Indonesia’s population expected to own a smartphone by next year.

Online and Mobile Banking 61

Online and Mobile Banking Small Business Non-Bank Economy 61

CB Insights

NOVEMBER 21, 2019

Canadian VC-backed companies saw funding drop 13% in H1 2019 compared to H1 2018. In the event of a further tie, investors participating in the larger of total dollars invested were selected. Digital banking and financial infrastructure. GET THE ENTIRE 41-PAGE CANADA VC REPORT H1 2019. Company subcategories. Personal finance.

FinTech 93

FinTech End User Online and Mobile Banking Payment APIs and Integration 93

PYMNTS

FEBRUARY 8, 2019

Yabuki spotlighted the news on Thursday that New York Community Bank (NYCB), with more than $51 billion in assets, is converting to a real-time platform, marked by Fiserv’s digital banking and payment solutions. Mobiliti subscribers grew 21 percent in the quarter to more than 8 million.

Digital Payments 58

Digital Payments Zelle Online and Mobile Banking Payments 58

PYMNTS

DECEMBER 28, 2018

Charles Dickens’ famous starter to A Tale of Two Cities , as it turns out, is a pretty good way to sum up the year 2018 from the view of the alternative financial services segment. However, as 2018 wore on, headwinds started to blow back on the segment, most especially in the form of rising interest rates.

Non-Bank 58

Non-Bank Online and Mobile Banking Push-to-Card Consumer 58

PYMNTS

MAY 7, 2020

The program launched in 2018 and has grown 280 percent since then, and now includes 140 FinTechs globally. As a whole, Angelos noted, the latest class of Fast Track participants worldwide have stepped up in many ways to offer support to consumers and small businesses alike. How Innovators Are Moving Money . In the U.S.,

FinTech 95

FinTech Multi-Currency Cross-Border Credential 95

PYMNTS

JANUARY 11, 2021

In a 2018 Mercator Advisory Group survey , 67 percent of respondents said they actively seek out ATMs in surcharge-free networks to avoid paying fees. More than 1,900 organizations and 130 million cardholders participate in Fiserv’s MoneyPass ATM network. While ATMs are highly popular with customers, ATM fees are not.

ATM 52

ATM Online and Mobile Banking Credit Cards Agreements 52

PYMNTS

JUNE 6, 2019

When it comes to small business (SMB) lending, the top two contenders for business owners are banks and alternative financiers or online marketplaces. In Fiscal Year 2018, not one of the 100 top lenders participating in the SBA’s 7(a) loan program were credit unions, reports in American Banker said last month.

Credit Union 51

Credit Union NCUA Small Business Online and Mobile Banking 51

PYMNTS

JULY 28, 2020

Fraudsters and financial institutions (FIs) are constantly evolving to best each other, and growth in synthetic ID fraud is revealing that many banks must enhance their security measures to stay in the lead. Cybercriminals often use these identities to set up bank accounts and apply for credit cards and loans.

Online and Mobile Banking 53

Online and Mobile Banking Social Security Identity Theft Fraud Detection 53

PYMNTS

AUGUST 24, 2020

Online classes are also gaining the attention of workers who have been laid off during the economic downturn and want to refresh their skills or build new ones and attracting employees who may be seeking to polish their know-how while working from home. . Mobile money service M-Pesa is used by 24.5 Tackling The Currency Challenge .

International Payments 60

International Payments Cross-Border Online and Mobile Banking Cross-Border Payments 60

Fintech News

MARCH 26, 2024

The World Bank flagged in October 2023 that the region’s burgeoning economies would decelerate to 4.5% 1 SafeGold (India) SafeGold operates a digital gold platform, allowing customers to buy, sell, gift, and redeem gold online. 8 Credit Fair (India) Credit Fair is a consumer lending fintech startup that was founded in 2018.

FinTech 103

FinTech APACS Payment APIs and Integration Multi-Currency 103

PYMNTS

MAY 10, 2017

The commerce life of a consumer is becoming more digital by the day, given the proliferation of mobile wallets, eCommerce destinations and the emerging plethora of IoT-ready devices now capable of enabling commerce for them. Instead, Kelly noted, that can all be managed centrally from an issuer’s mobile app.

Push-to-Card 73

Push-to-Card Credential Issuers Payment APIs and Integration 73

PYMNTS

NOVEMBER 22, 2018

million ATMs across India, per data from the Reserve Bank of India (RBI). These requirements were never anticipated by the industry participants at the time of signing contracts with the banks. In the world of mobile money, competition and competitive advantage revolve around data.

ATM 75

ATM Digital Payments Payments Financial Inclusion 75

PYMNTS

MARCH 21, 2018

There’s a hunger for global brands among young, affluent consumers in these populations, and at this stage of the game, there’s still room for many international players to get a piece of the pie — but the “PPRO Payments & E-commerce Report: High-Growth Markets 2018” said that won’t be true for long.

eWallet 53

eWallet Online and Mobile Banking Cross-Border Economy 53

PYMNTS

MARCH 18, 2019

Although only 60 banks and credit unions (CUs) have made Zelle available to their customers, approximately 230 have signed up for the service. While some larger financial institutions (FIs) have joined the platform, regional community banks and CUs account for 85 percent of Zelle’s participants. billion in assets.

P2P 59

P2P Zelle Security Venmo 59

PYMNTS

OCTOBER 25, 2019

What Apple Pay At Five Says About The Future Of Mobile POS Payments. Court Rules Only ‘Depository Institutions’ Eligible For OCC’s Bank Charters. Waiting for checks to arrive in the mail, or for bank deposits to process, can be frustrating — especially for consumers struggling to make ends meet between paychecks.

Office of the Comptroller of the Currency 40

Office of the Comptroller of the Currency Innovation Online and Mobile Banking Void 40

PYMNTS

NOVEMBER 14, 2017

But between the promise and the reality, some connectivity is on order, bringing consumers payment options – and merchants toward better conversion rates when it comes to online commerce. The stats of Singles Day show the allure of shopping online using an alternative method of payment. Data Point One: 17.6

Alternative Payment Methods 46

Alternative Payment Methods Online and Mobile Banking eWallet Payments 46