Wharton Fintech

AUGUST 15, 2024

Since joining Coinbase in 2018, Shan has played a crucial role in expanding Coinbase Ventures’ portfolio to over 450 companies, including notable names like Uniswap , Zora , and Consensys. Shan’s journey from neuroscience to the crypto industry is as unconventional as it is inspiring.

Cross-Border Payments 130

Cross-Border Payments Cross-Border Stablecoins Consulting 130

PYMNTS

DECEMBER 26, 2018

And more often than not, the podcast discussions include PYMNTS research reports and original data, sometimes in collaboration with others. A good education on this online retail trend — an education backed by original data — comes from Azita Habibi, business development lead at Braintree , a payments services firm owned by PayPal.

Cross-Border 62

Cross-Border Real Time Payments RTP Online and Mobile Banking 62

The Fintech Times

NOVEMBER 2, 2024

Now in its twelfth iteration (2018-2023), Bhutan’s development approach remains shaped by its unique Gross National Happiness philosophy. Isolated from much of the world until the 1950s, Bhutan’s primarily rural population relied on subsistence agriculture. Economic development began with the First Five Year Plan in 1961.

Financial Inclusion 69

Financial Inclusion Technology FinTech Credit Cards 69

PYMNTS

NOVEMBER 20, 2018

According to the latest Q3 2018 TransUnion’s Industry Insights Report the back half of 2018 has been a good year for sub-prime borrowers looking for access to credit. This reverses the previous year’s trend, between 2016 and 2017, when sub-prime loan originations across categories fell by 7.1

Underwriting 75

Underwriting Origination Credit Cards Credit Limit 75

PYMNTS

OCTOBER 16, 2020

million fine for lacking the proper security measures that might have prevented a hacker in 2018 from exposing the financial details of more than 400,000 customers, the U.K.'s The agency was originally poised to hit the country’s largest airline with a $236.5 British Airways (BA) must pay a $25.8 Although $25.8 s biggest data breaches.

Data Breach 83

Data Breach Breach Security Origination 83

FICO

MARCH 17, 2021

movement of money) using trade transactions to legitimize their illicit origins. TBML involves the exploitation of the international trade system for the purpose of transferring value and obscuring the true origins of illicit wealth.

Money Laundering 98

Money Laundering Crime Financial Crimes Industry Trends 98

PYMNTS

DECEMBER 27, 2020

While TIDAL doesn’t give out subscriber, user or financial data, its website claims to have more than 70 million songs and 250,000 high-quality videos in its catalog, along with original video series and podcasts. Sound Is Booming. that year, although its overall revenue grew by 25 percent.

Mobile Payments 139

Mobile Payments Bitcoin Origination Payments 139

Fintech News

AUGUST 12, 2024

Fiin Credit: Founded in 2018, Fiin Credit is a digital finance and consumer credit system in Vietnam. OPES Insurance: Founded in 2018, OPES Insurance is a leading digital insurer serving the Vietnam market. ZaloPay: Established in 2018, ZaloPay is a mobile wallet and payment platform associated with the Zalo messaging app.

FinTech 114

FinTech Online and Mobile Banking Point-of-Sale (POS) Payment Gateways 114

The Payments Association

MARCH 18, 2025

Unlike open bankings regulatory-driven origins, open finance is advancing through a mix of policy frameworks and market-led initiativesdriving divergent adoption curves that are reshaping competitive dynamics globally. Mexico has adopted a regulated approach under its Fintech Law, introduced in 2018, laying the groundwork for open banking.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

FICO

FEBRUARY 25, 2019

After a 2018 that had its highs and lows, what might 2019 have in store from a credit risk management standpoint? Risk in Bankcard Originations on the Rise. This shift has been most notable for the bankcard originations population. 2018 SCE Credit Access Survey.

Credit Risk 63

Credit Risk Underwriting Origination Fed 63

PYMNTS

JULY 10, 2020

The nCino Bank operating system is a single, multi-tenant cloud platform that digitizes client onboarding, loan origination and deposit account opening across commercial, small business and retail lines of business. percent of total revenues) in fiscal 2018, representing a 64.7 million, or 74.7 percent of total revenues, up from $64.5

Regulatory Compliance 79

Regulatory Compliance Deposit Account Underwriting Origination 79

PYMNTS

APRIL 22, 2020

In 2017 and 2018, however, fraudulent activity and different schemes were $3 billion combined. And 90 percent of the stolen funds originated from only six broad schemes. The effort reportedly attained levels not seen before for a digital currency scam. As previously reported, the cost of crypto fraud reached $4.3 billion last year.

Scams 82

Scams Bitcoin Digital Currency Crime 82

PYMNTS

JANUARY 25, 2021

The idea kicked into high gear in 2018, when they attended a 10-week entrepreneurship course and won $15,000 in seed money through the University of Chicago’s College New Venture Challenge. “At They began selling chips in autumn of 2018. At that point, we were hooked,” Hamburger said. Getting Going .

CHIPS 116

CHIPS Returns Product Consulting 116

FICO

AUGUST 7, 2019

billion in principal balance as of the end of 2018 — an increase for the seventh consecutive year. Non-prime portfolio balances increased an impressive 7.07% YoY in 2018 and stand at $1.143 trillion. Originations Accelerated. Lenders saw fewer losses in 2018. YoY in 2018. YoY in 2018. YoY in 2018.

Finance 60

Finance Non-Bank Returns Best Practices 60

Fintech News

JULY 17, 2024

These services blend the cryptocurrencies of many users together, making it difficult to trace the origin of funds. This pattern of consolidation could indicate attempts to obscure the origin of funds before moving them to exchanges or other cash-out points. Usage of mixers peaked in 2022, with over US$1.5 billion in 2024.

Money Laundering 107

Money Laundering Law Enforcement AML Non-Bank 107

PYMNTS

JUNE 30, 2020

Despite dropping the price of its Focals to $600 last year from the original $1,000, North had reportedly sold very few pairs, The Globe and Mail reported. A source told them it was unlikely that the company sold more than 1,000 pairs since its launch in late 2018. . “We are looking forward to remaining in the region with Google.”.

Origination 82

Origination Continuity Technology 82

Fintech News

SEPTEMBER 9, 2024

Lendela Lendela illustration, Source: Lendela Singapore Founded in 2018, Lendela operates as a loan comparison service, helping individuals find the best loan offers tailored to their specific financial needs. Originating in Sweden, Lendela quickly expanded across Scandinavia.

APACS 114

APACS FinTech Assessments Risk Assessment 114

The Fintech Times

SEPTEMBER 27, 2024

This strategy, known as Making Access Possible (MAP), significantly boosted the percentage of adults with access to formal banking services, increasing from a fraction of the population in 2013 to nearly 50 per cent by 2018. However, it is unclear whether this program remains active today.

Financial Inclusion 102

Financial Inclusion FinTech Underserved Central Bank 102

CB Insights

JANUARY 17, 2018

LIVE BRIEFING: 15 trends shaping tech in 2018. We’ll look at 15 trends that we believe will shape the tech sector in 2018, ranging from the race for AI to car subscriptions and cross-border M&A. The Most Well-Funded Tech Startups By US State (2015 – 1/8/2018). Stio (Mountain Origins Design) *. First Name.

Cross-Border 78

Cross-Border Database Origination Security 78

VISTA InfoSec

SEPTEMBER 30, 2024

The GDPR, which came into effect on May 25, 2018, introduced the requirement for certain organizations to appoint a DPO. – An organization process special categories of personal datasuch as health data, racial or ethnic origin, political opinions, or genetic informationon a large scale.

CCPA 130

CCPA Privacy Laws Data Breach 130

VISTA InfoSec

OCTOBER 21, 2024

The GDPR, which came into effect on May 25, 2018, introduced the requirement for certain organizations to appoint a DPO. – An organization process special categories of personal data—such as health data, racial or ethnic origin, political opinions, or genetic information—on a large scale.

CCPA 130

CCPA Privacy Laws Data Breach 130

PYMNTS

DECEMBER 10, 2020

in 2018 before sharply decreasing to $3,869.47 billion in 2019, a larger sum than in 2017 and 2018 combined. billion in laundered money flow through cryptocurrency exchanges, up from $1 billion in 2018. The currency is well-known for its massive value fluctuations, as a single bitcoin cost just 9 cents in 2010, $313.92

AML 88

AML Cryptocurrency Money Laundering Compliance 88

PYMNTS

SEPTEMBER 12, 2019

Mastercard Track was originally launched in 2018 as a trade platform to address identity, compliance and payment management needs. The trade directory has registered more than 210 million entities worldwide and is central to all current and future B2B payment products, the company said.

Visa 76

Visa B2B Payments Business Payments 76

PYMNTS

AUGUST 25, 2019

The original founder Andre Durand is still on board, although the company was acquired in 2016 by Vista for about $600 million. million in the same period in 2018. Founded in 2001, Ping is said to be looking at a valuation of $2-$3 billion. The company’s S-1 filing shows that it is not yet profitable but shows promise, with $112.9

Breach 63

Breach Data Breach Authentication AI 63

PYMNTS

JANUARY 22, 2021

Loon was originally part of Alphabet’s X division. In 2018, after years of conducting tests with high-altitude helium balloons, it was spun off to become its own subsidiary. The company aimed to bring internet access to remote communities and low-income areas unable to afford the technology.

Origination 72

Origination Facilitators AI Posting 72

PYMNTS

DECEMBER 17, 2020

This marks the second time GM's venture capital arm has invested in Yoshi since 2018, and the round will go toward helping Yoshi hire more employees and expand as the pandemic ends, according to Yoshi Co-Founder and CEO Bryan Frist , according to CNBC. COVID has been interesting for us," he said, CNBC reported. "We markets, CNBC reported.

On-Demand 72

On-Demand Credit Cards Origination Acquirers 72

PYMNTS

FEBRUARY 12, 2019

Ninety-five percent of these retailers offered plan options, for instance, in Q4 2018. Nine in 10 of the top performers — or 90 percent — offered mobile optimization in Q4 2018. Seven in 10 — or 70 percent — of the top performers had feedback in Q4 2018. Fifteen percent of the top performers offered rewards in Q4 2018.

Venmo 66

Venmo Payments Payment Gateways Gateways 66

PYMNTS

FEBRUARY 1, 2019

The fourth quarter of 2018 was kind to Venmo and Zelle , the two big peer-to-peer (P2P) services that are battling for consumer loyalty and market supremacy — a fight that pits PayPal , the owner of Venmo, against the banks that operate Zelle. 31, 2018, with a year-end goal of 300 million.) P2P Numbers.

Venmo 71

Venmo P2P Zelle PayPal 71

PYMNTS

NOVEMBER 13, 2018

Lumentum President and CEO Alan Lowe said in a statement: “We recently received a request from one of our largest Industrial and Consumer customers for laser diodes for 3D sensing to materially reduce shipments to them during our fiscal second quarter for previously placed orders that were originally scheduled for delivery during the quarter.”

NOV 68

NOV Product Origination Technology 68

PYMNTS

AUGUST 21, 2019

The hack originated from one of the NPP banks that were secured by payments provider Cuscal Limited. ” Australia’s real-time payments service went live in early 2018 and sought collaboration from FinTech firms and developers through the launch of a developer sandbox. This is the second time since June that PayID has been hacked.

Payment APIs and Integration 71

Payment APIs and Integration Real Time Payments Breach Data Breach 71

PYMNTS

JANUARY 15, 2021

Postmates started trialing sidewalk delivery bots in 2017 and launched Serve in December 2018, with a commercial rollout planned in Los Angeles. Uber had originally tried to acquire delivery platform Grubhub, but the deal sputtered over antitrust concerns. . It’s now commercially operating in both Los Angeles and San Francisco.

Bots 67

Bots Acquirers Legal Agreements 67

PYMNTS

APRIL 7, 2020

The 2020 Association for Financial Professionals (AFP) Payments Fraud and Control Survey underwritten by JPMorgan found that business email compromise (BEC) was the most noted origin of tried or actual fraud incidents in 2019, according to an announcement. ACH payment methods also seem to be of greater interest to scammers.

Business Email Compromise 61

Business Email Compromise Email Compromise AFP Compromise 61

PYMNTS

MARCH 22, 2020

J.Crew had originally said it hoped that taking its spinoff brand public would bolster its junk-rated balance sheet and provide some relief for its $1.7 Sales were up a remarkable 31 percent at Madewell stores as of July 2018 as sales at J.Crew spiraled downward. billion debt. Some of the debt is going for 87 cents on the dollar.

Agreements 64

Agreements Origination 64

PYMNTS

FEBRUARY 8, 2019

The latest offer equates to about 37 pence, which in turn is about 23 percent above the original bid that started the back-and-forth, and which came in December of 2018. On Friday (Feb. It also tops the price offered by Mastercard – and agreed upon by Earthport two weeks ago – by 12 percent.

Cross-Border Payments 63

Cross-Border Payments Visa Cross-Border Origination 63

PYMNTS

AUGUST 27, 2019

The bank also noted that the number of API calls grew by 750 percent between November 2018 and August 2019. Those API calls originate from corporate clients using the CitiConnect platform. Citi pointed to account balance inquiries, payment status reports and payments as the most popular API calls processed on the platform.

Treasury 63

Treasury API Payment APIs and Integration Real Time Payments 63

PYMNTS

JUNE 18, 2019

This comes after rumors of children being kidnapped spread on the app and a number of people were lynched across the country in 2018. Fingerprinting WhatsApp messages will help find the originator of the message. That is all we want,” an official told the news outlet. “We

Encryption 69

Encryption Governance Government Privacy 69

CB Insights

JANUARY 31, 2018

Fintech: 2017 Year-in-Review & 2018 Trends. In the briefing we’ll highlight 2017 trends and explore what’s ahead for fintech in 2018, looking across payments, wealth management, insurance, and more.

FinTech 78

FinTech Blockchain Database Advisors 78