FICO

AUGUST 7, 2019

billion in principal balance as of the end of 2018 — an increase for the seventh consecutive year. Non-prime portfolio balances increased an impressive 7.07% YoY in 2018 and stand at $1.143 trillion. Originations Accelerated. Lenders saw fewer losses in 2018. YoY in 2018. YoY in 2018. YoY in 2018.

Finance 60

Finance Non-Bank Returns Best Practices 60

PYMNTS

DECEMBER 30, 2018

28) when Citi Research cut its estimates for iPhone production in the first quarter, becoming the latest Wall Street firm to go negative on the Cupertino, California iPhone maker. In the case of the iPhone XS Max, Citi now expects sales to come in 48 percent lower than originally forecasted.

On-Demand 55

On-Demand Research Origination Product 55

PYMNTS

MARCH 3, 2019

“There is high demand for these products without much supply, which allows the managers to charge a premium and be almost immune to the fee pressure that is widespread across the industry,” said Todd Rosenbluth, director of ETF and mutual fund research at CFRA, a research company. The fund has since returned 52 percent.

Legal 60

Legal Returns Crime Origination 60

PYMNTS

OCTOBER 21, 2020

Items must also be in new packaging with original or new accessories. The announcement comes after eBay has conducted research that it says supports the refurbished effort. The research is also in sync with PYMNTS’ work that shows holiday spend to be flat or even reduced. All items can be returned to eBay within 30 days.

On-Demand 76

On-Demand Product Research Origination 76

PYMNTS

MAY 6, 2020

Dissatisfied with Airbnb and other short-term rental companies, many hosts have created their own direct-booking websites to boost business and end years of frustration with the original online marketplace for lodging and its competitors, according to CNBC. He launched LetsConvention.com in 2018. That’s what host Jim Borthwick did.

Verification 58

Verification Origination Research Payments 58

Fintech News

JANUARY 4, 2024

communities at annual events such as Consensus, the world’s largest and longest-running crypto festival; and CoinDesk Indices, which offers expertise in digital asset indices, data and research to educate and empower investors. million between 2018 and 2022, and consists of a team of 35 people spread across Vienna, Munich and Berlin.

FinTech 76

FinTech Acquirers Web 3.0 Volume 76

PYMNTS

FEBRUARY 18, 2019

In fact, the country’s mobile phone market saw shipments grew 11 percent in 2018 — and smartphone shipments increased 10 percent. Counterpoint Research Analyst Karn Chauhan said in the release, “India is underpenetrated relative to many other markets.” And Broadcasters’ Audience Research Board (BARB) data found that 11.6

Disputes 58

Disputes Caps Consumer Research 58

The Fintech Times

DECEMBER 18, 2023

Research from Amazon Payment Services has shed light on the evolving preferences of younger generations and revealed that Gen Z in the Middle East and Africa (MEA) region generally prioritise personalisation over privacy. Originally, we had a simple B2C personal finance management app. One startup tackling this issue is Lune.

B2C 59

B2C Payment APIs and Integration B2B Assessments 59

FICO

DECEMBER 13, 2022

Then, in 2018, Google presented a service called Duplex that enabled customers to use Google Assistant to make appointments for hair and restaurants, etc. In their research, they found that a digital omnichannel approach is achieving results such as: 20-25% reduction in non-performing loans. 15% reduction in cost.

Consulting 52

Consulting Best Practices Research Automation 52

PYMNTS

FEBRUARY 1, 2019

The fourth quarter of 2018 was kind to Venmo and Zelle , the two big peer-to-peer (P2P) services that are battling for consumer loyalty and market supremacy — a fight that pits PayPal , the owner of Venmo, against the banks that operate Zelle. 31, 2018, with a year-end goal of 300 million.) P2P Numbers.

Venmo 71

Venmo P2P Zelle PayPal 71

PYMNTS

OCTOBER 16, 2018

According to CNBC reports, foreign M&A by Chinese companies has slowed in the first half (H1) of 2018, with deals totaling $22 billion for H1. This tactic involves rerouting orders to other markets — including Vietnam, the Philippines and Sri Lanka — so the orders can be labeled as having a country of origin other than China.

Disputes 65

Disputes Risk Legal Compliance 65

PYMNTS

MAY 29, 2019

At the time, OnDeck pointed to research from the Equipment Leasing & Finance Association’s 2018 Survey of Equipment Finance Activity, which found that the U.S. saw an estimated $35 billion in equipment loan and lease financing originations under $250,000 in 2017.

Finance 51

Finance Small Business Non-Bank Disputes 51

PYMNTS

SEPTEMBER 7, 2018

Her job involves “developing the consumer products portfolio across all categories for Netflix original series and films.”. Merchandising, after all, is a not only a solid way to make more money off content, but a way to drum up interest in the original property — just take the nearest time machine back to 1977 and ask George Lucas.

Origination 51

Origination Consumer Product Research 51

PYMNTS

FEBRUARY 23, 2018

As a result, original equipment manufacturers (OEMs) and chipmakers are now innovating new product lines to place in automated cars and Internet of Things devices. He also predicts Apple will stop producing the premium model in 2018. In his analysis, Kuo cited weak sales in China. iPhone sales for the month ending Dec.

On-Demand 47

On-Demand Origination Automation Research 47

PYMNTS

NOVEMBER 27, 2018

That person may have only a vague intention of buying something — or no intention at all — but follows an impulse and buys an item tied to the content and the original desire for discovery. In the first half of 2018, Babytree posted a 12 percent year-over-year revenue increase to nearly $59 million. Contextual commerce is hardly rare.

Origination 59

Origination Consumer Product Posting 59

CB Insights

APRIL 17, 2019

2018 wasn’t a great year for blockchain companies. Overall, 2018 was still a booming year for smart money into blockchain startups, with the 37 deals representing a 270% increase over the 10 deals seen in 2017. Smart money deals took a noticeable pause between May and July 2018, when crypto enthusiasm first began cooling.

Blockchain 70

Blockchain Bitcoin Cryptocurrency Correspondent 70

PYMNTS

JANUARY 27, 2020

Fraudsters’ attempts to access systems and steal valuable information are becoming more innovative, and research suggests they are also increasingly successful. percent increase from 2018. The scheme originated from a number of phishing emails that targeted a handful of employees. million in 2019 — a 1.5

Phishing 99

Phishing Data Breach Breach Fraud Prevention 99

PYMNTS

JUNE 10, 2019

As reported by Threatpost , earlier this month, researchers in London identified a cybersecurity gang that has evolved markedly in scale. The group has evolved from a “one-man shop” that originally scammed victims on Craigslist , and now has dozens of fraudsters targeting smaller firms through BEC — with an emphasis on U.S.

Business Email Compromise 51

Business Email Compromise Scams Romance Scams Counterfeit Check 51

FloQast

JANUARY 17, 2024

FloQast research in 2023 revealed that up to 60% of accounting professionals are unsure whether their company has sufficient resources to support control and compliance , while 70% reported that their control framework was not fully automated to meet the demands of the changing compliance landscape. What is the UK’s Corporate Governance Code?

Governance 79

Governance Government AAP Audit 79

CB Insights

OCTOBER 26, 2020

And across equity research and sales & trading, poor performances and new regulations have led to widespread layoffs as banks have figured out they can do more with less. The disruption of equities research. In October 2018, IEX listed its first public company, Interactive Brokers. Table of contents. Source: Getty.

Underwriting 78

Underwriting Research Online and Mobile Banking Non-Bank 78

CB Insights

OCTOBER 31, 2018

In line with the recent surge of consumer and investor interest in craft spirits , Deacon Giles produces a range of artisanal, small-batch “damn righteous spirits,” including its Original Gin and Liquid Damnation Rum. Series A in March 2018 from Blumhouse Productions and NBC Universal , bringing its total funding to $11M. Type: Media.

Consumer 53

Consumer Origination Consulting Participant 53

PYMNTS

JANUARY 28, 2020

The filing shows that for the year that ended in December 2018, sales of $357.9 The S-1, with a nod toward product innovation, also mentions the research and development facility operated by the company and the Glow Light, which is “designed to synchronize with the body’s circadian rhythm.”. at $79 billion of that tally.

Economy 52

Economy Origination Returns Volume 52

PYMNTS

JULY 20, 2017

According to a research report issued to clients covered by StreetInsider , JPMorgan analyst Rod Hall now thinks Apple will ship 42.2 For full-year 2018 JPMorgan raised its shipment estimate to 270.2 million iPhones during the fourth quarter, down from 49.5 million from 262.9 million units.

Volume 40

Volume Origination Product Research 40

PYMNTS

JANUARY 11, 2018

According to new research from Magilla Loans , which offers an anonymous search engine data for both home and business loans, a survey of mortgage and business lenders found plans to originate more than half a trillion dollars’ worth of loans in 2018. Citing research from U.K. Lenders in the U.S. percent in 2016.

Finance 50

Finance FinTech Money Laundering Correspondent 50

PYMNTS

JUNE 26, 2018

Akamai stated in a report Tuesday (June 26), titled “State of the Internet/Security Summer 2018,” that there was a 16 percent increase in the number of attacks measured since last year, as measured between November 2017 through April 2018. Let’s just say it isn’t shaping up to be a sleepy summer.

Account Takeovers 46

Account Takeovers Faster Payments Credit Cards Fraud Prevention 46

PYMNTS

FEBRUARY 13, 2019

12) that it has as many as a dozen enterprise clients using a cloud-based blockchain platform that went live in the summer of 2018. As reported in CoinDesk , other clients at the production stage include a range of financial firms and regulatory agencies, such as Arab Jordan Investment Bank, Nigeria Customs and Certified Origins.

Blockchain 57

Blockchain End User Transactions Use Case 57

PYMNTS

JANUARY 13, 2021

Macerich and Hudson Pacific Properties bought the mall in 2018 with plans to redevelop it. Today, the original mall has been demolished, and the site houses a mix of retail, entertainment, residential and office spaces, anchored by city offices, the city library and the municipal court.

Origination 65

Origination On-Demand Continuity Research 65

PYMNTS

JANUARY 24, 2020

Forty-two percent of consumers use them to find coupons, according to recent research , 38 percent to look up menu items and a full one-third say they use their mobile order-ahead apps more often than they did two years ago. Mobile order-ahead is also driving decisions about which restaurants open at all.

Account Takeovers 56

Account Takeovers Duplicate Data Breach Credit Cards 56

FICO

OCTOBER 10, 2022

Our research has consistently found that models that rely solely on sparse and/or outdated credit information are not only less reliable at forecasting future performance, but they can lock people into low scores that put credit even further out of reach. Remember: credit scores are only one factor in determining credit readiness.

Consumer 52

Consumer Underwriting Credit Risk Risk Assessment 52

PYMNTS

SEPTEMBER 27, 2019

Coverage this week includes a new Amex financial service, deep looks at real-time payments and the woes at WeWork, advances in voice retail and payments, a potential new opportunity for financial institutions, and original PYMNTS research into use case for artificial intelligence. Amex Launches Pay By Bank.

FinTech 46

FinTech Real Time Payments Cross-Border Legal 46

PYMNTS

FEBRUARY 3, 2020

However, 8 percent of Cyber Monday visits did originate from social media, an increase of 17.5 That’s up from 34 percent in 2018. According to Adobe , on Cyber Monday, around $9.2 billion was spent on eCommerce orders, yet just 2.6 percent of online sales came from social channels. percent from the prior year.

Authentication 57

Authentication Gateways Product Origination 57

PYMNTS

JULY 22, 2019

Who is behind the hack and why it happened remains unknown, though officials do think it originated outside Bulgaria. Despite efforts to downplay the attack however, cybersecurity researcher Vesselin Bontchev, assistant professor at the Bulgarian Academy of Sciences, said the hack was a huge one. “To MILLION, BILLION?

Breach 40

Breach Security Law Enforcement Crime 40

PYMNTS

AUGUST 20, 2019

Artists on the platform include TA Customs, Drip Kix, SMcustoms, Born Originals, Custom Layers and Mundus Hub, among others. Overall, a report from Grand View Research, Inc. in April 2018 found that the global athletic footwear market size is forecast to reach $95.14 Payments go through Stripe for credit and debit cards.

Debit Card 46

Debit Card Origination Consumer Research 46

PYMNTS

JANUARY 10, 2020

Homesharing platform Airbnb is one of the sharing economy originals, meaning it is well-versed in bringing younger customers newer options over traditional hotels. We first have a team of payments-specific researchers who conduct field tests with guests and hosts to discover areas where we can innovate,” Shrauger said.

Debit Card 52

Debit Card Payments Authentication Origination 52

CB Insights

DECEMBER 4, 2019

In December 2018, Reuters reported that Amazon was looking at airports as a potential Amazon Go partner. In March 2018, Greenlight Financial announced crossing 100,000 customers, growing its customer base 300% since the investment. The bulk of growth in 2017 was to businesses in the US, where the company originated $1B in loans.

Online and Mobile Banking 101

Online and Mobile Banking Push-to-Card Payment APIs and Integration Non-Bank 101

CB Insights

OCTOBER 2, 2018

The social media giant wants to be able to scramble PII in raw datasets, mirroring the original data but shielding users from identification by third parties. Similarly, Microsoft also filed for a patent in 2014 (granted in 2018), called “ neural networks for encrypted data.”

Data Security 58

Data Security Encryption Security Data Breach 58

PYMNTS

OCTOBER 18, 2019

We have deep dives on the gig economy, what AI really means to payment execs, and the Fortnite black hole, among many other subjects, including fresh and original research. It spent most of the 2018 going viral and taking over the lives of preteens everywhere. 2,000 Staff Getting Laid Off As WeWork Faces Collapse.

Economy 40

Economy AI Risk Instant Payments 40