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FICO Research: Broader Mix of Consumers Obtaining New Mortgages

FICO

The first clear trend observed around newly originated mortgages is that as we get further away from the Great Recession, underwriting criteria seems to have eased and a broader section of consumers are obtaining mortgages as a result. Mortgage Borrowers: Increases and Decreases to Their FICO Scores.

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37 Chinese Companies That Became Unicorns In 2018

CB Insights

Thirty-seven Chinese companies reached billion-dollar valuations in 2018, operating in areas as diverse as healthcare, transportation, and education, among others. Using CB Insights data, we identified all the China-based startups that have reached a $1B+ valuation in 2018. A s of 2018, more than 5 million drivers and 1.25

Bitcoin 72
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AR And VR Spending Projected To Reach $27B In 2018

PYMNTS

With retail uses as a top driver, International Data Corporation (IDC) projects that worldwide spending on virtual reality (VR) and augmented reality (AR) will reach $27 billion in 2018. IDC’s research comes as a Colliers International report showcased uses for extended VR and mixed reality technology in the commercial real estate market.

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Unveiling Vietnam’s Most Reputable Fintech Companies

Fintech News

Fiin Credit: Founded in 2018, Fiin Credit is a digital finance and consumer credit system in Vietnam. OPES Insurance: Founded in 2018, OPES Insurance is a leading digital insurer serving the Vietnam market. ZaloPay: Established in 2018, ZaloPay is a mobile wallet and payment platform associated with the Zalo messaging app.

FinTech 104
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Listen Up: Best PYMNTS Podcasts Of 2018

PYMNTS

And more often than not, the podcast discussions include PYMNTS research reports and original data, sometimes in collaboration with others. A good education on this online retail trend — an education backed by original data — comes from Azita Habibi, business development lead at Braintree , a payments services firm owned by PayPal.

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U.S. Credit Scoring Trends to Watch in 2019

FICO

After a 2018 that had its highs and lows, what might 2019 have in store from a credit risk management standpoint? FICO research has found that 7 out of 10 consumers who exhibit responsible financial behavior in their checking and savings accounts could see a higher credit score with the UltraFICO™ Score. 2018 SCE Credit Access Survey.

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SoftBank-Backed OneConnect Takes A 50 Pct Valuation Hit

PYMNTS

The original target was $504 million. The company is expecting to sell 26 million shares for $9 to $10 each , instead of the originally planned 36 million for $12 to $14, according to the filing. This was in comparison to an $82 million net loss on revenue of $128 million for the same period in 2018, according to reports.