PYMNTS

NOVEMBER 5, 2019

The MoneyGram “powered by” white-label Walmart2World product made up about 9 percent of company revenues in Q3 of 2019. Adjusted losses of three cents a share were six pennies worse than expected. MoneyGram has locations in over 200 countries and territories around the world. On Friday (Nov. Revenues of $324.5 million were off by 6.5

Continuity 40

Continuity NOV Adjustments Agreements 40

FICO

JANUARY 25, 2019

Synthesising insights from a large number of sources allows the pricing teams to quickly tweak their strategy to market trends, continue to meet internal KPIs and deliver the right price to the right customer, at the right time. The post Australian Home Loans – Why Analytic Pricing is Essential in 2019 appeared first on FICO.

Caps 74

Caps Returns Governance Government 74

PYMNTS

OCTOBER 23, 2020

In the current environment, consumers continue to behave cautiously, spending less, saving more and paying down debts. Capital One said its domestic cards’ average loans fell 6 percent compared to Q3 2019 to $97.3 Capital One’s net charge-off rate fell 48 basis points compared to Q3 2019 to 3.64 billion as of the quarter’s end.

Adjustments 70

Adjustments Consumer Volume Continuity 70

PYMNTS

OCTOBER 27, 2020

billion for 2020’s first nine months versus the same 2019 period. Revenue within the Acceptance and Payments segments included revenue from the First Data acquisition in July 2019.). The company also raised its full-year 2020 outlook, now expecting adjusted earnings per share to grow at least 11 percent over 2019.

Economy 67

Economy Contactless Payments Adjustments Processors 67

PYMNTS

MAY 1, 2019

Mastercard’s results continued a string of double-digit gains in transaction count, growth in card count and, of particular note, continued traction in cross-border activity. In terms of headline numbers, the company’s adjusted earnings per share of $1.78 We continue to monitor the strength of the Chinese economy.

Volume 49

Volume Visa Cross-Border Credit Union 49

PYMNTS

DECEMBER 2, 2020

Throughout the remainder of the holiday season, we expect to see record sales continue and curbside pickup to gain even more momentum as shoppers avoid crowds and potential shipping delays," Taylor Schreiner, a director at Adobe Digital Insights, said in a blog post. Cyber Monday consumers rang up $10.8 Amazon sellers had record-breaking $4.8

Adjustments 85

Adjustments Origination Consumer Continuity 85

PYMNTS

DECEMBER 15, 2020

We could not imagine a better way to continue to build on the legacy of our family business. 31, 2019, and the gross assets in its audited balance sheet were $197 million as of Dec. 31, 2019, according to the announcement. Genesis Holdings Inc., 15) announcement. "We Through this combination with JD and Finish Line in the U.S.,

Audit 88

Audit Adjustments Continuity 88

PYMNTS

NOVEMBER 13, 2020

million from $492 million in Q3 2019. million in Q3 2019, according to an announcement. million rise in brand platform GMV from New Guards as a result of its August 2019 acquisition and a formidable demand for merchandise in their brand collection. It also foresees “positive adjusted EBITDA.”. million, up from $420.3

NOV 41

NOV Adjustments Procedures On-Demand 41

PYMNTS

JUNE 9, 2020

“Our strong digital business sales trend continued throughout May, and it is encouraging to see that as we reopen a store, the digital business in that geography continues to be strong.” billion for the first quarter of 2019. It also forecast a preliminary adjusted diluted loss per share of $2.03

Agreements 52

Agreements Adjustments Finance Continuity 52

PYMNTS

JANUARY 8, 2021

Rent for retail space in New York City took a nosedive amid the pandemic, dropping about 25 percent from the same period in 2019, as longtime retailers like Neiman Marcus and Century 21 shuttered stores. And 11 areas saw an increase in available retail space on the market, from 6 percent up to 67 percent.

Authentication 99

Authentication Adjustments Continuity Economy 99

PYMNTS

JANUARY 12, 2021

Our constant focus on our customers continued to drive strong growth and market share gains in the third quarter,” President and CEO Vivek Sankaran said in the announcement. “It percent in Q3 fiscal 2019. million in Q3 fiscal 2019. Albertsons Companies, Inc. 12) announcement. Gross profit margin rose to 29.3

Adjustments 52

Adjustments Continuity 52

PYMNTS

NOVEMBER 17, 2019

million in the second quarter of 2019. “We We continued executing our strategy in the third quarter, focusing on growing our commercial businesses, transitioning our balance sheet to a more optimal mix and driving operational efficiency. In the third quarter of 2019, our adjusted net income available to common stockholders was $105.6

Innovation 46

Innovation Finance Adjustments Treasury Management 46

PYMNTS

JULY 27, 2020

Albertsons reported an adjusted EBITDA of $1.7 Net income rang in at $586 million for the quarter, with adjusted net income per share of $1.35, compared to eight cents during the same quarter in 2019. The Idaho-based supermarket chain reported overall sales and revenue of $22.8 billion for the first quarter, up 21.4

Adjustments 56

Adjustments On-Demand Continuity Posting 56

PYMNTS

JULY 30, 2020

billion in the second quarter of 2020, a 59 percent increase from Q2 2019, with an average order size of $39 rising 20 percent year over year and net revenues coming in at $459 million, a 41 percent YOY increase. Adjusted EBITDA was $13 million ($0.23 of adjusted EBITDA per order in virtually all of our markets,” Grubhub stated.

Adjustments 56

Adjustments Contactless Payments Fed On-Demand 56

PYMNTS

SEPTEMBER 29, 2020

Target’s event, first reported by the Minneapolis Star Tribune, will feature “digital deals on thousands of items, more than double what the retailer offered last year, as it adjusts to the surge of consumers who have shifted to shopping online during the coronavirus pandemic.

On-Demand 104

On-Demand Adjustments Volume Continuity 104

PYMNTS

OCTOBER 29, 2020

"Our strategy, planning and execution enabled us to adjust to changing market conditions, rebound quickly from the sharp downturn COVID-19 caused during the second quarter, and deliver strong profitability for shareholders," said Ersek, adding that while macroeconomic headwinds persist, "our business continues to improve.".

Cross-Border 81

Cross-Border Adjustments Use Case B2B 81

PYMNTS

JUNE 18, 2020

With Mother’s Day solidly in its pocket, 1-800-Flowers adjusted its sales projections upward Thursday (June 18) as the gift and flower eCommerce company saw record results through the first three quarters of the year combined with unexpectedly high eCommerce demand through the first 10 weeks of its current fiscal fourth quarter.

On-Demand 52

On-Demand Adjustments Volume Continuity 52

PYMNTS

JUNE 29, 2020

Across industries and across the globe, industry experts continue to raise concerns about shifting B2B payment habits — often to the detriment of small vendors. Analysis of more than 1,400 companies in the region found a whopping 40 percent increase in the portion of businesses that are being paid late, compared to 2019 research.

Payments 102

Payments B2B Volume Adjustments 102

PYMNTS

DECEMBER 22, 2020

The pandemic has forced businesses to pivot quickly to continue their operations — both domestically and internationally — with relative ease as the health crisis affects everything from supply chains to payment schedules. They will need to continue innovating these processes to stay on top of shifting B2B trends worldwide.

Cross-Border 94

Cross-Border Innovation B2B Automation 94

PYMNTS

NOVEMBER 6, 2019

The climb back from that has been long and at times arduous, but has been making progress throughout 2019. Yesterday, when earnings dropped, LendingClub announced that it had finally returned to adjusted net income profitability, and even CEO Scott Sanborn noted this as a very important milestone. Revenue came in at $204.90

Adjustments 40

Adjustments Credit Cards Origination Returns 40

PYMNTS

JUNE 29, 2020

Total sales in June are projected to reach 1,085,600 units, a 25 percent decrease compared with June 2019. The seasonally-adjusted annualized rate for total sales is expected to be 12.8 The industry continues to show signs of recovery in June,” Thomas King, president of the data and analytics division at J.D.

On-Demand 52

On-Demand Adjustments Research Continuity 52

PYMNTS

OCTOBER 22, 2020

17 to, declining 55,000 from the week prior to hit a seasonally adjusted 787,000, the Department of Labor reported Thursday (Oct. But by way of comparison, the same week in 2019 had 1.43 Mark Hamrick, senior economic analyst for Bankrate.com, said the numbers continue to look concerning despite the drop in initial claims.

Adjustments 56

Adjustments Continuity Economy 56

PYMNTS

MAY 7, 2020

said in its Q1 results on Thursday (May 7) that the pandemic, and conditions stemming from it, “have had, and continue to have, a material adverse effect on the businesses.”. million – up 15 percent from the first quarter of 2019. Total fuel transactions increased 7 percent from the first quarter of 2019 to 150.7

Agreements 61

Agreements B2B Acquirers Volume 61

PYMNTS

JANUARY 21, 2021

United Airlines reported that Q4 2020 operating revenue plunged by 69 percent from Q4 2019 as the pandemic continued to challenge the aviation industry. The company also reported that Q4 2020 operating expenses decreased by 45 percent compared to Q4 2019. The results fell short of analyst estimates of $6.60 loss per share on $3.44

Adjustments 56

Adjustments On-Demand Continuity Payments 56

PYMNTS

FEBRUARY 10, 2020

“Brewster Home Fashions exemplifies how our continued commitment benefits customers.” ” Fiserv posted Q4 adjusted earnings of $1.13 ” Fiserv posted Q4 adjusted earnings of $1.13 The adjusted revenue was $3.7 The solution also computerizes corporate treasury operations. billion expected.

B2B 67

B2B PCI DSS Payments Adjustments 67

PYMNTS

JUNE 29, 2020

The whole world is adjusting to the new normal related to [COVID-19], and we’re seeing our customers adjust their financial behavior and interactions with us accordingly,” said Ben Soccorsy , head of digital payments at Wells Fargo. How Digital Banking Has Adjusted to the New Normal.

Online and Mobile Banking 126

Online and Mobile Banking IRS Adjustments Checks 126

PYMNTS

JUNE 19, 2020

Müller, co-founder and CTO of mobile measurement company Adjust. percent purchase rate was measured over 2019’s 10.5 The number of cross-border mobile commerce orders has increased globally by more than 43 percent, according to 2019 data from solutions provider Global-e. per customer.

Cross-Border 70

Cross-Border Adjustments Consumer Economy 70

PYMNTS

AUGUST 7, 2020

Uber Eats is now bigger in terms of adjusted net revenue that Uber’s “core” ride-hailing business, which has been one of the many casualties of the COVID-19 pandemic’s stay-at-home orders and overall consumer reluctance to physically interact with strangers. billion during Q2 2020, a decline from Q2 2019’s net loss of $5.24

Adjustments 101

Adjustments Innovation Transactions Continuity 101

PYMNTS

JUNE 18, 2020

The program is intended to help companies with up to 15,000 employees or less than $5 billion in revenue from 2019, with the Fed offering to buy as much as 95 percent of loans made by banks that meet certain standards. Fed Chair Jerome Powell said the adjustments would hopefully assist businesses in weathering the pandemic.

Federal Reserve 56

Federal Reserve Fed Adjustments Participant 56

PYMNTS

AUGUST 2, 2019

MoneyGram International posted results that missed top-line expectations, but beat at the bottom as restructuring efforts continued amid weakness within the company’s domestic money transfer business but growth in international corridors. In terms of headline numbers, adjusted earnings of 12 cents a share beat the Street by a nickel.

Transactions 78

Transactions Cross-Border Settlement Cross-Border Returns 78

Clearly Payments

FEBRUARY 3, 2024

Millennials and Gen Z driving adoption, with 16% of 18-34 year-olds using BNPL The USA BNPL lending forecast to top $100 billion in 2024 , a 13x increase from 2019. Refine your BNPL strategy based on performance analysis, adjusting offerings, partnerships, and promotions to optimize ROI.

BNPL 104

BNPL Payments Mitigation Best Practices 104

PYMNTS

DECEMBER 30, 2020

In 2019, the industry’s overall sales went up about 4 percent worldwide. But subdued tourism, limited events and consumers continuing to stick close to home in the first half of the year will act as a persistent drag to recovery. In 2020, according to the report, the industry’s economic profit will fall by 93 percent.

Consumer 113

Consumer Adjustments Returns Continuity 113

PYMNTS

OCTOBER 28, 2020

Our results were fueled by continued strong outbound demand from Asia and growth from small- and medium-sized businesses. percent from the same time in 2019, according to the release. Diluted earnings per share was $2.24, and adjusted diluted earnings per share was $2.28, up 10.1 percent from Q3 2019.

On-Demand 46

On-Demand Volume Adjustments Small Business 46

PYMNTS

FEBRUARY 13, 2020

Fidelity Information Services (FIS) posted results that showed organic growth across business segments, and better than expected synergies in the wake of its 2019 acquisition of Worldpay. In terms of headline numbers, adjusted earnings per share came in at $1.57, three pennies better than expected. Total 4Q revenues were $3.3

On-Demand 75

On-Demand Adjustments Continuity Posting 75

PYMNTS

NOVEMBER 13, 2020

In a sign of a continued rise in gaming amid the pandemic, DraftKings Inc. 13) as part of its Q3 results that Monthly Unique Payers (“MUPs”) for its business-to-consumer (B2C) operation surged 64 percent in contrast to Q3 2019. reported an adjusted loss per share of 57 cents on $133 million in revenue. reported on Friday (Nov.

Payer 64

Payer B2C NOV Adjustments 64

PYMNTS

AUGUST 2, 2019

Adjusted earnings per share (EPS) came in at $0.45 Our second quarter results were stable, and strong growth in digital continued, with particularly impressive results in cross-border digital transactions. It expects adjusted earnings per share of $1.70 per share, missing analyst consensus estimates of $0.48 Net income of $614.8

Cross-Border 87

Cross-Border Cost Structure Adjustments Transactions 87

PYMNTS

AUGUST 12, 2019

Venmo, which is owned by PayPal, hit 40 million active users in Q1 of 2019. Venmo continues its significant momentum,” Schulman said on a call with analysts. “As As user growth continues to accelerate, merchants are increasingly turning to Venmo as a way to attract a valuable and engaged consumer base.”. “As the company said.

Venmo 63

Venmo Debit Card PayPal Adjustments 63