PYMNTS

SEPTEMBER 4, 2020

consumer’s whole paycheck. The latest installment of the PYMNTS Whole Paycheck Tracker is an in-depth look at how the pandemic affected the two companies as they continued to position themselves as a fixture in overall consumer spend and overall retail spend. Now compare that to Q2 2019, and the 6.4 billion in Q2 2019.

Consumer 99

Consumer Accounts Continuity Checks 99

PYMNTS

OCTOBER 5, 2020

Americans consume roughly 13 billion quarts of popcorn every year, roughly 30 percent of that at the movies. Well, that was back when theatres were open, before COVID, and going to the movies was a regular part of a consumer’s routine. consumers, as well as the behavior of a sample of Main Street business owners.

Consumer 122

Consumer Volume Continuity Returns 122

The Payments Association

OCTOBER 28, 2024

In the world of digital payments, fraud is an ever-present threat that continues to evolve, creating serious risks for both businesses and consumers. One of the most alarming trends identified in the report is the continued rise in social engineering scams, which now account for a significant portion of fraud activity.

Scams 88

Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. This growth is driven by increased adoption of digital payment methods, evolving consumer behavior, and an expanding e-commerce sector.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

PYMNTS

APRIL 6, 2020

Among its many profound impacts, the COVID-19 pandemic has dramatically altered how consumers shop. Even before large-scale stay-at-home policies went into effect, most consumers sought to limit direct contact with people and objects as much as possible when they went out. percent reported in 2019. percent reported in 2019.

Point-of-Sale (POS) 93

Point-of-Sale (POS) Consumer Shutdown Contactless Payments 93

PYMNTS

APRIL 8, 2020

And new data shows that eCommerce sales will show a large increase as March earnings reports begin to emerge this week, with recent consumer spending and supply chain concerns appearing to be non-factors in growth. 200%: Minimum increase in online clothing shopping in March, compared to 2019. All this, Today in Data.

Continuity 85

Continuity Volume Transactions Consumer 85

PYMNTS

OCTOBER 15, 2020

In a roundup of today’s top retail stories: The automotive market continues its comeback with a digital spin, conversational commerce is the next big pandemic-fueled trend, and Tiffany said that its preliminary sales results for August and September 2020 are positive. Automotive Continues Comeback Leading With Digital-First Tools.

Continuity 82

Continuity Economy Consumer Payments 82

Fintech Finance

JANUARY 20, 2025

A positive payment experience makes 82% of global online sports-bettors stay to continue wagering with sportsbooks, according to new research released today by leading payments platform Paysafe (NYSE: PSFE). About the 2025 All the Ways Players Pay Research Report Paysafe launched its All the Ways Players Pay research report series in 2019.

Security 98

Security Alternative Payment Methods Payments On-Demand 98

The Fintech Times

FEBRUARY 19, 2025

Digital wallets represent a “significant opportunity” for consumers, the Financial Conduct Authority (FCA) and Payment Systems Regulator (PSR) revealed as they shared their findings regarding the payment software. Responses raised potential competition, consumer protection and operational resilience issues.

Regulations 72

Regulations Underserved Innovation Authorization 72

The Payments Association

DECEMBER 9, 2024

It underscores the need for payment firms to balance AI innovation with robust privacy and regulatory compliance to protect sensitive consumer data. Firms must adopt transparent AI practices, enhance regulatory frameworks, and continuously train models to navigate the evolving landscape of AI-driven threats. What’s next?

Privacy 88

Privacy AI Payment Security Security 88

PYMNTS

OCTOBER 23, 2020

Behind the data lie a slew of lifestyle changes and demographic shifts, which may have positive ripple effects for the SMBs that line Main Street, and bode well for consumer spending trends overall. That means that sales — from listing to closings — have accelerated, as time on the market was 22 days in August and 32 days in September 2019.

Continuity 90

Continuity On-Demand Adjustments Economy 90

The Payments Association

MARCH 19, 2025

With digital wallets growing in sophistication, consumers and businesses have fundamentally altered how they interact with payments, forcing banks and payment system providers (PSPs) to innovate. This offers transparency in data usage to alleviate consumer concerns.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

PYMNTS

NOVEMBER 16, 2020

Consumers have cut back on travel, in-person entertainment and restaurant spend. Then they will use this newfound spending power to bring a new, vengeful spending strategy to the holiday season because, after all, the American consumer deserves a few gifts after all that they’ve been through this year. Here’s the scenario.

Credit Cards 121

Credit Cards Online and Mobile Banking Consumer Research 121

PYMNTS

OCTOBER 16, 2020

Direct-to-consumer (D2C) selling has taken wing with the ascendance of eCommerce to retail’s throne. How consumer packaged goods (CPG) brands and subscription-based businesses respond to this important trend will be make-or-break for many. percent of consumers have bought CPG through these channel.”.

Consumer 84

Consumer Shutdown Product Volume 84

The Fintech Times

NOVEMBER 6, 2024

Pix has established itself as one of the leading digital payment methods across the globe, and to ensure more countries continue to accept the payment method, Peruvian fintech, B89 has partnered with PagBrasil , the cross-border solutions developer for Pix. This will attract and retain an important consumer segment.

Cross-Border 64

Cross-Border Central Bank Instant Payments Transactions 64

PYMNTS

OCTOBER 9, 2020

found that 32 percent of consumers have been targeted by some type of pandemic-related fraud , for example. It also explores what tools or technologies banks, merchants or other entities could use to enhance their email verification and general onboarding process as the volume of fraud attempts continues to grow.

Verification 83

Verification Consumer Online and Mobile Banking Scams 83

Fintech News

JANUARY 13, 2025

Recognising the need to address inefficient practices like manual processing, the Infocomm Media Development Authority implemented InvoiceNow, a nationwide E-invoicing network , in 2019 to help businesses improve efficiency and reduce cost. Automating these processes can benefit SMEs.

AI 120

AI Finance Automation SWIFT 120

PYMNTS

NOVEMBER 2, 2020

“ Membership has its privileges ” was the nine-year ad campaign launched by American Express in 1987 to persuade consumers that it was worth it to pay an annual fee for one of its charge card products. A PYMNTS study of a census-balanced sample of 2,165 consumers conducted Oct. 27-28 of this year reveals that roughly 17 percent of U.S.

Consumer 98

Consumer Online and Mobile Banking Product Non-Bank 98

PYMNTS

DECEMBER 4, 2020

The bank also processed record-breaking online and mobile payment transactions on Cyber Monday, up nearly 25 percent over 2019. That helped offset a 12 percent drop in payment authorizations at physical stores as people continue to largely lock down amid the coronavirus pandemic. “As with 2019 transaction volume exceeding $1.5

Online and Mobile Banking 115

Online and Mobile Banking NOV Treasury Processors 115

FICO

AUGUST 29, 2022

FICO® Score Stays Steady at 716, as Missed Payments and Consumer Debt Rises. Each year, we provide insight into the national average FICO ® Score to help ensure consumers have a baseline measure of credit health standing. and globally -- making access to credit more efficient and objective, which has continued into the present day.

Consumer 98

Consumer Credit Cards Payments Governance 98

PYMNTS

NOVEMBER 30, 2020

The divide between digital and brick-and-mortar commerce hit a tipping point this holiday season, with more consumers than ever going online to kick off their holiday shopping sprees. consumers on Nov. The COVID-19 pandemic accelerated consumers’ shift to digital-first commerce. We surveyed a census-balanced panel of 2,147 U.S.

Debit Card 128

Debit Card PayPal Credit Cards Consumer 128

PYMNTS

OCTOBER 28, 2020

Management also said on the earnings call that restaurant spending is nearing levels last seen in 2019. And tap to pay is continuing to gain ground, with 365 million transactions over the period. Overall, CNP transactions were up 33 percent in the period, indicating that consumers are forming new habits. billion transactions.

Volume 80

Volume Cross-Border Consumer Visa 80

PYMNTS

NOVEMBER 13, 2020

Consumer Financing Satisfaction Study. Consumers and Banks Both Like Online Auto Loans. Consumers are apparently so glad to dump the back-office haggle between dealer and bank that roughly one-third of car buyers are now doing the loan process online, J.D. Power, said in releasing the J.D. Power 2020 U.S.

Consumer 85

Consumer On-Demand Origination Enrollments 85

The Fintech Times

MARCH 27, 2025

In 2019, we pivoted to focus on helping millions of businesses and individuals access seamless payments, banking, credit and business management tools, trusted by millions of businesses. As well as our business solutions, we now offer services to individual consumers. How is Moniepoint supporting the underbanked? Great question.

FinTech 59

FinTech Financial Inclusion Cross-Border Payments Online and Mobile Banking 59

Finovate

MARCH 13, 2025

Financial terms of the deal were not disclosed and Banyan will continue to operate independently after the acquisition is finalized. ” Since it was founded in 2019, Banyan has analyzed more than 20 billion receipts and processed hundreds of billions of dollars in spending.

Acquirers 52

Acquirers Credit Cards AI On-Demand 52

PYMNTS

JANUARY 22, 2021

Global payments firm MoneyGram is advancing its Visa debit card deposit service across Europe in a partnership with Checkout.com and continued collaboration with Visa’s real-time push payments platform Visa Direct. Consumer demand for real-time payments direct to bank accounts and mobile wallets continues to surge.”.

P2P 107

P2P Cross-Border Real Time Payments Cross-Border Payments 107

PYMNTS

DECEMBER 30, 2020

Consumers are staying at home and as a result paying a lot less attention to their personal style. Consumers did their fair share of shopping this season — home furnishings, home decoration, and home improvement products all had a banner season as consumers set about more perfectly feathering their nests.

Consumer 113

Consumer Adjustments Returns Continuity 113

PYMNTS

APRIL 13, 2020

and international) consumer and the businesses that serve them will be center stage as earnings season gets underway, starting, as always, with a slew of big banks. The last time we had earnings season, stretching from mid-January into the end of February, banks pointed to the continued strength of the U.S. billion using Zelle.

Online and Mobile Banking 124

Online and Mobile Banking Credit Cards Zelle P2P 124

PYMNTS

OCTOBER 1, 2020

Consumers and microbusinesses now get an average of two disbursements each year, excluding tax disbursements from local, state and federal governments. More than two-thirds of consumers (68.1 Among consumers, instant payments accounted for a little more than one in 10 of those disbursements (14 percent). percent in 2019 and 9.5

Instant Payments 122

Instant Payments Payee Same Day ACH Non-Bank 122

Fintech News

JANUARY 15, 2024

Thailand-based Roojai Group announced the acquisition of Lifepal , an Indonesian digital direct-to-consumer (D2C) insurance marketplace, according to a report by TechNode Global. The company will continue providing online comparison services for car and health insurance.

Acquirers 117

Acquirers Underwriting Continuity FinTech 117

CB Insights

FEBRUARY 20, 2020

Though deals and funding continue to reach new annual highs, it wasn’t a smooth climb. GET THE 102-PAGE q4 2019 FINTECH TRENDS REPORT. Nearly 50% of 2019 funding was concentrated in 83 mega-rounds ($100M+) totaling $17.2B. Continued foreign investment and positive market outlooks. across 139 deals. First name.

Financial Inclusion 96

Financial Inclusion FinTech Regulations Central Bank 96

The Finance Weekly

JUNE 22, 2022

Even before the pandemic, business was booming for FCFOs, as between 2019-2020 there was a , 27% increase in CFO resignations creating a CFO talent shortage that has only , gotten worse in 2020 and 2021. In addition, it will create a far more efficient process that will allow FCFOs to take on more customers and add value.

Automation 264

Automation Process On-Demand Audit 264

The Payments Association

MARCH 18, 2025

As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration. Ultimately, this convergence fosters a more inclusive and efficient financial ecosystem, benefiting consumers and businesses alike. What’s next?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech News

DECEMBER 9, 2024

Han joined DBS in 2019 after nearly three decades at Citigroup. Since 2023, he has led the DBS Singapore franchise, ensuring its continued market leadership in key business areas such as deposits, credit cards, and mortgage loans.

Risk Management 97

Risk Management Credit Cards AI Research 97

Finovate

DECEMBER 9, 2024

Lunar anticipates that Moonrise will help to lower barriers to entry for companies operating in the Nordics, which will not only foster innovation and competition, but also help to offer consumers better services and pricing options. Nordic challenger bank Lunar launched a new, enterprise payments offering this week.

Payments 52

Payments Debit Card BNPL Innovation 52

The Fintech Times

MARCH 20, 2025

In the summer of 2019, my friend Julio from my MBA reached out and said that he wanted to start his own company by building software for finance teams. That growth continued into 2022, reaching 120 team members by June – right as global markets shifted, with rising interest rates reshaping the economic landscape.

Finance 66

Finance Fraud Detection AI Regulations 66

Fintech News

AUGUST 21, 2024

How Tech and Consumer Preferences are Driving Digital Payment Adoption in Asia One of the primary catalysts driving this transformation is the pervasive influence of technological innovation. Instant Payment initiatives are flourishing to facilitate real-time transactions for both businesses and consumers all around Asia and cross-border.

Payments Trends 107

Payments Trends Digital Payments Payments Instant Payments 107