CB Insights

APRIL 1, 2019

Download the full report to find out the top trends in luxury for 2019 from pop-ups to luxury streetwear. One of the top luxury trends of 2019 will be brands expanding into product lines like athleisure wear and more. While connectivity has become ubiquitous on airlines, luxury auto manufacturers are following suit. Luxury Tech.

Privacy 43

Privacy Cryptocurrency AI Blockchain 43

Faster Payments Council

JUNE 22, 2021

The report is the latest part of a three-year, multifaceted industry study consisting of quantitative and qualitative research, launched by the FPC and Glenbrook in 2019. Both the 2019 and 2020 Faster Payments Barometer studies showed more than 70 percent of stakeholders agree that faster payments system interoperability is important.

Interoperability 68

Interoperability Faster Payments Research FPC 68

PYMNTS

NOVEMBER 12, 2020

consumers will likely start rising again as a result of the pandemic recession. Keeping these consumers engaged in the broader financial system is essential to the collective good. Supplying a much-needed conduit and line of communication with the unbanked and underbanked is the ubiquitous smartphone. What are those challenges?

Online and Mobile Banking 81

Online and Mobile Banking Financial Inclusion PayPal FDIC 81

Clearly Payments

SEPTEMBER 16, 2024

As digital infrastructure continues to advance, the ease and speed of contactless transactions are becoming increasingly attractive to consumers and businesses. This method is commonly used for everyday transactions, offering speed and convenience for both consumers and merchants. Contactless payments market has been growing quickly.

Contactless Payments 52

Contactless Payments Push-to-Card Payments Transactions 52

PYMNTS

OCTOBER 1, 2020

The combination of Amazon’s Prime Day event in mid-October and consumers eager to ensure their packages arrive on time will lead to an earlier start in the holiday shopping season,” according to the company’s report. up from 12 percent in 2019). If consumers aren’t as confident with the fit, with the color, with a look.

Returns 88

Returns Ubiquitous Product Volume 88

PYMNTS

MARCH 18, 2020

percent year over year in 2019 – an increase that is overwhelmingly pegged to younger shoppers. In one recent survey, 81 percent of Gen Z consumers said they prefer shopping in physical stores. The numbers align with a deepening understanding of experiential consumers. They Did What? million U.S.

Innovation 52

Innovation Ubiquitous Consumer AI 52

PYMNTS

NOVEMBER 17, 2020

Consumers’ ownership of smartphones has become all but ubiquitous in the U.S. This overwhelming reliance on smartphones has generated record profits for major telecommunications companies, including AT&T , Sprint and Verizon , with the industry generating $610 billion in revenue in 2019.

Multifactor Authentication 107

Multifactor Authentication Online and Mobile Banking MFA Checks 107

Faster Payments Council

MAY 7, 2020

in the fourth quarter of 2019. And globally, 4% of all consumer transactions leverage a QR code, according to research from Kleiner Perkins Caufield & Byers, Visa Inc., With increased consumer and business demands on efficiency and speed, QR codes check a lot of faster payments boxes. trillion U.S.

FPC 68

FPC Faster Payments Payments Facilitators 68

PYMNTS

DECEMBER 27, 2019

Italian Gov’t To Pay Consumers To Ditch Cash For Digital Payments. In the final edition of the “How to Instant” podcast series, Edwards sits down with Karen Webster to discuss some useful guidelines for making instant payment ubiquitous. percent from last year. China To Widen Scope Of Blockchain Cross-Border Platform.

Cross-Border 52

Cross-Border Instant Payments RTP Blockchain 52

PYMNTS

SEPTEMBER 12, 2019

A new PYMNTS interview with McCrory about P2P payments — where they are in 2019 and where they are headed in the 2020s — comes amid a bright, shining time for the payment method. These devices have truly become ubiquitous.”. Consumer education has to teach you how to interact online. Bright Time. More about that in just a bit.

P2P 61

P2P Zelle Payments Real Time Payments 61

Clearly Payments

MARCH 18, 2024

In consumer finance, the way we pay for goods and services is changing rapidly. We’ll break down the numbers, analyze the demographics, and uncover the driving forces behind the choices consumers are making when it comes to how they pay. This makes sense for situations where swiping a card might not be worth it.

Credit Cards 105

Credit Cards Federal Reserve FedNow Online and Mobile Banking 105

PYMNTS

DECEMBER 1, 2020

days to settle — a sharp contrast to the real-time payments that have become ubiquitous in everyday life through apps such as Venmo or Zelle,” the CFO’s Guide states. with more than 140 American banks implementing such payments so far this year — an increase of more than 500 percent since September 2019. B2B invoices generally take 37.4

Process 64

Process Payment APIs and Integration Treasury Automation 64

PYMNTS

JANUARY 3, 2020

Rarely do consumers and businesses agree on anything as much as they have on instant. That number is even higher (nearly 62 percent) when counting people who received an instant disbursement, like ACH , from government or other sources in 2019. In the end, consumers will tell them, but it’s up to the FIs to make it real. “My

Instant Payments 60

Instant Payments Payments Push-to-Card Ubiquitous 60

PYMNTS

MAY 2, 2019

“It has been a consistent bug-bear of many banks that, whilst only a minority of payments are held up by errors and missing information, they are frustrating, time-consuming and costly.” SWIFT said it’s slated to go live in November of 2019. They often require additional information and validation.

SWIFT 76

SWIFT Cross-Border Payments Payment APIs and Integration Cross-Border 76

PYMNTS

FEBRUARY 11, 2020

According to the latest PYMNTS Mobile Order-Ahead Tracker , “Mobile order-ahead has become ubiquitous to QSRs and nearly every chain now has an app presence, making it easy to forget that the technology was rare just 10 years ago.” The portion of restaurant apps that offered mobile order-ahead as of April 2019 was 18 percent.

Innovation 57

Innovation Account Takeovers Ubiquitous Technology 57

PYMNTS

OCTOBER 22, 2019

Consumers own and use connected devices more than ever before, while brick-and-mortar retail is transforming the in-store experience by making it more digital. How We Will Pay 2019 showcases analysis of consumers’ ownership and usage of connected devices and their role in enabling everyday connected purchasing experiences.

Use Case 41

Use Case Ubiquitous Consumer Innovation 41

PYMNTS

DECEMBER 12, 2018

Banks and credit unions are still wrestling with the best ways to deploy mobile technology, and do so in ways that balance security, and safe authentication, and consumer convenience. 5G phones in the first half of 2019. 5G will mean zero waiting time.”. That means, of course, that 5G will fuel the growth of the Internet of Things.).

FinTech 84

FinTech Credit Union Mobile Banking On-Demand 84

Fintech Labs Insights

NOVEMBER 23, 2020

A new employee benefit that helps cash-strapped consumers? Unicorn watch : Who will be the first fintech founded in 2019 or 2020 to become a unicorn? Certain types of businesses have thrived in the pandemic economy. Remote services? Low-cost subscription model? Check and double-check.

Ubiquitous 15

Ubiquitous Security FinTech NOV 15

PYMNTS

OCTOBER 24, 2018

. “Not only does this solidify Grab’s position as Southeast Asia’s undisputed FinTech leader, but it also enables the region’s 400 million unbanked and underserved consumers to buy goods and services online. Instead of using cash, this provides a safer and more convenient way for consumers in the region to pay for things.

Visa 50

Visa eWallet Online and Mobile Banking Debit Card 50

PYMNTS

JANUARY 16, 2020

Avoiding such an exodus means retailers must be flexible when developing the tools consumers use to make purchases. Verishop launched in June 2019, and [we] pretty much launched with our [BNPL] payment option,” Khan said. “It How Millennials Are Driving BNPL Growth. This group has plenty of payment and retail quirks, however.

BNPL 52

BNPL Ubiquitous Credit Cards Mobile Payments 52

PYMNTS

SEPTEMBER 20, 2019

PayPal now offers consumers a range of promotional financing deals, including zero-interest installment loans to cover the price of their purchase. The group’s connected commerce behaviors are well-documented in the annual PYMNTS/Visa How We Will Pay 2019 study. New Report: How Consumers Use Connected Devices to Shop and Pay.

FBI 43

FBI Payments PayPal Ubiquitous 43

PYMNTS

DECEMBER 3, 2019

As of the closing days of 2019, instant payments are far from an exotic product. According to the latest edition of the PYMNTS Disbursement Tracker , 64 percent of consumers have heard of instant payments and are interested in knowing more. When instant payments become available, consumers just adopt them as soon as possible.

Instant Payments 56

Instant Payments Payee Payments P2P 56

PYMNTS

SEPTEMBER 3, 2020

billion for 2019 as a whole, according to SPAC Research. And you no doubt know Zoom Video Communications, used almost ubiquitously for face-to-face video meetings these days. Investors know that software is increasingly important to corporate and individual consumers alike. The adage “buy what you know” is perhaps at work here.

Risk 43

Risk Ubiquitous SWIFT Returns 43

PYMNTS

SEPTEMBER 16, 2019

The group’s connected commerce behaviors are well-documented in the annual PYMNTS/Visa How We Will Pay 2019 study released just today. consumers shop and pay — today and in the future. Which, for them and for every consumer, will increasingly be done with our voices. First, consumers are on a device and app purge.

Consumer 89

Consumer Use Case Ubiquitous Credential 89

FICO

MARCH 9, 2020

In April 2019 The Wall Street Journal reported , “The total amount loaded on general-use prepaid cards in the U.S. In April 2019 The Wall Street Journal reported , “The total amount loaded on general-use prepaid cards in the U.S. For a while now, it seems that every drugstore in the U.S. Our timing was right on.

AI 52

AI Fraud Detection Debit Card Error Resolution 52

PYMNTS

JUNE 4, 2019

Sure, most consumers either carry or are within reach of government-issued ID documents, but it is cumbersome, to say the least, to scan or take a picture of a driver’s license photo, send it in, then wait for someone to review it. In fact, more than 95 percent of people in the U.S. possess phone numbers.

Verification 62

Verification Online and Mobile Banking Fraud Prevention Privacy 62

PYMNTS

SEPTEMBER 24, 2020

Turn the clock back a year and the world for small businesses was very different on the eve of the 2019 holiday-shopping season. That’s left many small- to medium-sized businesses (SMBs) cash-strapped and looking to bankers, acquirers, ISOs and FinTech partners for help. . .

Checks 105

Checks ISOs Small Business Point-of-Sale (POS) 105

PYMNTS

DECEMBER 21, 2020

You can see it in how investors are putting money to work in both consumer-facing and B2B startups, and how startups and incumbents are forging new partnerships to move innovation faster to market. Source: PYMNTS.com longitudinal study of over 40,000 consumers (data from the most recent panel on Nov. consumers — 47.2

CHIPS 91

CHIPS NOV Online and Mobile Banking Contactless Payments 91

PYMNTS

DECEMBER 31, 2018

Ubiquitous smartphone use has changed the way consumers engage with brands. Consumers are empowered to take their own journey through each shopping experience and transaction, all the way up to POS. We’re now at the stage where consumers are demanding more say in every aspect, whether they’re shopping online or in-store.

Innovation 60

Innovation Ubiquitous Consumer On-Demand 60

CB Insights

APRIL 23, 2019

solely from its licensing business , and this figure is set to rise as Qualcomm’s chips and processors become even more ubiquitous alongside 5G becoming more common. Qualcomm settled its ongoing legal battle with Apple over royalty payments in April 2019, with a supply agreement for 5G chipsets being announced alongside the settlement.

Technology 77

Technology On-Demand CHIPS Research 77

FICO

FEBRUARY 9, 2023

FICO Admin Tue, 07/02/2019 - 05:23 by Matt Cox VP and General Manager, EMEA expand_less Back To Top Thu, 02/09/2023 - 11:40 Of the £609.8 Measures such as the contingent reimbursement model introduced in May 2019 to reimburse “blameless” victims instead left many exposed. Will there be unintended consequences? And what can banks do?

Scams 52

Scams Push-to-Card Romance Scams Regulations 52

PYMNTS

MARCH 1, 2019

Global trade, commerce and the interconnected economy depend on reliable cross-border transactions, and issues with these payments affect everyone from consumers to large corporations. It is slated to launch during the first half of 2019, although the exact date depends upon banks’ preparedness to integrate. “We Reaching ubiquity.

Cross-Border Payments 43

Cross-Border Payments Cross-Border Payment APIs and Integration SWIFT 43

PYMNTS

MARCH 18, 2019

This new feature, available to PayPal customers in good standing, leverages the company’s partnership with Chase, and Chase’s connection to The Clearing House’s RTP network, to move money instantly into the bank accounts of consumers and SMBs. as of January 2019. That’s roughly 95 percent of consumers in the U.S., In the U.S.,

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

Fintech Labs Insights

DECEMBER 3, 2020

Breach Clarity’s FinovateFall 2019 demo (2020 coming soon). Breach Clarity was founded in 2016 (launched in 2019) by my long-time friend Jim Van Dyke and his colleague Al Pascual. The startup looks at each breach and assigns a score of 1 to 10 so consumers can better understand its severity. Founded : July 2019.

NOV 15

NOV Breach Data Breach FinTech 15

PYMNTS

JUNE 24, 2019

Banks and credit unions are still wrestling with the best ways to deploy mobile technology, in ways that balance security, safe authentication and consumer convenience. For mobile banking to become ubiquitous, the development of 5G technology is paramount,” reads one analysis of the biggest FinTech and banking trends for 2019. “5G

Credit Union 46

Credit Union Mobile Banking Use Case Ubiquitous 46

FICO

DECEMBER 18, 2019

As outlined recently by Scott Zoldi and Kate Crawford at FICO World 2019, algorithmic bias can creep into decisions made by AI. The ability to offer financial products where there is little to no credit bureau, yet almost ubiquitous phone ownership, offers opportunity for both CSPs, financial services institutions and consumers.

AI 52

AI SDN Ubiquitous Financial Inclusion 52

PYMNTS

JANUARY 27, 2020

Mobile order-ahead has become ubiquitous for quick-service restaurants (QSRs). million in 2019. They will need to keep careful tabs on customer reactions, as consumers ultimately determine the digital ordering industry’s direction. How Domino’s and Its Competitors Learn from One Another.

Ubiquitous 58

Ubiquitous Bots AI On-Demand 58