PYMNTS

APRIL 6, 2020

Among its many profound impacts, the COVID-19 pandemic has dramatically altered how consumers shop. Even before large-scale stay-at-home policies went into effect, most consumers sought to limit direct contact with people and objects as much as possible when they went out. percent reported in 2019. percent reported in 2019.

Point-of-Sale (POS) 93

Point-of-Sale (POS) Consumer Shutdown Contactless Payments 93

Fintech Finance

MARCH 12, 2025

“This is a clear indication of how the fast and massive adoption of alternative payment channels by consumers in emerging countries is also influencing the credit card industry in these regions,” says João Del Valle , CEO and Co-founder of EBANX. In Mexico, this figure reaches 55%.

Issuers 59

Issuers Transactions Payment Service Provider (PSP) Debit Card 59

The Fintech Times

NOVEMBER 6, 2024

This will attract and retain an important consumer segment. This growth positions Brazil as the fifth-largest source market for tourists to Peru, surpassing pre-pandemic levels when the country received 100,167 Brazilian visitors during the same period in 2019.

Cross-Border 64

Cross-Border Central Bank Transactions Instant Payments 64

PYMNTS

DECEMBER 11, 2018

Give a deep and welcoming hello to the newest form of window shopping — a consumer behavior that will help to shape retail in 2019 and beyond, and a trend that stands as an increasing part of shopping, one that promises to impact brick-and-mortar merchants as they decide how to innovate.

Online and Mobile Banking 68

Online and Mobile Banking Blockchain Venmo P2P 68

PYMNTS

JULY 29, 2020

Visa managed to come out ahead of analyst expectations for both revenue and earnings when it reported its Q2 results yesterday (July 29), but the world’s largest card network found itself hit hard by plummeting consumer spending in the second quarter. For the quarter that ended June 30, Visa reported net income of $2.4 billion, or $1.07

Consumer 68

Consumer Cross-Border Cross-Border Payments Volume 68

PYMNTS

OCTOBER 16, 2020

Direct-to-consumer (D2C) selling has taken wing with the ascendance of eCommerce to retail’s throne. How consumer packaged goods (CPG) brands and subscription-based businesses respond to this important trend will be make-or-break for many. percent of consumers have bought CPG through these channel.”. They have to be creative.

Consumer 84

Consumer Shutdown Product Volume 84

PYMNTS

DECEMBER 4, 2020

The bank also processed record-breaking online and mobile payment transactions on Cyber Monday, up nearly 25 percent over 2019. with 2019 transaction volume exceeding $1.5 That helped offset a 12 percent drop in payment authorizations at physical stores as people continue to largely lock down amid the coronavirus pandemic. “As

Online and Mobile Banking 115

Online and Mobile Banking NOV Treasury Processors 115

FICO

JANUARY 25, 2019

The Australian Competition and Consumer Commission (ACCC) handed down its final report on the Residential Mortgage Pricing Inquiry and it certainly had a lot to say about the current pricing of Australian home loans. Product packaging and service proposition are also important factors when consumers are considering lenders.

Caps 74

Caps Returns Governance Government 74

PYMNTS

OCTOBER 9, 2020

found that 32 percent of consumers have been targeted by some type of pandemic-related fraud , for example. It also explores what tools or technologies banks, merchants or other entities could use to enhance their email verification and general onboarding process as the volume of fraud attempts continues to grow.

Verification 83

Verification Consumer Online and Mobile Banking Scams 83

PYMNTS

JANUARY 14, 2021

percent year-over-year debit and credit overall same-store sales volume growth among its owner credit unions over the 2020 holiday season, according to a press release emailed to PYMNTS. More consumers shopped earlier and from home, further accelerating the adoption of contactless and digital payment methods.”. Purchases between Nov.

Volume 62

Volume Credit Union Credit Union Service Organization NOV 62

PYMNTS

APRIL 9, 2020

exhashes per second that comprised for approximately 20 percent of the computing power growth of the bitcoin network in 2019. Fold will now have the ability to provide a co-branded Visa card that lets consumers receive bitcoin rewards via Fast Track. Canaan said it sold overall computer power of 10.5

Bitcoin 70

Bitcoin Returns Volume Consumer 70

PYMNTS

FEBRUARY 19, 2020

Tipalti hired 65 new employees in the latter half of 2019, and has 240 workers as of the beginning of this year. Tipalti has also had the distinction of being ranked on Deloitte’s 2019 Technology Fast 500, a list that highlights fast-growing tech companies. The company also has a new location in Vancouver B.C.,

Volume 60

Volume Transactions FinTech Ubiquitous 60

PYMNTS

DECEMBER 21, 2018

There is a growing chorus of voices that eschew credit as a “dangerous trap” that lures consumers into spending more than they can afford, in part, they say, because credit products are designed to make repayment expensive and therefore difficult. Of course, the reality is that most people can’t. Making The Credit Conversation About Choice.

Consumer 74

Consumer Credit Cards Product Underwriting 74

The Fintech Times

JANUARY 17, 2025

As a principal member of major card schemes including Mastercard , Visa , Discover Financial Services , UnionPay International and AMEX , the UK’s Financial Conduct Authority has registered Guavapay as a Small Electronic Money Institution since 2019.Guavapay

Innovation 59

Innovation Technology Payment APIs and Integration Multi-Currency 59

PYMNTS

APRIL 13, 2020

and international) consumer and the businesses that serve them will be center stage as earnings season gets underway, starting, as always, with a slew of big banks. consumer, where spending was strong across cards, where auto loans remained resilient. Overall, consumers made 95 million payments worth $23.8 and the U.K.,

Online and Mobile Banking 124

Online and Mobile Banking Credit Cards Zelle P2P 124

PYMNTS

FEBRUARY 13, 2020

Payment processing was good to financial transaction provider WEX in 2019, as the company reported double-digit growth for the year in its earnings report today. The Wex Health Cloud is the company’s cloud-based platform that helps companies manage healthcare benefits, HSAs and spending cards for consumer usage. healthcare business.

B2B 60

B2B Volume Caps Transactions 60

Finovate

DECEMBER 9, 2024

Lunar anticipates that Moonrise will help to lower barriers to entry for companies operating in the Nordics, which will not only foster innovation and competition, but also help to offer consumers better services and pricing options. billion (5 billion) in transaction volume.

Payments 52

Payments Debit Card BNPL Innovation 52

PYMNTS

APRIL 8, 2020

And new data shows that eCommerce sales will show a large increase as March earnings reports begin to emerge this week, with recent consumer spending and supply chain concerns appearing to be non-factors in growth. 200%: Minimum increase in online clothing shopping in March, compared to 2019. All this, Today in Data.

Continuity 85

Continuity Volume Transactions Consumer 85

PYMNTS

OCTOBER 7, 2020

PYMNTS has been tracking consumer attitudes and behaviors around shopping and payment methods since mid-March, which has shown clear trend lines toward concerns about safety, shifts in digital preferences and avoidance of in-store visits. In fact, a PYMNTS data project that studied Black Friday in 2019 found that only 20.2

Volume 96

Volume Consumer Research Returns 96

FICO

MARCH 25, 2020

Home Credit , a global non-bank consumer lender, has successfully reduced its credit risk while maintaining loan volumes and keeping approval rates steady by incorporating the FICO® Score X Data to optimize its loan process in China. For its achievement, Home Credit was awarded the 2019 FICO® Decisions Award for Financial Inclusion.

Risk 97

Risk Financial Inclusion Point-of-Sale (POS) Risk Assessment 97

PYMNTS

JULY 29, 2020

Zelle has become an everyday essential for consumers who need to send and receive money fast,” said Lou Anne Alexander, Early Warning’s chief product officer, in the release. In January, before the pandemic, Zelle reported its payments increased 76 percent year over year in the fourth quarter of 2019. billion using Zelle.

Zelle 56

Zelle Consumer Payments Enrollments 56

PYMNTS

JULY 14, 2020

Big banks kicked off the second-quarter earnings season Tuesday (July 14) by reporting COVID-weakened consumer banking revenues, but bright spots in trading and digital. Citigroup reported global consumer-banking revenues of $7.3 Citigroup reported global consumer-banking revenues of $7.3 Also, consumer loans dropped $15.7

Consumer 63

Consumer Online and Mobile Banking Credit Cards Volume 63

PYMNTS

SEPTEMBER 15, 2020

Retail spending may be helping to spur freight volumes, and to push already lofty pricing higher. That’s because consumer demand is picking up, but retail inventories are relatively low. Against that backdrop, spot markets, which comprise about 10 percent to 15 percent of volumes, have been tight.

On-Demand 56

On-Demand Volume Push-to-Card Credit Cards 56

PYMNTS

SEPTEMBER 15, 2020

Retail spending may be helping to spur freight volumes, and to push already lofty pricing higher. That’s because consumer demand is picking up, but retail inventories are relatively low. Against that backdrop, spot markets, which comprise about 10 percent to 15 percent of volumes, have been tight.

On-Demand 56

On-Demand Volume Push-to-Card Credit Cards 56

PYMNTS

DECEMBER 18, 2020

Poshmark is a popular site for consumers to sell secondhand clothes, relying on a heavy social media aspect in which buyers and sellers interact and share “likes” about items instead of just conducting commerce. “We million in 2019, Poshmark made $21.1 That’s up 28 percent from the same 2019 period. After losing $14.5

Volume 92

Volume Consumer Posting Technology 92

PYMNTS

JULY 29, 2020

Zelle has become an everyday essential for consumers who need to send and receive money fast,” said Lou Anne Alexander, Early Warning’s chief product officer, in the release. In January, before the pandemic, Zelle reported its payments increased 76 percent year over year in the fourth quarter of 2019. billion using Zelle.

Zelle 58

Zelle Consumer Enrollments Payments 58

PYMNTS

DECEMBER 24, 2019

For the annual holiday exercise at PYMNTS (describing the 12 main or most exciting ways to pay in 2019), it is clear that what has happened this year will have big implications for the new decade. Here are the 2019 payment trends that made the biggest splash, and promise to make even bigger splashes in the new decade. #1:

Consumer 64

Consumer Zelle P2P Real Time Payments 64

PYMNTS

NOVEMBER 12, 2020

Amazon launched its Key In-Garage Delivery service in early 2019 in an effort to thwart package theft by so-called “porch pirates.”. A PYMNTS study of a census-balanced sample of 2,165 consumers conducted Oct. consumers reported having a Walmart+ membership, just a bit more than a month after its launch.

NOV 105

NOV On-Demand Volume Consumer 105

PYMNTS

DECEMBER 7, 2020

Digital Black Friday sales this year hit $9 billion, a 22 percent increase from 2019 figures, according to recent Adobe research. Small businesses face similar challenges that big retailers face when they transact online, because through marketplaces, they are able to reach out to millions of consumers," he told PYMNTS in a recent interview.

Finance 142

Finance Small Business Underwriting B2C 142

PYMNTS

JANUARY 30, 2020

Visa ’s fiscal first-quarter results showed an acceleration of cross-border volumes, while contactless payments continued to gain ground in the U.S. The company said that payments volume was up 8 percent year over year to $2.3 The company said that payments volume was up 8 percent year over year to $2.3 and beyond.

Contactless Payments 91

Contactless Payments Transactions Cross-Border Volume 91

The Fintech Times

MARCH 27, 2025

In 2019, we pivoted to focus on helping millions of businesses and individuals access seamless payments, banking, credit and business management tools, trusted by millions of businesses. As well as our business solutions, we now offer services to individual consumers.

FinTech 59

FinTech Financial Inclusion Cross-Border Payments Online and Mobile Banking 59

PYMNTS

AUGUST 14, 2020

Juliet Anammah , chairwoman and head of institutional affairs at Jumia, previously told PYMNTS those tailwinds have started blowing stronger during the past few months as the global public health crisis has increased the volume on demand for digital payments, eCommerce and new series of transaction experiences throughout Africa.

On-Demand 101

On-Demand Volume Digital Payments Addressing 101

PYMNTS

OCTOBER 14, 2020

There are a lot of things consumers haven’t been able to do during the pandemic – like go to concerts, sit in a movie theater or, for the most part, go to sporting events. Through June, July and August, Wine Insiders orders have been about 60 percent higher compared to 2019. In fact, quite a lot.

Consumer 56

Consumer On-Demand B2C B2B 56

PYMNTS

MAY 13, 2019

The spotlight burned brighter for peer-to-peer (P2P) payment services in the first quarter of 2019, with those payment methods finding popularity among more consumers. During Q1 2019, Zelle sent $39 billion through its network via 147 million transactions, the company said in a news release. P2P Impacts.

P2P 79

P2P Zelle Venmo Debit Card 79

PYMNTS

JULY 28, 2020

For the current year, IATA’s forecasters see a decline in revenue passenger kilometers of 55 percent compared with 2019. Consumer confidence is depressed and not helped by the U.K.’s June 2020 traffic was off 86.5 percent compared with a year ago. “What improvement we have seen has been domestic flying.

Volume 56

Volume On-Demand Economy Returns 56

PYMNTS

DECEMBER 28, 2020

The numbers were up quite a bit from the first half of the year, which showed renewed strength in business and consumer shopping habits. 28) on CNBC, said the cargo volume is up 50 percent. In November, the port logged 890,000 20-foot-equivalent units of shipments, a 22 percent increase from the same month in 2019.

Volume 82

Volume On-Demand Consumer 82

Faster Payments Council

JUNE 28, 2021

Today's consumers want fast, easy, digital transactions. And while we are making significant progress towards creating a faster, digital payments experience for domestic transactions – with real-time payment growth expected to increase from 734 million in 2019 to 4.2 At the FPC, we are tackling this issue head on.

Cross-Border 68

Cross-Border Faster Payments Cross-Border Payments FPC 68