FICO

AUGUST 16, 2021

Our latest FICO UK Credit Market Report looking at UK card trends for June 2021 shows that average card spend continued to increase compared to 2020. Spend on UK cards continued to increase, along with the percentage of payments. . . Cash usage continues to slowly grow but remains below pre-pandemic levels. Looking ahead.

Credit Cards 52

Credit Cards Travel Rule Issuers Card Issuer 52

PYMNTS

JUNE 26, 2020

The company was involved in deliberate deceit and had given false statements on escrow while EY was carrying out the 2019 audit of the company, which EY took to the relevant authorities, Reuters reported. EY said it was continuing to do the work on reporting to authorities, according to Reuters.

Audit 102

Audit Authorization Processors Continuity 102

The Paypers

JUNE 11, 2019

(The Paypers) The European online retail sector continues its growth in 2019, after an increase in turnover by 11.87% to EUR 547 billion in 2018, according to Ecommerce Europe and EuroCommerce.

Continuity 28

Continuity 28

PYMNTS

SEPTEMBER 30, 2020

The FinTech Capify has pulled in an additional $10 million in an equity round of funding and is banking on continued support from the Goldman Sachs Merchant Banking Division for its lending platform, which is geared to small to medium-sized businesses (SMBs). In 2019, Capify netted a $96 million credit facility from Goldman Sachs.

Continuity 84

Continuity FinTech Small Business Government 84

PYMNTS

OCTOBER 15, 2020

In a roundup of today’s top retail stories: The automotive market continues its comeback with a digital spin, conversational commerce is the next big pandemic-fueled trend, and Tiffany said that its preliminary sales results for August and September 2020 are positive. Automotive Continues Comeback Leading With Digital-First Tools.

Continuity 82

Continuity Economy Consumer Payments 82

PYMNTS

OCTOBER 15, 2020

Although consumer shopping behaviors are changing, the automotive market continues its comeback, with the digital-first economy playing a lead role and a newly-minted publicly-traded company — Shift Technologies — among its ranks. Comscore also says the used car online marketplace has spiked during the pandemic.

Continuity 75

Continuity Consumer Economy Research 75

PYMNTS

DECEMBER 27, 2018

Reuters, citing the European Central Bank’s regular economic bulletin, reported the European Central Bank said the global economy will stabilize after a slowdown in 2019. Looking ahead, global economic activity is expected to decelerate in 2019 and remain steady thereafter,” the ECB said, reported Reuters.

Central Bank 76

Central Bank Small Business Shutdown Economy 76

CB Insights

FEBRUARY 4, 2019

We analyzed signals across industries to identify the top 14 tech trends to watch in 2019. Download the free report to learn about the biggest 14 trends in tech and strategies to watch for 2019. In 2019, cross-industry collaborations should grow to better understand users and offer them more fine-tuned products. Malls are out.

Best Practices 77

Best Practices Data Breach On-Demand Governance 77

CB Insights

AUGUST 12, 2019

There are 48 VC-backed fintech unicorns worth a combined $187B: Valuations continued to grow in Q2’19 as many companies preferred to raise private financing over going public. The post Global Fintech Report Q2 2019 appeared first on CB Insights Research. There were seven new fintech unicorn births in Q2’19.

FinTech 73

FinTech Research Finance Continuity 73

The Paypers

MAY 8, 2019

(The Paypers) NACHA has announced that the ACH Network’s number of payments in Q1 2019 increased 5.8% from 2018, and the daily average volume of payments increased 7.5%.

ACH Network 28

ACH Network ACH Continuity NACHA 28

CB Insights

MAY 27, 2020

Some investors continued to cut checks in Q1, b ut which investors have remained active through the boom and bust over the past year? The post Here Are The Most Active Fintech Investors Since 2019 appeared first on CB Insights Research. First name.

FinTech 92

FinTech FDIC Credit Cards Checks 92

PYMNTS

APRIL 8, 2020

200%: Minimum increase in online clothing shopping in March, compared to 2019. 74%: Increase of transaction volumes in most eCommerce retail sectors in March compared to 2019. Data: 210%: Increase in the dollar value of orders from full-assortment grocery merchants from March 12 to March 15, YOY. 32.22B: Forecasted value of U.S.

Continuity 85

Continuity Volume Transactions Consumer 85

PYMNTS

FEBRUARY 1, 2019

” Despite his concern over future bankruptcies, Simon doesn’t expect as many to happen in 2019 when compared to last year and 2017. “And 80 to 90 percent of that list [has] been over-levered so they couldn’t turn left or right.” “You’ve got a lot of outperformance and a lot of underperformance.”

Continuity 43

Continuity 43

CB Insights

MARCH 19, 2019

Download the free report to learn about the biggest emerging trends in AI and strategies to watch for 2019. One of the top AI trends to watch in 2019 will be the growth of edge AI across applications. Look for increased investment to the sector in 2019 and beyond. Track all the 2019 AI 100 startups in this brief on our platform.

AI 78

AI Research Enrollments Cybersecurity 78

PYMNTS

JANUARY 2, 2019

While commercial card innovation certainly accelerated in 2018, progress can always continue. We think 2019 will be a crucial year for this sector. ” What’s Next In 2019. One area of development that J.P. It’s not altogether an unfamiliar concept, of course. ” .

Commercial Card 84

Commercial Card Online and Mobile Banking Payer B2B 84

PYMNTS

FEBRUARY 26, 2020

As its gross merchandise volume (GMV) topped $1 billion for 2019, The RealReal Inc. In a call with analysts, CEO and Founder Julie Wainwright noted that the company generated a GMV of $1.008 billion for the full year 2019. reported a contribution profit per order of $19.72 and buyer acquisition cost (BAC) of $114 for the year.

Adjustments 52

Adjustments Non-Bank Volume Continuity 52

PYMNTS

APRIL 12, 2019

Only a few months into 2019, the year is already shaping up to offer a bit of a watershed in how we pay and how we get paid. As the 2010s roll off into the 2020s, the fact remains that technology is blurring the lines that used to exist before the (continuing) digitization of commerce. One decade draws to a close, the next one looms.

Innovation 86

Innovation Multi-Currency Payments Technology 86

CB Insights

FEBRUARY 14, 2019

Download the free report to learn about the emerging trends taking over the food and beverage industry and strategies to watch for 2019. Corporates are beginning to embrace plant protein , and 2019 will see the first plant protein company go public. Plant Protein. They’re going to shoppers, instead of asking shoppers to go to them.

Blockchain 58

Blockchain On-Demand Product Automation 58

PYMNTS

APRIL 8, 2019

Worldwide spending on information technology is expected to reach about $4 trillion in 2019, according to a report by CNBC. Those numbers come from global research and advisory firm Gartner, which also predicts that companies will spend $125 billion on cybersecurity alone in 2019.

Credential 61

Credential Cybersecurity Continuity Research 61

PYMNTS

JANUARY 20, 2020

’Tis the season for … looking back at 2019 holiday sales trends, and figuring out what they mean for payments and commerce so far. Data from Fiserv supports that point: Brick-and-mortar retail growth during the 2019 holiday season stood at 1.4 The retail chain has yet to report its fourth-quarter or full-year 2019 earnings.

Consumer 58

Consumer On-Demand P2P Continuity 58

PYMNTS

JULY 10, 2019

Bitcoin continues its roller coaster of ups and downs in 2019 as the cryptocurrency shot back up and breached $13,000 for the first time in about two weeks, according to a report by Bloomberg. It’s up 250 percent in 2019. On June 26, it reached an almost two-year high of $13,880.

Bitcoin 49

Bitcoin Cryptocurrency Digital Currency Non-Bank 49

PYMNTS

NOVEMBER 19, 2020

percent compared to 2019 and a digital sales increase of just 27 percent. Digital continues to thrive, and as a healthy component of our business. Most importantly, our growing digital business continues to contribute to profitability. billion in 2019. The key number showed a comp store drop of 20.2 Net sales fell to $3.99

Continuity 57

Continuity On-Demand NOV Adjustments 57

Bank Automation

APRIL 10, 2024

The shakeup at Truist Financial continues. Case took on the role of CIO at Truist in December 2019, according to his LinkedIn profile. Truist Financial Chief Information Officer Scott Case has left the Charlotte, N.C.-based based bank, a source close to the matter told Bank Automation News. He previously […]

Automation 122

Automation Continuity 122

CB Insights

FEBRUARY 4, 2019

In 2019, drone pilots could become the next claims professionals, wearables could transform workers’ comp, and social media could enhance underwriting. We identified 15 P&C insurance trends to watch in 2019. Download the free report to learn about the biggest emerging trends in the P&C market and strategies to watch for 2019.

Underwriting 60

Underwriting AI Assessments Risk 60

PYMNTS

JANUARY 14, 2021

Showing the continued struggles of retail stores in the pandemic era, Nordstrom reported a 22 percent net sales decline for the nine-week holiday period that ended Jan. In 2019, by comparison, they only represented 34 percent. 2, according to a press release. The trends for sales went up compared to the third quarter, though.

Continuity 63

Continuity Accounts 63

PYMNTS

NOVEMBER 19, 2018

The bitcoin bust continued Monday (Nov. If you ask analysts who are pessimistic about the price of bitcoin, you will hear predictions that bitcoin will likely to continue to fall until sometime during Q2 2019. In their estimate, $1,500 might be the rebuilding point it will be starting from in 2019.

Bitcoin 69

Bitcoin Continuity Cryptocurrency NOV 69

PYMNTS

JANUARY 1, 2019

But relatively high stock prices and access to more capital remain prime temptations, and there is little doubt that 2019 will bring more than few exciting — and telling — IPOs. An IPO reportedly could happen in the second half of 2019. Securities and Exchange Commission that sets the stage for it to go public.

Payments 89

Payments Economy Underwriting Continuity 89

FICO

MARCH 14, 2023

To address this disconnect and truly operationalize AI, guardrails must be in place such that the overall Corpus AI continues to perform while components change. The trick is how to select the solution that minimizes behavior impedance mismatches across the dataset, so rules continue to be effective.

AI 52

AI Continuity Rules CHIPS 52

Payments Dive

SEPTEMBER 3, 2019

The report warns, however, that few of these upstart banks are actually turning a profit and the pace of growth cannot continue at the same pace forever. Digital banking is growing rapidly in the U.K., as challenger banks are gaining share among non-millennnial users and winning over customers with strong customer service.

Non-Bank 144

Non-Bank Continuity 144

Finovate

SEPTEMBER 10, 2024

We are especially grateful for our attendees and sponsors, whose support continues make our Finovate conferences among the most anticipated events in our industry. Let’s also raise a glass to all of our demoing companies for their innovations in fields ranging from regtech and payments to lending, wealth management, and beyond.

Deepfake 111

Deepfake Innovation Advisors Risk Management 111

CB Insights

MARCH 4, 2019

From the growth of autonomous vehicles to flying robotaxis, we identified the top auto tech trends to watch in 2019. Download the free report to learn about the biggest emerging trends in mobility and strategies to watch for 2019. In 2019, look for telematics to become more ubiquitous across the auto and mobility sectors.

Verification 56

Verification On-Demand Blockchain Technology 56

PYMNTS

JANUARY 8, 2020

It also continues to pursue partnerships with food delivery companies and to make significant investments in technology. The fast-food giant started McD Tech Labs in 2019, a venture based in Silicon Valley staffed with tech workers that include data scientists and engineers.

Continuity 52

Continuity Consulting AI Technology 52

PYMNTS

JANUARY 10, 2020

economy continues its upward trajectory with 145,000 jobs added in December. in 2018, putting 2019 in eighth place over the last decade. This makes for a decade of steady payroll growth, which is the longest stretch in 80 years, according to a report by The Wall Street Journal. Unemployment remained at a 50-year-low level, at 3.5

Continuity 52

Continuity Payroll Economy 52

FICO

JANUARY 6, 2020

Here are the 5 customer development posts from 2019 with the most views on the FICO Blog. Consumer Banking Predictions 2019: Four Trends to Watch. In 2019, it will become increasingly clear that these transformation projects require more than just new technology, they also require significant organizational changes.”. .

Posting 52

Posting AI Online and Mobile Banking Real Time Payments 52

PYMNTS

DECEMBER 11, 2018

Give a deep and welcoming hello to the newest form of window shopping — a consumer behavior that will help to shape retail in 2019 and beyond, and a trend that stands as an increasing part of shopping, one that promises to impact brick-and-mortar merchants as they decide how to innovate. percent innovating to improve business analytics.

Online and Mobile Banking 68

Online and Mobile Banking Blockchain Venmo P2P 68

FICO

FEBRUARY 25, 2019

After a 2018 that had its highs and lows, what might 2019 have in store from a credit risk management standpoint? In 2019, enhanced credit underwriting via digitally contributed-consumer data will hit the mainstream. We will be closely monitoring the odds-to-score relationship in 2019. revolver vs. transactor). has experienced.

Credit Risk 63

Credit Risk Underwriting Origination Fed 63

PYMNTS

DECEMBER 27, 2019

By the numbers, it is hard to deny in the closing days of 2019 that instant payments, as observed by the PYMNTS Instant Payments Tracker , have hit their stride and are no longer a P2P payments tool for gig economy workers. In 2019 that number had nearly quadrupled to 42 percent. Here are four on that list. Instant Payments .

Instant Payments 55

Instant Payments Payments Interoperability Innovation 55