PYMNTS

APRIL 13, 2020

(and international) consumer and the businesses that serve them will be center stage as earnings season gets underway, starting, as always, with a slew of big banks. The last time we had earnings season, stretching from mid-January into the end of February, banks pointed to the continued strength of the U.S. and the U.K.,

Online and Mobile Banking 124

Online and Mobile Banking Credit Cards Zelle P2P 124

Clearly Payments

OCTOBER 7, 2024

As of 2024, it is clear that the changes initiated during the pandemic are not just temporary adjustments but enduring shifts that continue to define the industry’s trajectory. This growth trajectory has continued, with 2023 seeing e-commerce sales surpass $5 trillion for the first time. billion in 2019.

Cross-Border 89

Cross-Border Processors Multi-Currency Contactless Payments 89

Finovate

OCTOBER 4, 2024

Netherlands-based digital banking platform Plumery secured $3.3 Founded in 2022, Plumery offers a digital banking platform that enables businesses to rapidly customize and deploy their banking operations. ” Headquartered in San Francisco and founded in 2019, Middesk made its Finovate debut at FinovateFall 2022. .

AI 64

AI Innovation Payment APIs and Integration Online and Mobile Banking 64

PYMNTS

JANUARY 24, 2019

Regulatory oversight may have the impact of reducing some banks’ physical footprint abroad. banking giant Citi said it will reduce its physical presence in Russia – reducing office count, actually – but that business should in fact grow in 2019. As reported by Reuters , the Russian arm of the U.S.

Online and Mobile Banking 43

Online and Mobile Banking Consumer Continuity Accounts 43

PYMNTS

JULY 22, 2020

Banks have been forced to reduce or suspend in-branch activities to prevent the risk of infection at branches at least temporarily. The largest bank in the United States, J.P. Developments From Around The World Of Digital-First Bank ing. The global digital banking platform industry generated $3.95

Online and Mobile Banking 90

Online and Mobile Banking ATM On-Demand Risk 90

PYMNTS

JUNE 29, 2020

The COVID-19 pandemic is one of the most monumental crises the banking industry has faced, and the sector must stare down the dual challenges of creating safety measures at branch locations while addressing the ongoing economic downturn that has stretched their capacity for processing and deferring loans.

Online and Mobile Banking 126

Online and Mobile Banking IRS Adjustments Checks 126

The Payments Association

OCTOBER 28, 2024

In the world of digital payments, fraud is an ever-present threat that continues to evolve, creating serious risks for both businesses and consumers. This has led to a noticeable uptick in card-related fraud, especially in remote purchases, where criminals use stolen card details for online transactions.

Scams 88

Scams Push-to-Card Fraud Detection Online and Mobile Banking 88

The Fintech Times

NOVEMBER 9, 2024

In 2019, there were terrorist attacks that harmed the tourism industry, a major source of income. Not all doom and gloom: fintech is on the horizon Despite the outbreak of the pandemic, in 2020 the Central Bank of Sri Lanka (CBSL) launched its regulatory sandbox in an effort to boost its fintech sector and innovation.

Economy 85

Economy Online and Mobile Banking Central Bank Financial Inclusion 85

PYMNTS

FEBRUARY 21, 2020

To be the bank, buy the bank. Upon releasing its latest earnings, LendingClub , known up until now for its personal loans delivered through its online platform, said it had struck a deal to buy Radius Bancorp. The $185 cash and stock deal would bring an online bank with $1.4 Home sales: In a sign that U.S.

Online and Mobile Banking 89

Online and Mobile Banking Data Breach Compromise Commercial Card 89

PYMNTS

JANUARY 13, 2020

For those watching the payments sphere, the tea leaves are there for the reading, tied to mobile and digital banking adoption, to outstanding balances on cards, and to auto loans and mortgages. 15) will mark releases from Bank of America and Goldman Sachs. Going Mobile. Tuesday (Jan. Looking at Credit.

Consumer 52

Consumer Online and Mobile Banking Zelle P2P 52

Clearly Payments

NOVEMBER 6, 2024

This market includes a range of services and technologies that facilitate the acceptance, authorization, and settlement of payments across various channels, including online, in-store, and mobile. They require secure systems like point-of-sale (POS) terminals , online checkout gateways, or mobile payment solutions to process payments.

Process 95

Process ISOs Credit Cards Online and Mobile Banking 95

FICO

JANUARY 6, 2020

Here are the 5 customer development posts from 2019 with the most views on the FICO Blog. Consumer Banking Predictions 2019: Four Trends to Watch. Banks Will Get Smarter in the War for Deposits. “…any top 100 banks will invest in an area that has been neglected for too long — deposit pricing strategy.”.

Posting 52

Posting AI Online and Mobile Banking Real Time Payments 52

PYMNTS

MAY 8, 2020

Shopping on mobile devices has increased 7.7 Online gambling or gaming is one possible outlet, and the sector may even make it through the pandemic with less financial damage than other industries. Online Gambling Changes . The pandemic is sweeping through an already critical year for online betting.

Online and Mobile Banking 70

Online and Mobile Banking ACH Regulations Laws 70

PYMNTS

JANUARY 19, 2021

What if close to half of all companies surveyed said productivity during COVID-19 work-from-home (WFH) orders is actually rising, as more business is conducted efficiently online and less time goes into commutation or gets siphoned off by sundry other office intrusions? Well, they’ve said it. billion in 2020 alone.”.

Continuity 60

Continuity Verification Online and Mobile Banking Cross-Border 60

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Payment APIs and Integration 98

Payment APIs and Integration Online and Mobile Banking Payments Push-to-Card 98

PYMNTS

APRIL 24, 2020

Some banks have shuttered their branches during the pandemic and are relying on digital or mobile channels to fulfill customer needs, but others do not have that option. Business is not continuing as normal, however. Twenty-five percent of all U.S. Shifting In-Branch Operations. British FI Nationwide U.K. Several U.K.

Technology 99

Technology ATM Online and Mobile Banking Credit Union 99

PYMNTS

JUNE 3, 2020

Brick-and-mortar branches shuttered as social distancing measures were enforced, and customers subsequently turned to mobile apps or websites to fulfill their banking needs rather than risking in-person visits. Online account openings have increased 14.5 Confronting Digital Banking Reality.

Online and Mobile Banking 52

Online and Mobile Banking Contactless Payments Volume Mobile Banking 52

PYMNTS

JULY 23, 2020

Open banking has been picking up steam in Latin America for more than two years. Brazilian lawmakers have been developing open banking plans since 2019, for example, outlining rough guidelines to be enacted late this year. It also analyzes how the pandemic is affecting the future of open banking in. the region.

Online and Mobile Banking 66

Online and Mobile Banking Regulations Laws Push-to-Card 66

PYMNTS

SEPTEMBER 22, 2020

Consumers moved to digital banking in droves during the early months of the COVID-19 pandemic — it appears they are not moving back. Consumers pivoting to online banking are also more concerned over the privacy and security of their data, especially as fraud volumes creep up —and financial regulators are taking notice.

Compliance 76

Compliance Online and Mobile Banking Privacy SWIFT 76

CB Insights

FEBRUARY 20, 2019

Download the free report to learn about the biggest trends from fintech in 2018 and ones to watch for 2019. Below, we answer some of our readers’ most pressing questions on the state of fintech, coming straight from our 2019 Fintech Trends To Watch report. What markets outside of Europe are ripe for fintech in 2019?

FinTech 57

FinTech Online and Mobile Banking Participant Research 57

The Fintech Times

AUGUST 19, 2024

South Korea continued to evolve with the changing times and customer demands, developing large companies, known as chaebols, to bolster its economy. In the 21st century, the country has established a foothold in various markets including the mobile phone, automobile, semiconductor and steelmaking markets.

Economy 64

Economy Online and Mobile Banking FinTech Government 64

PYMNTS

JANUARY 15, 2020

Zelle peer-to-peer (P2P) payments increased 76 percent year-over-year in the fourth quarter of 2019, Bank of America said on Wednesday (Jan. In its Q4 financial release , Bank of America also gave updates on its mobile and digital efforts. As it stands, Bank of America now has 38.3 billion using Zelle.

Zelle 52

Zelle Online and Mobile Banking Debit Card P2P 52

PYMNTS

DECEMBER 28, 2018

That means that on the brink of 2019, it remains uncertain whether the next year will look more like the best of times or the worst of times when it comes to providing consumers and small businesses (SMBs) with access to financial services — both in and outside the traditional bank-backed channels. The Two Faces Of Consumer Credit.

Non-Bank 58

Non-Bank Online and Mobile Banking Push-to-Card Consumer 58

PYMNTS

DECEMBER 24, 2018

But in hopes of hopping on the holiday bandwagon — and providing data-backed insight in the hottest payment trends for 2019 — allow us to offer this list of a dozen ways that consumers (and some businesses) are paying now, methods that promise to play big roles in 2019. 6: With Person-To-Person Mobile Tech. 8: Via PayPal.

Consumer 83

Consumer Online and Mobile Banking Debit Card Volume 83

CB Insights

JANUARY 5, 2021

In the past few years, the burgeoning popularity of digital banks has only underscored the severity of these problems, with upstarts like Chime and SoFi offering cheaper, faster, and more convenient banking experiences. . get the state of challenger banks report. First name. First name. Company Name. Phone number. Source: PwC.

Online and Mobile Banking 98

Online and Mobile Banking Financial Inclusion Checks Federal Reserve 98

The Fintech Times

SEPTEMBER 10, 2024

In 2024, China’s fintech landscape is playing an increasingly central role in its economic development, as the country continues to solidify its position as the world’s second-largest economy. It is a global leader in digital payments, particularly mobile payments. China’s fintech ecosystem spans a variety of subsectors.

FinTech 59

FinTech Online and Mobile Banking Digital Currency Central Bank 59

Fintech News

MAY 15, 2024

The increasing affordability of leisure time, the seismic surge in the digital economy , the proliferation of high-speed internet, advancements in mobile technology, and the shift towards remote work will also play significant roles. Since 2019, active gamers have surged across all key markets.

FinTech 94

FinTech Online and Mobile Banking Payment APIs and Integration Economy 94

PYMNTS

NOVEMBER 14, 2019

While small businesses often struggle with a lack of integrated digital tools from their traditional financial service providers, the friction in small business banking is often acute even before an SMB opens an account. Power found that small businesses continue to embrace mobile banking, with its 2019 U.S.

Online and Mobile Banking 59

Online and Mobile Banking AML Small Business Mobile Banking 59

PYMNTS

MAY 27, 2020

More consumers are turning to the omnichannel offerings of banks and credit unions (CUs) as they follow stay-at-home mandates, and cybercriminals are eager to launch attacks that make use of these channels. Otherwise, the fraud could continue unnoticed. Around The FI Fraud Decisioning World.

Scams 98

Scams Account Takeovers Online and Mobile Banking Credit Union 98

PYMNTS

APRIL 23, 2020

Crafting the seamlessness customers want means FIs are overhauling their digital infrastructures to enable access to fast, interactive and engaging banking experiences. More banks are therefore moving away from legacy core systems to embrace cloud-native architectures to power automation and meet the speed expected by consumers, securely.

Innovation 105

Innovation Automation Security Consumer 105

PYMNTS

DECEMBER 24, 2019

And 2019 was no exception. Whether the subject was banking apps or the Internet of Things or global trends — or a host of other vital issues — our podcast discussions contained insight about the present and clarity about the future. When a Bank is an App — and Not the Bank’s. When a Bank is an App — and Not the Bank’s.

Payment APIs and Integration 53

Payment APIs and Integration Credit Union Online and Mobile Banking Payments 53

PYMNTS

JULY 2, 2020

During the pandemic, we have seen continued demand for our offline mobile money agency, and online digital payment, which remain core of our business,” the company said in a statement, according to Bloomberg. OPay entered the Nigerian market in June of 2019.

Online and Mobile Banking 79

Online and Mobile Banking Central Bank Financial Inclusion Governance 79

PYMNTS

JUNE 10, 2020

The need to stay at home and minimize person-to-person contact during the COVID-19 pandemic has pushed mobile banking use into overdrive. Customers are unable or unwilling to visit bank branches, instead using apps to conduct their financial activities and generating an 85 percent rise in mobile banking activity in April.

Security 52

Security Online and Mobile Banking Enrollments Mobile Banking 52

Fintech News

SEPTEMBER 10, 2024

Their growing popularity has spurred continuous financial innovation, such as the rise of buy now, pay later (BNPL). Project Nexus , for example, is led by the Bank for International Settlements (BIS) and aims to create a blueprint for connecting national instant payment systems to enable seamless cross-border payments.

Cross-Border Payments 99

Cross-Border Payments Cross-Border APACS Interoperability 99

PYMNTS

OCTOBER 31, 2018

Samsung Electronics smartphone sales will increase in the holiday shopping season, with the general trend lasting into 2019, the company said when announcing its Q3 results. But competition and marketing expenses will cut into profits, and mobile revenue declined about 12 percent year over year. Mobile Flagship Sales.

Online and Mobile Banking 49

Online and Mobile Banking On-Demand AI ATM 49

PYMNTS

OCTOBER 8, 2020

Comparing it favorably to the first half of 2019, Feedzai says it closed deals in the U.S., one of the biggest payments processors in the world, one of the top 3 banks in Brazil, one of the big four banks in Australia, the largest national card processor in Europe, and several others),” according to the release.

Online and Mobile Banking 99

Online and Mobile Banking Processors Scams Risk Management 99

PYMNTS

NOVEMBER 4, 2019

From counterfeiting to identity theft to phishing attacks, digital fraud takes many forms — and online shopping continues to make consumers and merchants vulnerable to such attacks. The rise of mobile commerce and selling of digital goods has added to retailers’ fraud problems. By its measures, merchants pay $3.13

Online and Mobile Banking 49

Online and Mobile Banking Cross-Border Federal Trade Commission Fraud Prevention 49