PYMNTS

FEBRUARY 11, 2020

In 2019, balances surpassed $14 trillion for the first time. When we focus on low unemployment and the strong economy, we often forget that in many ways, the rising costs of life can erode most of those gains,” Skylar Olsen, Zillow’s director of economic research, said in a press release. Household debt in the U.S.

Credit Cards 57

Credit Cards Fed Origination Economy 57

PYMNTS

JULY 6, 2020

When the digital economy started to reduce jobs in some areas and create them in others, a more robust “ gig economy ” developed. Now that the digital shift is underway in a big way, retailers need to enter a new kind of gig economy. All of a sudden, it seemed, being a free agent was cool. Side hustles were in.

Economy 64

Economy Research Consumer Returns 64

The Fintech Times

SEPTEMBER 14, 2024

These economies have since developed into fully advanced nations. This became the key factor in driving industrial growth in next-generation smart machinery, Asian Silicon Valley, biotech and pharmaceuticals, green energy, national defence, new agriculture and circular economy.

Innovation 118

Innovation FinTech Payment APIs and Integration Non-Bank 118

FICO

FEBRUARY 25, 2019

After a 2018 that had its highs and lows, what might 2019 have in store from a credit risk management standpoint? In 2019, enhanced credit underwriting via digitally contributed-consumer data will hit the mainstream. We will be closely monitoring the odds-to-score relationship in 2019. revolver vs. transactor).

Credit Risk 63

Credit Risk Underwriting Origination Fed 63

PYMNTS

DECEMBER 29, 2019

business loans and capital investment have essentially plateaued in the second half of 2019, in what experts say is a reflection of the slowing industrial economy. The general trend is related to the slowing economy, with analysts saying that the year’s decline came from contracting U.S. Trade disputes between the U.S.

Federal Reserve 53

Federal Reserve Disputes Economy Finance 53

Finovate

OCTOBER 1, 2024

Minna Technologies made its Finovate debut at FinovateEurope 2019. “This is significant recognition of the strength, growth, and impact of Minna Technologies in powering the global subscription economy, partnering with top-tier banks, fintechs, and subscription businesses,” Minna Technologies CEO and Chair Amanda Mesler said.

Visa 69

Visa Acquirers Technology Fraud Prevention 69

CB Insights

JANUARY 29, 2019

Download the free report to learn about the biggest trends from fintech in 2018 and ones to watch for 2019. The post 7 Fintech Startups Fueling The Gig Economy appeared first on CB Insights Research. Want the full expert post? Become a CB Insights customer. If you’re already a customer, login here.

Economy 44

Economy FinTech Research Posting 44

PYMNTS

NOVEMBER 13, 2020

But while Walmart will probably shy away from specific numbers, PYMNTS research has not. An exclusive research project from PYMNTS shows that Walmart could leverage its new membership model to capture more of the consumer’s whole paycheck. percent from 2019 — a spending boost driven by COVID-19. billion in 2019.

Economy 60

Economy NOV On-Demand Adjustments 60

PYMNTS

AUGUST 20, 2019

Whether they are finding employment opportunities using platforms such as Freelancer.com, finding affordable lodging for their next vacation or merely hitching a ride across town using Uber or Lyft, some 111 million consumers daily use services offered by sharing economy platforms. In fact, 76.4 In our survey, 71.1 Even so, as much 64.2

Economy 64

Economy Consumer Verification Authentication 64

PYMNTS

NOVEMBER 7, 2019

Gig economy platform Upwork plans to focus more on larger companies in the coming months, as the company seeks to increase its market share in the fast-growing world of matching freelance labor with employers via digital technology. That news came as Upwork announced its Q3 2019 earnings results on Thursday (Nov.

Economy 40

Economy NOV Small Business Acquirers 40

PYMNTS

APRIL 4, 2019

according to research from S&P Global Ratings. ’s economy would have been 3 percent larger as of the end of last year had the U.K. The economist said growth rates for the economy would have been 0.7 economy ever since the vote. economy 600 million pounds a week, or 7.8 percent instead of 0.43

Economy 46

Economy Regulations Research 46

PYMNTS

OCTOBER 9, 2019

India’s biggest festive season , which runs from the start of October until the end of November, has failed to revive the economy despite big discounts from Amazon India and Walmart’s Flipkart, as reported on Wednesday (Oct. The first six months of 2019 showed weak sales for both Amazon and Flipkart in India, Meena told the news outlet.

Economy 43

Economy Regulations Research Consumer 43

Clearly Payments

OCTOBER 7, 2024

The COVID-19 pandemic has reshaped industries and economies worldwide. Cash Usage Decline : The World Bank reported that cash usage in advanced economies declined by nearly 50% during the pandemic, with consumers opting for digital and contactless payment methods instead. billion in 2019. billion in 2022, up from $7.5

Cross-Border 88

Cross-Border Processors Multi-Currency Contactless Payments 88

PYMNTS

JANUARY 7, 2020

We’ll give Amazon its traditional place at the front of the line — hey, it’s Amazon — with its news, which also reflects the sharp growth in popularity of voice-assisted payments and commerce, one of the emerging engines of we are taking to call the connected economy. This rise of a new connected economy is not just about vehicles, either.

Economy 53

Economy Non-Bank Consumer End User 53

Fintech News

MAY 15, 2024

The burgeoning video gamer economy The confluence of significant economic, technological , and social forces is set to amplify the prominence of video gamers. Since 2019, active gamers have surged across all key markets. Both issuers and merchants must recognise and capitalise on this influential consumer segment.

FinTech 102

FinTech Online and Mobile Banking Payment APIs and Integration Economy 102

PYMNTS

DECEMBER 12, 2018

Thanks to low unemployment, growth in GDP and real disposable income, TransUnion forecasted that consumer credit originations and consumer balances will increase in 2019 for the lion’s share of credit products. percent in the fourth quarter of 2019 compared to 1.94 percent in the fourth quarter of this year.

Origination 51

Origination Consumer Credit Cards Risk 51

CB Insights

APRIL 4, 2019

Freelance economy. Download the free report to learn about the biggest emerging trends in the P&C market and strategies to watch for 2019. The post Future Of Insurance 2019: Here’s Why You Should Attend appeared first on CB Insights Research. Topics covered will include: Telematics. Cyber risk.

Economy 30

Economy Checks Research FinTech 30

CB Insights

APRIL 4, 2019

Freelance economy. Download the free report to learn about the biggest emerging trends in the P&C market and strategies to watch for 2019. The post Future Of Insurance 2019: Here’s Why You Should Attend appeared first on CB Insights Research. Topics covered will include: Telematics. Cyber risk.

Economy 30

Economy Checks Research FinTech 30

PYMNTS

JULY 26, 2020

Neil Shah , an analyst at Counterpoint Research, the Hong Kong-based industry researcher, agreed. Asbe told the FT that UPI’s strength was its appeal across India’s fragmented economy, which ranges from poorer communities to wealthy consumers. It’s going to be a long-drawn process,” he said. The country has diverse needs.

Volume 123

Volume Transactions Digital Payments Online and Mobile Banking 123

PYMNTS

OCTOBER 22, 2020

In a July letter to investors , CEO Reed Hastings said, “In the first half of this year, we’ve added 26 million paid memberships, nearly on par with the 28 million we achieved in all of 2019. The service launched in November 2019 and reported 60.5 million paying subscribers by the end of July. million subscribers.

Economy 70

Economy Origination On-Demand Returns 70

PYMNTS

DECEMBER 31, 2019

percent as of 2019 — PYMNTS’ 2019 numbers are historic, trailing 12-month numbers based on data from Q4 2018 through Q3 2019. percent as of 2019 data. Its curbside grocery-pickup program has been a breakout success for the company — and a main driver of its eCommerce growth during 2019. Webster added.

Push-to-Card 54

Push-to-Card Consumer Federal Trade Commission Rules 54

PYMNTS

MARCH 5, 2019

If the digital economy crosses borders – with commerce always on, across time zones and currencies – the platform model should be a perfect fit for those who seek to literally cross borders, or even just get away from it all for a bit. A “Test and Learn” Approach.

Economy 59

Economy Cross-Border Alternative Payment Methods Account Takeovers 59

PYMNTS

DECEMBER 23, 2019

This year, 2019, the average American will spend three hours and 43 minutes per day on mobile devices, just ahead of the three hours and 35 minutes spent watching television. Visner of the National Cybersecurity Federally Funded Research and Development Center ( FFRDC ). They do, in fact, put their pants on one leg at a time.

Online and Mobile Banking 52

Online and Mobile Banking Cybersecurity Best Practices Economy 52

FICO

DECEMBER 21, 2018

Thus, a couple of weeks from now we’ll ring in 2019, the Year of Cyber Insecurity: 52 weeks in which companies of all sizes and industries will experience a new level of fear – and in some cases panic – in realizing their vulnerability to data breaches, hacking and other cybercrimes. That’s a great New Year’s resolution for everyone.

Data Breach 40

Data Breach Breach Assessments Cybersecurity 40

PYMNTS

OCTOBER 23, 2018

In the pre-mobile world, in the time before the Uberization of every conceivable service, the gig economy existed — just not in the highly organized and monetized fashion as it is today. And we think that will draw users because the only game in town has a lot going for it,” he said. The Challenges And What’s Next.

Blockchain 73

Blockchain Economy Origination Disputes 73

PYMNTS

OCTOBER 8, 2019

companies have experienced a cyberattack in the last year , new Ponemon Institute research revealed in a survey of 592 firms. Smaller companies are most vulnerable, researchers said, pointing to their lack of resources and IT staff to bolster cyber defenses. PYMNTS breaks down the key data points from these reports below.

Small Business 53

Small Business Non-Bank Debit Card Disputes 53

PYMNTS

JANUARY 1, 2021

Presented by Afterpay and featuring an interview with Daniel Demsky , co-founder of travel clothing retailer Unbound Merino , this report detailed the way installment payment plans’ popularity have surged during the pandemic, and research correctly suggested it would become only more popular during the holiday season.

Economy 103

Economy Online and Mobile Banking Credit Union Money Laundering 103

CB Insights

APRIL 4, 2019

In the last few weeks, we’ve received a lot of requests for the Future of Fintech 2019 agenda. Former FDIC Chair – Because who better to share insights on the US fiscal policy and the state of the economy than the former FDIC Chair? Here’s a special glance at Day 1 — which is packed with one-on-one interviews. Affirm ($2.9B

FDIC 30

FDIC FinTech Venmo Economy 30

Fintech Finance

JULY 30, 2024

Founded in 2019, the Stockholm-headquartered fintech has pursued market expansion in early 2024, with the launch of Brite Instant Payments in the German market.

Instant Payments 98

Instant Payments Payments Accounts End User 98

PYMNTS

NOVEMBER 30, 2020

In June of 2019, Lyft became the first ridesharing firm to offer on-demand transportation for eligible Medicaid beneficiaries, thanks to a May policy change made by Arizona's Medicaid agency that allows ridesharing providers to offer rides to patients who can't secure their own transport to healthcare appointments. percentage points.

Economy 64

Economy NOV Push-to-Card On-Demand 64

PYMNTS

JANUARY 20, 2021

"We expect this network for frictionless transfer of value in the New Economy of Movement to open up trillions of dollars of new opportunities to monetize vehicles, services, data and infrastructure.". In 2019, J.P. Flanigan added that Ford believes the technology could make the buying process easier in the future.

Blockchain 81

Blockchain Research Use Case Finance 81

PYMNTS

AUGUST 30, 2020

The coronavirus pandemic's disruptions have left banks “flooded with cash and it's hard to know what to do,” said Brian Foran, an analyst at Autonomous Research , according to WSJ. Profits, the report found, were around $18 billion across both the first two quarters this year — a massive downward trend from the near $55 billion from 2019.

Consumer 82

Consumer Economy Legal Governance 82

CB Insights

JANUARY 2, 2019

We’ve created a guide below to help you access our most relevant research in CPG and retail from 2018. Top research posts and reports. Can CPG Brands Monetize The Sharing Economy? Is 2019 The Year of Lab-Grown Protein? The Wellness Economy: The Buzzy Trend Reshaping Everything From Personal Care To Real Estate.

Research 36

Research AI Blockchain Economy 36

PYMNTS

JANUARY 28, 2021

But for the recipients of the cross-border money transfers and peer-to-peer (P2P) payments usually associated with developing economies, they are lifelines. Person-to-person international transfers form by far the largest foreign economic support for developing economies. In the payments industry, they’re known as remittances.

Cross-Border 117

Cross-Border Innovation Economy Governance 117

PYMNTS

JANUARY 7, 2020

In today’s top news, 2019 is on track to be the second-best year after 2011 for startups worth over $500 million, Toyota unveiled plans for a smart city in Japan, and ExxonMobil and Fiserv have teamed up to let people pay with Alexa at the gas pump. Our research found three essential strategies to update systems that pre-date the digital era.

Value Added Service 52

Value Added Service Service Provider Economy Research 52

PYMNTS

DECEMBER 24, 2019

21, the last Saturday shopping day before Christmas 2019, has been confirmed as the single biggest retail sales day in U.S. According to retail research firm Customer Growth Partners, consumers on Super Saturday spent a total of $34.4 billion and that exceeded 2019 Black Friday sales by 10 percent. Exceeding forecasts , Dec.

Research 74

Research Economy Continuity Finance 74

PYMNTS

DECEMBER 28, 2020

Some predictions pre-holiday ranged as high as a 5 percent increase over 2019; some called for flat spending. Digital-first economy: The Mastercard report showed eCommerce accounted for 19.7 percent in 2019. It was driven by a 49 percent spike in eCommerce, which shows the expected dramatic increase in the digital-first economy.

Visa 104

Visa Economy Consumer Advisors 104